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Clinton New Era, 1895-06-14, Page 31 WITH BEEF,, IRON axle WINE, ' A NEW AND WONDERFUL BLOOD PURIFIER AND NERVE TONIC. Contains no Injurious Drugs! i very ingredient is a Health Builder, Certain and' Permanent Belief is guaranteed in oases of Con- stipation, Dyspepsia, Nervoueaces, +411 Weaknesses, Blood and (akin Diseases, It le based on Glyoerine instead of Alcohol. For,Pror duping Soft, Clear Skin 413(11/right Complexion and Relieving all ille Peculiar to Women it is Unsurpassed. Hold st ALLEN & WILSON'S Drug Store, Clinton. Be ctertairi to get "MANLEY'S." Take NA other f A PROSPEROUS; YEAR. Ontario Mutual Life Assur- ° ante Company. TWENTY-FIFTH G4JHE1LING. REPORTS OF A MOST SATISFAC- TORY CHARACTER. ENCODAAoIN0 STATEMENT BY PaEswENT I. E BOWMAN, M.P.-FEATU&E9 OF THE REPORT COMMENTED ON, The 25th annual meeting of the Ontario Mutual Life Assurance Co. was held in the Town Hall, Waterloo, on Thursday, May 23rd. The attendance was representative, and inoluded a number of thepolioy-holders, in addition to the directors and the prinoi- pal agents of the company in the Dominion. The meeting was marked• by such a degree of harmony and smoothness as spoke well fbr the manner in which its business is oonduoted. The reports were,exoeeding sat- isfactory, and everything went to show that the prospects of this well-known and well-established company are in every way bright. The chair was occupied by the President, L E. Bowman, M.P., who was assisted by Mr William Hendry, the company's Man- ager. It was moved by Alfred Hoskin, Q C., of Toronto, and seconded by Rev. Theo. Spetzy D.D., of Berlin, President of St W Jerome's College, "That W. H. Riddell, the Secretary of the company, be the Secretary of this meeting," which was carried. Sir Bowman read the report of the directors. and the financial statement which was as follows: To THE POLICYHOLDERS OF THE ONTARIO MU- TUAL LIFE ASSURANCE COMPANY : the reverse, requiring a larger one. The reason for this change was that the direotors expeoted that in the ,near future the Gov- ernment would ineiet on all companies hold- ing a 4 per cent. reserve, The direotors had decided to antioipate the aotion of the Government, and provide for a 4 per pent. reserve at onoe. It was, he said,. to the credit of the company, and an evidence 'of good, sound management, that they were able to make this change, transferring from the total surplus no lees a sum than $117,- 231, in order to make good the higher re- serve without lowering the liberal scale of distribution to policy -holders in reduction of their premium, as heretofore. Thebusinese of the oompany now amount • ed to nearly $19,000,000 of aseuranoe in f A held chiefly by members in the GENTLEMEN, -Your directors desire to sub- mit the following statements as their 25th an nual 31streportDecember, 1894rs of the company as at thDuring the past year 2,012 now policies were Issued for assurance, amounting to $2,945,250. The Manager also received 94 applications for $11(,000 from persons whose physical condition, family history or occupation did not justify their acceptance,which were therefore declined. The net Dremium income for 1894 is $527,131.18 andents sumeofi$132,858 34,orest whichrmakesinvour total income 8659,989.52. The total assets of the company as at the close of the year are $2,866,559.89, and the reserve re- quired to be hold under the regulations of the Dominion insurance department as security to our policy holders is $2,566,560, leaving a surplus of assets over liabilities amounting to $277,- 647.74. For some time your directors have had in view the propriety of changing the valuation of ear; policies. frgIn: the_ -gm, liner cent table to the Actuaries 4 er cent' (this 'Eeiug ttfe'table= on which our rates are based), and we have de- cided, owing a investments, to mathe ke the f change tf his year. In order to accomplish this the sum of 3117,231 will have to be transferred from the surplus to the reserve, leaving a balance of $160,416.74 at the credit of our surplus account, which will enable us to continue our liberal distribution to policy holders without any dimi- nution. The total number of policies in force at the close of the year is 14,147, covering assurance amounting to $18,767,698. The amount paid for death claims which oc- curred a d the mather year endowmentnunder amountli- to $22,111 under 20 policies. The Executive Committee has carefully ex- amined the fond it corrd ect as reportedh d tby ooASpany, your antihero. The tendency of the money market has during the past year again been towards a lower rate of interest, both on mortgages and debentures, but we hope that as the general business of the country revives the demand for money will im- prove, 50 as 10on en ale us to obtainta better rate Yon will be called on to elect four directors 1 i the place of B. M. Britton, Q. C., John Mar- shall, F. C. Brune. and J. Kerr Fisken, all of whom are eligible for re-election. The detailed statements prepared and certi- In 1887 fled to by your auditors are herewith submitted In 1888 for your consideration. In 1889 On behalf of the board, In 1890 L E. BOWMAN, President. In 1891 Statement for the year ending December 31, In 1892 1894: In 1893 INCOME In 1894 From premlum9 $527,131 18 From interest 132,858 34 -3 659,989 52 DISBURSEMENTS. For policyholders' death claims ... 