Loading...
Lakeshore Advance, 2013-03-27, Page 21Wednesday, March 27, 2013 • Lakeshore Advance 21 March is Fraud Prevention Month Recognize and report scams to help stop the fraudsters Ursula Menke Commissioner, FCAC "This investment will give you high returns with little or no risk—guaranteed!" "Act now, tomorrow will be too late!" "Don't tell anyone else—then every- one will know about this loophole!" If you have heard any of these sales pitches, you should beware. 'These are a few common signs of scams or other forms of fraud. In 2012, the Canadian Anti -Fraud Centre received nearly 39,000 com- plaints about mass marketing fraud, which cost Canadians over $53 million. In addition, 17,000 cases of identity police warn of on-line dating scam OPP Iluron County OPP officers are investigating a scam that was reported to police yesterday. Police learned a Central Iluron resident has been vic- timized for $32,000 as a result of a scam commonly known as the "Romance or Dating Scam': In this particular case, the female victim reported she met a male friend online through a dating website. She communicated with this male online for five months and she started to develop feelings for him. During this online relationship the scanner sent her fake photos. After gaining her trust he then sent her fur- ther emails requesting she send him money because he was having custom difficulties while traveling overseas in Russia and China. Through multiple transactions the victim wired money to the fraudster. The total value of money sent to the fraudster was $32,000. The "Romance and Dating" scam is Wb oming increasingly more common. le or recently unattached people fit,., among the growing number of vul- nerable population to be victimized through fraudulent means. This scans usually occurs through email, social media and singles dating websites. flow common is it? The Canadian MAKI • N WISH 1 ec'(t It se scut e rc'i.'lte.s co it 7 11 (til The ,ticrttteclay. ‘‘.m:nice:m I -SS`+ -H22 !1 I -i Anti -Fraud Centre (CAFC) reports in 2012 there were 1460 complaints of "Romance Fraud" with 1047 victims identified resulting in losses exceeding $14.8 million. here are some tips to avoid being a victim of the "Romance/Dating Scam". Check website addresses carefully. Scammers often set up fake websites with very sitnilar addresses to legiti- mate dating websites. Make sure you only use legitimate and reputable dat- ing websites. Never send money or give credit card or online account details to anyone you do not know and trust. A request to send money to a foreign country to a person you have never per- sonally met should be a red flag. Be careful giving out personal infor- mation in an email or when you are chatting online, Use the computer to your advantage. Educate yourself, ask questions, and be skeptical. Ask your- self, does this sound legitimate. Is it nortnal for someone to declare their love in only a few letters or emails? Be informed and stay on top of scams, inform your friends, fancily and loved ones of this scam. If you suspect that you tnay be a target of a fraud, or if you have already sent funds, don't be embarrassed, you are not alone. You can contact the Canadian Anti - Fraud Centre at www.antifraudcentre. ca or by calling 1-880-495-8501. Alter- natively you can contact the 1 luron OPP Detachment at 1-888-310-1122 or (519) 524-1074. KII1(t() TI�o ilr(� ()I (t " THERatinga NWEI: PO FIL (3D) Nat :It SL tat Starring' J.inss Franco, Michelle Williams, a Rachel Mels: fraud or identity theft cost victims more than $16 million. In many cases, victims are too embar- rassed to report fraud or even tell their fatally and friends they've been scammed. This only makes it easier for fraudsters to scam new victims. It's time to do something about it. March is Fraud Prevention Month, and on March 12, "2 Good 2 B 'True" day, the Financial Consumer Agency of Canada (ECAC) will he just one of sev- eral organizations to encourage Cana- dians to talk about their experiences with scams and fraud, and to share tips on recognizing, reporting and stopping it through social media, using #2Good2lltrue. Recognizing and reporting fraud and scams helps everyone, and learning how to spot 0 possible fraud is one of the most effective ways to keep us all safe. TIPS TO PROTECT YOURSELF 'lb avoid becoming a victim of fraud: • Don't share personal information freely. • Destroy documents with personal information. • Keep your wallet or purse safe. • Don't carry II) you don't need (such as your Social Insurance Number ). • Lock your household mailbox if possible. • Check your credit report once a year (you can order it for free). • Make sure websites are secure before transmitting personal information. • Delete emails that ask for personal information. • Keep computer firewalls and spy - ware filters up to date. • Keep your computer passwords safe. • Be skeptical—if an offer sounds too good to be true, it probably is! • Save paper bank records for at least a year. If you find you have been scammed, report it—keeping it a secret only makes it easier for scamrners to defraud more victims. • File a report with your local police • Advise all financial insti- tutions and other companies where you have accounts, such as your phone or cable provider, about the fraud. • Contact Canada's two credit reporting agencies, and ask them to put a fraud alert on your file. • Contact the Canadian Anti -Fraud Centre's national call centre at 1-888-495-8501 or by email at info@anti- fraudcentre.ca. • Write down the steps you take as you report the fraud. The best way to protect yourself against fraud is knowing how to prevent it. FCAC has developed a wide range of materials, including videos, tip clips, case studies, tip sheets and quizzes to help consumers learn to spot the red flags of identity fraud, debit card fraud, credit card fraud, email and phone fraud and real estate fraud. The Online Fraud page includes tips on how to pre- vent identity theft and fraud when using public wireless Internet access and social networking sites. There are also tips on spotting housing frauds and scams, employ- ment fraud, investment fraud, payment scams and other kinds of financial fraud. Visit itpaystoknow.gc.ca— because it pays to know. ATTENTION READERS Take advantage of our pricing for IIAPPY NOTES Includes: Birthdays, Anniversaries Weddings, Engagements, Graduations etc. (Name Person)1 (Date) Love Mom & Dad Actual Size: Pre -Payment is Required Just bring in your photo & write-up and we'll do the rest. Other Sizes & Prices available upon request. 58 Ontario St., N. Grand Bend (519) 238-5383