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The Wingham Advance, 1911-02-02, Page 88 THE DOMINION BANK -. d. -... .. _, .... xis ..r .;;as Jyv.J 4, Proceedings of The Fortieth Annual General Meeting of the Shareholders The fortieth Annual General Meeting of The Dominion Bank was held at the 13anking Ilouse of the Institution, Toronto, on Wednesday, 25th Janu- ary, 1911. Among those present were noticed; W. D. Matthews, kion. J. 3, Foy, W, 11. Brock, A. W. Austin, R. 3. Christie, C. A. Bogert, S. Jeffrey, Port Perry; II. W. Wilcox, Whitby; J. F, Risley, Cawthra Mulock, J. D. Warde, J. Ii'. Patersun,. 1)i. Chas, O'Reilly, David Kidd, Hamilton; Thos, Walmsley, James Matthews, F. E. Dingle, II. L. Lovering,. Coldwater; W. E. Booth, G. N, Reynolds, \Vm. Crocker, Geo: Pim, E. W. Langley, Wrn. Ross, Port Perry; J. II. horsey, Montreal; Dr. John k', Rose, Captain Jessopp, F, H. Gooch, Andrew Semple, J. C, Morrow, Richard Brown, T. F. Kavanagh, W, Cecil Lee, Dr. 3. A. McCallum, C. E. Lee, W. C. Ilarvey, C. C. VanNorman, ])r, F. J. (Irasett, David Snaith, 1'. L. Patton, Winnipeg; Chas. Walker, 3. T. Small, KC.; S. Samuel, F. 1). Beniarnin, London, England; R. I3. Ho(glns, W. V, Carey, W. E. Carswell, Jacob Finkle, Edward Burns,. 1\ E. Macdonald, W. K. Pearce, Hamilton; W. Gibson Cassels, W. C. Crowther, 3. Stewart, Peter Macdonald, A, H. Campbell, J. M. Baldwin, Andrew Fouhis, F. J. Harris, Hamilton, J. W. B. Walsh, D'Arcy Martin, KC., Hamilton; S. Nordhelmer, Col, Sir Henry r1. Pellatt, L eighton McCarthy, K,C.; 3. J. Cawthra, R. 13, Cassels, 3. 9B, Bailiic, R. M. Gray, Victor Cawthra, Wm. Mulock, Wrn. Davies, F. D. Brown, C. 11. Edwards, J, J, Maelennan, Rev, T. W. Paterson, Wm. McConaghy, Aemilius Baldwin, H. J. Bethune, E. A. Begg, and others, It was moved by Mr. R. J. Christie, seconded by Mr, H. W. Wilcox, that Mr. W, D. Matthews do take the chair, and that Mr. 0, A. Bogert do act as Secretary. Messrs. W. Gibson Cassels and A. II. Campbell were appointed scrutineers. The Secretary read the report of the Directors to the Shareholders, and submitted the Annual Statement of the affairs of the Bank, which is as follows; To the Shareholders: The Directors beg to present the following Statement of the result of the business of the Bank for the year ending 31st December, 1910:— Balance of Profit and Loss Account, 81st December, 1909 $ 295,766 98 Profit for the year ending 31st'Ireeember, 1910, after deducting charges of management, etc., and making provision for bad and doubtful debts.. . Making a total of „ .. , ,. .... ... ... Which has been disposed of as follows: Dividend 8 per cent., paid 1st April, 1910 .. , . , . . , . , . $120,000 00 Dividend 3 per cent„ paid 2nd July, 1910 ,.,.. ... 120,000 00 Dividend 3 per cent., paid 1st October, 1910 ..... 120,000 00 Dividend 2 per cent,, payable 3rd January, 1911 . 160,000 00 Written off Bank Premises ... ..... ... ... ... 669,300 68 5 955,067 56 4 480,000 00 $ 475,067 56 170,000 00 Balance of Profit and Loss carried forward ..... ... ... ... ...$ 305,067 66 Your Directors, in submitting the .Annual Statement of the affairs of the Bank as on the 31st December, 1910, with the result of the year's business. beg to report that there has been a general substantial growth in every direc- tion. A considerable increase in the net profits will be noted, owing to the satisfactory conditions which have prevailed throughout Canada and the steady demand for banking accommodation from all districts where we are established. For some time past the Board has had under serious consideration the ne- cessity for the enlargement of our Head Office premises, which have become quite inadequate to .meet the present needs of the Bank, without having regard to the ordinary expansion of our business which may be expected in the future. Endeavors were made to secure adioining lots, bur without success. In 1910 an opportunity arose for the acquisition of the land and buildings at the north- east corner of Ding and