8 136,.540,67 For policy -holders' endowments .. 22,111,00 For policy -holders' cash surrender values For policyholders' cash surplus.... For all other expenditures claims." He urged the ointinnanoe of the present policy of the company, the avoid- ance of anything like epeoalative insur- ance, and of all attempts toseeure too great apparent prosperity. He believed that "in medias, res" was best, that we should etiok in the middle course, and aim at steady growth rather than at the ephemeraldashes that characterised different companies. On the other side of the line they said "boom and bust." • This company did not want to boom and they did not want to bust. Laughter and applause. People sometimes are anxious for more liberal polioiee. The polioies of the Ontar- io are now nearly as liberal as the first polioy ever issued in 1610. That policy was absolutely an unconditional one. It was a case of payment of premium and healthy r P ince of Ontario During the death on the one side and payment of poll - would be .unwise to slant our eyes to the possibility of fraud in connection with life insurance. There was the recent Hender- ehott trial at St. Thomas and other cases, which he mentioned, on . tliis and on the other side of the line. It was the duty of insurance oompaniee to the public and to themselves to do all in their power to pre- vent the possibility of such frauds being perpetrated. He also strongly opposed child. insurance, unless it could be very strictly regulated, as throwing too strong a tempta- tion in the way of poor parents to commit primes. It was then moved by Mr Sipprell, local Manager for the Martine Provinces, "that this meeting has great pleasure in tender- ing a hearty vote of thanks to the Presi- dent, Vice-Preeidents and Directors for the care they have shown in promoting and .safe• guarding the company's interests dur- ing the past year." Mr Sipprell in supporting his motion $2,693,424 said that down by the sea, whence he name, 2,866,559 there was amongst the policy -holders loy- alty to and confidence in the management, of the company, to which he himself paid a high tribute. The company had many ad• vantages over its competitors. It was not by accident that the rate of interest obtain- ed by the Ontario Life over a 5 year period was larger than that of any other leading company in Canada. It had been almost 6 per cent. To be exact, it was 5.94 per cent., and the highest obtained by any other company was 5.87 per cent. The earnings from interest duriug the past five years exceeded the death claims by nearly $40,000, wnich was very gratifying indeed. He instituted some instructive compar- isons between the business of the Ontario and some of its leading competitors, ex- tending over a period of five years from 1890 to 1894 inclusive, as follows :- rook last three years they have been doing a oy on the. other. At the "same time, it small bossiness in Quebec, and while it was a little more expensive to do business there, owing to the high taxes imposed on insar- anoe bompanies, they had decided to con- tinue business in that Province, as there were prospects of doing a good business there in the future. In conclusion the President said the report, the adoption of which he had mach pleasure in moving, was in all respeots ae eatiefaotory as any that had ever before been submitted to the policy -holders of the oompany. Mr Robert Melvin, Second Vioe-Presi- dent of the company, seconded the report. The report, was, he said, on the whole, a very satisfactory one, or, to use a good old Scotch phrase, "It mioht hae been wanr." We instituted a number of comparisons ith last year, which showed that it might have been a great deal "waur;" in fact, that it compared very favorably with its predecessors, notwithstanding the hard times." For 1893 the total assets were For 1894 Gain $ 273,136 For 1893 the surplus was .. .••. 8 226,120 For 1894 " 277,647 Gain $ 51,527 For 1893 receipts trona premiums were $ 513,681 For 1894 " " 527,131 Gain a 13,449 For 1893 the income from interest was 3 113,690� For 1894 " " 858 -- Increase $ 19,167 For 1893 the expense account was $ 116,109 For 1894 " 115,597 Decrease $ 512 For 1893 the dividends paid to policy- 63,900 holders were ..... ...