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The Brussels Post, 1949-9-14, Page 6x "'They say, 'you can't take it with you,' but Uncle '1'ltub DXDI" 'Lloyd's of London'— How It Started Matthew W, Drysdale, Chairman of Lloyd's, recently told radio lis- teners about the beginnings of thii great concern, known throughout the world in connection with British shipping and British insurance. Lloyd's is one of the most famous sof British institutions, the oldest place of insurance in the world and the centre which receives all ship- ping news and distributes it all over the globe. It has more than 2,600 underwriting members, each with the right of signing a Lloyd's in- surance policy. A great deal of Lloyd's business is insurance against fire and accident, but this has only been contracted within the last sixty years, whereas the mar- ine insurance is very old. It began in 1688 and owes its birth, by a freak of chance, to the introduction of coffee into Britain. Coffee, brought in about the middle of the seventeenth century very quickly became extremely popular. Little shops were opened in many parts of London and people dropped in to the first cafes to sample the new and attractive drink. One of the people who launched out in this lucrative business was Edward Lloyd, who lived in the eastern part of the City of London, near the Tower and docks.' Now ,London in the seventeenth century was not very big, and Lloyd's shop on its eastern boundary was con- veniently close to the shipping that came up the Thames to unload its merchandise and fill up with new cargoes. Captains coming ashore passed Lloyd's coffee house on their way into London and naturally called in for a drink. " In this way Lloyd collected his clientele; his coffee house was thick with talk of ships and 'shipping, of wrecks, adventures, strange cargoes and foreign markets; before long there was more news of the sea and ships in Lloyd's than anywhere else in London, possibly any other place in the world with the excep- tion of Holland. A place so full of up-to-date news of ships and for- eign trade was a good meeting ground for shipowners, merchants and marine underwriters. It was additionally convenient for an owner who went to Lloyd's for news of his ships if somebody there could insure him against all sea- going perils. Underwriters who for- merly did their business in the Ex- change began to go to Lloyd's. It was greatly to their advantage, for they got news that was of great value in their business and always found there men with ships and car- goes to insure. Brokers given insur- ance to place had to go round the city to find men prepared to under- write the risk on appropriate terms and at appropriate rates. There was no recognized place to find the underwriters and the brokers spent the greater part of their day in scurrying from one coffee house to another in search of underwriters who would take part of the risk. When underwriters began to con- gregate at Lloyd's the brokers' task became progressively easier. lir. Lloyd, by opening his shop where he did, collected and centralised there the marine insurance market of London; his coffee house was destined, thought he did not know it, to become the greatest marine in- surance market in the world. Lloyd's grew, developed and moved several times until it settled in the Royal Exchange for some one hundred and fifty years. Twenty years ago it moved again to a magnificent building in Leadenhall Street. "But the thing that, more than anything else, makes Lloyd's men proud to be members of the society," said Mr. Drysdale, "is that the whole history of the place is the history of honourable dealing, private adventure and private en- te:pr.sc. Nobody planned us or di- re.ted us or told us what to do. We took our fate in our hands, ricked our own money, bore our own losses and achieved our own successes." Slightly Mixed It was his first speech, and he wanted it to be a success. 'His oration was long and passionate, and he wished to end it with a warning. He could have couched his warn- ing in the old proverb about locking the stable door after the horse had been stolen, but that was too com- complace. He wanted something better. Then he shouted: "Don't, I beg you—don't wait until the house takes fire before you summon the firemen." SALLY'S SALLIES SERENADE TO SEPTEMBER . ,OR, THAT OLD, SAD SONG Let's be honest, kids, let's face It; Summer hasn'tbeen so hat. Fishing, swimming, boating, looting, Picnics, baseball ---all that rot. Let's forget that dreary August; Meet the jou, of coy Sentember. Here's tho month we start to lire in It's the ,tort of school. RememberP Sharpen up those brains and pencils; Wait with joy the teacher's bidding, Give th eecheers for , . well, for . Aw Who in heck do we think we're kidding' Probably the only man that ever made money out of rats was the poet who wrote that thing about "The Pie -eyed Piper of Hamilton," or whatever it was; and the rates paid for poetry being what they were, and are, we doubt 1f his take ware great, at that. * * * But to most of us, rats are just an ever-present pest, although most of us don't realize just how much destruction they actually do. Any- way, I'm not going to apologize for reminding you about this menace once again, or for handing along these