The Wingham Advance, 1908-01-30, Page 2LESSON V. -FE. fa. 1e08.
Jesus the Saviettr of the Werld.-John,
3: 1...23,
Conuneataree-L The new birth (vs.
1-8), thew: verso Jesus clearly etates
the condition of entering the leingtiora of
Clod -the kingdom, ofgrace here and of
glory hereafter.i
It s by being "horo
agam," "from above," converted, regen-
erated. Nicodentus coula not under-
stand this and asked. how a man could
be born when he was old, Jesus gave
him to understand that it was not a
natural but a spiritual birth to which
he referred. The Savior then brought
to Nteoclemus an illustration about the
wind. He neea not think it strange that
he could not understand the operation
of the Spirit, for lie could not even un-
derstand the blowing of the wind. The
laws of the spiritual We are unknown, .
We can understand the new birth only
as we receive it.
Jesus inspires faith (vs. 9-13) Nic-
()demos was still in the dark, He could
not apprehend spiritual truth. Jesus ex-
preesed surprise that he a great Jewish
teacher did not understand these all-
important truths. Jesus spoke with
positiveness and authority. He seid,
"We speak that which we know, and
bear witness of that which we have
seen" c(v. 11, R. V.). • Jesus spoke from
personal knowledge not from hearsay,
and yet Nisoderaus and the class of peo-
ple he represented failed to accept the
testimony given.
III. God's. groat love for man (vs. 14-
17).
14. the serpent -Study the story in
Num. 21:4-9, "The history of the braz-
en serpent is tia parable of the gospel,"
even so -"Christ here testifies ef the
prophetic and typical character of the
Old Testament," must -This WAS God's
plan to save men (Heb. 2:9, 10). Son of
man -This is the title which Christ most
frequently applied to himself, sometimes
interchanging it with "the Son of God."
He appropriated to himself the prophecy
of Daniel (Matt, 20:63, 04; Dan. 7:13).
It is applied to Christ more than eighty
times in the New Testament. It implies,
IttlefRWI'diValtRiation (Matt. 8:20), and
that he, the Son of God, became A true
man (Rom. 8:3). 2. That he was the
one perfect man, sinless and complete
in every human virtue. 3. That he was
the representative man, elevated above
individual, class and national prejudices.
4. That he was, officially, the represen-
tative of the human race in his life and
death for man. be lifted up -1. In his
crucifixion. 2. In his exaltation. 3. In
the publishing and preaching of his ever-
lasting gospel. -Henry. 15. whosoever,
etc. -Gentiles as well as ,Tews.
soever" is better for each one than
though he were called by name, for the
same name might belong to another.
Thoee who accept Christ as their per-
sonal Savior will be saved froin the ef-
fects of sin, which naturalle end in the
destruction of the soul, and will be given
spiritual life here and in the world to
come life everlasting. not perish -Omit-
ted in R. 0. eternal life -Eternal life is
the life which nothing can destroy. It
is more than endless existence. The
wicked will exist forever. "Eternal life
d 1 ve
is fullness of life, toy, peace an o .
(E h 9 1-6) tty Americans at an occasional advance of
inn I prefers the hglit. tte does nothing
trn ler cover. Jesus *mid, "In atieret have
1 said mathieg." The man who lovett. the '
light doesi not find it in harmony with .
MK feelings to join himself in swot con-
einve, behind locks an bolts, with tholio '
who meet to learn passwords and prim;
in order to be able carry on their
•deeas under cover. 'tiny be made mem-
feet--Ite desirce the most rigid nod
searching examination into hie actions.
He is night and he knows it, end he not
only has nothing to fear by coming in-
to the light, but he has much to gain.
Ileeourts the tight. Wvitaght in God, -
Tae desire of the good men is to mag-
nify God not himself, 'Phis closes
Christ's interview with Nteodemos,.
PRACTICAL APPLICATIONS
1. Nicodemus coming to °Rene, " The
presence of Jesus Jerusalem, And es-
pecially the excitement produced among
the rulers of the Jewe, consequent upon
the pureeing of the temple, together with
his increasing fame as a teacber and
worker of miraeles. which hint remelted
Jerusalem from the bill country where
Jame beem led to this %mous In-
terview." Nicodemus was not ready to
accept Jesue as the aleseialt uetil he bad
seen and heard him. With the greatest
solemnity Jews turns abruptly from
things temporal to things spiritual.Ris
first sentence was, too deep for the wise
councillor. The great plan of salvation
was disclosed to him. Nieodemus was ig-
norant of epiritted things. "How can
tbese thingS,be?" Was the true index of
his darkened mind.. "It was not teach-
ing he needed, but the ability to under-
stand teaching; not. more light, but
sight,"
IL The new birth. "Ye moat be born
again" (v. 7). There is no other way to
be saved. Flesh cannot be jusblfied
(Rom. 3. 20). "By no process of evolut
tion can the natural man develop into
a spiritual man; by no process of de-
generation can the spiritual man deter -
;crate into the natural Man. They are
from totally different stock," It is not
enough to improve the old nature, but
there must be. a new foundation, new
life, a new creation, a birth "from
above." Regeneration is the work of
the Holy Spirit (Titus 3. 5.)
Da The brazen serpent. "And as Moes
1:fted tbe serpent in the wilderness,
even so must the San of Man be lifted
up" (v. 14; Luke 24, 7). 1. As the Is-
raelites in the wildernesa were bitten by
the fiery serpents (Nunn 21, Oh so the
4inner is bitten by "that old serpent,
called the devil" (Rev. 1 2, 9). 2. As
every one bitten by the serpent must die,
so death bath passed upon all men, 1:or
all have sinned (Ram. 5, 12). 3 -As Moses
lifted up the serpent by divine appoint-
ment (Num, 21, 8), so Christ was ap-
pointed by the Pother to die for the
world (L John 4, 91. 4. As the serpent
was lifted up visibly in the presence of
the people (Nun:. 21, 8). So eras Christ
Med up publicly before the whole nntion
at the Passover. 5. As the .eteen
Israel-
ito must look to the serpent (Num. 21,
8), so we must believe on Christ, the
crucified. 0. As "every iene" that looked
"lived" (Num. 21, 8)-, so "every one" that
believeth on Christ hath everlasting tife
(John 6, 40).
