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The Clinton News Record, 1937-04-29, Page 3o e 3URS., APRIL 29, 1987. THE CLINTON NEWS -RECORD PAGE tiw —7frut HOME LOANp&t ins w Evenv borrower under the Hom e IIgto the s luti Plan is contribut- ing dollar from problem. bank dollar a eRdorrepairyour to improve,velocalartisans workto dm sets the wheels turning in distantf mtorles—releasesmoney for urchases. The all3an roiCanadawelcomes the opportunity 1of assisting in the g national effort and thisslend money for theready to a to any credit- theaboveparp°S s worthy citizen. AN INVITATION IYou are cordially invited toducussyourffornofrn- provcment Loan at any branch of this bank. Age for booklet "Loans far Ifornebnprovemante". THE ROYAL BANK OF CANADA CLINTON BRANCH • • E. E. PATERSON, Manager saves you money J. B. Mustard, Lumber & Coal Co BRUCEFIELD, CLINTON and GODERICH, Plumbing Supplies of All Kinds at Hardware Hawkiris' ware Get Our. Quotations First. PHONE 244. CLINTON. i HE M0S$ II su1 a,tting Wool Make your home cooler in Summer and warmer in Winter by insulating your attic. BUY DIRECT FROM PRODUCER AND SAVE. Let es quote. you on Material or on Finished Job. R. W. McICE NZIE PRONE 633r42. ritE 1111 IS JO anis NOT 0 IliS! BEAUTIFYING THE HOME UNDER (postponed pieee of improvement, the farmer estimates the cost and then THE HOME IMPROVEMENT PLAN can approach his local Bank manager with confidence. He can borrow the required Honey without putting up a cent of security, without mortgaging his farm, and without seeking endorsers for his note. - Repairs and Improvements Financed Under the Home Improvement Plan Need Not be Confined to the Exterior of Homes and Buildings Only. The Easy Method of Finaucing Mak es Passible Interior Improvements Which Will Add to the Comfort of the Average Rome. MAKING THE BATHROOM 4' mirror was hung over theomantel be- So long as the money is required for ATTRACTIVE cause the housewife planned to re- the improvement of his property, and serve the space for a family per- is spent upon that purpose, the Rank The bathroom is often a dressing trait,- will lend..the farmer orother proper - room in some homes. and it should The fireplace was black tile, which ty owner as much as two thousand be made as attractive a room as• pos- did not conflict with the colours used dollars, and the loan can be had for Bible. In this day and age there are in the room's decorations. three years, re -payment being made numerous products on the market A wallpaper in.. silver and grey in monthly instalments, that make it easy to modernize this stripes covered the walls. Against The .charge for the loan is a dis- oft -neglected place, • this neutral background the fine count rate of three and one-quarter Fundsforsuch modernization are woods of the furniture stood out in per cent for a one-year loan. As this available through the Home Improve- bold relief. The woodwork was done discount is deducted from the amount ment Plan, under which banks ad- In antique whita of the loan, in advance, and is spread vance the necessary funds; ° and are The upholstery of the chairs were over the period 'of the loan, it works guaranteed against loss by the Do- held to sombre tones,' gayety being out at an interest rate of approxi- minion Government up to fifteen per introduced in the room through the mately six per cent per annum, cent of the total amount advanced by use of flowers. Draperies, rugs and An example of how the loan is them for this purpose. upholstery were in shades of gray, made is as follows: Built-in shelves, similar to those brown and white, with antique gold 'Suppose a farmer decides to reno- used for books or glassware, add to accessories, vate his barn, and upon going over the attractiveness of the bathroom. the work estimates that it will cost Bottles of lotions, creams' and pow- about. one hundred dollars. He goes ders may be stored here, as well as HOME IMPROVEMENT PLAN to his local Bank and tans the man - fresh towels for the use of guests. Very few people have available the ager he wants to borrow one hundred A largo mirror over the basin is a ready cash with which to make de- dollars on the Home Improvement boon, to all members of the house -sired improvements to their proper Plan. hold, particularly when it 9s lighted dies, The nzanagei gives him a form to by an adequate fixture which throws In the ordinary way, without hav-fill in, giving certain infoxnuation a - the light properly and does not per- ing recourse to the Heine Improve• bout himself, the property he owns, nzit a glare. difficulty when trying to borrow mon- it is desired to make. It is obviously A recess tub adds a the illusion of necessarythat the Bank manager grandeur and is a'real convenience ey from a Bank or other financial in- must be satisfied that the prospective hent Plan, a man encounters some and the nature of the improvements making it easier to clean, and pro' stitution. He must deposit satisfae- viding less of an opportunity for tory security for the loan, or must borrower is a person who will pay his splashed walls and fixtures when the