The Huron Expositor, 1983-12-21, Page 28Q
elps at Christmas
Mt that t;mel Pot holiday shopping.'
that b.;
Be kind_ to yourself this year td avoid
excesses in spending. Spend according to a
phutOr, if short on cash, give gifts that coat
tittle or nothing, then there'll be no surprises
when bills come due.
Geta handle on your financial situation by
estimating your expenses and comparing
them with your disposable income to see
how touch you cart afford to spend on gifts.
Divide this amount by the number of people
o}t your list. If you will not be spending an
equal amount on each, add and subtract
t accord' y.
Will money you have to spend be
available when you shop — cash — or later
— credit? Controlling cashexpenditures is
easy — you stop when the money is gone.
But avoid carrying lame amounts with you
and keep all receipts m case of returns or
complaints.
'Keep a , running list of all credit
commitments as you make them, not only at
each store but the overall totals. Then
monthly payments shouldn't exceed the
limit you've set.
Be sure you understand the terms of any
contracts you sign. how much you'll be
paying in interest and hold onto any
contracts and charge slips.
• Comparison shop before leaving home by
using ads, consumer rating magazines and
catalogues. List what you want (s,zesjcolors,
' etc.), where to look and the m aximum you
can spend. Whenever possible,. call ahead to
make sure the stores stock the items wanted.
Are you lacking time and inspiration?
Consider giving plants. magazine subscrip-
tions, tickets for concerts. plays or sporting
events, gift certificates for food outlets —
even a cleaning service.
if you simply do not have money to spend.
invest what you do have — time, skills,
talents, energy — in personal gifts. Present
handwritten gift certificates to the special
people in your life. entitling them to....what-,
ever you decide.
Here are some possibilities. For those
with a flair for doing hair. consider giving
some haircuts, sets tie a home Item. If you
have sewing stilts. offer to make a ggaarrmment
in the.,,pattern and fabric of the teCelver's
choice. If mechanically inclined, present a
tune-up as a nt.
Are yoit lacking in skills but have plenty of
free tine? House-sit during a friend's
vacation, provide pet -sitting services, make
houses alts on plants.
Any mother would welcome three or four
afternoons of babysittng. Take the children
on the day of a party or clean her house. Give
certificates for a car wash or wax or a garage
dean -up.
Like to bake? Offer cakes, pies or your
own 'dessert specialty for two or three
occasions in 1954. For the more ambitious.
there's the supergift — a certificate entitling
the bearer to a complete dinner party in his
or her apartment or home —'prepared and
served by you! Perhaps you'd prefer to give
coding lessons or instructions in macrame
or car maintenance, You fill in the blank.
Ideally, one has the option of investing
either money or skills in you
have that Ituz this ' If do not
luxury year. be sure to allot
money for them'in future spending plans —
beginaing:now1k
By Cherida Ganiiss, Brussels Public School
Thanks, all, for your
busiriess,and
frust this p$st year
May you enjoy
this day
Warm wishes for
• a season of friendship
and grand cheer. Nlanv
thanks for your supptni!
SEAFORTH
JEWELLERS
Seaforth
Santa knows
that you've
been nice!
Thanks, all !
WINTHROP
GENERAL
STORE
Here s hoping Sown
Nick brings you and yoir
loved ones much goo
k ck and happiness
this Christmas
].n happy anttctieton of the magical
Christmas season our sincere thanks.
Cheer
ti
527-0270
Mat ',oar f lawrman yield Rood
tion and gold friend.... rile
Werra! \,m •t been year
411>CANADIAN IMPERIAL
BANK OF COMMERCE Frank Phillips Seaforth
Seaforth 1 IPhotograPher 527-1302
IIAf11TN ILICIlINICi
kSALES g. SEAVKE.TV•tao,o •,e -Ft . STEREO II
Pla•eS27-ns0 • n spARLIN6 STREET
F t,
GARRY
BANNON
Painting, Decorating, Paper Hanging,
Drywall Taping
527-1582 Seafdrth
•
7.• � ---'R
^.a't'4` �. — '.;1?y71-• -,.: 'yam •_ •
OICE
t
Warm Wishes for a p.
Cozy Christmas!
Our message is III
simple but sincere.
"Hove a glorious
Citrisrmas. friends!"
•1"-auts .ams JUN= Allumn
41 II% Am MOM
to all our
Friends & Customers
The Biala -imp of Peace to you and your
family during this Christmas Season.
HAUGH TIRE
and Muffler Supply Ltd.
On Highway 4 just south of Clinton
482-3752 482-9796
LOGAN FORD �►�
TRACTOR SALES LTD.;
y
R. R..3. Mltchall 344541457
r�'at�sa'iwaaa��e�..:..waw+e�►.ahatiaali�da7'�1s�`"�aa�,ii�Dt�
As the HOLOAAN' SEASON antdosc les. our Noughts Ran to Metro, vreanine of Mrs boom Now Deere
et Meyer and an Mre.usnofeaents, IrotendtocorodmitttroanpurtararriandaNcotholonteheroateala
tradrrees,eranernrrfybi And aD 1t is that oat aouAO We to sat anti,tha,reen. dbraNloro and emeaen
hops that your HOLIDAY SEASON oaf No Joyous and Happy ire etu Me cane Yam .01 trig
In and macee, to You and Yocaa
from the Vincent Family & Staff
Carlotta CNA Jiro lsrttEoreapn Fitment meds Net PAaa oro
BCD farrmeea Garry van l'tlnela Hama! Catenary Fieri eerie
George Rlbey Doug FAM nem6 Wien MTh* am,
Strome Bannerman Far De Jeep Grin Nk:CAaa Jan NSl&hd
Jar, and Marlen Inman
Cathy Conlon
Kan Woman
Jury Fara
Pair Vanes starers
filled with joy and
contentment.
Moy this holiday be
the best yet !
SEAFORTH
MEDICAL CLINIC
Goderich SL, Wast,
Sssfs►th 527-1770
CHRISTMAS HOURS:
Dee. 23 9-3`30
Dec. 24. 25, 26 Cased
Jen.2 Classed