Yonge streets -81 feet on King Street by 112 feet' on Yonge street—and after due deliberation the purchase was completed. It is not the purpose to hold both properties any longer than is necessary, and, when a policy for building is decided on, your Directors have every reason to believe that our present premises can be disposed of for an amount which will prac- tically offset the recent outlay. In addition, suitable buildings were erected last year for Edmonton, Moose Jaw, and Notre Dame avenue, Winnipeg, branches. These various disbursements have caused a considerable increase in Bank Premises Account, but, following the usual policy, a substantial amount has been written off. A lot was purchased at Saskatoon, and it is proposed to erect a building at this point and at Calgary during the current year. With the completion of these buildings your Directors are of the opinion that no further immediate expenditures for our Western Branches will be necessary. It is the intention to erect offices this year in Toronto: .At the corner of Dovercourt road and Bloor street, corner of Lee avenue and Queen street, cor- ner of St. Clair avenue and Vaughan road, and the corner of Sherbourne and Bloor streets, where we are already established in temporary premises. A Branch of the Bank was opened in February last at the corner of St. Lawrence boulevard and Prince Arthur street, Montreal. The offices opened in 1909 aro making satisfactory progress, and already justify their establishment. In accordance with the By-law passed by the Shareholders at our Annual Meeting in January last, the par value of the shares of the Bank was on Sep- tember the lst changed from 550 to 5100. The Directors, following their usual custom, have examined and verified "the General Balance Sheet of the Bank as on the 31st of December, 1910, and have checked and found to be correct the cash assets, securities, and invest- ments shown therein. They have, in addition, given careful scrutiny to an borrowing accounts. The Branches of the Bank have been inspected in the usual thorough manner during the year, E. 13. OSLER, President. The Report was adopted. nted. The thanks of the Shareholders were tendered to the President,. Vice -Presi- dent, and Directors, for their services during the year, and to the General Man- ager and other Officers of the Bank for the efficient performance of their re- spective duties. The following gentlemen were duly elected Directors for the ensuing year: Messrs. A. W. Austin, e t stip W. R. Brock o .k Jam, c es Carruthers, R J. Christie, , Ch stie J. C.Eaton, t 3. 3. Foy, K.C., M.L.A., W. D: Matthews, A. M. Nanton,and E. B. Osler M.P. ' At a subsequent meeting of the Directors, Mr. E. B. Osler, M.P., was elected President, and Mr. W. D. Matthews Vice -President, for the ensuing term. • GENERAL STATEMENT LIABILITIES, Notes in Circulation. , , , . . , . . , , Deposits not bearing interest .. , .. , . , .. 56,107,370 37 Deposits bearing interest (including interest ac- crued to date) . , . ... ... ... . , 43,196, 414 Deposits by other Banks in Canada ... . ., . Balances due to Banks In foreign countries Total Liabilities to the Public , , . . , , , , . . , a Capital Stock paid up ... ... ... .....• ., Reserve Fund 004et 44,01, $ 5,000,000 00 Balanoe of Profits carried forward ... , . , , 306,067 50 Dividend No. 113, payable 3rd January, 1911 120,000 00 Former Dividends unclaimed , , .. Reserved for Rebate on Bills Discounted, Exohairge,' etc. yes. ... ... ... ..... .... ... ... .. .. $ 3,587,547 00 29 49,302,784 66 108,901 72 101,279 67 ASSETS. 138 00 152,102 26 ;Specie , . , • ........ . 640 . . .. ..... ,.. , .. $ 1,527,130 dominion Government Demand Notes ........., ... , 5,137,975 Notes of and Cheques on other Banks .,, . , , • , ..... 2,720,115 Balances due from other Banks in Canada ,.. ,.. 743,343 . Balances due by Banks in foreign countries ... .... 891,229 $543,100,613 54 000,000 00 5,577,307 82 $62,677,820 87 28 26 80 12 73 .11,019,794 Provincial Government Securities .... . .. . . . . . .. . . . 