Zurich Herald, 1949-12-15, Page 7NDAYS IIOOL
Stip
e v n-ciollt .e a. C la,rlt,e
Winter comes to Ontario! But
definitely—and mare definitely here
than in some places. When the
radio said it was eight above zero
in Toronto, it was four beliew out
side ,our front door. And I was
told that during the night it had
dropped to 15 below. For the 26th
of November, that was cold enough.
Earlier in the week, when it was
still mild, young John returned
from Alberta, driving all the way,
and made the trip in five days in
his 1936 automobile. He brought a
chum along with him who was
going on to Montreal and the two
of them slept in the car, bought
their sown food and cooked their
own meals. What a thing it is to
be young!
For a few days, John was help-
ing Bob with a trucking job, but
the weather soon put an end to the
extra work they had in view as
there was •little they could get on
with beyond' everyday chores. So
much caning and going ... the
house seemed hill of men just the.
three of them, but there is a lot
of men! They seethed to fill the
kitchen when they all came in to-
gether.
Saturday morning, there was a
.great to-do .about the cars and
trucks—all of them more or Tess
frozen, but none seriously as all
had been winterized—abut not to 15
below.
And into this cold, bleak world
a calf was born—the mother, very
considerately, produced her off-
spring, during the day, so trips to
the barn during the evening, and
sitting up late at night were, for
once, not the least bit necessary.
Partner is getting his cows very
well trained—that is the second
daytime calf inside of two weeks.
And then came the end of Day-
light Saving Time in this district,
but, ironically, we had our last day
of summer time on the coldest ;No-
vember day recorded in years. With
what relief I set'the clocks back
Saturday night! You people who
have been on Standard Time for
the last two months—you don t
know how lucky you have been!
_And yet it takes,a little while to get
adjusted, even to what ebte have
been looking forward. Idany a
morning recently, 1 have thought,
"Oh, if only we were on Standard
Time and didn't have to get up at
this unearthly hotel"
Then we go back on Standard
Time and what happens? I wake
up three times between 4.30 and 6
o'clock. And at 6.10 Partner starts
prowling around. "What are you
getting ,up for.?" I ask. "Don't for-
get, this is Sunday morning, plus
Standard Time. You don't need to
get up so early."• 'But it -didn't do
any good. Partner was awake,, so
he had to get up. • And that was
that. Habit, is hard to break.
Remember a couple of weeks
ago, 1 remarked it was a. good idea
to fit one's work to the weather?
Well, I have been doing just that
again. It so happened 1 had a quilt
top finished when winter struck so
suddenly, and, of course, I wasn't
happy until I had it in the frames
—a kind-hearted neighbor coming
along to help me with the job. You
know, this quilting business must
be contagious. The W.I. had a
quilting: a friend in the next town-
ship was awfully busy because she
had been quilting for two days, and
a contemporary columnist in this
district also was writing about the
joys of quilting—so it must be in
the air. And I ask you, what bet-
ter job could anyone have in cold,
stormy weather? The trouble is,
once started, it is hard to leave a
quilt alone. You feel you just must
go on ... get it rolled again and
see how much smaller it is. Two
friends were coining in to help me
f M a treat r gent
iyze Baric Merl
B. C. GARDNER STRESSES STABILITY OF
CANADA'S ECONOMY — RETURN TO
COMPETITIVE CONDITIONS
Gordon Rall, General Manager, • Reports Resources at
Over Two Billion --- Savings Deposits Highest in
History — Loans at Record Level
13. C.Gardner, president of the Bank of Montreal, told
shareholders at the recent 132nc1 annual meeting that the broad
Canadiau trend seemed to be toward a closer balance in trade
with ".our nearest neighbour" and a contraction of exports to
'important and traditional overseas markets."
In Canada, price influences had
achieved "something approaching a
balance of forces," Mr. Gardner ob-
served. The balance, however, was
precarious and could easily be tipped
in either direction. The accumulated
demand arising out of wartime
shortages "has pretty well spent its
force." Competition, efficiency, qual-
ity and .salesmanship were regaining
their normal place.
But the most noteworthy feature
of the Canadian business trend was
its relative stability, compared with
•developments in the United States,
the president stated. Offsetting re-
cessive influences in targe part, "we
have a vigorous program of indus-
trial expansion." Gaining self-confi-
•denee and "know-hpw" as an indus-
trial nation, "eve are re -discovering
our own frontier" in natural re-
sources. Canada appeared. to be
undergoing a dynamic growth not
unlike that- of the United States
after World War I.
Reviews Dollar Problem
Turning to Canada's dollar dilem-
ma, Mr. Gardner saw a broad trend
toward " a closer balance in trade
with our nearest neighbottr," and,
'almost inevitably," a contraction of
exports to important and traditional
iverseas markets. Pointing .out that,
since the devaluated rates of ex-
change had been established by
governmental fiat, there could be no
assurance that they would accurate-
ly reflect comparative costs and
prices, he suggested "permitting a
range of variation in exchange rates,
cushioned perhaps by a stabilization
lurid designed to prevent violent
short-term fluctuations."
Mr. Gardner affirmed the"general
agreement" on the need to raise
productivity in dollar -short coun-
tries but questioned whether an "ad-
diction to nationalization of indus-
try" would encourage the flow of
domestic or international invest-
ment. He cautioned against "an
exaggerated State paternalism" blur-
ring the "vital connection between
effort and reward." Incentives for
the individual provide a vast reser-
voir of energy, and the great task of
the present was to create an envie-.,
nument in which these fundamental
forces might once more be put to
work.
