The Wingham Times, 1914-01-29, Page 3TRE WINGHANt runs, JANUARY 29 1914
WINTER TORS
to CALIFORNIA, FLORIDA and
the SUNNY SOUTH
RETURN TWEETS AT LOW RATES
The Logical Route
TO THE WEST
For 1ALinnipeG
Leave Toronto 2.30 p.m, DAILY
For 'itancou-sier
Leave Toronto 10.20 p.m., DAILY
Compartment Library Observation Dar,
Standard Sleeping Car, Tourist SleePing
Carr, Dining Car, First Class Coaches, Col-
onist Car ou both trains. Full particulars
from
Particularsfrora W.F1. Willis, town Agent,
phone 74, J. H. Beemer, station agent,
piton e7.
ND TKIIrtiG AUNVE
11141E TICE MR
A general change of time will be made
January 4, 1912. Time Tables con-
taining full particulars may be had
on application to G. T. R. .Agent.
tow Rates to California,
Florida, and the Sunny South
NOW IN EFFECT
The Grand Trunk Railway is the
_ most direct route from all points east
through Canada via Chicago, De-
troit or Bufialo.
Full particulars, Tiickets. etc., etc,'
from B. B. ELLIOTT, Town Passenger and
Ticket A gent. 'Yhone 4. W. P BURG -
DIA N Station Agent. 'Pnono GO.
ommeamemmor,
'WANTED.
Good Local Agent
at once to represent the
Old and Reliable
Foothill Nursuries
A splendid list of fruit and
ornamental stock for Fall
Delivery in 1913 and
Spring Dilivery in 1914.
Start at once and secure ex-
clusive territory. 'We
supply handsome free out.
fit and pay highest con -
missions.
Write for full particulars.
ale& Welli111101
l'oron.to Ontealo
4111.•••••••••••••=m1
Paralyzed Limbs.
To -day it is sleeplessness, headaches,
digestive trouble, and irritability. Next
thing you know some form of paralysis
has developed. Mr. Alex. Honsbnrger;
10 Moore street, St. Catharines, Ont.,
writes: Nervous trouble developed into
paralysis of the limbs so that I became
helpless. Doctors failed me, but after
using ten boxes of Dr. Chase's Nerve
Food I resumed work, and now feel
better than I did for 20 years.
For Sale
Good Apple Butter, 6c. per lb. in
any quantity while it lasts. Call
. and get a sample. Will deiiver to
any part of town.
FLOUR - Robin Hood, Fine X,
Maple Leaf and Milverton ; also,
Pastry.
Bran, Shorts, Rolled Oats, Chop,
Grain and all kinds of Cereals.
Grain taken in exchange for Flour,
Bran, Shorts, and Meals.
When in need of anything in this
line, call or phone 84
WINGHAM CHOPPING
MILL
EZRA MERKLEY
11•••••••••••••=•••••••=••••••
BUSINESS AND
SHORTHAND
Subjects taught by expert instructors
at the
Y, M. C. A. BLDG„
LONDON, ONT.
Students assisted to positions. College
in session from Sept. 2nd. Catalogue
free. Enter any time.
JW. Westervelt J. W. Westervelt, Jr.
Principal Chartered Accountant
17 Vice -Principal
CENTRAL
STRATFORD. ONT.
-
Cadada's best practical Training
School. Three departments-
GommerGial
Shorthand and
Telegraphy
Courses are thorough and prac-
tical. Individual instruction is
given by a strong experienced
staff. Our graduates succeed.
Students may enter at any time.
Get our free catalogue and see
what we ean do for you.
_
D. A. Mol.ACHIAti
PRINCIPAL,
PIONEER EXPERIENCES.
Mr. Jas. Campbell, of Londesboro, the
veteran and respected clerk of the town-
ship of Hullett, in a recent letter to the
Globe, gives the following interesting
incidents: An incident occurred on my
farm to -day that gave me the idea of
telling some of my experiences as a
farmer, Ten years of my early life in
Canada was spent behind the counter
of a general store in the country not
very far from the city of Toronto but
getting tired of storekeeping I decided
to turn farmer and go west. The going
west of those days meant no more than
going up to Lake Huron or thereabouts
In 1867 I purchased a 55 acre farm al-
most in the centre of the now first-class
township of Hullett, having between
forty and fifty acres cleared thereof,
but with no buildings except a small
frome cottage, still standing, for which
I paid nearly two thousand dollars, pay-
ing down $1,200 and borrowing the $800
from Mr. Jenkins, of the Huron road,
he being about the only farmer in the
Goderich district having money to lend
at that. time. How different with the
farmers of to -day, who almost every
oce of th, eouid lend a little sum like
LIMY'S THIS?
We offer One Hundred Dollars Re
ward for any case of catarrh that can-
not be cured In Hall's Catarrh Cure,
F.J CHENEY & Co., Toledo, 0.
We, the undersigned, have known F.J.
Cheney for the last 15 years, andbelieve
him perfectly honorable in all business
transactions, and financially able to
carry out any obligations made by his
firm. WALDING, KINNAN & MARVIN,
Wholesale Druggists, Toledo, 0.