452,422 :Canadian .Municipal Securities and British or Foreign or Colonial Publie Securities other than Canadian . !Railway and other Bends, �Debentures,�and �xtocks� Loans on Call, secured by Stocks and Bonds ... , .. Bills Discounted and Advances Current ..... Deposit with Dominion Government for Security of Note Circulation.,.. .... , s.. Loans to other Banks in ria a, scoured ,.... ..• Overdue Debts (estimated loss provided for) , .. ,.. Real Estate, other than Bank Premises ... • .*. • •+. Mortgages.• lb** ..• .•... .. .. ..... •v. •.• s. Bank Premises •...• ... • . • .4_ .. ,. !Other Argots not included under foregoing ;heas* .s • 6.•'.. 01•4 ti ,,o, A. BOGERT, °'2Yia.nageat _.1 Toronto.. Ai le-Pfoa lm.n,.f.4i, e -, ' 652,496 6,689,103 4,327,484 18 68 19 20 20 37,920,928 70 180,651 00 369,627 98 67,269 23 102,084 81 18,920 00 1,980,000 00 7,198 70 22,041,800 45 40,086,620 42 562,677,820 87 No. 2 American Yellow Feed Corn at $20.00 Per Ton. THIS IS A SNAP. J. L. AWDE FOR SALE A Splendid Chance For Investment Town lots in the City of Leth- bridge, Alberta ; also in the new and rapidly growing towns situ- ated along the line of the Grand Trunk .Pacific Railway ; Watrous, Melville and Biggar in Saskat- chewan ; Toiled in Alberta. Three selections cif choice land in Saskatchewan. C. N. Griffin RBA B$IA113 AND Ii+ URANO Belgrave. d'no. McGibbon and Mrs. F, Mc- Callum of Milton and. the Messrs. Laidlaw of Morris attendedrhetuner- al of the late James McCallum, Andrew Taylor takes possession of the general store of Sproat S;, Whaley, also the P. O. this week, The Foresters Oyster Supper last Friday evening was well attended in. spite of had roads, A pleasant feature was the presentation of a good purse to Mrs, Ceasar by her friends of the Order, . Geo. Taylor has sold his farm of 100 acres, 1} miles south of our village, to Gordon Walsh for about $0000; this is a good figure and proves that land is not a drug on•the market in Ont. The following is the report of the Belgrave school for the month of January. Names are placed in order of merit. 5th class — Hardy Geddes, Norman Stonehouse. Sr. 4th—Canner• on Geddes, Albert Tasker, Bessie Wightman, Norman Wightman, Cal- vin Simpson, Greta. Armstrong, Delia Simpson, Isabella Ferguson, Abner Nethery, Lylalt Brydges, Jr. 3rd— Clarence Brooks, Carrie Stonehouse, Harry Armstrong, Donald McKenzie, Eugene Geddes, George McKenzie, Harold Reid, James Wightman, Sr, 2nd—Hazel Taylor, Mabel Ferguson, Herman Nethery. Jr. 2ad— Uldene McLean, Aggie Stonehouse, Grace Wightman, Mary Armstrong, George Ferguson. Sr. Pt. 2nd—Hattie Proc- ter, Mary Wightman, Margaret Bryd- ges, Willie Whaley, Jr. Pt. 2nd— Esther Brydges. Sr. 1st -- Cecil Hill, Isabella Geddes. 1st class A—Louise McKenzie, Lewis Stonehouse, Jean Simpson, Annie Geddes, Dorothy Brydges, Leslie McDougall. lst class B—Walter Brooks, Reginald Bobier.— Alberta Goble, teacher. Seaforth. Isaac McGavin of Leadbury has disposed of his beautiful black entire horse, Gartly McBean, to Mr. Wesley Vodden of Auburn for the handsome sum of $400, a big price for a yearling. Deposits in the Farmers' Bank at Brucefield are said to exceed $50,000, and the ones who were once the proud possessors of this money, but who placed their little all in the hands of W. R. Travers and Co„ have now merely nothing to look to but the dark side of the situation. Mrs. Wm. Grassie and Mrs. W. D. Bell of Portage la Prairie, Manitoba, who 30 years, ago were residents of Seaforth, are here on a visit to their sister, Mrs. Wm. Payne, and are also visiting friends in Mitchell, London, Listowel and Galt. As it is 30 years since they left Seaforth they see many changes both in the people and the town. A public meeting of citizens was held in the council chamber this even- ing, under the auspices of the Board of Trade, to discuss the tariff question. President M. Broderick was in the chair. The discussion brought out some opposition