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Zurich Citizens News, 1974-02-14, Page 4PAGE 4 ZURICH CITIZENS NEWS THURSDAY, FEBRUARY 14, 19'74 Why 'Notice to Creditors!' This newspaper, like newspapers generally, carry from time to time advertisements which carry the heading, "Notice to Creditors." What is the purpose of these ads, and why do they appear? The St. Marys Journal has delved into the matter and prov- ides the answers. The procedure, as the St. Marys editor expl- ains it, is a common sense one: "Publishing of Notice to Creditors" offer prompt questions from uninformed people as to why these notices appear. There are others who actually object to seeing their family names appearing in these columns. Mostly such objections are from people who oppose having their names appear in print in any form. "There is a reason, however, why "Notices to Creditors" are published ---and it is a very necessary reason. The law provides, that proper claims of creditors be settled before distribution of the estate assets can be made. Therefore, one of the first duties of an executor or administrator is to ascertain the out- standing debts and liabilities of a deceased and to arrange settle- ment. "Generally this is not a difficult task, but occasionally cont- ingent liabilities, such as endorsement or notes, bank guarantees and personal covenants on mortgages are not readily located, The law further provides that an executor or administrator may advertise, directing creditors to send to him at a designated address particulars of their claims on or before a specified date. "After the specified date has passed the executor or administ- rator may pay the proper claims that have been filed and proc- eed with the distribution of the estate to the legatees or resid- uary beneficiaries: If a proper claim is received after the spec- ified date but before the estate has been fully distributed, the executor or administrator is not liable for the payment of the claim. It follows, of course, that if there are contingent liabil- ities, the final distribution of the debate must be deferred until the executor or administrator is released from these liabilities. "Executors and administrators are sometimes asked to forego publishing the "Notice to Creditors." Such a course can not be recommended, because the failure to advertis in accordance with the laws of the particular jurisdiction renders the executor or administrator liable for any claim that may be presented at a future date, including contingent liabilities of the type mention- ed above." Step number one! A few weeks ago we had an interesting conversation with a district farmer who is a bit more inventive than average. Seems he did some thinking about how much of his time and money was being chewed up by the rats in his barn. He said that the rat situation was no better an•1 no worse than it ever was on his farm --but he decided it was time to take action. Like most farmers he had simply taken the rats for granted. They had always been there, but he decided to go to war. So he cleaned out one of the bins in his granary and bought a couple of pounds of shingle nails and rat -proofed his bin. He added good tight doors and refilled the storage space. In the course of a couple of winters he completed the job on all his storage space and now estimates that he is saving an aston- ishing amount of grain. Everybody knows that foodstuffs are scarce and expensive -- much too expensive to waste on a pack of hungry rats. If the rodents could be starved out of all the farms in Canada there would be enough food saved to nourish several thousand fam- ilies. It's not a silly idea. It's the first practical step toward sound farm economy. The problems provided by nature, such as drought and dis- ease are enough for the average farmer and sometimes they will beat him despite every effort to protect a crop --but the rats are something else again and they can be beaten. If you want some inexpensive metal sheeting you might contact one of the local printing plants to purchase used offset press plates. Sorry, we don't have any ourselves, but we can tell you who has. (Mt. Forest Confederate) ZURICH Citizens NEWS PRINTED BY SOUTH HURON PUBLISHERS—LIMITED, ZURICH HERB TURKHEIM, Publisher Second Class Mail Registration Number 1385 ago Member: Canadian Weekly. Newspapers Association + IMIEI Ontario Weekly Newspapers Association 7���eie Subscription Rates: $5.00 per year in advance in Canada; $6.00 in United States and Foreign; single copies 15¢ tV amain rom my V LIt d0W INNEESSMENEMENOWNIN BY SHIRLEY J. KELLER The topic of this discourse is bathrooms, something of which you can never have too many I've learned. The present Keller abode is equipped with two of these contraptions, one a four -piece collection on the first floor and the other a two-piece helpmate on the second floor. The family consists of five persons --two females (one young and me) and three males, one very young, one riewiy adult and one oldster, One would assume that five people could satisfactorily schedule the time for two bath- rooms so that everyone's needs could be met. Not so, And the crux of the problem seems to be with the youngest female in the household, our teenaged daughter. For