Hall's Catarrh Cure is taken intern-
ally, acting directly upon the blood and
mucuous surfaces of the system. Tes-
timonials sent free. Price, 75c per
bottle. Sold by a/1 druggists.
Take Hall's Family pills for constipa-
tion.
Lehigh Coal
Another car of genuine Le-
high hard coal
Free from "Dirt- and ac-
cording to State Authorities
4 to 6 per cent. richer infixed
Carbon than any other
I will continue to sell the
free burning Anthracite to
those who desire it. The
most economical fuel on the
market.
The following prices for Chestnut
coal from surrounding towns compared
with Wingham will be of interest to
those who burn coal.
APRIL and MAY: Brussel, $7.504
Clinton, 87,50; Goderich, $7.50; Wing -
ham, $6.75 to $7
SEPT. to DEC. - Ilrussels, $8 00;
Clinton, $8 00; Goderich, WO; Wing -
ham. $7.10 to $7.75,
Why is Wingham from 25c to 75c
lower?
Wood and Kindling always on hand.
R. J. Cantelon
P.O. Box 127
DR. A. W. CHASE'S
CATARRH POWDER
is sent direct to the diseased parts by the
Improved I3lower. Heals the ulcers,
clears the air passages, stops drop.
pings in the throat and permanent-
ly cures Catarrh and Hay Fever.
25c. a box; blower free. Accept no
substitutes. All dealers or Edmanson.
Bates & Co., Limited, Toronto. •
that on a day's notice I started in on
my little farm determined to succeed
and clear at least $200 a year, and that
by average of the years I succeeded in
doing, and more for a number of years,
or so long anyway as I kept regular ac-
count of. Those were the days of small
things, and we were contented there-
with. Very fortunately I dropped into
a fine neighborhood, with a Yorkshire-
man in front of me and a Yorkshireman
to the left of me, by whose advise in a
farm way I profited not a little. The
incident of to -day was the shooting of
an old farm horse at the age of 31 years
and six months. A few years ago I
had one shot at the same age and some
few years before that I had another one
shot at thirty years old, and that one
was never shod but once -that was at
three years old. But what Inay be con-
sidered remarkable in my farming car-
eer is the fact that in all those forty-
six consecutive years on the farm I did
not lose by death or accident a single
horse or cow, steer or heifer, sheep, or
even a grown up pig. Of course the
stock kept was not large ibut always
sufficient for the size of the farm.
Party Strength in the House of
Commons.
The present standing of the parties
in the House of Commons is as follows,
Con. Nat. Lib.
Ontario.. . . 72
Qeenec
Nova Scotia .. . 9
New Brunswick ,.. . 5
P. E. Island. 2
Manitoba ..
Saskatchewan 1
Alberta . ..... 1
British Columbia7
Yukon , . 1
112
14
22 37
2,
2
9
0
0
22 87
There has been no change in the rela-
tive strength of the parties since last
session, the Liberals having gained one
seat (South Bruce) in Ontario, and the
Conservatives one (Chateauguay) in
Quebec. Whatever ill luck there is at-
tached to the number 13 it has been
dissipated in Ontario by the increase of
the Liberal representation to 14. Mr,
Borden has with the support of the
Nationalists, a majority of 47, and
without them would have a straight
Conservative majority of 2:5
A signalmen who stopped a train and
thus enabled striking railroadmen to
seize and attack tbe crew for not hav-
ing gone on strike, was tried at Dur-
ban, South Africa, by court-martial and
sentenced to a year's imprisonment.
Mrs, 'William K. Vanderbilt, jr., has
a German shepherd dog for her person-
al bodyguard.
•••••,
9
.1
WOMAN BUM HOUSES
rthnultY HAS It EMA It KA 31.E
CITIZEN IN MRS. PH A.NEUF.
After Making a Start as a School
Teacher She Turned to the Trade
of a Carpenter and Began to Erect
Dwellings -Now She Has a Thea-
tre of Her Own -Does Everything
Herself.
In the extreme south-wastern cor-
ner of the Province of Ontario, in the
County of Kent, there is situated the
little town of Tilbury, distingulebed
chiefly at the present moment for its
smallness of size and the magnitu.te
of its aspiratione, aspirations wieett
no doubt have quite as good a chance
of being realized as have the similar
aspirations of a thousand similar lit-
tle towns dotted over the great Dom-
inion, says Mrs. Donald Shaw In To-
ronto Saturday Night.
33ut if there is one citizen who will
force Tilbury forward towards the
realizations of its aspirations, the ul-
timate of which is to be classed as a
"city" in the near future, that per
son will be Tilbury's most interesting
resident, Mrs. P. L. Phaneuf, a wo-
man who is the possessor of so re-
markable and uncommon a personal-
ity that it seems odd it should be left
to an English journalist and a strang-
er to the town to chronicle her
achievements.