$ For 1894 the dividends paid to policy- 70,734 holders wore Increase 6,834 For 1893 the amount of insurance was $17,751,147 For 1894 " 18,767,698 Increase 8 1,016,591 In commenting on these figures, Mr Mel- vin pointed out that they showed a very senceoreging state ofeffairs,,_,The_ retio.,gf'.. increase in assets ivaa equal la that of any other company doing business. The de- crease in the running expenses was most satisfactory, especially when it was consid- ered that there had been an increase in the insurance of over $1,000,000. As to the amount to be distributed to polioy-holders, Mr Melvin explained that they would have been in a position to distribute even a larg- er amount, but be was of• the opinion that in the past all companies had been giving too mach. They had this year been en- abled to add over $117,000 to the reserve, which was just as much profit as if they had given it to the policy -holders, and they had notwithstanding this},.- increased the dividend by nearly $7,000. " Mr Melvin then read a statement of the cash surplus paid to policy -holders in re- duction of their premiums daring the last ten years, which showed that in this re- spect there had been a steady impr7vement. '1'he figures were as follows :- In 1885 In 1886 8 EsCess of income over disbursem'te ASSETS. Municipal debentures 8 Mortgages Loans on policies Liens onpoliciee................- Company's office and real estate.... Ledger balance Bark deposit receipts Accrued Interest, deferred premi- u ms, etc Cash on hand and in banks .... s Reserve Hm 4i per cent, and other liabilities - • :8 7f Surplus 72,294 60 70,739 94 117,459 25 419,140 96 240,849 06 643,795 11 1,474,275 19 370,005 45 49,864 67 12,603 64 77 87 65,000 00 49,891 82 1,046 14 2,866,559 89 2,588,912 15 ¢ 277,647 74 HE NEWIRAPA E'reelioln ai rho props and natiopal lib, OAS' cannot axtst eepafiratelaS--Thlot's. Lwoaid rather have newspapers with+ oat a governtn sat than governreent with- out newspapers.-Thoinas Jeflfersc. The newsaper is a great Mental camera,. which throws a picture of the whole woad upon a single sheet of paper.-- 'ilia Fourth 14state. The newspaper is the chronicle of oivil- izatiou. Wire, daily and sleepless watoh- man that reports to you every danger which menabes the institutions of your country and its interests at home and abroad. It is a law book for the indolent, a sermon for the thoughtless, a library for the pooh-Bulwer. In my judgment, all the machinery used in oommunieating information to the public is not of really -more import- ance to the community at large than the power of the people to communicate by advertisement and bring the buyer and seller together and give thein the machin- ery for communicating their wishes to one another. -Right Hon. A. J. Balfour. I never take up a newspaper without finding something I should have deemed it a lose not to have seen; never without deriving from it instruction and amuse- ment. -Dr. Johnson. For almost all that keeps up in us, per- manently and effectually, the spirit of re- gard for liberty and the publio good, we must look to the unshackled and inde- pendent energies of the press. -Hallam. The newspaper Is the familiar of all men, of all degrees, of all occupations. It has no pompous gown or scholastic rod to abash or control, but prepares itself and is admitted freely and at onoe to a world-wide intimacy with all kinds and conditions of people. -Hunt. $25,465 34,009 34,849 37,511 42,361 48,719 56,469 65,001 63,900 70,734 Company Bus. in force Ontario ^re Sun ... Confedor n.. N.Amerio'n Man ufao'rs. Tem.&Gen. Profits paid policy hold'rs In- Total crease profits in sur- Mr 5 plus years 18-4 $305.403 31 528 570 224 861 25 4.55 343 355 117 14 466 685 35 401 9 555 300 198 5 877 959 (none) 8138--466 8443:868- 169 198 394 059 2 777 357 894 211 067 246 468 53 212 53 410 38 346 38 346 The business in force of two of the above Companies largely exceeds that of the Ontario, but the amount of profits earned by them is considerably less than the amount earned by it. In other important respeots he showed that the Ontario would. be found to compare favorably with other companies. The high character and integrity of the management, the sou r finan- cial standing of the company, as well principle of mutuality as between the individu- al policy holder and the membership as a whole should nerve his fellow -workers in the field with redotiblod efforts to extend the benefits of life ineuranoe in their respective agencies. Ho was sure he voiced the feelings of every agent when he stated they had received the greatest possible benefit from the two days' con- ference with the miinagement, under the able presidency of the company's superintendent Mr Hodgins, and on behalf of the agency staff he desired to thank the Manager and officers for the uniform kindness and courtesy shown to them on that occasion. Mr Thos. Dickson. County Crown Attorney, Walkerton, in seconding this resolution, con- gratulated