W. God's great love for the world. 1.
The lover, "God so loved," Jesus did
not die to appease the wrath of God.
"God so loved us" that He sent His Son
to dieefor us (I. John, 4, 11). Man shined
and sold himself to Satan. God must
buy him back, for redemption is the way
back to God. God paid Satan his price,
the blood of His own Son,
9 The object of God's love. "The
emit leo'
'AVM,
ternai, but huelnes* finale the weakened
pureluteing power of the thatutentle atilt
unemployed. Ae it DroOmes poeaible to
Make commercial Weal at 0 per cent,
there is a disposition to exteucl opera.
tions tunny nul1s. now prodooing for diee
tribution next fall and winter. Retail
trade in seasonable heavy weight wean.
TORONTO LIVI1 STOOK. mg apparel hoe been retaraed, by mild
weather, gala stock e are reduced by bar-
Itecelphi ot live moat at nie City Mar -
ways. were fie ikleads, connione of nal 00 have arrived in large numbers in the
catue, 800 taiga Kaa and 76 Callr" LOCO ithbing dry goods market, placing
The "alitY o4 :at matt: f wow" a Otte 110 tilQ fair orders at lower prices named
ettaiteewaaloltii:14 ;410 (Med- MnoY ore In on some deseriptions, and this toward
bneinees was aleo liberal at other large
iinErePdrient-Nepert steers et aerie quality centres, Mercantile collections centime.)
would be worth $5 and tiometimea extra
choice would bring it little more. Expert $4) (InprOVO,, although Still baeleward at
tuns eold 0.76 to $4.25 par cwt. Alt odd Many pints. InclUStrial news is eliedits
Kr wen -finished bun brought $4,40 more enorwaging 0,12 the whole,
kot Enna Tuesday WS reported by the rail- gam aides that retuan little profit,Buyt
not QX. there is nauch maehinery, and the
Inachers-all climes were lower
ceptinx the choice picked lets, 14.1ch -were Mal output has been curtailed on that
Quoted Around so and a little over on ties. -
clay, but $4,90 was the eIghest price we heard
of 11QtAg Paid for this class tia-day, and only
two cattle Out of 1504 were reported as
bringing that price, and on more was quot-
ed at $4.80. Loads of good old all the way
front $4.16 to 14.40: medium., $3.60 to 83.9(1;
common $3.25 to 450; cows, 2.70 to $3.10:
canners,' 11 to $1,75.
Feeders and stockera-A few light Steens,
SOO to 000 Ills each, were reported as being
sold at nricea ranging froro, 13,26 up to $3.75
Der (VW;
Milkers and springers -Good to choice cowe
(told from 338 to $60; common to medittm.
$26 to $36 each.
Veal calver-Prices for veal calves of the
beat "claas ranged from ea to $0,5fi per cwt.,
with extra choice new milk -fed calvea at
97 per owt. Heavy end corrimou ottiVes, $3
to 94.50 per cwt.
Sheep and lambs -Lambs aold nt easier
Prim, from 15,75 to pas for good to choice,
and 84.50 to 85.50 for common thin lambs, of
which far too many aro being Marketed
and not enough of the better class. Sheep
sold at 24 to $4,50,
flogs -The run o't hogs was not heavy,
829, Mr. Harris quoted selects to $5.50; lights
and fats. 10.25; sows, $3 to 93.55; stags, $1
to $2 per cwt,.. and market weak.
TORONTO FARMERS' MARKET,
The offering of grain to -day were a little
larger than of late. Barley, weaker, there
tieing sales of 1,000 bushels at 79e to bOo
Wheat easter, 400 bushels or Fall selling at
stie to, $1, Oats, 200 bushels selling at 55c
a VbautrtibearLs' produce in fair supply to -day,
with little °flange in prices, butter sold at
27 to 80e Per lo., According to quality and
oew laid eggd at 250 per duzen.
Hay in tittr supply, with prices steady':
3) loads sold at to. 920 a tou.Straw dull,
ono load gelling at 914.a ton,
Dressed hoge are unchanged at $7.50 to
97.76 Par light. anti at $7.25 tor heavey,
Wheat. watte, bush .. ..8 0 99 $ 1 00
1)0., red, bush . ,. 0 09 1049
1)0., spring, butt 0 0 00
Do., goose, bush 0 91 0 92
Oats. bush. „ „ 0 55 0 00
Barley, bush 0 79 0 80
tire. bush ., 0 ee C 00
Peat). bush .. - 0 88 00
ttay timothy, ton .. 18 00 20 00
• Do., clover, ton .. 10 00 0 00
Straw, ton .. • . .. 14 00 14 50
Seeds, Alsike, No. 1, bu. 8 25 8 60
Do., No, 2 7 25 8049
Do., red clover 10 00 19 25
Dressed Hogs .. '7 26 7 76
Eggs: new laid, doz. 0 35 0 00
, storage .. -0 23 0 20
Butter, dairy 0 26 0 80
Do. creamery, .. .. • 0 30 0 32
Geese, dressed, lb. .. 0 10 0 11
Chickens. per lb. 0 12 0 14
Ducks, dressed, lb, 0 11 .0 13
Turkeys. per lb. .. 0 16 0 18
Apples, pea• bbl, .. 1 75 3 00
Potatoes, per bag ., 0 85 1 00
Cabbage, doz. ,. a 40 :0 50
'Onions, per bag .. 1 00 1 15
Beef. hindquarters .• 8 60 10 00
• Do., forequarters .. 5 50 6 60
Do., Choice,. comma ......800 8 60
Do„ medium. carcase .. ..6 25 7 00
Muton, per cwt. 8 00 9 00
Veal. prime, per eivt. 9 00 11 00
Lamb, per civt 10 90 11 50
LONDON WOOL •MARKET,
account together wtth the tardipeas of
winter. Immigration deelined to 09,574 in
December, or about one-half the Novem-
ber total, yet the year 1907 far our-
paeised all reeorde with an aggregate of
1,333,166. Accepting the largest estimate
of emigration, the net gam for the
year was over 800,000. For this nionth
thus far, however, it is reported that
emigration has been four tines immi-
gration,
t -
TWO MEN'S SAD END
BURNED TO DEATH IN A FORT
FRANCES SHOP.
