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The Goderich Signal-Star, 1946-03-21, Page 6SIX THE GOD RI e' °c,„.„ — . 7o 'don Lintd8 ' /Smith- - A rally wonder€Ili showing-'eattr:, be =Ade. with half a dozen .manual 410w rs. Veemoe, marigolds, zinnias; ',equities. p;a rtukwa, uaicbtine, spider plant, eul- enduia, alyssum, stooks, eta., are easily Crown. ablest anywlaete In t anaiiaa.l Tonne of the larger dowers eau be used l in the, place of .shrubs. Seeds should bo .started early and in finely prepared a soil. Plnunts are transplanted to pet- naaillenIgt.. quarters when they ,are well e tahlisked with several nets t leaves- i ..: • Ready started bedd . lc g puts 'cam'be , sought from the seed store or green -1 house man. For . hosL y 'growth, , t'azll things like cosmos, gladiolus, dahlias, 1 . giant marigolds and zintilas should , • have about two feet . each way --- . petunias aud4similar things need about; a foot. Early, ,Modica and Late Most Canadian vegetables divide; .theinselres into three naafis planting; groups. in the ' first are the hardy sorter These Ort' planted just as. Baez as the soil can be prepared regardless of the weather ahead. They will stand a little frdst, and for best re- -sults't'hey must make: their first growth while the weather: is still cool and wet. In this class are peas, the first onions, carrots and bets, radish, spinach and lettuce. ' Mike the first planting just aas soon as the soil bas Worked up -nicely:. wad Is, no longer muddy. Experienced 'gardeners, how- ever, ' don't stop with one, seeding. They make a practice of sowing beets. radish, spinach, etc., at least three times, about two weeks x rt. Next, there are e semi -hardy things like potatoes, the first corn, he:tn& and cabbage. These, will_ stand cool weather but very little frost. At the end of the line are very tender plants that can stand no frost at all such' as •mete)* cucumbers, tomatoes, pumpkins. There is no object in planting these .until both soil and air are warm. General Layouts An informal"ltiyout_of.flov3er gardens, fawn and` shrubbery about the home eeesesses ltaA e �the�rbt�.t iee '..P 's formai garden_ where there •are. straight .rows, straight paths •and' everything is just so is a smatter for professionals and large estates. With the average lot in, town or country end vie itee with bf e e _e tel' lura, Ztr Me r'Z les and.i, p, n. McCabe• 'YInd5o4',3 Mee. Chester.' Taylor has been vii'itor with her a3i2tems4 Mrs. I'lailAu�rns and 1111en Fergurlonl<, of 4.t k►urn. Women at Prayer. -; eVeanieea Bodies 'attended the ob.sery sang of the., Wo- Itneii .e World Day ,of . fray er at the home of Mr's. Rubinson woods on daay erect -neon. The theme -of the ser-, vice 'was '".1310 things that make for • etrai rht flues Julut 0�E lea to and a . a .aid toe. many � G t � , i t r al b s W. . J!. Miller, Al re, Mrs. 1 c41 • 1 '11t any rase . lilts' tiri�'C;A1:l;i h, ., f'cA,111aQ1.3t.0Ea (�'U t y , ' � ' , ' , s and fences. The Main idea int Cameron, Mrs. McKenzie Webb , and w.tlt �a tl , gatrdeuing r- ,to break theses teed' softu1 first \l.' Ci. lb¢:\a•toal• The lliylt� weld. thein. To do this shrubbery is ,planted 'dug was taken by Mrs. 'fog Todd and in irregular c:luiups around, but' n1,Bt, Prayers were. entered by. \hs. W. A. too close •to,- the hoae, with. blggeel. groupings at the corners and around the.front porch. Variety may be added by .the• ottti eiimbn„ d ince. lesprev g the Soil While a natural, rids, open loam makes tli t garden soil it is pos- sible to snake practically any type suitable. _With both clay and sand cultivation, plus the ine�orporation ,of ratted vete table' matter will work wonders. One. of the best treatments, of course, is plenty .of beerreerd, manure, 'but: this is mot always available and especially so in urban locations. Geed sub- stitutes' are vegetable refuse like tops of