trop to any change what- ever han ewhat- ever in the present tariff schedule. No special disfavor was shown to- wards the proposed placing of farm Plist, but products on the free resolu- tion was finally passed opposing any reduction on mill products and other manufactures. This resolution, which was moved by James Beattie, grain buyer, and seconded by Robert Bell, of the Bell engine works, will be sent to Ottawa. Blyth. Monthly Horse Fair was held on Tuesday of this week. Reeve Hill returned home on Satur- day from attending the County Council. Mr. and Mrs. Hueston of Exeter were guests at the Methodist parson- age over Sunday. The Ladies' Aid of the Methodist Church will give a Shredded Wheat banquet on Feb. 20th. Mr. James Anderson and Albert Robinson have been appointed audi- tors for 1911 for Blyth. Mr. John Vincent of Wingham moved back to Blyth this week and will again be the engineer at C. H. Beese's flour mill. What To Do ----F012— Sickly Children Letters from Mothers "I wish) could induce every mother, who has a delicate, sickly thild,to try your delicious Cod Liver and Iron Tonic VINOL. It re- stored our little daughter to health and strength after everything else had fan ,, led, ---• Mas . C. W. STtNMP Canton, Ohio. Mrs. F. P. Skonnard, of Minne- apolis, Minn., writes, "1 want to recommend°VINOL to every moth- er who has a weak or sickly child. My little boy was sickly, pale, and had no appetite for two years. 1 tried different medicines and doe - tors without benefit, but thanks to VINOL, he is a well and healthy boy to -day." C. Allen, of New Bedford, Mass., writes, "Mytwo punyehildrengained rapidly in flesh and strength in every short time after taking VINOL," We positively know VINOL will build tip little ones and make them healthy, strong and robust. 'l'ry one bottle, and if you are not sails - fled, we will return your money. J. WAlr'TO1T Mol Il11011 Drugglon ` Ingluam THE 1,1<. I .,L,1 <JI H, - M ADVANCE Belmore, Miss Lottie Hamilton is on the pick list, suffering from an attack of ery- sipelas, Adam N. Darling, who recently sold his farm to George Roswell of Wroxe- ter, is leaving on Wednesday for his future home near Whitby, The South S r th Bruce Telephone Com- pany held their annual meeting in the Town Bali on Thursday last to elect ofticers and transact other business, Next Sunday morning Quarterly meeting service will be conducted in the Methodist Church. Rev, Mr, Rue- sol of Wroxeter will occupy the pulpit, Mr. Louis Kupher met with a severe loss last Thursday, when his beautiful house was destroyed_by .fire. The blaze started in the smoke -house at the rear and in spite of the heroic efforts of the neighbors, the whole house was soon a mass of flames. They managed to save some of the downstair furniture, but we are sorry to say his loss will far exceed the in- surance. Hardly had the excitement died away and staid old Belmore set- tled down, when the fire alarm rang again and the people were told that Wm. Lowry's house was on fire. In less time than it takes to tell it, a large number of men arrived on tbe scene, and were much relieved to find that the blaze was almost entirely subdued. It was lucky that the day was calm or nothing would have saved the building, Salem. Mr. Albert Gallaher took a business trip to Milton last Monday. Mrs. J. Hartley of Clinton is visit- ing friends in this part this week. Miss Annie Westlake is at present confined to the house with a bad told. Mr. Robert McMichael is at present laid up with an attack of pleurisy ; we hope to see him around again soon. The S. S. Executive met at Mr. D. Halliday's Last Tuesday afternoon for a sociable time. Mr, and Mrs. Halli- day are good entertainers. The Epworth League spent a very enjoyable time at the parsonage last Tuesday evening. Great interest was taken in the spelling match, which was held. Charles Lathers and Ches- ter Higgins were the captains. The latter's side won, there 'being two left when the opposing side were all down. The