years I've been hearing stories of what it is like to have a teenaged daughter --bathroom wise. And so we decided to head -off the problem. We dec- ided to position a bathroom next to her bedroom and to turn over that bathroom almost exclusiv- ely to her. So it is that our daughter has taken possession of the bathroom on the second floor. There is a sink and a vanity where she can primp and preen until the cows come home. But alas, that bathroom has no bathtub or shower... and therein is the bind There is a theory now in our modest home that our teenaged girl must be one of the world's rare people who can manage to tie up two bathrooms at one time. It is true. If you find her situated in one bathroom, you usually arrive at the door of the other one just as she slams it in your face. She's like a streak of lightening between bathrooms... and it is wearing on the nerves of some male members of the household. Occasionally, there is a cris- is situation of a most delicate type. Suffice it to say that wher the time is right, there is no way this call of nature can be avoided. Just what does one do when one cannot find an empty bath- room? That was the dilemma today - SENIOR CITIZENS BENEFIT Consumers in Ontario, Sask- atchewan and Alberta, who are over 65, receive free hospital insurance coverage, reports Consumers' Association of Can- ada. In Manitoba, senior Cit- izens receiving the maximum Guaranteed Income Supple- ment are not required to pay hospital insurance premiums. Exemptions also apply to persons eligible for provincial welfare assistance. LIVESTOCK SHIPPING TO TORONTO UNION STOCK YARDS Dunn and Levack Every ' : ` onday All Loads Fully Insured' CONTACT Campbell McKinley RR 1, ZURICH Phone 262.5430 rtnsomenreaversmanmorannomsnarematromrrnmeremsterecemesan only we had two rushing emerg- encies at the same time, a severe time limit and no avail- able facilities. What's the sol- ution? Suggestion was put forth by the head of the house that the family explore once more the advantages of a pail by the furnace...and the two-holer in the backyard. I remember those and I'm sure most of you do too. The pail was the winter -time conv- enience and the little house behind the rose bush was the summer -time hideout. Occasionally there was a rush on these facilities as well, but most generally there was not, simply because there was no tie- up for washing panti-hose and tweezing eye -brows and shaving underarms. They were used solely for daily meditations... and between time brush -ups... and they offered solitude and peace of an unusually deep and meaningful kind. I'm certain that many ecol- ogical buffs would be concerned is such primitive privies would turn up around the countryside in too great numbers. There are those, of course, who would argue that an outdoor toilet is still less hazardous to the envir- onment than improperly install- ed plumbing, but few would dispute that indoor plumbing adequately piped and vented, is the most desirable. I guess to avoid those agoniz- ing lineups at our house, we're going to have to find a more solution than the ones suggested by my husband, but the thought of undisturbed reading cubicles rests heavily on my mind. Surely modern bathrooms must be improved in design to give this time-honored measure of relaxation to all. Maybe the answer isn't more fixtures, but rather individual rooms for special purposes. Maybe the day of two -fold and three -fold use bathrooms is coming to a not -a -minute -too soon end. Maybe what we require is not another sink or another toilet or another tub but a relocation of the present apparatus... a more spread -out approach. Expensive? Perhaps. But who can put a price on solitude? Business and Professional Directory OPTOMETRISTS J. E. Langstaff OPTOMETRIST SEAFORTH MEDICAL. CENTRE 527.1240 Tgesday, Thursday, Friday, Sat- urday a.m., Thursday evening CLINTON OFFICE 40 Issac Street 482.7010 Monday and Wednesday Call either office for appointment. Norman Martin OPTOMETRIST Office Hours: 9-12 A,M, — 1:80.8 P.M. Closed all day Saturday Phone 235.2433 Exeter INSURANCES Robert F. Westlake Insurance "Specialhring In General Inas+rance" Phone 236-4391 — Zurleh NORM WHITING LICt1ENSEl3 AUCTIONEER A APPRAISER Prompt, Courteous, Efficient ANY TYPE, ANY SIZE, ANYWHERE We give complete sale service. PROFIT l8Y EXPERIENCE rims s �mllmat 225-1964 !]t!T®R AtlCTIONlERS MeV WRIGHT LICENSED AUCTIONEER Kippen, Ont. Auction Sale Service that is most efficient and courteous. CALL THIS WRIGHT AUCTIONEER Telephone Hensail (519)262-5515 D & J RIDDEL,L AUCTION SERVICES * Licensed Auctioneers and Appraisers * Complete Auction Service * Soles large or small, any type, anywhere s Reasonable — Two for the price of one Let our experience be your reward, Phone Collect 'Doug' 'Jack' 237-3576 237-3431 Hugh Tom FILSON and ROBSON AUCTIONEERS 20 years' experience of complete sale service Provincially licensed. Conduct sales of any kind, any place. To insure success of your sale_ or appraisal Phone Collect 666-0833 666-1967 Guaranteed Trust Certificates 1 year 8 1/2% 2,3,4 and 5 yrs 8 3/4% J. W. liABERIER ZURICH PHONE 26 GERALD L. MERNER Chartered Accountant BUS: 20 Sanders E. — EXETER — 235-0281 RES: 10 Green Acres —GRAND BEND — 238-8070