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The Wingham Advance-Times, 1983-05-11, Page 14Page 14—The Wingham Advance -Times, May 11, 1983 scussi a kru CORRECTFNS We wish to draw your attention to the following errors By Sharon Dietz Area farmers had a chance to hear both sides of the argument over a bill affecting farm credit during a meeting at Wingham last week. The meeting was jointly sponsored by the Huron and Bruce county federations of agriculture and the Huron-Bruee Farm Survival Association. Brigid Pyke, an executive director of. the Ontario Federation of Agriculture, and Larry Thompson, south- western Ontario manager of banking services for the Toronto -Dominion Bank, were members of a panel which discussed Bill , C-653 and answered questions from the floor. Mrs. Pyke said farmers need long-term credit, and questioned whether the Canadian banking industry can support agriculture in this country. When they are looking at turning over several million dollars in 30 years, or in a generation, farmers don't have to review their long-term credit every five years, she said. "We don't need someone saying at the first sign of trouble they're going to get out of the business of lending money to agriculture." It is not fair, though, to criticize the banks for taking a second look at extending credit to farmers, she added. Many farmers are taking a second look at banks. She said that bankers saying they will pull their money out of agriculture if Bill C-653 is passed is an overstatement, especially considering the provisions for rewriting debt included in Bill C-12, the Bankruptcy Act of 1980. If banks had said they would pull their money out of Canadian business should Bill C-12 be passed, the statement about the Far- mers' Creditors Arrange- ment Act would be seen for what it is, she said. "Bill C-653 is not a whole- sale assault on the rights of the creditor." A farmer cannot just walk into court and have his debt rewritten, according to the provisions of the Act. She said the thrust of the bill is similar to the bank- ruptcy laws in effect in Canada which relate to the general populace. These laws are not in place to grind a debtor into the ground so he will never step out of line again. Similarly, this Act is in- tended to rehabilitate the debtor; to make him a fix- ture in the community able to function so he can reduce his debt at some level, rather than turfing him ou: into the street so that nobody, secured or unsecured creditor, gets anything. The Act also tries to bring both secured and unsecured creditor to the same level, she said, and to prevent the secured creditor from pounding the debtor into the ground. The idea of reducing the principal on the debt has happened in special -circum- stances. By reducing debt which cannot be serviced, there will be losses which cannot be recouped, but both creditor and debtor come out ahead in the long run. Mrs. Pyke explained the history of the original Farmers' Creditors' Arrangement Act, saying that of the 142,000 farmers in Saskatchewan, with a debt of more than $482 million, only 5,094 proposals were ac- cepted under the Act over a five-year span. Current statistics show that farmers paid $641 million in interest during 1981-82, and 34 per cent of the bank loans under $1 million are made to farmers. She said she believes Bill C-653 will provide assistance for some farmers who have acted in good faith, without favoring the debtor to the disadvantages of the creditor. Mr. Thompson, on the other hand, said he is not in favor of the proposed new bill because it would permit debt to be written down. The reduction of debt and the time period to liquidate assets are two provisions which appeal to farmers. However, when the bill was in effect in the 1930s it made long-term credit difficult to obtain and suppliers im- mediately demanded payment in cash, he said. He was critical of two aspects of the bill: it basically removes the right of a farmer to put up security for credit, and the time lapse to allow appraisal of assets is a disadvantage, he said. He noted the bill would not help farmers with no equity, and a farmer must have acted in gopd faith with his creditors to use the bill. Allan Wilford, president of the Farm Survival Association, speaking from the floor, said the bill is intended W make everyone, debtors and creditors, deal in good faith. "The threat of the bill is enough to make creditors deal in good faith." If banks are going to liquidate, they should do it responsibly, he said. He told the meeting he knows of farmers who have been sitting in limbo for more than two years. Under the provisions of the Act, the receiver appointed to carry out the appraisal of assets would be local and paid by the federal govern- ment. Usually the receiver is paid by the banker, Mr. Wilford said, and whoever pays the piper calls the tune. in our current Big May Sale: Page 2, Lawn Edging, item number 59-2014, reads 81/2 in- ches high in 30 ft. rolls. This is incorrect. It should read 61/2 inch high in 30 in. rolls. Page 10, the speaker illustrations number 35-4121 and number 35-4120 are transposed. 