Times Advocate, 1995-02-22, Page 2Page 2
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Times -Advocate, February 22, 1995
IN THF. NF.W.S
Regional
wrap up
Area men
will run to
represent
Liberal party
BLYTH - John Jewitt of RR1
Londesboro, Doug Garniss, a
Wingham area farmer and Rick
Mclnroy announced their inten-
tion to seek the nomination to
represent the Liberal party in the
provincial election.
An election has yet to be
called but the nomination will be
held at Central Huron Secondary
School, Clinton on March 29 re-
ported The North Huron Citizen.
Jewitt is both a farmer and an
employee of Champion Road
Machinery in Goderich. He has
served 12 years on Hullett coun-
cil, four as reeve. He has also
been a member of the Huron
County Board of Education for
14 years.
Garniss is also a member of
the HCBE as a trustee and chair
of the education committee.
The fourth candidate is Sharon
Wurm.
Mitchell
Co-op.to join
with
Stratford
MITCHELL - At a meeting
cast Thursday evening the
Mitchell Co-op voted in favour
of a motion to amalgamate with
the Stratford District Co-op at a
meeting last Thursday evening.
The Mitchell Advocate report-
ed that the benefits which con-
vinced the members to join with
Stratford include: better use of
capital money and assets, in-
creased productivity, increased
customer service and increased
buying power.
The two members of the new
Perth County Co-operative are
both members of Growmark
Inc., a regional supply co-
operative.
CN bridge
part of
Wescast
plans
WINGHAM - Preservation of
the former CN Rail bridge over
the Maitland River is part of
Wescast Industries' plan for their
Wingham property.
The $6 million plan includes
building expansion and land-
scaping plans for this spring, the
Advance -Times reported.
Westcast first expressed inter-
est in the bridge plan when CN
failed to remove the bridge last
fall within the 120 days required
in the purchase agreement of
land with the town. A citizen in-
terest group asked for a delay, of
six months to look at the future
possibilities of keeping the
bridge in place.
The bridge and the land be-
tween the bridge and Josephine
Street is of interest to Wescast
as an entrance route to the foun-
dry and machining plant.
Hall of Fame
study to
begin next
month
ST.MARYS - Nineteen firms
have submitted their names to
conduct a feasibility study on
the Baseball Hall of Fame to
evaluate organization and make
recommendation to improve the
financial planning and fund-
raising efforts.
The comprehensive study is
expected to cost about $101,000,
paid for in part by a grant from
the provincial government, re-
ported the Journal Argus.
Accidents a
result of poor
road
conditions
EXETER - Six accidents near
Exeter on February 13 were con-
nected to the poor road condition,
reports the Exeter OPP.
Vehicals driven by Gerturde Bea-
ver and William Mackean, both
from Exeter, collided at 163 Main
Street. There were no personal in-
juries and the damage to vehicles
was light.
Michael Zimmer of Dashwood
slid off Concession 2-3 and hit a
utility pole. Although there was no
report of personal injuries, the ve-
hicle damage was listed as severe.
The vehicles driven by Eugene
Becker of Stephen Township and
Theresa Decorte of Staffa collided
at the intersection of Highway 81
and County Road 4. Damage was
considered light and no injuries
were reported.
A vehicle owned by Judith Vin-
cent of Dashwood was involved in
a single car accident on Highway
81 and County Road 4. Damage
was moderate and no injuries were
listed.
Vehicles driven by Gary Peters
of Thedford and Frank Leishman
of Ilderton collided on County
Road 2 at 178 Centre Street. Vehi-
cle damage was severe.
The sixth reported accident on
February 13 involved two vehicles
driven by Barry Page of Goderich
and Peter Scanlon of Lucan. Dam-
age to vehicles was light.
On February 15, vehicles driven
by Bryan Regier of Zurich and
Daniel Durdin of Dashwood were
involved in an accident on Conces-
sion 8-9 in Hay Township. Dam-
age of the vehicles range from
moderate to severe.
Susan Coates of Exeter and Jef-
frey Kerslake of Centralia were in-
volved in a snowmobile accident
on the trails near Concession 2 in
Hay Township. Coats was reported
as suffering personal injuries in the
accident.
Hensalgs winter carnival
The students at
Hensall Public
School enjoyed
some milder
weather
Thursday at
their winter car-
nival. Included
in many activity
stations was a
parachute ball
toss, pictured
above. Brianne
Webber led the
way for her
team in a race
which involved
lots of team-
work and
coordination.
r
Stephen approves several sewer system agreements
CREDITON - A number of agreements concerning sewage
systems were approved by bylaw at the February 14 regular
meeting of Stephen township council.
The township will be entering into an agreement with the
Ontario Clean Water Agency and the Ministry of Municipal
Affairs to finance the expansion of the sewage main north on
Highway 21 at Grand Bend.
An infrastructure grant from the federal and provincial gov-
ernments will be used to make sewer improvements at Huron
Park.Council has accepted a report from administrator Larry
Brown and will request a capacity of 600 m/3 day (additional
to current usage) be provided to the township by the pro-
posed Grand Bend sewage system expansion
It was agreed that a decision to extend sewage system ser-
vices to the residential subdivisions and commercial proper-
ties on Highway 21, north of Grand Bend be deferred based
on public comment received as part of the Environmental As-
sessment Study.
The terms of the present garbage collection agreement with
Larry Lewis of Lucan have been 'extended for a one year pe-
riod effective April 1, 1995 and the township will be request-
ing tenders for 1996 collection services.
The township will be supporting proposed sidewalk con-
struction in the police villages of Crediton and Dashwood
and will proceed to apply to the Ministry of Transportation of
Ontario for a sidewalk grant.