J. Stevenson, 'Shoemaker, and James
McKinnon, Tailor, Both Sober
and Reliable Men, Smothered to
Death tri a Fire That Destroyed
Stevenson's Shoe Shep.
Fort Frances, Jan. 26. -Fire was dis-
covered this morning at 2 o'clock in a
small building used as a shoemaker's
shop on Church street, opposite the post -
office. Inside of half an hour the fire
was subdued, and the firemen were hor-
rified to find. on the floor the remains
of two men. They were J. Stevenson,
owner of the shop, and a tailor by the
name of Jemea McKinnon, who was ein-
ployed by W. A. Baker. MoKinnon
had evidently tried to each the roar
door, but fell, overcome by the smoke,
with his head within it foot of the win-
dow. Both legs were burned off, and he
was otherwise bedly burned. Stevenson
had tried. to get out by the front part.
McKinnon was a quiet, steady, hard-
working inan, about forty, and leaves a
wife residing at 629 Ballantyne avenue,
Winnipeg. Prior to coming here, two
years ago, be was employed at Rainy
River. Stevenson, who had not been
long out from Belfast, was 67 years of
age, and leaves two daughters in Winni-
peg and a son in Vancouver. Both men
rimined together at the back of the shop
divided off from the front by a wooden
partition. It is supposed they had re-
tired as neual for the nighthend the fite
resulted from the stove igniting the
partitiore
Both men were evidently suffocated
before they discovered the fire, and con-
sequently perished in the flames, COT-
oner Moore will hold an inquest toanor-
London Qabia---At the Wool sales 40-40,7 row. Meantime the relatives have been
merinos sold briskly, fine grades showing communicated with regarding the dis-
lt,983 bales were offered. A geed tulPPIY of
a hardenlog tendeeet. Coarse croasbred were position of the bodies.
In demahd for home consumption. Good The . store adjoining, owned by C.
Smith, was a so a y
unknown.
d h it hie retaken
It is the life of God in the soul. , world." A. sinful, rebellious, ungrateful short croesbre s, w en su a , we
16. Luther called this verse "parva
Biblia" Male Bible.) On kis death-bea
he said, "It is my favorite cordial." The
verse is said to be "the beet thing ever
h n eh" So loved -Such. a
ut in uma epee .
wet p . a, • 0 Der cent.
"God is love." Love is sacrifice. The BRITISH CATTLE 1VIARKETS.
death of Christ was the sacrifice of God.
London Coble -London - cables are steady
Redemption was love prompted, love at lie to 13e per pound, dressed welght; re -
conceived, love wrought." - frigator beef. is. puoted at leo per pound.' ,
3. The expression of -His leve. He
rove could not be described. Jesus did
not attempt.
meaning in that little word "so" which
the finite mind cannot -fathom. The
world -"A Methodist collier in York-_
shire opened his first sermon with this
striking comment, 'When Goa loves, he
loves a world: when God gives, he gives
his Som' "-Moulton. Only begotten
Son -While God has many sons, made
moth through the regenerating power of
tho Spirit, he has only one "only ))egot-
ten" Son -a Son of equal rank and dig-.
nity witt himself. Believeth in him -
To believe in (or "on") Christ is to ac-
cept him as our Saviour; to believe and
obey his teachings. It implies a thor-
ough repentance and a renouncing of
the old life, as well as obedience and
faith. Not perish -Not be banisbed
from the presence of God. To perish
does not mean total extinction of be-
ing. Everlasting life-"Kternat life."--
R. V. The Greek is the same as in v.
15. Here is a doublo benefit offered:
9. Those who believe in Christ are ex-
empted from eternal perdition. 2. They
are brought to eternal glory."
17. The world -As in v, 18, the whole
human race is meant, not merely the
Geutiles. To condemn -Or to judge.
The purpose of Christ's coming was not
to judge and Condemn men, but to save
th
erm "This does not contradict John
ix. 30, 'For judgment am come into
the world.' Compare Luke 0; 50. Sinee
there are sinners in the world Christ's
coming involves a separation of them
from the good, a judginent, a sentenee;
but title is not the purpose of his com-
ing -the purpose is salvation.. Might
be saved -The world can reject Christ if
it chooses to do so; it is not compelled
to be saved.
IV. Man's reeponsibility (vs. 18-21.)
"Seats here explains to Nicodemus how
men ate guilty for rejecting him." 18.
That believeth-The one who trusts in
Jesus Christ for salvation: Not eon-
denmed-Or "not judged." He is not
condemned because he believes it Christ.
Believeth not is condemned -Christ's
tomiog *was the net of God. It was an
net of the most stupendous character.
It obligates a MAU to God. If, however,
nutn negleets, ignoms and then elenies
it, be Stands condemned. If God sent
his Son itto the world duly authenti-
cated, man's duty id to 'respect and ac
-
opt that conting-Whedon,
10. -e -This is ,the condemnation -Or.
Thie ia the reason why men are gallty
taut will be punished. Light -Light oftet
denotes instruction, teaching, doctrine,
as that Ify which we See the tenth of
-
• is deth of gave." SalvWINNIPEG WHEAT MARKET.
ation is a gift. We cannot •
17 'lowing are the closing quotations pia -
buy it, we cannot earn it, lest we should wr
innipee gain tuturee. to -day:
boast" of it, instead of glorifying God. Wheat -Jam SIM% bld, Max $L12%12% asked.