Mrs. Phaneuf is a woman of whom
the world should and probably will
hear more -whether this be or not, at
any rate the world at large cannot
fail to he the better and the wiser for
knowing of her existenc , and the
work that she Is carrying out.
Thrown on her jwn resources at
an early age with no asset beyond
that of an excellent education, Alm
Phaneuf first of all devoted her time
to school -teaching, yet so intense was
her love for the hammer, the chisel,
and the saw, that she gave 111) all
her spare time to doing repairs for
the farmer with whom she boarded
and his neighht 1.
Later. marriage brought to her the
responsibilities of wife and mother,
but in a few brief years sho found
herself again dependent upon her own
exertions to support not only herself
but three title children,
With the launching of her family
came the widening of the scope of her
ability. Relieved r f the neces-tity of
earning a daily wags, she was able
to turn her attention to the acquisi-
tion of property and the development
of the town in which she had made
her home.
To Tilburyites, the squarely -built,
simply -clad, eneegetic figure with its
intelligent face, its firm humorous
moutleeand its kindly eyes, is so com-
mon and every day a sight that no
one amongst them looks upon their
chief citizen as being at all out of
the cotumon order. Nevertheless, it
remains a fact that Mrs. Phaneuf is
not only a very remarkable woman,
but also one who is doing perhaps
mt.re to build up her own little corner
of the world on scientific and enter-
prising lines than any man amongst
them ail -and vithal she keeps her
own unassuming self reliance, neither
advertising herself nor apparently re-
alizing that she is doing 1. work which
few men an. not on" in a thousand
women could accomplish, quietly, un-
ostentatiotrly and thoroughly,
ft was Mrs. Phaneuf who decided
that Tilbury, the "rising town of the
Southwest," sheuld have its picture
theatre, ant as no one else saw that
it was wanted, why, she just built it
hers..elf. The last time I interviewed
her she was nailine square tin plates
(1 (30 not know the professional term
for them) on the outside of a long
wooden huild'ng in which there is a
nightly show of up-to-date cinemato-
graph pictures. I sat on a ladder laid
lengthwise, while Mrs. Phaneuf ham-
mered murderous nas into her edi-
Hee and at the saint: time discoursed
to me with placid cheerfulnese and
diracted the operations of three or
four carpenters engaged in a similar
task to her own. I noticed that it was
she who knew where to put the lad-
ders and how to put the tin plates on
and that they obeyed meekly and
without question.
A day or two later the energetic
lady was working on the roof itself
and tradition has it that Itis no un-
common thing for her to don work-
man's overalls Alen occasion de-
mands and to carry a bricklayer's hod.
After this, can anyone say that wo-
men are incapable of carrying out
men's work if their taste and inclina-
tion lie that way?
Mrs. Phaneuf's picture theatre is
built on thoroughly modern linos with
a sloping floor, plenty of exits, and
efficient ventilation and lighting. 13e -
fore its advent it was a tradition in
Tiibury that the electric light could
only be obtained between the hours
of 6 p.m. and tnichtieht. I3ut it needs
a woman to overcome such fallacies.
I was amused just before I left the
town, when in an "ice cream parlor,"
to observe that all the electric lamps
were on, and to bear a customer en-
quire the reascn.
"Oh, there's a matinee at the Star,"
was the answer ty the waitress.
So, there is a matinee at the Star
every Saturday, and there are up-to-
date, educational and topical pictures
shown there and the prices are rea-
sonable. Also there is a big illumin-
ated electric Star outside the building
to indicate its whereabouts and there
le a gramophone with its horn pro-
jecting into the stveet which plays
ropular tunes during the daytime and
no doubt brings in many extra nickels
aad dimes to the energetic lady who
conceived the idea of establishing the
novel tr etnod of advertising.
But wherever she may be, whether
I her own 'Ise, hi a business office,
on the roof of a building which she
Is • nstructing (h own house, 're
t; way, was Intilt, plas'erecl and
painted with h- own hands), whe-
ther working, or direetil g, supervis-
ing or merely talking over mundane
:airs. as. t.!.aneuf carries with her
the, sante atmos,phere Of ealn1 Self pose
an i reliance, of aelf control aed an
assuranee whiali is neither aggrefsive
nor unfetninino, but simply the re-
sult or proved nrntai and :.->hysleal
capacity to carry out the work to
which she has devoted her time and
energy.
Some Shod Cuts in Figuring Interest.
The following will be found to be ex-
cellent rules for finding the interest on
any principal for any number of days,
When the principal contains cents,
point off four places from the right of
the result to express the interest in
dollars and cents, When the principal
contains dollars only, point of two
places and proceed as follows: '
Two per cent. -Multiply the principal
by the number of days to run, and di-
vide by 180.
Two and one-lult per cent. -Multiply
by number of days, and divide by 144.
Three per cent. -Multiply by number
of days, and divide by 120.
Three and one-half per cent. -Multi-
ply by number of days, and divide by
102.80.
Four per cent.- Multiply by number
of days, and divide by 90.
Five per cent. -Multiply by number
of days, and divide by 72.