words were taken from the Gospel of St. Mark. , Wroxeter. Mr. Roswell will move in a few days to his farm in Carrick. Mrs. Cunningham is at present with her mother, Mrs. Farrel, who is in a feeble state of health. Rev. L. Perrin preached in Oran - brook on Friday night and on Satur- day for the Rev. D. McRae, Mrs. VanVelsor of Bluevale has been renewing acquaintances hero. Sheas w the guest of Mrs. C. Reis. Wedding bells will soon be ringing in this locality. If reports are true they will be sounding out their beauti- ful music for some time. Mr. N. McLaughlin of Calgary has been visiting friends in this village. He has a splendid position with the 0. P. R. He speaks in glowing terms of the west, especially of Calgary and states that its growth has been phe- nomenal and it keeps on enlarging its boundaries, The second annual meeting of the Wroxeter Rural Telephone Co. was held in the Town Hall on Wednesday afternoon, Jan, 25th. There was a very large attendance of the share- holders, and great interest and enthu- siasm were manifested. The Presi- dent occupied the chair. and the Sec.- Treas. presented the financial state- ment which was of avery encourag- ing nature. The directors of last year were re-elected, who are—A. Munro, President ; T, Bennett, Vice -Pres., W. S. McKercber, Sec.-Treas., M. Sanderson and Peter McEwen. The auditors, Rev: L. Perrin and W. M. Robinson were also re-elected. [We are obliged to hold over the remain- der of report till next issue.—Editor. Viers®nays Miss May Mason has returned from a visit to Sebringville. • Win, Ruddy of Auburn spent Sun- day in town with his brother. Alf. Posliff was home from the Stratford Normal over Sunday. Mr. Gillies Haines and sister, of Holyrood, spent Sunday with friends in town. Mr. 0. Thornton and Bert. Sander- son left on Monday for Petalumas, California. Mr. House of British Columbia was a recent visitor with his cousin, Mrs. J, W. hewer. Mr. and Mrs. James Reading enter- tained a few of their friends last Monday evening. J. W. X. VanNorman has returned to town, after spending some time at Sherbrooke, Que. Miss Lanett McCrea and Mise T. Halliday of Belgrave visited Miss Haslant last week, Mr. A. Dulmage and Miss Georgie (formerly of Wingham) are visiting friends in Detroit and Windsor. Ohm. Wilson left on Saturday to return to Califdrnia, after spending a couple of weeks with his sister and brothers in Turnborry. Mrs, .Tames Belden, who with her sons Wilfrid and Setwvn, have been visiting her parents, Mr. and Mrs, Rich. Anderson, left on Monday for Toronto and Gallia on the way to their home in Winnipeg. Mr. Melvin and, Berrie Brown of namilton, Mr. }Tartly Haskins of Huntinglfeid, Mr. R. S. Lindsay of London,Mr. and Mts.'• o Brown of Brussel, and Mite Gettie Case of Teeswater were Chitare at Unite Refaliiinee tinting the past week, Mrs. Wilmott is visiting her parents, Mr, and Mrs, John'Evans, Miss Wilkins of Minto is visiting her sister, Mrs, Edwin James.. Miss Gladys Stinson, who has been attending Iiigh School in Harriston, was obliged to returnhome on Friday last on account of illness, Mrs, Jno. Laine, sr„ is quite ill ; her many friends wish her a speedy recovery. Her daughter, Mrs, David Sanderson, of Toronto, is helping Mise Martha to wait on her. The Howick Telephone Co, held their annual meeting on Wednesday last. The reports given showed the Oampany in very good financial con- dition. The old directors were re- elected. The Board of Directors of the Public Library held their January meeting on Friday afternoon at Dr. Arm- strong a. Arrangements were made for the annual meeting, which will be held on Friday, Feb, 3rd, in the Bank of Hamilten parlor. The annual meeting of the Gerrie Presbyterian Church was held on Thursday afternoon, reports showed a very prosperous year. The session reported 116 members, 10 added dur- ing the year, 7 withdrawalt, one by death and six by certificate. After all necessary expenditure, a fair balance is still left in the