Frank and Zoltan Karvas attended the recent council meet-
ing to discuss an agreement with the township to upgrade the
municipal road serving their subdivision between Lots 20
and 21, Concession 19. An agreement for some road im-
provements wil be signed after two propsed clauses were de-
leted.
Concerning the same subdivision, a bylaw was approved
changing the zoning on six lots comprising part of Lots 20
and 21, Concession 19 and Lot 7, Concession 13 from Gener-
al Agriculture to Agriculture- Small Holding. It was also
agreed by council that since changes to the zoning bylaw
since the public meeting of October 4, 1994 were of a minor
nature recurculation wil be unnecessary.
Council wil be requesting proposals for the supply of a fire
department tanker truck and chassis with approximately
1,600 gallon cpacity for the Stephen Township fire depart-
ment.
The township will be waiving the condition that A.L.K.
Holdings provide a redesign of their proposed development
as a condition of their cosent on part of Lot 39, Concession
South Boundary.
Requests for funding from the Huron County Historical So-
ciety and the Stephen Central Public School Parent-Teacher
Community Association were denied.
A good financial year for area insurance company
By Ross Haugh
T -A staff
KIRKTON - A spirited election
and an excellent financial report
featured Monday's annual meet-
ing of the Usborne and Hibbert
Mutual Fire Insurance Company
at the Kirkton-Woodham Com-
munity Centre.
Secretary -manager Mike Caers
reported that 1994 was again very
successful in a financial way with
net income for the year listed at
$787,729. This is despite the fact
there was an underwriting in-
come loss of $139,500.
President Joe Chaffe explained
that the reason for the underwrit-
ing loss was two large barn fires
late in the year. Despite this, the
accumulated surplus rose from
$13,868,351 a year ago to the
present amount of $14,670,250.
Caers continued, "With those
two fires at the end of the year, I
feel the underwriting loss is a
good measurement of where we
are going with our rates and our
rates are set properly."
Chaffe said, "We are the envy
of a lot of mutual insurance com-
panies with our large surplus, sol-
id base and good policyholders. It
was certainly a good year and we
are able to continue our policy of
returning a good portion of our
surplus to our customers."
The total amount of rebates be-
ing returned to company policy-
holders will be $648,110 in
cheques , Caers said will be in
the mail during the week of April
3. This money has already been
deducted to come up with the
previously reported net income of
$787,729.
The healthy financial position
of the company has enabled the
directors to declare a refund from
surplus to the policyholder first in
1982 and continually since the
1984 fiscal year. As in recent
years, the refunds this year will
amount to 30 percent of premi-
ums paid on policies which have
been in place for at least three
years.
The company's net premium in-
come during 1994 was
$1,957,053 as compared to
$1,842,832 the previous year.
The company follows the policy
of underwriting and reinsuring
contracts of insurance which, in
the main, limit the liability of the
company to a maximum amount
on any one claim of $100,000 in
the event of a property claim,
$50,000 in the event of a liability
claim and $60,000 in the event of
a farmers' accident claim. In addi-
tion, the company has obtained re-
insurance regarding stop Toss cov-
erage.
In further explanation of the fi-
nancial report, Caers said, "We
show premiums receivable of
$51,580, but I believe about 95
percent of that amount has been
paid since December 31.
As a result of the re -assessment
of the company's 1990 income lax
return, the company paid S13,402
in income tax. The opening bal-
ance of earned surplus for 1993
has been adjusted to reflect this
payment. The company has filed a
notice of objection with Revenue
Canada.
Caers continued, "We only pay in-
come tax on non-farm premium
income."
The auditor's report was given
by David Bean of Fammc & Co.
of Stratford.
Close to 400 policyholders were
in attendance at Monday's meet-
ing to participate in an election to
name two directors. Filling the
two open positions will be incum-
bent director Joe Chaffe who has
been president for two years and
newcomer Morris Willows.
The other present director who
did not stand for re-election was
Lloyd Morrison. The balance of
present directors include vice-
president Larry Gardiner, Lorne
Feeney, Jack Hodgen and Mi-
chael O'Shea.
The other nominees for the two
positions were former Hibbert
township reeve and Perth county
warden Ivan Norris; Fullarton
farmer Gerry Sykes; Dave Foster
who lives three miles north of
Kirkton and Robert Harmer of
Fullarton, a retired Ministry of
Transportation employee.
In confirming his nomination
before being elected, Morris Wil-
lows who operates a dairy farm,
just south of Carlingford said,
"We need to be prepared to make
important changes in the future as
hanks are now in the insurance
business. I can't stress enough for
this company to maintain its large
surplus and not get into the car
insurance business."
Ivan Norris in his nominating
comments gave a brief history of
the insurance company. It was
formed in June of 1876 with head-
quarters in Farquhar. Early meet-
ings were held in Robert Gardin-
er's cheese factory and Duncan's
general store.
In 1882 the company had 770
policies. The total now is 2,804.
In the early days the company re-
fused to pay fire claims caused by
steam engines.
The company agents are Joseph
Uniac of Mitchell; John Moore in
Dublin and Wayne Maver of Ex-
eter. The latter just recently joined
the company to replace Ross Hod-
gen, also of Exeter who was an
agent for the past 22 years.
The Uabome & Hibbert Mutual Fire Insurance Company elected its board of directors for
the next year at the firm's 119th annual meeting in Kirkton, Monday afternoon. Back, left,
newly elected director Morris Willows and agents Joseph Uniac,John Moore and Wayne
Maver and secretary -manager E.J. (Mike) Caers. Front, directors Lome Feeney, Mike
O'Shea, Jack Hodgert, Larry Gardiner and Joe Chaffe.