the agents of the company on the quality of the risks taken. Tho true way to ar- rive at the position of a company was to consid- er the relation between the amount of death claims and the amount:of insurance carried, and, in this light the affairs of the Ontario were exceedingly satisfactory. On motion of Mr J. L. Wideman, Messrs Geo. Wegenast and John Killer were appointed scrutineers for the election of four directors in place of those retiring. The balloting which followed resulted in the unanimous re-election of B. M. Britton. Q. C. Kingston; Francis C. Bruce, Hamilton; John Marshall, London; and J. Kerr Fisken, Toronto. On motion of Mr B. M. Britton, Messrs Henry - F. J. Jackson, of Brockville, and J. M. Scully, of Waterloo, were re -appointed Auditors of the company for the current year. Mr E. P. (lenient, barrister, Berlin, moved "that the hearty thanks of the directors and of the policy holders present at this meeting aro hereby tendered to the Manager, Secretary, of- ficers and agents of this company, for the faith- ful arid efficient services they have rendered the company, in their respective capacities, during the past year." He paid an eloquent tribute to t courtesy oftheaManager, Secretary and other members of the head office stat, and spoke in the highest terms of the energy, honesty and straightforwardnes of the company's agents, on whose labors in the field so much of the suc- cess and future prosperity of the Ontario de- pended. Mr Robert Baird, P.M., Kincardine, also made a few very laudatory remarks in support of the motion, which was carried amid rounds of applause. Mr Wm. Hendry, the Manager of the com- pany, replied to the last resolution, thanking the meeting on behalf of those referred to in it, and explaining some details in reference to the necessity for and purpose of reserves in lite as- surance. The directors mot subsequently and re-elected Mr I. E. Bowman, M.P., President; Mr C. M. Taylor, First Vice -President, and Mr Robert Melvin, Second Vice President of the company for the ensuing year. D. STEWART, of Stratford, is the gene- ral agent for this County. As to the quality of the securities of the company, he said that the directors had gone over them oarfully, and had found them to be of the very best possible kind. They were riot speculative in any sense of the word. The company could have, per- haps, secured a higher rate of interest had they taken less reliable securities, but they had steadily adhered to the policy of taking only mortgage securities, municipal deben- tures, and loans to policy -holders. In comparing the profits of the Ontario Life with other companies, Mr Melvin asked his hearers to remember that many of these companies did a large "tontine" business, in which the profits were held until the end of theeriod. These profits were put in the reports as surplus, though they were really liabilities. There was no way of distinguishing these profits, the Government made no distinction, and eo it was not possible to arrive at a correct esti- mate of the real surplus of such companies. He pointed out that, both in England and in the United States, the mutual com- panies were the strongest and largest. He said that there wan no occasion for stock in an insurance Company. That mutual companies were stable, the history of the Ontario proved. The amount of stock in a proprietory company was a mere hazard. Take for example the Canada Life, with the paid up capital of $125,000. What strength did thie give, with the company's insurance in force of $66,807,397? It was the same with other so-called proprietory companies in Canada and in the United States. He also instanced the Equitable of New York, whose paid-up capital is only 3100,000, and insurance in force of $918,- 556,733. "There is no more need for stook in an insurance company than for three wheels in a cart," said Mr Melvin, in conclusion, and, amid hearty applause, the report was carried ananimonely. Mr B. M. Britton, Q.(0., of Kingston, in supporting the motion, after referring to the successful career of the company, said that he regarded the rather slim attendance of policy -holders as a good sign, as it show- ed that they were satisfied with the man- agement of the board. Had there been die- satiefaotion with the manner in which the company was being managed there would have been a large attendance; the policy- holders would have thronged the hall to in- sist on the dismissal of the board. To show the magnitude of the operations of the com- pany, he pointed ontthatit'gathered in dur- ing the year from all tlources an average of $1,800 a day in oath, and that eaoh day it paid out 1082 to its living members for en- dowments, surplus, etc., and 8400 in death Increase in surplus, during 1894....8 51,527 53 Increase in reserve during 1894.... 235,578 00 Increase In assurance during 1894.. 