General Manager's Address
Gordon R, 'Ball, 13 of M general
manager, reported year-end figure
for bath resources alta deposits at
more than two billion dollars for
the first time. Total assets stood at
$2,140,000,000, and total deposits at
$2,019,000,000, with savings deposits
over the billion -dollar nark for the
first time in the history of any Cana-
uian bank. Current loans and dis-
counts in Canada also amounted to
an all -tine High in year-end figures,
$442,00 0,000.
Remarking on the number of con-
cerns showing "stationary or declin-
ing profits on a substantially in-
creased volume of business," Mr.
Ball drew attention to the impor-
tance of- businessmen re-examining
their "break-even" points. He also
felt that reduced tax rates should be
applied to "a higher level of profits
than the present amount of $10,000."
The maximum amount of earnings,
he said, should be ploughed hack
into small businesses.
Loans Double in Decade
"ln 1939 we had about a million
current and savings accounts on our
books," Mr. Ball recalled. "We now
have over 1,750,000 accounts." Loan
accounts had more than doubled in
number. All types of banking trans-
actions showed "commensurate in-
crease. Personnel totalled 9,700,
compared with 6,000 in 1939. The
itutnber of shareholders had also
doubled, "and we are naturally glad
to see this wider share -ownership
in our institution.'"
The 13 of 'NI wwas not primarily an
impressive row of figures or 'an im-
posing building, he said. "We think
rather of the bank as the local
manager and his staff, on whom our
customers can always call for
friendly counsel and service. More
than a million and a half customers
knew that it was not money alone
they dealt in at the 13 of M. A
man's relationship with his bank
manager was "a highly eersotial
one." Behind this confidential rela-
tionship stood the resources and
stability of a nationwide, century -
old institution, so that strength was
linked with "understanding in the
service of the individual."
Mr. Bali praised the staff for their
"untiring energy. He detailed the
arrangements for their welfare, re-
ferring to the consideration given to
changes in the cost of living and to
personal problems caused by trans-
fers, as well as to the bank's contri–
butions to the pension fund and to
)roup insurance schemes. The gaff,
the general manager said, were the
hanks "greatest asset."
Low -Down On Hollywood—Seven-year-old star Gigi Perreau
works diligently over her "Hollywood Weekly Report," an
occasional publication which sells to her friends for five cents
a copy. Gigi handles the whole business, penciling her news
beats on school paper and peddling the final product. Profits
go to the March of Dimes.
with my quilt but 1 am afraid by
the time the weather lets up, 1 shall
have my quilt about done. But
there will be others—yes, l am
quite sure there will be others!
After reacting this, I wonder how
many people will get the urge and
bring out the quilting frames,
Ah, another advantage to Stand-
ard Time ... it is 11 a.m. and 1
see the mailman at the gate. For
the last two months we have been
getting our mail anywhere from 12
o'clock to 1.30—and we haven't en-
joyed it at all! Excuse me a min-
ute, please;...
Well, here we are again. We
went down for the mai!, the dogs
and I. At the box, Honey stood
on her hind legs until 1 gave her
some mail to carry home. Tippy
thought that was the signal for
having- fun and started chasing
Honey. But Honey, faithful to her
task, kept the advertising folder
tightly in her mouth until she had
reached home, loping through the
deep snow like a jack rabbit.
By Rev. R. Barclay Warren
GOD'S MESSIAH
Isaiah 9:2-7; 11:1-5
Golden Text: "Glory to God in
the Highest, and on Earth Peace,
Good Wifl Toward Men." Luke
2:14.
,The Book of Isaiah has some-
times been called the fifth gospel
because it gives such a vivid port-
rait of Christ. Some have felt that
Isaiah taught that the Messianic
age would be a human achievement
rather than the result of the com-
ing of a Divine personality. The
great light would be the fruit of
man's advance in science. But to-
day's lesson clearly links the golden
age with a Divine person. Who,
other than God's Son, could be
called "Wonderful, Counsellor,
The Mighty God, The Everlasting
Father, The Prince of Peace"?
Isaiah saw with great clarity that
the hope of the world lay not in
man, but in One Whom God would
give to us from. Himself. Here was
One Whose Kingdom would never
falter, but would ever increase. His
Kingdom would not be carved out
by a sword or achieved by atomic
weapons. His is a Kingdom of
righteousness and peace. It will
rot be biased in favor of the rich.
Oppression of the poor will cease
and He will champion the cause of
the meek. The wicked shall be
overthrown. Well may we pray,
"Thy Kingdom come."
The kingdom is already here in
a measure. There are many lives
into which. Jesus Christ has entered:
These have peace, glorify God, and
have good will towards men. But
the world's ills—and they are many
—will only be righted when all shall
own Him as Lord. That day is
nearer than ever before. Jesus
Christ, Who was despised and re-
jected of men, will ultimately
triumph and His Kingdom shalt
prevail over all. At Christrta'. we
celebrate the birth of this King,
which occurred over 1,900 years
. ago. He is the most important per-
sonage ever to walk upon this earth
for He was, and is, the Son of God!
Shining Example — Mrs. Gert
Varney, 18, told police she was
forced at gun point to drive a.
getaway car for her gunman
holdup. The bride of six weeks
husband while he staged a
said she got the black eyes
from her husband, Ernest Var.
ney, Jr., the object of a police
• search.
•
vhf
The joyous family reunionis a tradition
inn ou s Canadian celebration of Christmas. The gaily
ele:&orated Christmas tree, loaded with gifts
the holly wreaths ... the laughter and
excitement . , . the tantalizin , aroma
that heralds the Christmas dinner e . , all
affirm that Christmas time is family time.
During the past year Calvert has paid tribute to
the various racial groups which comprise
the great Canadian Family. At this Christmas
season of happy family gatherings we wish
to salute sll Canadian families with the words
written by Calvert himself over three hundred years
ago: "May all happiness attend you",
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teetedietbYg u aG, *c ARQO