Times Advocate, 1995-05-24, Page 5Lisa Dletrlch (left) and Jennie McEwen use computer hair-
style imaging to pick out a new hairstyle for Dietrich.
•
Taking the risk out
of getting a haircut
The Cutting Corner in
Exeter demonstrates
computer hairstyle
imaging
Ingrid Nielsen TA Staff
EXETER - You have brushed
your bangs out of your eyes for the
last time. No more childish hair-
styles. No more 'old' hairstyles.
Whatever the reason, it's time for a
change.
But how would it look?
That last minute hesitation keeps
most people from jumping into the
hairdresser's chair and crying,
"Chop it all off!"
On Wednesday, The Cutting Cor-
ner, a hair salon in Exeter, provided
a way of seeing that new hairstyle
before even one snip.
It is called computer hairstyle im-
aging. It is a computer program that
takes your picture and then literally
changes your hairstyle with the
touch of a key.
Denise Kints, a Cutting Corner
client, sat infront of what looked
like a normal video camera. Her
image came up on the computer
screen and was recorded. All her
hair had been pulled off her face
with a headband.
The technician then blurred any
small blemishes on her face and her
hairline was traced on the screen.
The current hair was replaced with
one of the four hairstyles Kints had
chosen from a book, which displays
the 700 pre-programmed styles in
the computer.
Jennie McEwen, a hairdresser
from St.Thomas was called by
Cutting Corner owners after they
saw her demonstrating computer
hairstyle imaging at a house party.
McEwen will host a personal dem-
onstration for a minimum of 10
people.
Once the client sees herself in all
of her chosen hairdos, she can
chose a different tint of colour or to
add or lose a little length to the
style. Once McEwen had ma-
nipulated the different styles ac-
cording to Kints' request, they were
printed out.
Clients at The Cutting Corner
had the option to act on these new
styles. Appointments were left
open for anyone who dared to dive
in with one of the new looks. Some
went for it right away, while others
needed to get used to the idea.
"Sometimes you need the time to
think about it, especially if it's dras-
tic," said McEwen. "The odd per-
son will get it right away."
As Kints' choices printed out, at-
tention turned to another client who
had used computer hairstyle im-
aging.
"Isn't that a difference! It looks
great," said Vicki Parsons, a co-
owner of The Cutting Corner, as
everyone turned to look at Kathy
Brooks and her new style.
"I was getting sick of my hangs. I
am very happy with the change,"
said Brooks. She had chosen one of
her four styles sampled on the com-
puter.
"Without the help of this (com-
puter hairstyle imaging) it is hard if
someone is a little evasive about a
change," said Kim Scott, a co-
owner of The Cutting Corner. "We
cut six inches off (Brooks' hair)."
While no guys came out to try the
service, there are programmed
styles for males as well.
The service costs $19.95 for four
styles, $29.95 for 12, and $39.95
for 24.
The Cutting Corner hopes to
bring back McEwen and her com-
puter hairstyle imaging soon.
YcT jSI r 9 [' Times -Advocate, May 24, 1995 Page 5
Looking to the future
Grade 12 students from South Huron District High School have sub-
mitted articles to the T -A which are based on their recent research in
the area of consumer awareness. We wish to extend our congratula-
tions on their excellent efforts.
Heather Wragg
Investing in RRIF's and Annuities is perhaps the biggest financial de-
cision you'll make before your retirement years. As you approach re-
tirement, you have to think about how your RRSP's, as well as any
non -registered investments, can be used to generate income. After all,
this is the money that will support you for the rest of your life. This ar-
ticle will hopefully give you some information about retirement funds.
Don't make your decision based on what I have said because I am not
a professional and 1 don't know what is best for you. This article is just
to give you information to help you decide on what to choose. You
should talk to your insurance person on which to choose.
Like most people, when you retire you might have three pools of re-
tirement to draw on: pension income (Old Age Security, Canada or
Quebec Pension Plan, and perhaps an employer sponsored plan); regis-
tered assets such as RRSP's; and pon-registered capital such as stocks,
bonds, guaranteed investment certificates and mutual funds.
It makes sense to draw on non -registered assets first, since your
RRSP's are sheltered from tax. The deadline for converting RRSP's to
retirement income is the end of your 71st year.
There are three directions you can take when you wind down
RRSP's. You can: - cash out the RRSP's; purchase an annuity that pro-
vides a monthly income to age 90; arrange an RRIF.
Cashing out your RRSP is not a good route to take since the impact
of taxation is so severe.
Annuities
Annuities come in. various types with more options such as indexing
(payments that increase annually) and cashability (a feature that allows
you to change your mind later on). The key is that the income from an
annuity is based on the interest rates at the time you establish the plan.
With most annuities that means you are locked in for life, so be careful,
and obtain competent advice before proceeding.
RRIF's
RRIF's seem to be the most popular choice for a retirement plan.