beets, carrots, pea pods, lawn clip- pings, eta., • or specially sown green eats, rye or clover dug or plowed under. With clay this opens up the soll • and makes it more easily weirkable, less inclined_ to bake__ . With .seedy roped, the manure or vegetable Material adds strength and helps it retain moisture. e " the servil't; nese et) ► - I IU ST. HELENS (Intended for last week) .ST. HELENS, Mar. 11. -Mr. Ale*. McGregor and son Charles, of Granum. Alberta, were week -end guests of the forme'r's sister. Mrs. George Stuart, arta Mr. Stuart. ' Mr. Frank 34fcQuitlin was a week - Miller, Mrs. Lorne Woods, Mrs. Ball and. Mrs. Newton. Mrs. Gordon Miller and Mies, Doris Taylor •favored• with a du nt.1 . Women's, 'Institute. - The ' March meeting of the' 1'i'omen's Institute was held iu,the•Comuauuityt Hall with Tara., Gordon Mei'herson in ciutrge. The roll call, an exhibit of old planes, was much eujoyed., Letters. of •appreciation _ .for Chrietulas parcels were read from Hugh Meer tie and Percy Ramage. starch 2g was the date chosen for the Reis Crossquilting. It wasagreed t have n progressive euchre party with Mrs. Stuart" Collyer, Mrs. Gordon Miller and Mrs. T. F. Wilson in charge. It was decided to enter the CKNX .SIGN. .L--• STAR RRR . R,3W , liar. few lashes agtiilted as Ifteti (arose quilt at the flno.msM u Mrs, . (roeler on Tuesday after- noon. ' fter-noon.' Several from this locality attended. ttae Italithby .sale, at Auburn on Thure- day: r• .. Mrs C. •Crosier and � aauue,. visited with Mrs. Earl Blake . of Clinton on 'hitaat,. , , D[i;s. ' Roy- Maize returned huute with Mra. o z i tr. , Mrs. C. Blake,, Jimmy and Linda, of Uo'tierich, visited wiit1i .14s. 13. shackle:ton on .Friday. Mrs. T. M. ,Durnin spent the week- end with Uoderieh friends. Mr. Ivan R.Yvett vvha has been on ttn eceau freighter for stiveral montes,, returned home, on Saturday night.. ' He travelled .iy plane from Rio De Janeiro° to Miami, Florida, and by rail from there to Goderieha Mr. and Mrs. Will Alton and .Wendell and Miss gilds} Twaniley oaf Winghaau visited with Messrs. Dave and ,,ert McWhinney , on Sunday. sl' ifvEu;1t ', Altai 2110, 1 ` KLNGSBRIDGE (Intended for last week) iINGSBRIDGF, Mar. 13. ---Mr. Wm. Lannon is in Toronto this week one business. AIT. dosepli Courtney is in t oderl.! almanac contest. A nominating tom- ( hospital as the result of a car accident mittee, Mrs. J. Cameron, Mrs-. -George' whale in London. His condition.- Stuart, ondition.-Stuart, Mrs. Lorne Durnin. and Miss i favorable. Mary Murray, will- appointed, Ml`s. 1„. Mr, Raymond Dalton received a a �, conductedan tipple., Mckenzie ebb messzagn this week -from his brother, cent"est.:"Mit' katll, convener of- his- 4 v:eM;- :- 7Daciton, inn "England; saying- toricatresearch, gave a' most interest- he expeets "to D_ i en panada in a• few ing talk on pioneer days in West days. Father Dalton enlisted with the Essex Scottish Regiment. • ' Mr. Nace Martin is spending this weelf,' in Hamilton preparing for his army discharge. Among those who took part in "the wolf hunt on Monday lest, one fellow for the wrong thing when they come says he shot it and drew blood but home, unless they find us fighting for it got away. Evidently the wolf is the right one. at our .door. Wawaanosh: Mrs. Lorne Woods gave a reading, "Here Where We Stand," and also • conducted a quiz contests on domestic animals. ' Soldiers trained to nfight may fight 13EN LLER :. • ADA'06r.t, IlhlhE1a , Man.. 11.9eaMr,. wil treat Pisber le moving leis najaail meat into the blacksmitii, chop formerly operated: by the late Jas. Jeweils which lies has rented from Mr. l?frinsa ner. Mise Maine Allin and friend, Alis,. Weiler of Chesley, wear -are attending Strfiatford' Normal .Scuool, visited: over the week -end -with Blaine's parents, Alr, <^andeMrs. ° Norman Ailin. • .'Mrs. Joshua Aliln returned house on Monda .gra&ted spending a; . couple of weeke in 'Golleriei , Air, and Mrs. Jonathan Eisler and Mr. • and Mrs. G. MeidIichaael spent tke week -end in' Sarnia. aP Mr,° Kenneth' Fisher left on Monday to 39in his beat for the seasop. Mr. and Airs. D. T. 1'friinmer• visited over the Week -end in Hamilton. Miss Gloria Good t3pent, the week - eta' with" Mr.