Treasurer's hands. The Howick Mutual Fire Insurance Co, held their annual meeting in the Town Hall on Friday. The retiring directors, Messrs. Jackson and Mc- Rercher were re-elected. The Audi- tors' report shows the following statement paid for buildings and contents, $17,965 05 ; live stock killed by lightning, $2,349.50.; No. of policies issued during the past year 1555 ; No, in force at end of year 5309, an in- crease during the year of 172. The amount of Insurance written was $2,856,520, an increase for the year of $I75,085. It was desired that in the future tbe Company assume the risk for those paying 50c for certificate and 60c per thousand extra premium. A, vote of thanks tendered to the Chairman, Mr. John Stewart, closed the meeting. Jamestown. Wm. Moses, jc., Sundayed at Mr. 13. Ding's. Bon/sr.—In Grey Tp., to Mr, and Mrs. Thos. Strachan, jn, on Jan. 25th, a daughter. The Farmers' Institute meeting will be held at A. Pollock's on Feb. 8tb, at 2 p.m. and 8 p.m. John Miller, and sisters, Nellie and and Maggie were visiting friends in Listowel over Sunday. . Samuel Burke got the contract of drawing the milk on the first line of Grey for this season ; remuneration, $1.19 a trip to Molesworth. John McGuire, Miss Maggie McDon- ald, Colin McDonald and Miss E. Mc- Pherson of St. Helens visited at Dun. can McDonald's and other friends in this vicinity on Sunday and Monday of this week, Robert Strachan had a bee moving a dwelling house from what is known as the Longman place across to the homestead. It was put on sleighs and pulled with nine span of horses, Robt. knows what he will do with it; we can guess. The Trustees and Building commit- tee for Victoria Hall had a meeting Friday night. It was decided to get. plans and specifications ready for the upper structure of a hall 44x26 and to advertise for tenders for same, for both brick and cement, The annual meeting of the Ladies' Institute was held at Mrs. Peter Scott's on Thursday, There was about forty present. The Pres., Vice - Pres,, and Secretary were re-elected. Mrs. Thos. McEwan gave a demon- stration on making cream puffs ; Miss Ina Bryans had a paper on "Curing meat" ; Mrs. Cutt and Miss Jennie Simpson gave an interesting talk on the "Good old days of Long Ago." The Ladies' Institute is certainly doing well since its inception two years ago. After La Grippe "I had suffered several weeks with LaGrippe. Had pains in my head and eyes. It felt as though there was a heavy weight on the top of my head, until it seemed that my brain would burst. .1 was so nervous that I could not rest or sleep. When I dozed off I would awake with a sudden jerking of my whole body. Dr. Miles' Nervine, heart Remedy and Nerve and Liver Pills cured me. A number of friends have since realized the same benefits." MRS. ALVIN H. LOCKS, Seabrook, N. II. The after effects of LaGrippe are often more serious than the disease, as it leaves the system in a weakened condition that invites more serious troubles, such as pneumonia, etc. Dr. Miles' Restorative Nervine should be taken for some time to thoroughly restore nerve strength, prion 1.00 at au m 5 a your drwgslet, He timid supply you. If he dose not, trod prIGd to tie, We forward prepaid. or!. MIL*$ M$01,1AL CO., TOrent Morris. There will be a box Social a Ebene- zer on Feb. 17th. Mr s, Geo. Peacock, tat line, is not en joy, ing first-class health we are (Jerry to state, Richard Johnston, 1st line, intends going West with a oarload of horses in a few weeks, Mrs. W. J, Johnston, er., is still at the home of her daughter, Mrs. Geo. Mathers, let lino. Thos. Mathers has returned to his home in Escanaba, Mich„ after a short visit with friends on the lst line, Mr. James Maxwell, Oth line, itt holding an auction sale of farm stock and implements on Friday of this week. Wallace Agar, who has been ill with typhoid in Wingham Hospital for the past six weeks, returned home on Monday we are pleased to state. Roy Turvey, 2nd line, entertained a few friends on Friday evening