four steps which, if carefully followed, should be a' big help in ridding your farm of rats. * * * FIRST—Clean up. Get rid of all trash, lumber, posts -and so forth which make nesting and hiding places for the rats. Pile posts in racks at least a foot off the ground. * * * SECOND — Pre -bait. Set out weighed portions of unpoisoned bait for a few nights. (Ground horse meat is good for this purpose). This will show you about how many rats you are harboring. One pound of bait makes a night's meal for 100 rats. * * * THIRD—Poison. Mix red squill or antu with the same amount of neat the rate rleaned up the pre- vious night. Lock up all live stock and pets! Put your poisoned bait on short lengths of board, as this makes the uneaten bait easy to pick up in the morning. V-shaped board covers placed over the bait will protect your live stock from getting at the bait, if any of your animals should happen to be run- ning loose before the bait is picked up. * 4 * FOURTH—Rat-proof your build- ings. Repair ate, patch all old hole; In foundations and sills. Line door jambs, sills and door bottoms with sheet metal. Put metal collars around all pipes and wires by which rats may enter your buildings. If you have corn cribs, line them with hardware cloth topped by strips of sheet metal. * * * So there you have it; and even if it sounds like a heap of bother, take ft from those who know, you'll find it time and labor extra well spent. * * * Now, with cold weather just around the corner (we seem to be just full of happy thoughts todayl) it might not be amiss to pass along some expert information about an- other most important matter, name- ly, your chimneys. * * * For even the best in home heat- ing equipment will perform in ratio to the effective structural design and capacity of the chimney or ,vent pipe to which it is connected. For a chimney or vent pipe is, first and foremost, a venting device which is suppose'] to carry the waste products of combustion to the outdoors, and, nothing, Oilier decorative or structural, should be incorporated in a chimney design which will prevent it, to the slight- est degree, from, performing this function. * * * Poor chimney construction is one of the chief causes of all home fires. It is vitally important to the home owner that no combustible material be in contact with a chimney. There are definite specifications for the clearance between smoke pipes and voltt pipes and near -by com- bustible material such as joists, wood lath, plaster and wooden par- titions. * * * All such surfaces ought to be adequately protected with fireproof material. It's the cheapest form of fire insurance you can' find. (Still, this doesn't mean that you should neglect to carry fire insurance as well—enough to cover you, and at present-day replacement prices). , • * * In certain areas where soft coal is burned for hone heating, chim- neys and smoke pipes are bound to accumulate a layer of soot, so it is necessary to have such chimneys cleaned out regularly. Otherwise, chimneys will "burn out" — the soot will catch fire — and scatter- ing sparks from such blazes can ignite combustible roofs, especially in dry weather. * * * Besides that, if wooden members of your house framing happen to be touching a chimney, internal fires can result from a flash fire in a chimney, * * * Make certain that a short, direct and well -supported pipe connects your furnace with the chimney. This will do away with a collection chasnber for soot. Sections of the smoke pipe should be fitted to- gether with metal screws, not merely shoved into place, and the smoke pipe should be securely hung from the overhead joists with metal straps, also cemented into the flue opening of th$ chimney and so built that it eau withstand any "pull- back." DOES INDIGESTION WALLOP YOB➢ BELOW THE ELT? Help Your Forgotten "28" For The Kind Of Relief That Helps Make You Rarin' To Go More than hall of your digestion to done nolow the belt -in your 28 feet of bowels. eo when indigestion etrikee, try somett,hln "hat helps digestion In the stomach AND below the belt. Whatyoa may need le Carter's Little Live, Pills to give needed help 10 that "forgotten $8 feet" 61 bowels, Take Ono Carter's Little Livor Pill baler« 1 ono after meals Take them n000rding8 at direction& Thr v help wake up a larger floe of ho I main d .tie lobate In your stomnel i\{�11�).botteio- ps digest whet you ba,t t,',,, n 10 Nem • ;(,°on I.ny. t fist. km,I 01 relief the- fnel rr t i,v.I.1 vetlr hand to you/ 1, lavrrsl ,• nsfrmelthegenuineCartor't your dn,gglat--abc All These Things Come From Fish Hair clasps and jewelry, gelatine and glue, lubricating oil and leather softener, soap ane- cooking fats— all from remains that were once thrown away. It sounds like a fish story, and so it is. The "poor fish" is poor no longer. He is contribut- ing to our comfort and health in many spectacular ways. Codfish livers started it. It was found that oil extracted from these contained deposits of Vitamin A, which strengthens our resistance to disease. But codfish did not hold the monopoly. Halibut, swordfish, sturgeon and albacore also had vita- min -rich livers. The. fortunes that were made by processing fish livers and market- ing bhe oil, prompted industrialists to take a closer look at the fish to see if anything