Six per cent. -Multiply by number of
deys, and divide by GO.
Seven per cent. --Multiply by number
of days, and divide by 51 43.
Eight per cent. -Muttiply by number
of days, and divide by 45.
Nine per cent. -Multiply by number
of days, and divide by 40.
Ten per cent. -Multiply by number
of days, and divide by 36.
Twelve per cent. -Multiply by num-
ber of days, and divide by 30.
NEU 4110 HEALTH TO AUER AND CHILD.
MRS, WINSLOW'S SOOTHING STILLIP has been
,sed for over SIXTY YEARS by anntiows or
MOTHERS for their CHILDREN 'WHILE
TEETHING, with PERFECT SUCCESS. It
SOOTHES the CHILD, soeTgNe the GUMS
ALLAYS all PAIN: CURUS WIND COLIC, and
Is the best remedy for DIARRHCEA. It is ab.
solutely harmless Be sure and ask for "Mrs.
Winslow's Soothing Syrup," and take no other
kind. Twenty-five cents a bottle.
ABSOLUTE
SECURITY.
Cenuine
Carter's
Little Liver Pills.
Must Bear Signature ar
.t.'20 roc -Simile V."rapner POLow.
Very natal ou4 asouay
to 'lake as aucar..
FOR IlEADA112.
FGH DIZZIWES3,,
FOR RILIOUSHESS,,
FOR Turn) LIVER.
ran CONSTIKTIOli
FOR SALLOW SKIL
ran THE COMPLEXION
CikRTEKTTLES
IVER
In WI
25 vent I Purely vegetable.
IGIOSILTYNIXS MUST 11.2ZNATV 1.1 C.
..rWs-zInG
ea I
CURE SICK HEADACHE,
Fifteen per cent. -Multiply by num-
ber of days, and divide by 24.
For example: Find the accrued in-
terest on $1,500.00 for 123 days at 6 per
cent. Point off two places, multiply
1.23 by $1,500, the result is $1.845.00,
divide by 60, and you have $30.75, which
is the correct sum in dollars and cents.
++++444.441**F41:44+++++++++4+ '0.++++'++'+4 +44+++++w
+The Times
• Clubbing List!
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.t)(,
2
2 2.5
1 .00
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225
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2.E 0
1.75
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1.35 +
3.10
2.90
.ro+
15
20C,
22..40
30 +:
2.50
2,45
2.60
2,55
1.85
2.40
.1.
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+ Times and Saturday Globe
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a. Times and Daily G -lobe
+ Times and Family Herald and Weekly Star....
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÷ Times and Daily Mail and Empire. ..... .... .
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+ Tinies and Weekly Mail and Empire...........
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+ Times and Farmers' Advocate ......... ..„ ,
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Press 111cinirg
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Evening Edition
4-
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4.• Times, Presb:s terian and Westminster
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.,>
o tion being the figure given above less Si.00 representing ;
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i-, the price of The Times. For instance: 0
4> 0
to $1.90 •
0 The Times and Saturday Globe 1
4 The Farmer's Advocate ($2,35 less $1.0O).1.35 *
. •
$3725
4 o
• 4
,,,• making the price of the three papers $3.25. 0
0
o 4>
o
• The Times and the Weekly San.. $1.70 •
a
• The Toronto Daily Star ($,2.30 less $1,00)..
4 1,30 4
• The Saturday Globe ($1.90 less 81.00) 90
•
- 4
4
4 •
0 $3 90 +
* o
the four papers for $3.90. 4
• • • • •
• • 1,
..
1.90
4.50
1.85
1,70
2 Li,
2.LL,
(
1,10
t
3 .4 (
*
I: If the pub icat on you want is not in above list, let':
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Stone Block
WINGHAM ONTARIO
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4
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e
:
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rtili "•.*
; 10
• li ,
•
,/,0 iill
'a EPEE. -
Liabilities
To the Public:
Notes of the Bank in circulation
Deposits not bearing interest 0,425.819.35° 8,259,820,00
Deposits bearing interest, including interest accrued to.
date of statement 29,482,352,03
:
:
V . ;
'1 'VI
• 1.` .. 'le $
•
85.908,171.39
Balances due to other Banks in Canada 7,135.99
Balances due to Banks and Banking Correspondents in the United
Ringdont and Foreign Countries 212,542.99
Acceptances under X,etters of Credit 98,331.89
*
11
42ncl. Annual Statement
,....
ii6ANK
$ 39,488,002.28
To the Shareholders;
Capital Stock paid in.
Reserve Fend
Balance of profits carried forward ismai.7s
6 8.6°6.66646411 "9°07000.,°°00
I
of
$ 3,751,131.7S
Dividendpayable 1st December. 1913
Former Dividends unclahued. ........ .,... • . 354.00 '
1
HAMILTON
$ 8,841,485.75
$ 48.327,488.01
'
N
*
As submitted to the Shareholders at the
Annual Meeting held at the Head Office of
the Bank, at Hamilton, Monday, January
19th, 1914. ,
A sset s
" Current Coin $ 751,493.74
Dominion Government Notes 6,704,250.00
El
:
E
E
E
E
*
BOARD OF DIRECTORS
MIL GIBSONPresident.