1,016,591 00 Total assurance in force 18,767,698 00 Mr Bowman, in commenting on the re- port, explained some of its features. Dur- ing the year there had been issued 2,102 new poli!iee, making the nese business for the year amount to a little less than three mil- lions. This was not quite so mnoh new business as there had been issued in 1893, but for this there were several reasons. There had been a considerable degree of financial depression; money had not been so plentiful. Some of the agents of the company had also been changed, and it took some time for the new men to get well ander way. Howeyer, the amount of new business was, be Said, satisfactory. The success of a ` company did not consist so mach in the volume of business done as in its careful selection, and in the returne to policy holders. The preminm income for the year was 3627,131.18, (practically for 11 months, agency collection for Deo. 1894 not being included) which, however, was considerably in excess of the previous year's revenue from this source. The assets amounted to a little lees than 33,000,000, inaving a surplus of assets over liabilities of 3277,647. Mr Bowman explained the olanee in the eeport referring to the proposed ohange in the valuation of the policies from an Hm. (healthy male) four and one-half per cent. table, to the actuaries' 4 per cent. At first sight thie might seem to require a smaller reserve, but as a matter of fact it was just BRIEF BITS. Some men aro like Strasburg geese - high livers. The undertaker gets many a man dead to rights. The miser saves In this world only to lose In the other. If yon wear your shoes out, they are bound to wear out. Some artists are so poor that they not even draw a check. Woman's love increases with the plaisanoe of her husband. Even the smallest and youngest can keep abreast of the times. Just imagine a man with a double chin making love to a pretty woman. It always increases a man's respect to know that his wife is a good nook. .A. school boy's pocket is like soup. A great many strange things get into it. If you want a favor, the stranger out- side the gates will grant it much sooner than a relative. If God had intended the human stom- ach for whisky He would have lined it with asbestos. Some men are so stingy they take very long breaths, to keep from wearing out their lungs. The man who can preach a $10,000 ser- mon ericon on a 481,000 salary is as sure of heaven as if he was already there. When a man faces a court and pleads not guilty, nearly all the lawyers present believe that he is lying.. • _.-18 you -do -not • vant.-t r wear -out-your coat, only wear it while you are in the house, then it will not be worn oat. - Florida Times -Union. tor . Mnfnl ($rand. Child B 11 " �4TRERS, Do You Know that rare ]9ateman's Drops, Godf a 's Cordial, many so.aaued 8 thing Syn ;•-, most remedies for children are composed of opium or morphine Do You Know that opium and morphine are stupefying uarootlo poisons t Do You Know that in most countries druggists are not pen:Bitted to Bell narcot.. . without labeling them poisons Do Yon Know that you should not permit any medicine to be given your can unless you or your physician know of what it is composed ? Do Ton Know that Castoria is a purely vegetable preparation, and that a {W of Its ingredients Is published with every bottle ? Do Yon Know that Cactoria is the prescription of the famous Dr. Samuel Pitcher. That it has been in use for nearly thirty years, and that more (Batons 11 now sold than of ail other remedies for children combined ? Do Yon Know that the Patent Office Department of the United States, and of other countries, have issued exclusive right to Dr. Pitcher and hid assigns to use the word, Castoria" and ita formula, and that to imitate them is a state prison offense Do Yon Know that one of the reasons for granting this government protectionwae because Castoria bad been proven to be absolutely harmless? Do Yon Know that 35 average doses of Castoria are furnished for 3$ bents, or one cent a dose t Do Yon Know That when possessed of this perfect preparations your children EMI be kept well, and that you may have unbroken rest? Welly these things are worth knowing. They are facts, The fae-simile signature of Is on every wrapper. Can- baby Children Cry for Pitcher's Castoria. r COLD IN;THE HEAD AND HOW TO CURE IT. One of'the most unpleasant and danger - ons maladies that afflicts Canadiangat this season is cold in the head. Unpleasant, because of the dull, heavy heaeache, in- flammed nostrils and other disagreeable symptoms accompanying it; and danger - one, because if neglected it develops into catarrh, with its disagreeable hawking and spitting. foul breath frequent loss of taste and smell, and in many cases ultimately developing into consumption. Nasal Balm is the only remedy yet discovered that will instantly relieve cold in the head and