else besides its flesh and oil could be turned to account, Tlhey took a tip from the Chinese and begadi to manufacture a tasty soup from the fins of the shark. Then somebody discovered how to make glue from fish skins, a process which has been so much improved that today a ton of fish skins yields 60 gallons of liquid glue. Quite apart from the oil in fish liver, it was found that sharks, her- rings, sardines, ,salmon and mack- erel all provide an oil which is now used in the manufacture of paints, in tempering steel, in malting lower grade soaps, and in the tanning industry to make Leather more plia- ble for gloves and handbags. Guanine, -a substance obtained from fish, is processed into the lovely pearl essence used by mak- ers of artificial jewelry. From the air bladder of such as the sturgeon, carp, catfish and cod, isinglass is obtained. This is used In making jellies, imparting gloss to ailk ribbon, and for making cer- tain glues and plasters. It is highly valued by brewers and wine manu- facturers because is clarifies their brews and vintages. Enterprising one-man firms are fashioning trinkets and ornaments from bhe peculiarly shaped bones in some fishes' heads. He Knew The wedding presents were on view. Displayed in a prominent position was a cheque for $10,000, the gift of the bride's father. "I say, who is that chap laughing at your father's cheque?" exclaimed the bridegroom, feeling annoyed. "Oh, that's his bank manager!" said the bride. ISSUE 37 — 1949 ATTER FRED,VV1L1. YOU WATER TtlE LAWN BEFORE DRESSING POR THE HARDEN PNtTY$ !s/ A Sl•Xi3lTC't IC Now swimming meets --unless they happen to include Esther Will - lams in Technicolor -are a type of sports event which we can either take or leave alone, principally the latter, We recall sitting about half- way through one such meet, many years ago, and then announcing that we were going to ask for our money back on the grounds that not a single record had been broken. • * * (We only desisted from making this laudable attempt when some- body remineded us that, as we had conte in on a "skull" it migkttn't be quite ethical to (lantana the return of our admission fee. But if you get the point we are trying to stake, swimming records are a dime a dozen or thereabouts, and it is a very unusual meet that doesn't see several of them broken.) But this 21 -year-old Hironoskin Furnhashi seems to be something really out of this world; and Ile fair- ly knocked the folks out in Los Angeles, where they take their swimming very seriously indeed, for a.wliole series of loops with the way he churned up the water recently, * * a When word carte out of Japan as to some of the things Hiro - - - - shucks, let's just make it H. F. and let it go at that—was supposed to have been doing, it raised peals of scornful laughter among prominent U.S. swimming coaches, who think that they wrote the entire book so far as the natatorial pastime is con- cerned, But they soon changed their tune when they saw the young Nip really go to work, * * * Here, in a couple of nutshells, is what H. F. showed the folks. He started Off by doing the 1500 meters in 18:19—just 39.8 seconds lower than the former ,nark made 11 years ago. Then, in the 400 teeters, he hit 4:33.3 which is just 1.9 sec- onds faster than Alex Jany's record made in 1947. That same evening that he broke the 400 meter stark he anchored his Tokyo Swim Club team to victory in the 800 meter free -style relay in 8:54,4—which is six -tenths of a sec- ond faster than the mirk the folks south of the border made such a fussaboutwhen the United States Olympic Team set it last year. * * * Not satisfied with that, he topped things off with a 9:35.5 in the 800 meters, which lopped 15.4 seconds from Bill Smith's record, which had stood for 8 years, * * For those of you who may be in- terested in the style he used, H.F., and the rest of his Japanese team- mates swain with a very choppy, short aril stroke with a revolution- ary four -beat, instead of the cus- tomary six -beat, kick for every two strokes. On the last two strokes the Nips rest their legs. * * * Furuhashi carries this new style to its zenith, His arms rotate like a churn, apparently without pause, and he obtains tnaximunt power from extra -strong back muscles. That, according to the experts, is the big difference between Japanese swimming and what we are accus- tomed to on this side of the Pacific. The Jape use theiebacks, while our lads and lasses, are trained to use mostly the arms and shoulders, * f But, just in case some of you are thinking of going and changing your own style overnight, and set- ting out to bust a flock of records on your own, here's the catch. It takes training—real,, gruelling train- ing—to stake a swilnmer such as Hiro-whoo-zit.. He commenced swimming as most Japanese kids do, when he started public school. And by the time he was eleven—that's ten years ago—in an all -Japan com- petition he set records which are still standing. * * Personally, the think an outboard motor is a whole lot less work; and even speedier, if it doesn't act up and refuse t0 start. 9! t1d' 9 HOUSEHOLD INSECT PO DER A sure killer! Of Beas, onto, bedbnn*, eoachco end outer insect Ppeeata. tagel for lesrage. bath, not- coneand garage. 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