,
V. TURNBITLL, Vice-Presiclent and General Afa if .
0. A. BIRGE 0. C. DALTON
LT. -COL. THE HON. .1. S. IIENINt1.0, C.V.O.
GEO. BUTHERPORD W. A. WOOD
Notes of other Banks . $ 6,455,743,74
336,210,00
Cheques on other Beaks 1,736,833.85
Balances due by other Banks in Canada' 305,057,87
305,057,87
73 alauces due by Banks and Banking Corespondents else-
where than to Canada 656,032.12
Don minioand Provincial Government Securities, not
exceeding market value 286,153.08
Canadian Municipal Securities, and British, Foreign. and
Colonial Public Securities, other than Cana Van 2,890,548,39
2
Z
Profit and Loss Account
Balance at Credit of Profit and Loss Account, 30th Nov-
ember, 1912 • 251,137.86
Railway and other Bonds, Debentures and Stocks, not
exceeding market value 610,000.45
Call and Short (not itceeding thirty days) loans in Canada
on Bonds, Debentures and Stocks 1,378,242,33
Deposit with the Dominion Government to Secure Bank
Note Circulation 155,000.00
2
2
2
2
2
Profits for year ended 29th Novem-
ber, 1913, after deducting charges
of, management, i nt er e s t accrued
on deposits, rebate on current dos. -
counts and making provision for
bad and doubtful debts 498,273.40
Other Current Loans and Discounts in Canada (less rebate 91009,821.83
of interest)
Real Ti'state other than Bank Premises fl 28,605,003.63
359,095,57
Overdue Debts, estimated, loss provided for 107,096.44
Bank Premises at not more than cost, less amounts
written off 2,096.615.01
Mortgages on Real Estate sold by the Bank 76,081.00
Other Assets not included iu the foregoing 265,412.53
v
2 t
8 749,411.26
Appropriated RS follows:
Four quarterly dividends, in all. 12% $360,000.00
,419,334.29
Liabilities of Customers under Letters of Credit as per
contra 98.331.89
:
Carried to Reserve Fund from Profits
Carried to Depreciation of Securities 100,000.00
100,000,00
$ 46,327,488.01
,*
Carried to Pension Fund
Allowance to former President (to September . .
,
,
1
1
MI, 1913) authorized by Shareholders 3,750.00
- $ 598,279.51
Balance Profit Loss
HON. WM. GIB
2
*
of and
carried forward . . . • $151,131.75
-
President
J. TURNl3ULL
Vice -Pres. and General Manager
Hamilton, November 29th, 1913
E
,'
liktiAIMINVIC UlaT312=1.1Ma2MM
MCECUMM22e1=1:1=1222UTITZMXTICZMMUM
WINTER TORS
to CALIFORNIA, FLORIDA and
the SUNNY SOUTH
RETURN TWEETS AT LOW RATES
The Logical Route
TO THE WEST
For 1ALinnipeG
Leave Toronto 2.30 p.m, DAILY
For 'itancou-sier
Leave Toronto 10.20 p.m., DAILY
Compartment Library Observation Dar,
Standard Sleeping Car, Tourist SleePing
Carr, Dining Car, First Class Coaches, Col-
onist Car ou both trains. Full particulars
from
Particularsfrora W.F1. Willis, town Agent,
phone 74, J. H. Beemer, station agent,
piton e7.
ND TKIIrtiG AUNVE
11141E TICE MR
A general change of time will be made
January 4, 1912. Time Tables con-
taining full particulars may be had
on application to G. T. R. .Agent.
tow Rates to California,
Florida, and the Sunny South
NOW IN EFFECT
The Grand Trunk Railway is the
_ most direct route from all points east
through Canada via Chicago, De-
troit or Bufialo.
Full particulars, Tiickets. etc., etc,'
from B. B. ELLIOTT, Town Passenger and
Ticket A gent. 'Yhone 4. W. P BURG -
DIA N Station Agent. 'Pnono GO.
ommeamemmor,
'WANTED.
Good Local Agent
at once to represent the
Old and Reliable
Foothill Nursuries
A splendid list of fruit and
ornamental stock for Fall
Delivery in 1913 and
Spring Dilivery in 1914.
Start at once and secure ex-
clusive territory. 'We
supply handsome free out.
fit and pay highest con -
missions.
Write for full particulars.
ale& Welli111101
l'oron.to Ontealo
4111.•••••••••••••=m1
Paralyzed Limbs.
To -day it is sleeplessness, headaches,
digestive trouble, and irritability. Next
thing you know some form of paralysis
has developed. Mr. Alex. Honsbnrger;
10 Moore street, St. Catharines, Ont.,
writes: Nervous trouble developed into
paralysis of the limbs so that I became
helpless. Doctors failed me, but after
using ten boxes of Dr. Chase's Nerve
Food I resumed work, and now feel
better than I did for 20 years.