Yet some so long for it that they try to. 0nts---411.. 53c bid. May 57% bId.
buy it. A wealthy Brahmin girl bathed Bradstreet's Trade Review,
..
in eight sacred rivers and visited fifty.
temples, and walked' around a certain Itiontreal-General trade here con-
mes every morning, tone.
to show something of a quiet
tree forty-two ti
her god at eve*, tone. While it is yet somewhat early
making an offering to
to
circuit. She fasted twenty-five days, state positiVely just whet the -whole-
og but a little milk, doing sale trade of the next few month's
taking nothi
penance each day. Again she fasted will be, it may be taken for granted
forty days. •She gave liberally. She that the volume of business will be
buill, a temple to the gods, decorated the hardly up to the standard set by the
idols with her own jewels and fasted same season last year. Orders, how -
forty -five days more. For hours she ever, are coming in fairly well. Con -
tinned lack of cold weather irt most
would sit before the idols and say a
hundred prayers over her beads. Daily parts of the country has acted against
the movement of 'winter lines. Dis-
she would light several hundred Lunpe
before the shrines and sit and read the count sales have been general aiming -
Sacred books. But 'her longings were ' at the retail trade of this city, and
never satisfied, her heart always ached. outside of this business! has been
uit. The drygoods trade -continues
One day she sent for a lady missionary citoereport
to teach her another language in which a good outlook for the spring
and summer business. Textile mills
to pray- to the gods. She taught her in are Well satisfied With the amanita of
the gospel of Mark. The Hindu became orders on hand- and prices still hold
interested. She accepted salvation as a firm. The grocery trade is shcwing
gift. • Christ satisfied her heart and gave an improved tone although it is still
her a peace she had never known, She somewhat behind the movement usual
lost all interest in her idols and came to at this' time of the year. Canned
loathe them. Her family became suspi- goods and sugars continue firm in
cious. The priesta ordered her to fest tone. General business is still af-
and not to see the missionaries. The fected by the tightness in money.
days were clerk. At last she decided to Manufacturers are still inclined to
leave her lovely home and much loved observe economy in all directions.
family, whom she could never see again; Toronto -There has been little
and espouse the cease of Christ. She left change in *trade here during the past
all her silks and jewels, and with only a week. The volume of business move
cotton cloth garment crept one Christ- ing does not show monh growth, but
mas night 'to the mission'door and threw the general outlook is somewhat mote
herself Into the lady's arms; exclaiming. encotiraging. Travellers are sending
tun come A. C. M.• In a fair run of ordere and they re -
JACK LONDON TURNS UP. oort that, though buyers May, for
the time being, hold off slightly, the
retail trade of next spring should be
Arrives at San Francisco From Tahiti good and that the re -order bossiness
After Being Given Up For Lost. ' hould set in. early. Clothing menu -
San Pro.nciaco, Jan. 26. --jack London lecturers tepott trade quiet. Retail.
ars are holding many discount sales in
was true to his character as a dramatic this line. The fur busitese is also
he appeared on Saturday Tapp
dull. The continued Mild weather is
osed to be largely respOnsible for
novelist whena
among passengers of the steamship Mari- this. Clothiers .look for an early' irn
posit the day after the Oakland Bank had P
revertient in edriditions. The dry -
Idea a deed trust on his home in that goods sorting trade ia light and may
city, having given him uti we lost. be expected to continue so unleee add
For four months Londoies whereabouts weather Nimes 40 • stay. So far the
hes holm unknown. He left Tionolulti seeson has been tuti open to mtieh
on Oct. 7 to go to Taltiti Now he re- hat the business in heavy' tends. The
W ' --0 *
duty. -Barnes. The word in this eortnee-
tion is tuted with respect, to Christ, who
te the light of the World. It ia Alto an
emblem of holinest, happiness nod Ite,a,v-
en. M eome---God has sent the light to
us, but the work of cerrating the light
to ft lost tend darkened world Teats 'emelt
those who see the light. The benthen
national of the earth muet, be retiehed
through the efforts Of the Christina
church. Men loved darkriess-tove of
evil prevents men from accepting the
good; they prefer the dark -the evil -
and hate the good. 'Men reject Christ,
end eeligion beet:nee they are evil, and
they ere evil because they reject Christ
end Irreligion and wickednete
ere one,--Wliedon. &Wive ete.-elt is
hard for mett to humble,themselvete be-
fore GM eonfeat and renounee their
sins, 20. Ilateth the works
are performed in the night, under eover
of detykrielts. Wicked nten are Afraid of
the- light. Ifepleved-eThe gospel re-
proves Anti condemns the sinner. It
wifikee 'sin Appear odious.
21. Deeth trotti---"A meet expressive
• phrase. night is truth, ami wrong ie
felt:demi, Infidels and sinners eat a
lie." TO do the truth ie to obey 4110
trath, Cblileth to the light --The good
.1.
turns with 1de wife on a fiyhig visit, end eutInok for apring triitice!e righti.d
1 b dl damaged.Loss
ARMY FOR INDIA.,
BRITAIN PREPARING FOR POS-
SIBLE TROUBLE IN THE EAST.
, -
Officers of the Auxiliary Forces
Throughout the Country Ordered
to Hold Themselves in Readiness
-Must Not Go Beyond Reach of
Telegrams.
New York, Jae. 20. -The Sun has IT-
ceived the following cable despatch from
London: Oraers have been issued from
the War Office to the officers of the
auxiliary Vines throughout Great Bri-
tain asking that they state whether
mobilization is immediately possible.
The recipients are instructed to be
prepared to join the forces on receipt of
telegraphic orders. They must keep
,their adjutants informed of their move-
ments, arid must not go beyond the
reach of telegrams.