RRIF's allow you to draw out any amount you wish. Beyond the mini-
mum, people typically structure their RRIF's to take out either all inter-
est earnings, a fixed level amount, or indexed payments.
Whether an RRIF or annuity or even a combination of the two is best
for you, will depend on a number of factors.
With RRIF's you must choose how to invest your money. The choic-
es you have are: GIC's, Mutual Funds, Bonds, Stocks, Mortgages and
treasury bills.
Since annuities and RRIF's both have their pros and cons, seek out
professionals who can assist you with your decision. Invest only with
solid financial institutions and be aware of the various deposit insu-
rance arrangements at banks, trust companies, stock brokers, and life
insurance companies. Review your retirement income plan regularly.
Remember, it's your one and only retirement!
Gaiser Kneale
235-2420, 2384484
* OIC rater subject to charge. Short term
rates available. Segregated Funds rots
reflect actual past performance. Attire
returns welt vary.
Investment
GIC / RSP
1 Yr. • 6.75%
3 Yr. - 6.75%
5 yr. • 7.0096
Segregated Funds
2YR. -7.31%
3 YR. - 8.40%
5 YR. - 9.47%
We're commited in
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to our 15,000* plus
readers each week
LOCAL HISTORY
Paperbacks now available:
• Grand Bend - Images
of Yesteryear
• Ghost Railways
of Ontario
• Ghost Ships
of the Great Lakes
• True Tales
of the Great Lakes
• Huron -Grand Bend
to Southampton
Exeter • 235-1331
titagmatat7ygt9Wqmetiat7taN• sammpyyyt7Cltt
Help is available for
busy farming season
TORONTO - Ontario farmers
can apply for wage assistance to
employ young people on farms this
summer.
Applications for the 1995 Sum-
mer Experience Wage Assistance
Program (SEWAP) are now availa-
ble from local offices of Agricultu-
ral Employment Services (AES)
and the Ministry of Agriculture,
Food and Rural Affairs (OMA -
FRA). Although the deadline is
July 24, employers are urged to ap-
ply as soon as possible because
funds are limited.
SEWAP helps Ontario Farmers
obtain much-needed local help dur-
ing their busy summer season
while keeping down farm operating
costs. At the same time, the pro-
gram helps create work for rural-
■
area young people.
The program provides $3 per hour
in wage assistance to eligible farm-
ers whd must create a new job that
lasts at least six weeks based on a
30 to 40 hour week.
Fanners interested in the program
should return SEWAP applications
to their local AES offices. Northern
Ontario residents should take their
applications to their local OMA -
FRA offices.
SEWAP jobs are open to Ontario
residents aged 15 to 24 (or up to 29
if disabled). Those eligible to work
in Canada and wishing to partici-
pate in SEWAP should call the job-
sOntario Summer Employment toll
free information line at 1-800-387-
0777.
BUSINESS
DIRECTORY
AUCTIONEERS
• •
Filson & Robson
35 Years Experience of
Selling or Appraisals
Call or fax 519.666-0833
for yours
Mobile office, immediate
payment, 3 auctioneers
we pick up and sell com-
plete or partial household
effects
Specializing In real estate
and general sales
REPAIRS
Sewing Machine
Repairs
to all makes
. Free estimates
90 Day Warranty
Experienced since 1952
Sew and Save
Centre Ltd.
149 Downie St., Stratford
Phone 271-9660
•
Bob Heywood
Licensed Auctioneer
Specializing in
household and
estate auctions
Reasonable rates
Bob 235-0874
Laverne 235-1278
HAIR STYLIST
/ 1
Xhecardia Clow.
10 Wellington St. & Main
(Beside Murphy's)
235 -HAIR
(4247)
Vicki Parsons Kim Scott
Terri Farquhar
Waxing and ear piercing
Seniors discount on Mon.,
Tues., Wed.
The Times -Advocate News Team works hard
every day (and night) of the week to produce a
newspaper that reflects what is happening in our
community. Whether it's
politics, the
economy, local
sports, recognizing
the• contributions
of our citizens,
school activities,
crime, fire,
accidents,
nursery school
graduations,
bowling
banquets,
livestock reports,
service club
happenings,
feature items,
ora wide
variety of other
activities you can read about it each
week in your local community newspaper
Ross Haugh • Heather Mir • Chris Skalkos • Ingrid Nielsen
with editor/publisher Jim Beckett
With the number of events in our Targe coverage area, there will be occasions when In-
person coverage of news events is not possible. We encourage readers to keep us
informed by calling us at 235-1331. If you are Involved in a planned activity and are able
to provide enough notice, chances are pretty good that we will be able to send a
reporter/photographer. There will also be occasions where it will be impossible to have
one of our news team attend an event in person....but we're still interested in relaying the
information to our readers. • Based on 3 readers per household