For Sale
Good Apple Butter, 6c. per lb. in
any quantity while it lasts. Call
. and get a sample. Will deiiver to
any part of town.
FLOUR - Robin Hood, Fine X,
Maple Leaf and Milverton ; also,
Pastry.
Bran, Shorts, Rolled Oats, Chop,
Grain and all kinds of Cereals.
Grain taken in exchange for Flour,
Bran, Shorts, and Meals.
When in need of anything in this
line, call or phone 84
WINGHAM CHOPPING
MILL
EZRA MERKLEY
11•••••••••••••=•••••••=••••••
BUSINESS AND
SHORTHAND
Subjects taught by expert instructors
at the
Y, M. C. A. BLDG„
LONDON, ONT.
Students assisted to positions. College
in session from Sept. 2nd. Catalogue
free. Enter any time.
JW. Westervelt J. W. Westervelt, Jr.
Principal Chartered Accountant
17 Vice -Principal
CENTRAL
STRATFORD. ONT.
-
Cadada's best practical Training
School. Three departments-
GommerGial
Shorthand and
Telegraphy
Courses are thorough and prac-
tical. Individual instruction is
given by a strong experienced
staff. Our graduates succeed.
Students may enter at any time.
Get our free catalogue and see
what we ean do for you.
_
D. A. Mol.ACHIAti
PRINCIPAL,
PIONEER EXPERIENCES.
Mr. Jas. Campbell, of Londesboro, the
veteran and respected clerk of the town-
ship of Hullett, in a recent letter to the
Globe, gives the following interesting
incidents: An incident occurred on my
farm to -day that gave me the idea of
telling some of my experiences as a
farmer, Ten years of my early life in
Canada was spent behind the counter
of a general store in the country not
very far from the city of Toronto but
getting tired of storekeeping I decided
to turn farmer and go west. The going
west of those days meant no more than
going up to Lake Huron or thereabouts
In 1867 I purchased a 55 acre farm al-
most in the centre of the now first-class
township of Hullett, having between
forty and fifty acres cleared thereof,
but with no buildings except a small
frome cottage, still standing, for which
I paid nearly two thousand dollars, pay-
ing down $1,200 and borrowing the $800
from Mr. Jenkins, of the Huron road,
he being about the only farmer in the
Goderich district having money to lend
at that. time. How different with the
farmers of to -day, who almost every
oce of th, eouid lend a little sum like
LIMY'S THIS?
We offer One Hundred Dollars Re
ward for any case of catarrh that can-
not be cured In Hall's Catarrh Cure,
F.J CHENEY & Co., Toledo, 0.
We, the undersigned, have known F.J.
Cheney for the last 15 years, andbelieve
him perfectly honorable in all business
transactions, and financially able to
carry out any obligations made by his
firm. WALDING, KINNAN & MARVIN,
Wholesale Druggists, Toledo, 0.
Hall's Catarrh Cure is taken intern-
ally, acting directly upon the blood and
mucuous surfaces of the system. Tes-
timonials sent free. Price, 75c per
bottle. Sold by a/1 druggists.
Take Hall's Family pills for constipa-
tion.
Lehigh Coal
Another car of genuine Le-
high hard coal
Free from "Dirt- and ac-
cording to State Authorities
4 to 6 per cent. richer infixed
Carbon than any other
I will continue to sell the
free burning Anthracite to
those who desire it. The
most economical fuel on the
market.
The following prices for Chestnut
coal from surrounding towns compared
with Wingham will be of interest to
those who burn coal.
APRIL and MAY: Brussel, $7.504
Clinton, 87,50; Goderich, $7.50; Wing -
ham, $6.75 to $7
SEPT. to DEC. - Ilrussels, $8 00;
Clinton, $8 00; Goderich, WO; Wing -
ham. $7.10 to $7.75,
Why is Wingham from 25c to 75c
lower?
Wood and Kindling always on hand.
R. J. Cantelon
P.O. Box 127
DR. A. W. CHASE'S
CATARRH POWDER
is sent direct to the diseased parts by the
Improved I3lower. Heals the ulcers,
clears the air passages, stops drop.
pings in the throat and permanent-
ly cures Catarrh and Hay Fever.
25c. a box; blower free. Accept no
substitutes. All dealers or Edmanson.
Bates & Co., Limited, Toronto. •
that on a day's notice I started in on
my little farm determined to succeed
and clear at least $200 a year, and that
by average of the years I succeeded in
doing, and more for a number of years,
or so long anyway as I kept regular ac-
count of. Those were the days of small
things, and we were contented there-
with. Very fortunately I dropped into
a fine neighborhood, with a Yorkshire-
man in front of me and a Yorkshireman
to the left of me, by whose advise in a
farm way I profited not a little. The
incident of to -day was the shooting of
an old farm horse at the age of 31 years
and six months. A few years ago I
had one shot at the same age and some
few years before that I had another one
shot at thirty years old, and that one
was never shod but once -that was at
three years old. But what Inay be con-
sidered remarkable in my farming car-
eer is the fact that in all those forty-
six consecutive years on the farm I did
not lose by death or accident a single
horse or cow, steer or heifer, sheep, or
even a grown up pig. Of course the
stock kept was not large ibut always
sufficient for the size of the farm.