The,ground for this extraordinary ac-
tion 40 the aect that the Government is
sericiusly alarmed by the growing unreet
in India. The War Office has com-
pleted a scheme for thtowing a large
force into. Hindostan, amounting, if ne-
cessary, to the entire regular army. The
auxiliary forces will then be used for
garrison duty in all parts of the Empire
from which regulars may be withlrawn.
A sinister turn has been given to the
situation by certain, home eomments., 14
has been hinted during the past few
days that the aetion of the Boer ma-
jority in the Transvattal has been ac-
tuated by a desire to embroil the houte
Government in India, with what ulti-
mate object is not soggested. This inter-
pretation of the Boer motives in return
for British magnanimity in giving.lionif
government 'to the Tranevaal is not
widely accepted even by the Govern.
_ tretit's critics.
• BRITISH LADIES SMOKE.
.0a011.0.0.4
,
"at '••
ANNuAL STATEMENT
BANK OF HAMILT
okr
Alt 111,14Miltod 90 the allarebeldOrk St the Annual Meeting held at the Head Otage of the Bank, M Hamilton, Monday, ;enmity 20904. 1908.
BOARD' OF DIRECTORS FOR 1908
HON, WM, GIBSON, President. GEORGE RTITHBRPOBD • j. TURNBULL,. Vice -President a .Goneral Manager
.TOTIN PROCTOR. 0. DAIsTON HON. J.. liSNDRIB, C.V.O. CYRUR A. IiiRGLI
To the Public
Notes of the Bank in circulation ..ill 5,215,821.00
Deposits bearing interest, including intereet
accrued to date ... .. ... .$19,902,027,36
Deposits not bearing interest . . .. 4,314,939,69
24,216,967.05
197,568,51
017,397.56
Balances due to other Banks in Canada and the United
States •
Balances due to Agents. i;f the Bank in Great Britain....
Dividend No. 74, payable 2n5. December, 1907 $61,759.00
Former Dividends unpaid 32440
62,083 , DO
$27,209,637,12
To the Shareholders
Capital Stock 0,470,360.00
Reserve Fund 2,470,360, 00
Amount reserved for Rebate of Interest on
Current Bills Discounted. f4.80460
Balance of profits carried forward
75,000.00
217,949.79
5,233,669.79
$a2,443,306 ‚91
PROFIT AND LOSS ACCOUNT
ASSETS
Gold and. Silver Coin $ 554,978,33
Dominion Government Notes 2 575 670 00
f
•
$3,110,648,33
Deposits with the Dominion Government as
Security for Note Circulation., ..... • 125,000,00
Notes of and Cheques on otheaBanks. 1,485,108:95
Balances due from other Banks in Canada
and the United States 141,488,08
Deininion and Provincial Government Securi-
ties 226,81.8.23
Canadian Municipal Securities, and British,
or Foreign, or Oolonial Public Seeuritiee,
other than Canadian 3,246,917.04
Railway and other Bonds, Debentures and
Stooks • 801,685 . 77
Loans at Gall, or Short Call, on negotiable
Seeutities #
1,441,119.62•0:10,578,787.50
20,343,839.60
Notes Discounted and Advances current
Notes Discounted, etc., overdue (estinutted loss provided 6i842.94
for)
1,186,075.3
Bank -Premises
Real Estate (other than Bank Premises), Mortgages, etc18157;096296:4855.
Office Furniture, Safes, etc.
69,065,21
Other Assets not included under foregoing heads
032,443,306.91
The Balance at Credit of Profit and Loss Account, 30th.
November, 1906, was • 4110,a70.04,
The profit for the year ended 30th. Novem-
ber, 1907, 'after dleduoting charges of
management and making provision for
Premium received on new Stock ., 384,700.26
270.00
bad and doubtful debts, are
•
$495,248.29
From which have been declared. four quarterly divi-
dends, in all 10 per cent $247,028.50
Carried. to Reserve Fund from Premium on now
• Stock as abeve
25,200700..0000
Written off Bank Premises
' Allowance to Ex -President authorized by Share-
holders 5,000,00
• 277,298.50 -
Balance of Profit and Loss corked forward $217,949.79
HON. WM. GIBSON, President J. TURNBULL, Ylee-Pres. grid General Manager
Venn
Paid-up
Capital.
Reserve., Circulation.
ANNUAL. RECORD OF TEN YEARS' GROWTH
Total Lia -
Deposita. blades to Zretts.
the Public.
1397-$1,250,000 $ 725,000 $ 934,249 $ 6,437,436 $ 7,820,649 $ 9,846,678
. 1,250,000 775,000 1,187,1573 7,684,374 9,117,310 11,199,144
1899- 1,500,000 1,000,000 1,189,726 8,770,994 10,622,526 13,163,057
19' 1,703,212 1,234,119 1,393,095 10,019,581 11,837,592 14,827,357
mt.,. 2,000,000 1,500,000 1,660,221 11,549,904 13,479,007 17,071,759
It will be seen by the above that during the last ten years the Bank's
Cepital. increased • 97' per cent.
reserved increased 240 per cent.
......eata • . elettelletaletestatreat
CHANGE IN
EXAMINATIONS.
LACK OF PLAIN EDUCATION TO BE
REMEDIED.
Better Tests for Teachers -Pressure of
Examinations to be Lessened and
They -Will Cease to be Dominant.
Toronto, Jan. 27. -The Minister of
Edgcation has issued an important ch-
.
cular on the examination question. The
system of "Approved. Schools" from
which pupils may be admitted to the
trelning colleges without examination
has been modified. It is expected that
in due course the pressure of examina-
tions for professional tests will be less-
ened, and that the examination will
- cease to be the dominant influence in
the schools.
The Minister, in his circular, says that
wider -the existing system, too often the
chief end of education, which. is the
forination of character, was lost sight of
and that the stress affected injuriously
the method of teaching and preparation
of pupils for the practical duties of life.