cures in a few applications, while its faithful use will effectually eradicate the worst case of catarrh. Capt. D. H. Lyon, president of the C.P.R. Car Ferry, Prescott, Ont., says -"I used Nasal Balm for a prolonged case of cold in the head. Two applications ef- fected a cure in less than 24 hours. I would not take $100 for my bottle of Nasal Balm, if I could not replace it." Sold by all dealers, or sent by mail postpaid at 50 cents per bottle, by addressing G. T. Ful- fcrddCo., Montreal. The Turtle's Annual -Visit. A land turtle that without fall for twenty-six years has regularly appeared at the home of Michael Mackey, at ParY- er Ford, Chester County, came to time a few days ago and was being proudly ex- hibited around Pottstown by Mr. Mao - key yeeterdey. That gentleman asserts that there can be no mistaking his turtle, as the initials of his name are emblazon- ed on its shell. Ile says that its training has been so well developed at his home that at tho sound of the dinner bell it comes into the dining -room to receive its allotment of food. It stays around the Mackey premises until September, and then goes off to its winter quarters. - Philadelphia Tunes. " PERSONALS FROM EUROPE. Cuts; 5cratcbs, Sprains, and all pains, extern or internal, are instant ly relieved by PERRY DAVIS' • ISI 8, Air s` • Pain Killer. 'Witold remedy 1s known, axed and sold o by yewwliere, Get sand, ke Y Clothing- �� for Sprill READY TO WEAR mg MEN'S SUITS Among the exhibitors at this year's Salon are the Countess of Flanders, sister- in-law of the Sing of the Belgians, and the Prince do Joinville, who sends a num ber of sea views. Emperor William has promised a gift of e2,500 and a site for the proposed monu- ment to Helmholz in Berlin, for which contributions are now being solicited in all countries Queen Victoria's daily menu is written in French, with the exception of the sin- gle item. `roast beef, " which is loyally and uncompromisingly English, as befits a national dish. On the battlefield of Worth the monu- ment to Emperor Frederick IH. will be unveiled by Emperor William on ails father's birthday, October 18. Empress Frederick and most of the German sover- eigns will be present. Prince Biemarok's grand -nephew, a youth of 21, has inherited from his mater- nal -grandfather an estate that contains twenty-three castles and other seats, and in worth a number of millions Monsignor Boeglin, director of the Nou- veau Monitenr de Rome, recently sup- pressed for an attack on the government, has been sentenced to two years' imprle- onment and a fine of two thousand francs on account of an attiole in that paper against the free masons. YOU ANT GOD SLEEP N (HULICK IF YOU'VE 40T A BAD COUGPI. Aiik MS, Cure for An obsti sofa (ough,Coki i {oarsenas GET THE BEST. The public are too intelligent to pnrohase a worthless article a second time, on the oontrery they want the bestl Physicians are virtually unanimous in saying Scott's Emulsion is the best form of Cod Liver Oil. Childrenc Cry for Pitcher's Castoriaa r1,scS..i _Stasi 4.: -cwt. - f or floonclpvs crow '.fifW}i The best value inithe trade. $3.50 t o $5 per Suit ROBT. COATS & SON CLINTON NUB GROCERY As regular as the seasons; as steady as the Polar star, as constant as the compass. The quality of our goods do not change; we buy the best in the market. We have a big stock of WOODEN WARE. If you need a Washtub, a Pail, a Broom, a Mop or Scrub brush, it will pay you to call. We have Ben Hur, Bee Brand, Monsoon, Maravilla, the finest of TEA5-Ceylons, Japans, the beat that can be had in the market. COFFEE-FreshBedroom Ground, leads them all. Take a look at our window for i isu ( -F..O SWALLOW, 0i Barth 25' Clinton s�rR.=C�rz� C AB E1 After the 1st of Febr Lary, I will sell for Cash or its equivalent -feeling as- sured it will be the most satisfactory to all. It will enable me to buy my goods to better advantage, and conse- quently will sell at a closer margin, giving my customers the benefit. Thanking my customers and Patrons for the liberal support extended to me in the past, 1 respectfully solicit a con- tinuance of your favor, feeling assured that the Cash System, being the true principle, 'will recommend itself to all right thinkinglpeople. The Crown Blend and Russian .. Blend -We direct tod d attention I high grade an yBlend; have had the exolnsive sale of these Teas' with mast gratifying results;- nothing brit high grade Teas are need in these blend.; ask for these and take no other; get sampit Sole agent for Sailor Boy grand Japan Tea,. 800., 41b for $1. Special valve in all Teas.. Fresh Lake Herring, Boneless Co Fresh Haddook,Finan Haddie, OannedF eh. • _ Canned Corn, Peas and Tomatoes, Flour Oatmeal, &o. Bargains in Orookery,CJ`binA;,r ;•-, Gleseware, Dinner, and Toilet Sete, eta, Produce taken as Cash. N. ROBSON, -- Clintol r..i Ikea 1i-..:. -»f a•. lillits..- sssiesers.