- And Airs. 121. White in Goderieb. An enjoyable social evening was anent in' .tlie church on Monday night, under the auspices of the Ladies' Aid. SHEFPARDTON' • Instaantly�, relief f com.sniftlyr, sneezy stuffy di t a � of head colds starts to sOne the moment you put an•e's paren et Va-tro'nol•tip each nostril. Soothes irritation, reliev congestion, makes brvatliitig easier in a hurry. Also helps prevent many .colds from developing • if used its time. Just tx $ti Works fine) . Polloi? dLvctlons iri fdidt t'. DoplkikDaty Nana Ptkop Works Fest Right When, Trouble Iii • (intended . t'Qr last week) $I•IDPPARIDTON, 2<iar. 12. -- Mrs. Earl llogie with hex— haliy son, Barry, returned home from the Coderich hos- pital on Friday last. Mr, and Mrs. Allan Schram, Frances and Muriel, visited on Sunday in Listowel with Mrs. Sehrain's mother, Mrs. Parrish, and brothers. Bob re- turned- to -hiss home -in- Listowelsson° Saturday after spending some. time; in a London hospital for an operation for his eyes. We are plea$•, le report Miss Eliza- beth Foster, who iso. a patient" ifs Gode- rich= hospital, the result of a fall, is improving. We wish her a speedy recovery. M;13. "Pollock spent a few days re- cently at the home of her daughter, Mrs. • Clifford Kilpatrick, where Mr. Thos, .,Pollock.leas been on the 'stick How does ' your subscription label list. a to The Signal -Star reed? , A Classified ad in The Signal -Star brings ,results. Thrifty people read the Clasen ted ads of The' Signal -Stair. it pays. ioHappjnessinthe Home ea Mother Is .SiCk111The tired, worn out mother cannot make a happy home if she is sick and worried by the nave' ending household duties. She eeta run down and becomes nervous and it stable, dowzilie farted ,and disco . to n t rest at night nd; gets up it1-the morning g vis xred as ve leg she wont to Women' suffering in this waymay find in Milburn's Health and Pills a remedy with which „to help recuperate their health, build up the irun down system, and. assist them back to health --happiness again. Price 50o a box, 65 pills, at all drug counters. Look for our trade mark a "Red Heart" on the package. The T. Milburn Co., Limited, Toronto, Ont. —VS,* IOi WEST M. tiawlinson Li,nitet. rei:ulara} make up and ship liousehotd r. urntture. Con- solidated Pool Cara to -Manitoba. Saskatel,- ewan Alberta, British Columbia and to ' Calif ornIa. Write, s, ire or 01°,36 for reduced feel `sr rate1, rgtabliabed 1885. _ &10.Yoage-St., Toronto.. _Iiingsdals ,61123 --1110V1NG,. rAC-K1NG, .141PPiii8 aN SJOGAGE inamaismilameismas • • • 0. CONFEDERATION LIFE W1 D --CAR -- Fire Fire Preferred Rates for Preferred. Risks. ACCIDENT & SICKNESS - Consult _ JNO. rARRISH,. Lucknow Phone 82-13 Dungannon' a . . Brop key's Funeral ' .some 13 MONTREAL ST. Our' Funeral Chapel combiires the dignity of 'a pfaee Of.worship and the :refinement of 'a 'quiet= residence.s PHONE 1,20 • FI:OYD M. LODOE, Dir ,ctor You 'acre invited to li:lten to "Music for Sunday' progtans over CKNX, Wingleam, each Sunday afternoon -at- 8 p.w. 4 0 • a vWp-. HERE ARE many items of good news for policyholders in the 1945 record of ` the ' Metropolitan Life Itisuranc\e Company. Payments to polickholders and their bene- ficiaries ene-ficiaries in Canada and the .United States reach- ed a new all-time high 44623,000,000. Mortal-, ity among policyholder_, excluding war deaths, was ,,tete lowest on riecord. ,The yield on the Ccs �.n..'s investments followed the -mp Y g;ecieral trend • and ' declined .somewhat. The Company - had asset gains which made its possible to revise policy and annuity reserves\ so as to . reflect lower interest :earnings._ Scales of _ dividends to policyholders' were maintained, and . l,a Some cases slightly increased." '0 ewat y1«,!,.. aY'. .,.md�..e "�'+ .