of last week and Master Harold Jewitt did likewise the evening following. On Tuesday evening, 21th inst, the A. Y. P. A. of' St. John's Anglican church, Brussels, drove to the home of Mr. and Mrs. Jos. Arden, 8th line, where a very enjoyable evening wits spent in music and games. COMING! J. S. SMITH RUPTURE SPECIALIST Of Stratford, Ont , will be at the BRUNSWICK HOTEL, WINGHAM, on THURSDAY, FEB. Mir, ONE DAY ONLY. I Cure Rupture Without Operation or loss of time from your work. What I have done for others I=can do for you. FREE CONSULTATION, T H DOMINION BANK. HEAD OFFICE, TORONTO. Oapital Stook (all paid up).$4,000,000.00 Reserve Fund and Undi- vided Profits , $5,300,000,00 Deposits by the Publio....$47,000,000.00 Total Assets, over $62,600,000.00 BRANOHNS AND AGENTS throughout Canada and the United States. A GENERAL BANKING BUSINESS TRANSACTED Savings Department Current Rates of Interest allowed, and Deposits received of $1.00 and upwards. Farmers' Sale Notes Collected, and advances made on them at lowest rate of interest. WnNGKAnt BRANorr,—Corner John and Josephine Strots.• W. R. GEIEIE, Manager R. Vanstone , Soli oibcr CHRTSTTE'S GROCERY PHONE 59 HEADQUARTERS —FOR— GROCERIES PROVISIONS —AND— TABLE SUPPLIES TEA AND COFFEE A SPECIALTY T Winter Tours ---TO Mexico, Colorado, California and Pacific Coast Points The Grand Trunk Railway is the popular route from. all points east through Canada via Chicago. FEATURES Double Track, Fast Service, Finest Roadbed, Modern Equipment, tin• excelled DiningOar Service, A11 Elements of afety or Comfort. TO THE SUNNY SOUTH No more desirable route than via Grand Trunk end connecting lines. VERY LOW RATES Pull i�artiottlare and tickets from G. LAMONT, Depot Agt. .1. D. McDoiiairt District Pat enter 3*at, Toronto, THU Four Startling Shoe Bargains For Saturday Women's Felt Juliets, with fi�xikleleather colts, elastic sides ; in sizes q -- 7 and 8 only. Regular $1.35 ; on , Saturday next 88 Cents Por Pair Women's Felt House Boots, Fur Tops, (more fully described In our ad. in The Times), sizes -3, 4, 5 and 8 only; reg. $1.10 ; on sale Saturday, for, per pair 1136 Men's 2 Buckle Double -Duck Rubbers, (more fully described in our ad. in The Times), all sizes -6-7-8-9-10-11; reg. $2. 65 ; on sale Saturday, for, per pair 0.72 2 Men's Pure Gum Rubber Boots, first quality, and perfect in every particular ; all sizes -6, 7, 8, 9, t0, t'1. On Sale Sat urday For $3.25 Per Pair Willis & Co. Sole .Agents For The THE SHOE STORE a FOR .51/04")LADIES •NN••N••M•NO•N••NN4s ..•,.....ON►•NN•NNN,O 1 1 1 Stop a Minute and Think Where you can buy your most up-to-date, stylish and most re- liable ready-to-wear Garments. 61111416 LADIES' FUR LINED COATS,—Ladies' Mantles, in all colors, sizes 32-44, with loose and semi -fitting backs. CHILDREN'S GOOD WARM COATS,—In sizes 4 to 16; in difftrent materials and styles. MEN'S OVERCOATS.—In Black Beavers, Meltons and Tweeds, with and without military collars. BOYS' OVERCOATS,—All sizes -22-34, in Black and Tweeds. Cowie in and have a look at our Boys' Suits—at $5.00 ; also our Men's—at $10 00 All goods mentioned above are at reduced prices. Call and see this new handkerchief—we have a stock to show you. To complete your Costume Carry the LISSUE Handkerchief THE LISSUE is of cobweb fineness and feels like silk. White, and several charming coloured patterns to harmonize with the gown. The finish and colours are absolutely guaranteed to suffer no harm from washing. 20c. each, glove size 15c. each.' OUR GUARANTEE Every LISSUE Handkerchief is guaranteed indelible colours, superior quality and permanent finish. 0 found otherwise, you can obtain six handkerchiefs for every one that fades or runs in washing, We have a complete steak in Fancy Dress Goods, Voiles, Pitney Punios, Taffrtlines, and many other kinds, in different shades. We have jest received our New Prints at the old prices, also our Valenciennes and Torohlon Laces and Insertion. Grocery orders always prompt. 'Phone 7o Hanna 1 Rf