The Minister then goes on:
"Complaints have, indeed, increased
of late that in very many cases the
products of our secondary schools do not
possess what have long been regarded as
the essentials of a practical education.
They are too often poor in spelling, pen-
manship, reading and letter writing; and
in the elementary operations of arith-
metic they are lacking in speed and
accuracy. These complaints are well
founded. Even if the department and
university examinations were suitable for
pupils intended for commercial and in-
clustrial Pursuits, which they are not,
the examination. test in the foregoing
subjects is qiiite inadequate. With so
many examination centres, there could
be,. no adequate test of a candidate's
ability to read, and in any event it would
be 'regarded. by the public as unjustifi-
able to reject him• that is, to put him to
an additional yea'r's labor and expense
because he was a, poor reader. So, too,
if ..his spelling or his penmanship were
poor, or his letter writing lacked the
proper form, or his- arithmetic answers
were inaccurate in details. In arith-
metic, indeed, under our system he
might obtain high marks for the princi-
ples of the problems even if all his an-
swers were inaccurate in other respects.
"Accordingly, the Education Depart-
ment -proposes, as a step in the regen-
eration of the system, to conduct the
examinatione for entrance ter -the train-
ing schools for the sole purpose of
testing the competency of eandidates
for teachers' certificatee; and to extend
the "Approved School" system to the
subjects of Writing, spelling, arithmetic
and mensuration, English grammar, and
geography.. As a consequence, henceforth
the exturiutittion stress will be tentoved
front 'all the lower echoed subjects, the
speciat pteparation of the intending
teacher will be transferred to the train-
ing schools, and greater freedont will be
given the Secondary school staft during
the first twe. or three years of the pupil's
course, when molt freedom is most
needed. A thorough aemlemie course is
now provided in the IsTormal Schools, and
no candidate will be Allowed to pass the
Beal examinations -without a eotapetent
Not Afraid of Publicity Either, on
Board Ship.
• Xew York, Jan. 26. -Lady Juliet Duff,
• daughter of the fourth Earl of Lansdale,
and the Hon. Violet Mary Vivian, sister
of Baron Vivian,. and maid of honor to
the Queen, were passengers by the White
Star 1111er Adriatic, which reached her
• dock yesterday after a battle with tete-
declares he will go haek and resume his ' ltralPeg enera usaness ho g pests ail the way from Queenstown, and
voyage on his ketch, the Snark, whieb. is steady tone here although the vpignie therrather startled some of their coe-
at Papeite having her gas engines over- eat) shown eneptovernent ventional Ametieitt rousing by notthal-
hauled. the past wee , ateasheag le genera, y , antly smoking eigttrettes in the lounge,
All the time lenido• rt says he has been good and country trade is fait to
ished A 140,000 event etory called "Sue- lataetaDY'
g sg, al
Calfforniat who fails in other tido en retell trade is fairly active in
but proVes tt. Stit,TeSs as A writer. Lon- ell parts of the province and cone°.
don has also written a number of short times are genetally liatisfactorte. The
stories as well as sketthes of his trilise, outlook for provincial incluetriea is
•good.
g....." .
Quebece-TtaVelete, nit te ttile, are
DIED •At A MEETING. sending in fair orders arid the out -
where men and women are permitted te
busy with writilig. Ile has nearly fin- Febti` COlinetioris are •getierally eat. get er and In u.ge o act° ni any
eese" whith mill deal with a yottn Vancouver and VictorheA-Wholeeile • hltehand" R. V. lieltteri"t in the
d t b •
foam, Lady Duff ts accompanied by her
Second Life Guardia Wig) ints the opinion.
that his wife has Just aa much Agit; to
stiletto as he has.
Some of the American women who had
been smoking on the quiet in their
staterooms, as soon as they saw the
young Englishwomen openly indulging,
•
Sudden End itf Eiellevilie Dotter - ITitinilton-Trade holds a quiet tone end goon them were e g
went beck end got their own packageee
ht Or tea knowledge of all the subjects he will
look contnities favorable.
tie Irish rednctiOris optinA tables t 4 amigo.
- • • ,grainteier, and nritinnetic end meteorite,
eluding, of outgo, geography, .English
have to tettch in the ?Welk Sehools,
the City Hall. althOugh retailers are Innkinglffetts h
P of Vapor goitite root
f
le
Belleville, Ont., Jan. 26e -Dr, NV, Fa, no s are raoatiag end there 18 a goo• Lion. As far as practieabIe at present,
SPragne' a well-known Preetitiener ef forte orders. Ileteipts of produte TRIED TO HANG HERSELF. the sione provision will be made in the
this eity. dropped dead yesterday af- ate light. Collectiong are fair.
Oil A-- O d t
tenon in the office of. the City Clerk. d th • te
W Model schools of the future. It is also
wes atttnding Meeting to dismiss heip the wiriterwree%aeenir eirt8awear retail ret.erhe"ligh Woman rider Arrest the policy of the Edtteation Department
0
matters relative to the proposed bin Attempted Su kith) iii bell. •to inereitee the importance of the teeth -
before Parlirtmerit to increase toll on neg. Trade has • had et slow tone
the 13ay bridge Whith eontieete Prinee tinting the past weak Or two. Petierborotigh, Ont., Ian. ger-Airs. er'e personality, and, itt this way, to
14:thvitrd County' with the eity. Vtlhile nritity allow the formation of eltanteter to lat-
Ottiwtterieral business toutinues Mary Williamson, arrested "
vitt, vut whoiestturs ere tookffig for_ eVening for being drunk, attempted tO donut the main futictipti of the schools
Iteett diet:elle WaS the eittlSe Of deetn. t tr. Country it.ada ii,„3 A good fon° Of the tell and fattening it areund het aim of the BdtleittionaI Department to
me.ntal oontrol and direction, it is the
floor, expiring immediately. . in -tilt erding. Colleetione are only the ilight bY tYit'S it lIttifflet tO tho tad
Deceased WAS (10 years isf ego, mid for •4 * " - • ' remit. The tenestab)e bit duty at the st.i- •plaee xmon the truettes And the teachers
bun's tleVIIIVi.