Party Strength in the House of
Commons.
The present standing of the parties
in the House of Commons is as follows,
Con. Nat. Lib.
Ontario.. . . 72
Qeenec
Nova Scotia .. . 9
New Brunswick ,.. . 5
P. E. Island. 2
Manitoba ..
Saskatchewan 1
Alberta . ..... 1
British Columbia7
Yukon , . 1
112
14
22 37
2,
2
9
0
0
22 87
There has been no change in the rela-
tive strength of the parties since last
session, the Liberals having gained one
seat (South Bruce) in Ontario, and the
Conservatives one (Chateauguay) in
Quebec. Whatever ill luck there is at-
tached to the number 13 it has been
dissipated in Ontario by the increase of
the Liberal representation to 14. Mr,
Borden has with the support of the
Nationalists, a majority of 47, and
without them would have a straight
Conservative majority of 2:5
A signalmen who stopped a train and
thus enabled striking railroadmen to
seize and attack tbe crew for not hav-
ing gone on strike, was tried at Dur-
ban, South Africa, by court-martial and
sentenced to a year's imprisonment.
Mrs, 'William K. Vanderbilt, jr., has
a German shepherd dog for her person-
al bodyguard.
•••••,
9
.1
WOMAN BUM HOUSES
rthnultY HAS It EMA It KA 31.E
CITIZEN IN MRS. PH A.NEUF.
After Making a Start as a School
Teacher She Turned to the Trade
of a Carpenter and Began to Erect
Dwellings -Now She Has a Thea-
tre of Her Own -Does Everything
Herself.
In the extreme south-wastern cor-
ner of the Province of Ontario, in the
County of Kent, there is situated the
little town of Tilbury, distingulebed
chiefly at the present moment for its
smallness of size and the magnitu.te
of its aspiratione, aspirations wieett
no doubt have quite as good a chance
of being realized as have the similar
aspirations of a thousand similar lit-
tle towns dotted over the great Dom-
inion, says Mrs. Donald Shaw In To-
ronto Saturday Night.
33ut if there is one citizen who will
force Tilbury forward towards the
realizations of its aspirations, the ul-
timate of which is to be classed as a
"city" in the near future, that per
son will be Tilbury's most interesting
resident, Mrs. P. L. Phaneuf, a wo-
man who is the possessor of so re-
markable and uncommon a personal-
ity that it seems odd it should be left
to an English journalist and a strang-
er to the town to chronicle her
achievements.
Mrs. Phaneuf is a woman of whom
the world should and probably will
hear more -whether this be or not, at
any rate the world at large cannot
fail to he the better and the wiser for
knowing of her existenc , and the
work that she Is carrying out.
Thrown on her jwn resources at
an early age with no asset beyond
that of an excellent education, Alm
Phaneuf first of all devoted her time
to school -teaching, yet so intense was
her love for the hammer, the chisel,
and the saw, that she gave 111) all
her spare time to doing repairs for
the farmer with whom she boarded
and his neighht 1.
Later. marriage brought to her the
responsibilities of wife and mother,
but in a few brief years sho found
herself again dependent upon her own
exertions to support not only herself
but three title children,
With the launching of her family
came the widening of the scope of her
ability. Relieved r f the neces-tity of
earning a daily wags, she was able
to turn her attention to the acquisi-
tion of property and the development
of the town in which she had made
her home.
To Tilburyites, the squarely -built,
simply -clad, eneegetic figure with its
intelligent face, its firm humorous
moutleeand its kindly eyes, is so com-
mon and every day a sight that no
one amongst them looks upon their
chief citizen as being at all out of
the cotumon order. Nevertheless, it
remains a fact that Mrs. Phaneuf is
not only a very remarkable woman,
but also one who is doing perhaps
mt.re to build up her own little corner
of the world on scientific and enter-
prising lines than any man amongst
them ail -and vithal she keeps her
own unassuming self reliance, neither
advertising herself nor apparently re-
alizing that she is doing 1. work which
few men an. not on" in a thousand
women could accomplish, quietly, un-
ostentatiotrly and thoroughly,
ft was Mrs. Phaneuf who decided
that Tilbury, the "rising town of the
Southwest," sheuld have its picture
theatre, ant as no one else saw that
it was wanted, why, she just built it
hers..elf. The last time I interviewed
her she was nailine square tin plates
(1 (30 not know the professional term
for them) on the outside of a long
wooden huild'ng in which there is a
nightly show of up-to-date cinemato-
graph pictures. I sat on a ladder laid
lengthwise, while Mrs. Phaneuf ham-
mered murderous nas into her edi-
Hee and at the saint: time discoursed
to me with placid cheerfulnese and
diracted the operations of three or
four carpenters engaged in a similar
task to her own. I noticed that it was
she who knew where to put the lad-
ders and how to put the tin plates on
and that they obeyed meekly and
without question.