--�w:.,.Y�k-�w��0�•'" .._.a_�v� � �:-.ate,-fi.arw7rn+w','aa.ss.r.• ^.v��s_, e •� Met?opiftan?..h;"wR-.. �n � ..u-.+'�'.`.".ww-o-ac'.r.,,.� _ �°•'+s .....W •; Unassigned surplus funds.- the- year end amounted to $448,600,000 in_:ad dation the Com- pany had special surplus funds of $109,400,000, of . which $95,100,000 represented a special reserve for possible loss or fluctuation in the value of investments and • $14,300,000 a Group Insurance . reserve for epidemics, etc. These funds represent an , extra cushion of safety for policyholders. r ,rY rY,rr •' A,s "."1 u3A r : ... J.• .•L�. • • In its report to policyholders in Canada ' and the United States for 1945, Metropolitan pro- vides answers to many of the questions a policy- holder would olicy- holder--would be likelyto ask ' if he could make a personal visit to the Company. Among ques- tions answered, for example, are .. •.r ., �a:; :•.r:5', :.F.•d, 4;+�'�'P x`49 �r•r'✓'r�K„a i:.a } • •: wr..f:*:Y✓.`�.r4`' ; izi i�'`5tr>:n..L3G±At`.,£ ..,°OXY .•a✓ 'r.'.'`c`4 \BUSINESS 'R!PORT FOR . 1945 OBLIGATIONS TO POLICYHOWEEkS, BENEFICIARIES; ASSETS WHICH ASSURE FULFILMENT OF AND OTHERS OBLIGATIONS 15 Policy Reserves Required by Law . ' . $6,400,802,374.47 Government Securities—. You are hivited to ".inspect cur stock in canton ', . Exeter .. , : Seaforth ,Phone 141 Enquiries promptly attended to. WIIIELERS FUT'EEAL . SERVICE No 'extr'a ch rfe fdr the use of our Fiine 'i'N'''bme, Toron- to Street. - Prompt A ibulance Servfee Phone 335 Res: 356 or 7 coiloinwipidsisowicistorme GODERWWH MEMORIAL OLIO? i3W 1T 1'1 i fG:YS • BFlsry Ov.' MA'1'FitIAT, Otlai°iinit'ed wt;ricinat slip pritses that' will, pleese now. A A VE ALT, AGT N'1' 1 It'i?.2S Pall at pear oZiee l insane 212,3 Or d1.1114) ato dose. tea 13o&'161, ia1a11c. 'lies. 1Vel tvill1 D14 �alla:n lel ' sinal kelp choose gnlntable mem'. er'ial for .i•eOilie,fav?iilty plat. ••io -. •l'iO Q` rdi%7r, ~1ta ' This amount, together with future- premiums ; Canadian and United States. and interest, is 'required. to. assure payment ' of all future policy benefits. . - Other Bonds Provincial, State, and -Munigipal . . . . •$ 92,780,754.21 Policx vas d aes�Di�ritiegds e1d. at Railroad � 58,36#,.358: o Ptablic Utilities .' 656,.189;313:34 Industrial and Miscellaneous 396,006,750.12 • , • Were there many extra claim payments last year due to the -war ? Would longer life for. policyholders reduce the cost of Life insurance ?' In what types of investments did the Companiy put its money? Tn addition to answering these and many other questions, the report gives a financial summary of , the Company's .operations during 1945. Whether or not you are a policyholder, you will find this _ report -interesting -and- -informative. To get a copy, just write to the Canadian Head Office, Ottawa, and ask : for__ the Company's annual report entitled, "What's New At Metropolitan?" • • . $3,901,918,692.03 Interest These are- -.f nds•left -with the Compal y to be -- paid 'in the future.. " o RE.,erved for Djvidends to P.olicyhoIJers Set aside for ,payment in 1946 to 'those policy- holders eligible to receive thet . 0 Other Policy Ob- ligations Claims i` t process of settlement, estimated 'claims not yctreported, premiums received in advance etc. Taxes Accrued . • ". . . . ,_:_. , Includes estimated- =want of taxes payable in 1946 on the business of 194• 5. 342,073,866.83 123,338,706.00 • 67,108,338;06. ' 20,019,592.00 • • Conitingency Reserve for Mortgage Loans 2.1,000,000.00 • Miscellaneous Liabilities , ° 29,587,557.57 1,729,338,186.57 m�z a 0 k:, •'r7+:�FSb,:<<r,•w.:.• yr •r . ix::;�'r�.,�. .?,:::,?