State was in the teething professioe. /te tiott heard the. WOlatill etratigling •and the rettponsibility for providing, ttecord-
Wee it member of the City Board of NfOre 111(11111feetliring 13141.11t6 have re- eut her down before life wae extie,t, ing to Ioeitl. needs, the education for liiel
EdliCati011t 8111116(1, and money is ithundent, at easy Site le abotit fifty years ot Age. life work whieh every pupil ints tile right
aft 0$t e en ' DOSS ear y eoneinit seieide the telle•1vIoreover, enbject to embalms depatt.
giving some -floret lie sank to the , war to b tb i 1
to receive. As a result largely of the
dominant examination influences, our
school system has failed to take suffi-
eient actount of our economic condition.
We have edudated too nany for clerical
and professional pursuits, in which there
is little room, and too few for indastrial
pursuits, in which there is always room.
The future of Ontario demands that this
shall cease."
THEIR ELECTION IS INVALID.
Welland • Water Commission Must
Step Out After Doing Work.
Welland, Jan, 20. - The Town. of
Welland finds itself in a peettliar PJ -Ii -
tion regarding its water works tom -
mission. .0n -the • (lath of the muni-
cipal elections the ratepayers decitlial
an favor of counnassion management,
and on the same date elected three
commissioners to act with the Mayor.
The new commission lost no time in
getting to work. Arrangements were
at once -taken for •overhauling the
system, and yesteraay paid officials
omnpleted the taking ef ,a water cen-
sus.
Now it is disoovered that the election
of the commissioners is invalid, for the
reason that a recent amendment pro-
vides th•at two or four commissioners
ntust be elected and not three.
LEFT HIS OLD CLOTHES.
Burglar at St. Catharines Got a
Brand New Outfit,
• St. Catharines'Jan. 26. --On Friday
night a thief broke into Bissonetto
& Case's clothing house And Coy
Bros'. hardware seorc, seeuring a- large
quantity of goods in both place. The
thief took one suit of black clothes,
one blue overcoat, leather hand bag,
anl numerous other articles, leaving
his old clothes in exchange.
He then visited Coy Rrost hardware
store, foreing open the cellar window
ancl climbing up the elevator . shaft.
Here about $119 worth of knives, revel -
vers, Bei -seers, ammunition, etea, were
taken. A email amount of cash! Was
also taken from the till.
The police of surrounding towns were
at onee notified, but no arrest has yet
been made.
- 1
MONARCHS IN 'TRADE.
One Owns a Pottery and Another a
Barber Shop.
London, Jan. 26.-A monarch end
a men of business is a more frequent
combination than inany imagine. Em-
peror owns a well-equipped
pottery, which brings him $50,000
year. The King of Wurteraburg is the
proprietor of two large hotels, which
yield a similar amount. The King of
Saxony owns a porcelain lac:tory at
Meissen. '
The Regent of Lippe (Detmold) rans
a large model farre and sells butter,
milk an eggs. The Ring Of the Bel-
gians' inveettnent of $25,000,000 in the
Congo Free State yields him about 20
per eent. interest, while the King of
Sertt owns a. barber shop and all apothe-
cary shop, in addition to being the
agent for motor oars.
GOODS SEIZED IN LONDON, '
They Were rtippa.roo
abyfitoM!rris & 1Floid
Toronto late 27. -It has now been
itteertairted by a despatch from Lord
Stratheona to Ottawa that the- five
rases of dry goods shipped to England by
Morris & Reid, and the ptoperty of NV,
11. Brock Go. and other wholesale
houses here, have been reeovered by the
London pollee. This tonsigninent with
the goods ized by tbe Toronto police
completes the turioutt of goods seeured
• by the men operating in Toronto. -
Ephraim Ilymati Goldberg, who, with
Sydney r Morris and James Reed, are
eliarged with conspirieg to defraud about
ten wholesale Toronto firlila of geode,
came up before Magistrate Denison on
• Saturday. A plea of not guilty was
wattle by Mr. T. C. Robinette, K. V. As
CrOWft Attorney Corley WAS not ready
io go on the ease was put over till this
morning.
Total Lia- Total
Year. g415). -Reserve. Circulation.
the Public.
Deposits. bilities to Assets.
1902...$2,000,000 $1,600,000 $1,818,115 $14,184,250 010,210,209 $19,909,942
1903.., 2,000,000 1,700,000 1,816,536 15,864,880 18,129,474 21,959,590
1904... 2,229,980 2,000,000 1,994,876 , 17,583,149 20,351,550 24,713,613
1905... 2,440,740 2,440,740 2,279,755 21,464,121 23,914,157 28,886,048
1906.., 2,500,000 2,500,000 2,316,026 24,386,027 271,347per78,8600
9 3n2t.
,50 4,319
Circulation increased .
'
Deposits increased , 278 per cent.
Total assets increased 230 per cent.
DEATH OF OUIDA. The Wineham Advance
NOVELIST PASSED AWAY AT VIA-
REGGIO, ITALY.
Had Been Living for Some Time in
Most Distressing Poverty -Often
Compelled to Sleep Out of Doors
--Starved Herself to Feed Her
Dogs.
Florence, Jan. 26.-Ouida (Louise
de la Remee), the novelist died yes
terday at Vinreggio, after an illness
extending over a long period. She
died in most distressing poverty, her
only attendant being an old servant
woman, in whose arms she expired.
She. was completely blind in one eye,
and the other eye was badly affect-
ed through her having suffered so
much from exposure and privation.
During the last few months of her
life she was compelled at times to
sleep in the open air when unable'
to pay for a night's lodging, The im-
mediate cause of death is set down
as asthma complacated by heart di-
sease. Oujda had a passionate fond-
ness for dogs, and up to the very last
was surrounded by many of them,
depriving herself of even the neces-
saries of life in order to feed them.