66411111111E SHIN! Town of Wingham GARDEN REFUSE PICK-UP Notice is hereby given that the town will pick up garden refuse on May 26th, 1983. All refuse must be on the side of the road by 8:00 a.m. on the 26th. All other forms of rub- bish will not be collected and must be prepared for regular garbage pick-up. Items to be collected are not to be on the street prior to Thurs., May 26, 1983. J. Byron. Adams, Town Clerk THE RAIDERS were the season champs for 1982-83 in the senior junior and senior division of the Wingham Youth Bowling Council. An awards banquet was held for the YBC bowlers at the local Legion. Team members of the Raiders are: back, Darin Hickey, Brett MacDonald, Donald McLean; front, Tim Lewis and Murray Skinn. Welcome Wagon Phone 357-3215 BLUEVALE - "Only One Mother" was the reading- Mrs. eadingMrs. Golley chose to open the May 4 meeting of the Women's Missionary Society of- Knox Presbyterian Church. It was followed by the hymn, "Happy the Home When God Is There". Mrs. Glenn. Snell read scripture from the 22nd chapter of St. Matthew' Gospel and Mrs. Gordon Mundell gave the meditation, "Through a Looking Glass". She asked the members if they could see themselves in the meditation, then led in prayer. Thirteen ladies answered the roll call, naming a flower from the Bible. Some discussion of the organ fund resulted in a vote to leave it until,- the end:: of - the yeah: Mrs. Golley read a letter from the Jack Reavie Op- portunity !Workshop, ad- vising the group of cards, plastic containers, etc., that the workshop can use. Mrs. Burns Moffatt was in charge of the topic and told the story of David, a prosperous farmer who was mean, and his kind and wise wife, Abigail, teaching that everyone should acknowl- edge God and in all ways be kind and good. "May He help us to live the life of a peace- maker," she said in closing. The meeting closed with a hymn, followed by prayer. Lunch was served by the hostess, Mrs. Jack Jenkins and Mrs. Mundell. Couple attends first communion of granddaughter BLUEVALE—Mr. and Mrs. Oscar Kieffer. of. RR. 1, Bluevale, recently attended` the Solemn First Holy Communion of their grand- daughter, Michelle Kieffer, at the Church of the In- carnation of Our Blessed Lord in Hamilton. Eighty- five young students received the sacrament in a body. Also attending were Mr. and Mrs. Leo Fortney of Mildmay, Mr. and Mrs. Ralph Weishar, Colleen and Rebecca of Stratford, Mr. and Mrs. Rick Weishar, Christopher and Jennifer of Kitchener, Lee Fortney and friend of Toronto. Michelle's parents, Mr. and Mrs. Rodger Kieffer, entertained in her honor following the church service. ALMA COLLEGE A Residential Secondary School for (ams offer- ing the Ontario Academic Program with options in Music, Secretarial, Computer, Family Studies, Visual Art, Drama, Religious Education and Equestrian Studies. Applications are now being accepted for Sep- tember 1983. Scholarships and Bursaries are available. For a prospectus and further information write to: Filter Queen "iN THE HEART OF DOWNTOWN VARNA" 482.7103 The Representative for the Wingham territory, Rob Swim, will be in the area every Tuesday. We're FBDB, and our mandate is to encourage business development and expansion. If you need backing, and have a problem getting it, try us. We offer financing, counselling, management training,•and information about government assistance programs for business Perhaps together we can get your plans moving. FEDERAL BUSINESS BANQUE FEDERALE DEVELOPMENT BANK DE DEVELOPPEMENT Your success is our only business. For Appointment Call 271-5650 Calla( r Coopers honored at social evening FORDWICH — A social evening was held in the Fordwich Community Hall last week to honor Mr. and Mrs. Roy Cooper who have resided on the fourth con- cession for some time and have sold their property and move to Bradford next week. Cards and games were enjoyed, after which Mrs. Alex Connell expressed best wishes and Elva Foster and Mrs. Ken Pyke presented the Coopers ..with a gift and a purse of money. Mr. and Mrs. Cooper expressed their thanks and lunch was ser- ved. Mrs. Anne Wylie opens her home to Wroxeter WI WRO)CETER — Mrs. Anne Wylie was hostess for the May meeting of the Wroxeter Women's Institute on May 3. After opening with the Ode and Mary Stewart Collect, Mrs. D. Dickison read a poem by Edgar Guest called "The Gentle Gar- dener". Roll call was an- swered by seven members with something unusual they would like to plant this spring. Delegates to the District Annual May 11 will be Mrs. R. McMichael, Mrs. M. Allan and Mrs. D. Dickison. Further plans were made for the historical meeting in the hall on May 26. "Cultivation does as much for the soul as for the soil", was the motto read by Mrs. Les Douglas. The topic, "How does your garden grow?", was given by Mrs. Wes Newton. Past President Mrs. Newton was presented with a gift in appreciation of her work for the Institute by Mrs. Douglas and Mrs. Wylie. Plans for the June meeting were finalized before the meeting adjourned and the ladies enjoyed lunch served by Mrs. Douglas and Mrs. McMichael. Family service held at U. Church A Family Sunday service was held Sunday at the Wingham United Church in honor of Mother's Day and conducted by Rev. J. Rea Grant. Three children were presented for baptism: Melissa Dianne, daughter of Mr. and Mrs. Ken Marks; Terri Jean, daughter of Mr. and Mrs. Gerald Marks; and Marianne Emily, daughter of Mr. and Mrs. Robert Pyke.. The annual meeting of the parish council for Sacred Heart Church; Winghalrn; and St. Ambrose Church, Brussels, was held recently at Sacred Heart School, Wingham. The members