find endorsers willing to back his note debts, attend to his business and that shower is turned on. Walls may be tiled, papered with washable paper or any .of a number of attractive composition coverings used. Floor and waIIs may match, •if the owner desires, or a blend of col- our may be used. and satisfactory to the Bank. his income is sufficient to enable him To most people this is a formidable to repay the loan. obstacle, In the past it has meant This done; the manager advances that the property owner has not made the farmer the required hundred dol - the improvements he had contemplat-• lars. First the discount of three and ed. one-quarter per cent is deducted and Farmers especially have been at a the farmer has placed to his credit disadvantage when faced with these the . sun: of $96.75;. each month he conditions, Very often a farmer has I makes a repayment of $8.34, and so at BEAUTIFYING THE HALL considered the advisability of modern -end of a year he will have repaid the izing his barns, and so increasing the Bank the hundred dollars he borrow - value of his farm, but has been de- ed, with all interest charges. terred by lack of funds. He has no It is not necessary that the farm securities to put up as collateral, all should be entirely free from mart - his capital is invested in his farm, gage, for the owner can borrow un- of rnof modern decoration. Na longer•'need which is his business, but in which he der the Horne Improvement Plan so the tiny cubicle be shunned because is the only shareholder. long as he holds title to the property, it is cluttered up with heavy furni- Having no -security, he must find whether it is mortgaged or not. The ture, its walls dark and dreary, and endorsers for his note, but the men i loans- are made upon a simple prom - the sun which streams through its who aright be willing to endorse his issory note just so long as the bor- one window too bright, or theroom too dark and airless with drawn blinds. Funds may be obtained, from any bank under the generous terms of the Home Improvement Plan at a very low rate of interest for the re- juvenation of these rooms, and they often become one of the mostattrac- tive in the house. A housewife decided -to do over a room- in her house. The woodwork was painted ivory and alight figured wall -paper used an the walls. 'Thm. ceiling was painted a pale blue, the colour of the sky. Floors were re- painted and varnished, Venetian 'blinds hung at the win- dows, : allowing air withouttoo much sun light on a hot day. Net curtains were used . to take away the feeling of bareness without cluttering up the place with silk or chintz. • Furnishings of the room, bought with the family's own funds, were simple. A spool bed, a dresser, , a small but comfortable chair .nil a Do You Remember What Happened During The Last result was a cheerful room that w rade teall that were needed. wasas- Decade Of The Old Century? its own welcome to the overnight From The News -Record, April 28, Terry, J. P. Doherty, F. Jackson and guest. 1897: J. Miller, Many interested cricket- . Miss Dat Fair returned home fast BEDROOM The hall bed -room, the scourge of all city houses a decade or so ago, finds new use today, with the magic note are themselves in much the sauce position as he is himself. They have no security, and their funds are tied up in their farms. In such circumstances, no one could blamethefarmer if he decided not to bother about that dilapidated barn. Now, however, the Home Improve- nient Plan offers the farmer and oth- er property owners a means of obtain - Ing money and of paying it back in an easy manner. Having decided to do that long rower shows himself to be a person who pays his bills promptly and who attends to his business. The loans are based upon character and income, and not upon collateral security. Included among the improvements for which the money can be borrowed are erection and repair of fences, barns and outbuildings, improvements of sewerage facilities, erection of windmills and many other projects that will increase the value of the farm and improve its working. WHAT CLINTON WAS DOING IN THE GAY NINETIES CHANGING THE HOME TO SUIT week from Detroit, where she had THE FURNITURE Most home -owners purchase furni- ture to suit the house but occasionally the home is acquired after the furni- ture. In such cases, rooms must fre- quently be made to conform with the type of furnishings which are avail- able. If your room does not . suit your furniture, funds ' may be, obtained from any Canadian bank under the generous terms ' of the Home Im- provement Pian to redecorate or mod- ernize. Runaway --J. C. Stevenson; the fur - This was the problem a home -own- enittme , dealer, had his front window spent the winter with her sister, Mrs. (Dr.) Campbell. Mr. D. A. Earrester is well pleased with the modern refrigerator built for him ,by Mr. J. Dayment. Mr. M. D, McTaggart represented the Sons of Scotland at the biennial meeting of the Grand Camp held at Toronto Last week. Bowling Club Officers -- At - the meeting on Monday evening J. P. Tis- dall was elected