The Minister of Instruction had sent
her on several occasions recently con-
siderable contributions which ho,d
been subscribed for her aid.
• Louise de la .Ramee was a British
novelist of French extraction. She
was bora at Bury St. Edmunds about
1840. I:10r pseudonym, "Ouida," was
a childish mispionunciation of
"Louisa." Her best known novel,
"Under Two Flags," was written in
1867, and was dramatized only recent-
ly. Other noted novels are "Moths,'
"Held ill Bondage" and "Guilderoy."
DnuGs IN FOODSTUFFS.
They Shorten theLivesof People in
America
Washington, Jan. 27.- Dr, H. W.
'Wiley, thief of the bureau of chemistry
of the Department of Agriculture, re-
ported to -day to the House Committee
on Agriculture the results of exhaus-
tive experhnents to determine the poi-
sonous effects on the haman system of
wall drugs as borax, benzoic acid, bon-
tottte of soda, sulphate of copper, sulphur
dioxide, formaldehyde and salicylic acid
when eontainedoin foodstuffs.
Dr. 'Wiley said that the expulsion of
those and kindred drugs from the body
is performed almost entirely by the
kidneys, and that he is satisfied the
term of American life would be length -
*
tined if Ute use of such drugs in foods
were eitholly discontinued. Ile said lie
was convinced that kidney disease, so'
prevalent in America, is partly the re-
sult of the constant introduction into
Ilia syatem of such preservative .suln
stances its benzoate of soda earried in
foo.
.Wiley has a plan to teach the
farmers of the country to make dena-
tured alcohol, whieln he says, ean be
cheaply manufactured from damaged
I'vreue.itteand vegetables and other farm
:
WILL Live IN BROOKLYN.
Mrs Eddy Travelsto New Hotne by
Special Train.
Coneord, l, IL, Jan, 26: -Mrs. Mary
M. Baker Eddy, founder and head of the
First Church of Christian Scientists,
to -day left her home, Pletteant View,
in this city, and by a eireuitous route
in a special train went to Chestnut Hill,
Brookline, to a house recently purchased
by the Chriatiett Science denominetion.
Mrs. Eddy was aecompanied by her
secretary, Calvin A, Frye, Archibald Mc.
Loma; one of the trustees for Mrs,
Eddy's property; Rev, Irving 0. Tom-
linson, a Christian Selenee "reader," and
a &teen othef men and women of Chris -
that &knee belief. Mrs. Eddy left in a
Special train'eonsisting of un engine and
three cars over the Boston & Maine Rail-
road. Ifer train was preeeded by a light
etigine, end enother engine followed after
a brief interval.
Mita Eddy will take up her residence
in %Waite permanently.
THEO. HALL, ProprIster
Dr. Agnew
PIW4loisn, Surgeon, Aoo.suobour
Otitioe-Upetaire n Om Itsodonald stook.
Meat cells mewed itt oak* ,
J. P. KENNEDY, M,Di, M.C.P•S,D,
(Member of the British. Medical tAseootatien.1
GOLD =DAUM 1N =MIND.
fbeetal abiention paid to Diseases of *0
• balm and Ohildreca
Office 91onre-4 to 4 p. in.; 7 to'S p. m.
DR. ROBE. C. REDMOND
OL 11. 0. a. (DoE.)
4L. R. 0. P. (Load.)'
PHYSIOIAN AND SURGEON
(Office with Dr. Chisholm.)
R. VANSTONE
BARRISTER AND SOLLOITOR
blew to loan at lowest rites. Office -
HMV= BLOOK,
WINGRAilf.
•
DICKINSON & HOLMES. •
BARRISTERS, SOLICITORS, ETC.
Office -Moyer Plock.
Pl, L. Mckinnon, Godley Ft:graea.
J. A. MORTON
BARMSTER AND SOMCIIZ;:a
• MONEY TO LOAN
Ofelce-Morton Block, Win gh era.
Wellington Iiinfir-1
Fire Ins. Co.
(Established 1980).
Head Office-GUELPII, ONT.
Risks taken on all eta: ote• of insurable Deo-
perty on the cosh or or.n.l.tra alio f :44)1%
/AMES GOtLDIE, 01:AS DAVIDSON,
President. gteretary.
dOHN
Agora. W14g1ettn,
I
• :,A.,1•47.4.-,
PRo M p I Ly E(7,11nEm!"1
'Write for our g 1•.• "1' IA 4
eel Help" att • "2lw:ttel o•e sub+, t 41 "t
stades it to•Igh nket ,1"1"
ventient orimpr •te.• ent nix v iirtos ytyLt
free our point. n sv* to %, hole p 1.1,^t•t“
patentable. Rtiocted opVicolito,o
been attectsaftitly prosecuted by u..Wet
conduct fully equiPped offires In loonttealt
and 'Washington this qualifies u.to
s .'
ydipateh orkatnile 5. cr, I. tntsi
it bro id AS tilt 1nvent1c.0 Ofaliest tt 2.rt noes(
furnished. 1
Patents procured .1-trottob Marlon 4Mk
don recciVe op citl rotico withnor an, .11
oVer too newspapers distributed llottughoutf
the Enminion.
spatiality hueinems Menu:at-4
tutera andUnghieerh
(
mARIori & mARtoN t
Patent Expert r * •
aaace..t.iloew Ve.ts ; to,
Ane„ti‘i,4 .4.W‘f tatetii.tOt 0,4*
SYMPAtily 40r Mfdtd6rOts.
Wolseley, Sask., :km, 26.-1.lreat oppo-
eition to the isentenee of death imposed
on Samuel Prior foe the murder of .
little girl nanuel Mohr near here lasi
tnmmer litia developed, the general im-
pression being that I'rior was irreepon-
ible. •