were. welcomed by the chairman, Don Nolan. Father Jack Marentette gave an informative talk about the parish vision. He asked that parishioners look at where they have been as a parish, where they are now and where they are going. He said he felt the parish has a long history of faith and a good history of fidelity. Many religious programs already have taken place, but there is more to discover. Parishioners should be motivated by a belief in Jesus and "His Vision", he said. People live this vision by seeing the church as a community that is alive with Christ as the centre loving us and inviting a response. The members of the ad- visory board who have served their terms were thanked by the father and, then each committee reported on their year's progress. The parish has helped support a refugee Polish family over the last year and Hank Maas stated they have, settled happily in the area and are grateful for the , generosity of the parishioners. Four new ministry programs were begun in the latter part- of the- year. The friendship ministry hopes to reach out to all those in need: the aged, the lonely and the handicapped. A volunteer service at Brookhaven Nursing Home and a telephone partner program has begun. The marriage preparation ministry will help prepare engaged couples for the sacrament of marriage and encourage them to take an active part in the parish. The youth group held many activities both social and spiritual- There was a "Review of the Faith", conducted by Father Marentette to refresh the group ...in., its .faith.. A very.. successful parish family dance was held last November and a lively. concert was performed by many of the parish groups last December. Nominations for vacant seats on the advisory board were accepted. The new officers for the upcoming year are: Edward Skinn, chairman; Mrs. Cathy Skinn, vice chairman; Nancy McKeon, secretary. The parishioners are looking forward to a year of growth in faith and the love of God and each other. Miss M.E. Bone, B.A. Principal Alma College - 96 _M000Le tree _- . . St. Thomas, Ontario N5R 5B6 Lakelet WI meets LAKELET — Resolutions was the subject discussed by the Lakelet Women's In- stitute when members met at the home of Mrs. Gordon Wright. Thirteen members and one visitor attended. The roll call was "a suggestion for a I resolution" and an- swerswere varied. Mrs. Harold Wallace had attended the FWIO officers' conference held at the University of Waterloo and her report was followed by discussion on some of the subjects presented. The motto, "Flowers, like some people give pleasure by just being', was prepared by Mrs. L. Jacques and given by Mrs. Lyle Murray. Mrs. Huth gave the smile for the day. In other business, an in- vitation to attend a meeting in Wroxeter was accepted. A $10 value was set for gifts for speakers. The June meeting will be held in the Fordwich Hall with a speaker from the Concerned Farm Women's group. All women of the community are invited to attend. PROCLAMATION WHEREAS The Ontario Association of Registered Nurs- ing Assistants is a group of dedicated members of the nursing profession; and WHEREAS during the last few years, this Association has been working toward increasing public awareness of the specific roles of the Registered Nursing Assistant in the nursing team; and WHEREAS in order to recognize the important work of the Registered Nursing Assistant as a vital member of the health team, whose specialty within this team is personalized patient care; NOW THEREFORE, I, William R. Harris, Mayor of the Town of Wingham, by virtue of the powers vested in me, do hereby proclaim May 13th as: R.N.A. DAY IN PERPETUITY in the Town of Wingham and I urge our citizens to lend their interest, support and co-operation in making this obser- vance successful in every way. In witness whereof, I have hereunto set my hand and caused the Seal of the Town of Wingham to be affixed this 3rd day of May, 1982. William R. Harris Mayor Town of Wingham Use 4 at a time 3 at a time 2 at a time or 1 at a time �Iti®®I®I1•®�®I®®®■ R ONE $2 50 REG. PRICE $325 YOU SAVE .85$ 1 WITH THIS COUPON 3 pieces of chicken. french fries. cole slaw and Grecian bread. *ntigekli Fried elliekenY ; v Josephine St., Zehrs Plaza,I ........... Comers of Hwy. 4 & 86, Wingham, Ontario. Available at all participating Kentucky Fried Chicken stores in Ontario Offer expires Mon. May 23/83. DI ,, R RR ONE S2 50REG. PRICE $335 YOU SAVE .85t H rHls c')uPo'a 3 pieces of chicken frf'nch fries. cole slaw a,ld Grecian bread Kintuck9 Fried Chicken Josephine St., Zehrs Plaza. 1 Corners of Hwy. 4 & 86, Wingham, Ontario. � Aval la hle at all parr-. p.t na Kentuc kv F red chicken cr>>rea in i )ntanci Offer3/8 ' expires Mon Ma 23 MOM MIMI_............_®MSS MI I REG. PRICE $3.35 YOU SAVE .85a ✓✓I r H r r+I S (,. )I JP, iM1, 3 pieces of chicken. french fries, cole slaw and Grecian bread. 1 K*du* Fried alike1 1 1 D R FOR ONE $2 50 i h fries. cole slaw. 3 pieces of chicken. frenc w 1 Josephine St., Zehrs Plaza, I Comers of Hwy. 4 & 86, Wingham, Ontario. Available at Ali participating Kentuc k'. Fried (.hu gen ,tore, .r, Inrarc, Offer expires Mon. May 23/83 and Grecian bread. KentwkuFeedCkieka Josephine St. Zehrs Plaza, Comers of Hwy. 4 & 86, Wingham, Ontario. A.,.allaha ,it all p., , ,,,.it,i Ken!'. k‘ 1 r , t, n io.,. r' 1r Offer expires Mora May 23/83. MNIII MINI lMMONMI NM 1 NMI INN