president, W. Jack- son, vice-president, and W. Brydone, secretary -treasurer. er was faced with recently. The fur- niture, most of which had been in the family for generations, was Georgian, while the room itself was rather non- descript. The housewife decided to change the robni completely. Two bookshelves were built in the wall on either side of the fire place. The tops werearched and the shel- ves went all of the way to the floor. The moulding of the shelves conform- ed to thecolumns of the .mantel. -No smashed.Dairyman T. C. Edmunds' horse became unmanageable at the corner of the- townhall and rushed for the furniture store. Cricket Club Smoker—One hundred guests were present at the "Smoker" last Thursday evening. The Presi- dent, Mr. Alex. Armstrong, being ab- sent, Mr. Lack Kennedy was elected to the chair, and filled the position in a very capable manner. He spoke well of the work done by Messrs. IPreshly tinted ceilings; smart new wall paper . . what a difference they make to any room. All the depressing dullness disappears. Your home is in. tune with bright summer days. let us give you an estimate on an all round renovation job—paper- hanging, painting, floor refinishing. You will find it surprisingly easy to pay for under the Home. Improvement Pian. 600 SAMPLES TO CHOOSE FROM avid Kay Phone 234. Hove plenty of ELECTRIC OUTLETS:.. REWIRE }••ri Any information on this Plan cheerfully given... Public Utilities Commission' Phone 20; • on a visit to her sister, Mrs. Ralph Sask., where they will teach during; Tiplady. the summer. Mr. Smith Kilty has recently re- Mr, Arthur Ford, son of Rev. J. E.: turned. from Chicago and will take end Mrs. Ford, has been in New York,. charge of the restaurant department being sent there by the :Winnipeg - of MacLennan's store. Telegram, to get special reports on Marsh Morrish will occupy the the wreck of the Titanic. house on Albert Street north, former- .Hallett—Miss Annie Braithwaite is, ty owned by Mr. Weir. spending a month as guest of her The appointment of R. G. Reynolds cousin in $amiItoii. as sheriff and Joseph Griffin as jail - Mr. and Mrs. Normae Carter of er has been officially announced. Tuckersmith spent Sunday with Mr.. Medical Association—The meeting and Mrs. Wm. Hiles. held in the Reception Room of - ers from Clinton and other centres, the House of Refuge with Dr, Mac- BUY BABY CHICKS were present. Intermingled with the Kay, President, in the chair. TheIN NEXT FEW WEEKS speech -making the orchestra and Glee following members were present, To obtain birds that will give the Club, Mr. Spalding, Will Harland, Drs. MacKay, McGinnis, Bethune, maximum of egg production next Au- Bert Kerr and R. Downs took a pro- Sloan and Burroughs of Seaforth; tamp and also to have broilers When tninent pant and added much to the Taylor of Godeiich; Campbell of prices are high farmers would be enjoyment of the proceedings. Auburn; Livingstone, Seaforth;' Shaw well advised to buy their chicks with The Travel Club, was entertained and Turnbull, Clinton: It was a in the next few weeks, according to by Mrs. W. Harland. Miss Boles very interesting meeting. A number officials of the Poultry Services, Do - gave an instructive paper or: "Cana- of papers were read. All members minion Department of Agriculture.. dian Birds". Rev. Mr. Harris contri- entered heartily into the discussions The sale of chicks is reported as good buted a reading.': A violin solo by afterwards. Dr. Sloan of Seaforth in the Maritime Pnovinees; fair in Mrs: Watts, accompanied by Miss read an instructive' paper on "appen• Ontario and Quebec and good in all McWhinney;a solo by Mrs. Man- dicitie." ning, accompanied by Mr, Yellowlees, Wlien The Present Century Front The New- Era, April 30, 1897i T. Jackson, Jr., is in Windsor and Walkerville this week on business. Miss Maggie Dowser was last week the . guest at the home of Mn and. Mrs, Alex. Ross, Brueefield. Mr. T. W. Scott of London, Eng., spent Sunday at ' the horns of W. Cantelon, the guest of D. A. Cante- lon. Mr. R. Baird is again attending the Collegiate, after having been, obliged to stay at home for some time with a sprained 'ankle. Mrs. Sterrett of Prtrolia has been Was Young Prom' The New Era, April 25th, 1912: Mr. John Brigham of Hullett town- ship gave the New Era a call on Wednesday. Mrs. R. Baker left on Tuesday morning to visit her daughter, Mrs. J. R. Andrews, of Edson, Alberta. Misses Helen and Willa Ford, who have been attending Queen's Univer- sity, Kingston, were home for a few days before leaving for Ruddell, the four Western Provinces. It is; evident that the demand is increasing• for, baby chicks with a good record of breeding behind them and from flocks that have been blood tested and ap- proved. At the :present time 95 per cent of the approved hatcheries in: Canada use only eggs from blood test- ed1 cit f a sand witha good production: record behind them. These hatcher- ies sell around 13,000,000 chicks a year, the price of which ranges frons. 10 to 15 cents per chick. Dear Editor: Would' you please tell" me how bees dispose of their honey,? Answer: It would bee a pieasureo. They cell it/