$r•: SOME FACTS ABOUT METROPOLITAN'`S OPERATIONS IN CANADA Stoats 114,550,034.03 All but $4,076,225:49 are Preferred or Guaranteed, F1rst Mortgage Loans on Real Estate . . . 870,363,554.77 Farms . . • . . -. _ .. . $ 86,606 570.02 Other Property . • . . • 78_32,56,984.75 Loans on Policies : . . . . • 343,512,038.444 Malde to ,,policyholders on the security': ---of their- policies. - Real Estate Owned . ..... 259,557,120.46 Includes $39,300,334.74 realestate under con- tract of sale and $147,436,299.08 - Housing Projects and real estate for Company use. Deposited in banks, in . transit, or on hand, Other Assets . . . . . . '16'i,070,489.96 Prenliunis due and deferred, interest and rents due and accrurd, etc. " 175,687,154.11 TOTAL OBLIGATIONS • P \\'• , $7,003,930,454.93 . TOTAL ASSETS TO MELT37BLIGAT1ONS $7,561,997,270.37 Thus; .Assets 'exceed Obligations by $558,066,815:44. This safety fund, representing about 8% of the obligations, serves as a cushion against possible unfavourable experience and gives extra assurance that all policy benefits will be paid in full as they fall due. This fund is made *of: • ' . • A Special Surplus Pund (read td' ag,$913,112,000:1)1) for possible loss or' fluctuation in -the value of investments) . 3109,422,000.00 Unassigned Fends (Surplus) . . . . ... . . . . . . . . . . . . . $448,644,815.44 • NOTE: -Assets carried at $360, 7,351.78 in th6 above statement are deposited with various public officials 'under require- in ents ;gf' Iaw or regulatory authority. `Canati an -business embraced in this statement is reported on basis of par of exchange. HIGHLIGHTS OF 1945 OPERATIONS Life tnstirannce in Force, End of 1945 . . $31,i261,969,317. Paid -for Life Insurance Issued During 1945 .. $2,143,423,150 Ariiottrrt Paid to Palecl►hotders duping't1145 �.. $623,,443,185.86 4-. r z°y ; ')' r r ,rr r r „ea r ,,r t r ear r r <sse rr J eM it in rr r .,n• .w.. u. rr.rea-.rA.: �.•. r. rr.rx4 .rrr..rr ,.rr .rt rn.rr_.�.r_r� s. rl rr... '. r1 r. . .. ✓., •... r.,.�.✓.... .�.. .:. ..n_w. ax -. r:•✓..° Prvr . �✓rrrt rr✓ifi.'. .rrrls.Jr,r:/'?..v. �.C..._..i£.utd-riv?'d ,.r1 .✓.�.. h r ...G.:' ...lri... s.. J:r...,✓.r....tin-.�h.. ....... -; r. • MetropOiitqnLie Insurance Compony (A MUTUAL ,COMPANY) • . emonnicas lib E6rtEgr eliaImat2 as Vdard r , 6 • ..,. C NAD AN BEAD OFFICE: OT,TAWA r601,), hurioNM , Vice-Prosldcsu in C'ine°Lae 05FiCE a NEW YORk N LEL OY Ii. UNCI LIA Presider( -N * nce- i sued . In 1945, -Canadians' from all walks_ of lif e ..took out. fir:, $172,446,469 of Life insurance with the Metropolitan. a • Life Insurance in Force At the end of 1945, a total of $1,775,471,638 Metro- • politan protection was owned in Canada by 2,300,000 policyholders. Of this amount, 57% is owned by. Ordinary policyholders, 9%: by Group policyholders and 34% by industrial policyholders. Total Investments in Canada The Company's total investments iii Canada amounted - to $425,2-55,484 °at the end -of ' 1945: Of this "amount, 49% is in Canadian• War and Victory Bonds. Other investments are inprovincial and municipal bonds, securities of railroads, industrial plants, public util- ities .arid mortgages. • Payments to Policyholders and Beneficiaries Metropolitan paid out in 1'945 ,to its Canadian policy- holders and their beneficiaries $32x328,059 in death claims, matured policies, dividends and othet ppay- meats. O.f this amount, 66% was paid waiving po holdets. ' • z .Health and Welfare Work During 1945, a total of 219,299 nursing visits were made to Industrial and Group -insured Metropolitan policyholders in Can oda. addition, over rl / mil- lion pamphlets on health and safety ware distributed by Agents last year. • a The told! amount the Meirropotitail has paid to Canadians since it entered Canada in 1872, loins the ramc.tuulr now invested in Canada, exceeds Otho Isiol premiums received fron Canadi4ns by ma'am ltion $270,000,000. Q a