A day or two later the energetic
lady was working on the roof itself
and tradition has it that Itis no un-
common thing for her to don work-
man's overalls Alen occasion de-
mands and to carry a bricklayer's hod.
After this, can anyone say that wo-
men are incapable of carrying out
men's work if their taste and inclina-
tion lie that way?
Mrs. Phaneuf's picture theatre is
built on thoroughly modern linos with
a sloping floor, plenty of exits, and
efficient ventilation and lighting. 13e -
fore its advent it was a tradition in
Tiibury that the electric light could
only be obtained between the hours
of 6 p.m. and tnichtieht. I3ut it needs
a woman to overcome such fallacies.
I was amused just before I left the
town, when in an "ice cream parlor,"
to observe that all the electric lamps
were on, and to bear a customer en-
quire the reascn.
"Oh, there's a matinee at the Star,"
was the answer ty the waitress.
So, there is a matinee at the Star
every Saturday, and there are up-to-
date, educational and topical pictures
shown there and the prices are rea-
sonable. Also there is a big illumin-
ated electric Star outside the building
to indicate its whereabouts and there
le a gramophone with its horn pro-
jecting into the stveet which plays
ropular tunes during the daytime and
no doubt brings in many extra nickels
aad dimes to the energetic lady who
conceived the idea of establishing the
novel tr etnod of advertising.
But wherever she may be, whether
I her own 'Ise, hi a business office,
on the roof of a building which she
Is • nstructing (h own house, 're
t; way, was Intilt, plas'erecl and
painted with h- own hands), whe-
ther working, or direetil g, supervis-
ing or merely talking over mundane
:airs. as. t.!.aneuf carries with her
the, sante atmos,phere Of ealn1 Self pose
an i reliance, of aelf control aed an
assuranee whiali is neither aggrefsive
nor unfetninino, but simply the re-
sult or proved nrntai and :.->hysleal
capacity to carry out the work to
which she has devoted her time and
energy.
Some Shod Cuts in Figuring Interest.
The following will be found to be ex-
cellent rules for finding the interest on
any principal for any number of days,
When the principal contains cents,
point off four places from the right of
the result to express the interest in
dollars and cents, When the principal
contains dollars only, point of two
places and proceed as follows: '
Two per cent. -Multiply the principal
by the number of days to run, and di-
vide by 180.
Two and one-lult per cent. -Multiply
by number of days, and divide by 144.
Three per cent. -Multiply by number
of days, and divide by 120.
Three and one-half per cent. -Multi-
ply by number of days, and divide by
102.80.
Four per cent.- Multiply by number
of days, and divide by 90.
Five per cent. -Multiply by number
of days, and divide by 72.
Six per cent. -Multiply by number of
deys, and divide by GO.
Seven per cent. --Multiply by number
of days, and divide by 51 43.
Eight per cent. -Muttiply by number
of days, and divide by 45.
Nine per cent. -Multiply by number
of days, and divide by 40.
Ten per cent. -Multiply by number
of days, and divide by 36.
Twelve per cent. -Multiply by num-
ber of days, and divide by 30.
NEU 4110 HEALTH TO AUER AND CHILD.
MRS, WINSLOW'S SOOTHING STILLIP has been
,sed for over SIXTY YEARS by anntiows or
MOTHERS for their CHILDREN 'WHILE
TEETHING, with PERFECT SUCCESS. It
SOOTHES the CHILD, soeTgNe the GUMS
ALLAYS all PAIN: CURUS WIND COLIC, and
Is the best remedy for DIARRHCEA. It is ab.
solutely harmless Be sure and ask for "Mrs.
Winslow's Soothing Syrup," and take no other
kind. Twenty-five cents a bottle.
ABSOLUTE
SECURITY.
Cenuine
Carter's
Little Liver Pills.
Must Bear Signature ar
.t.'20 roc -Simile V."rapner POLow.
Very natal ou4 asouay
to 'lake as aucar..
FOR IlEADA112.
FGH DIZZIWES3,,
FOR RILIOUSHESS,,
FOR Turn) LIVER.
ran CONSTIKTIOli
FOR SALLOW SKIL
ran THE COMPLEXION
CikRTEKTTLES
IVER
In WI
25 vent I Purely vegetable.
IGIOSILTYNIXS MUST 11.2ZNATV 1.1 C.
..rWs-zInG
ea I
CURE SICK HEADACHE,
Fifteen per cent. -Multiply by num-
ber of days, and divide by 24.
For example: Find the accrued in-
terest on $1,500.00 for 123 days at 6 per
cent. Point off two places, multiply
1.23 by $1,500, the result is $1.845.00,
divide by 60, and you have $30.75, which
is the correct sum in dollars and cents.
++++444.441**F41:44+++++++++4+ '0.++++'++'+4 +44+++++w
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2 2.5
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3.10
2.90
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22..40
30 +:
2.50
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2.60
2,55
1.85
2.40
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a. Times and Daily G -lobe
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4 The Farmer's Advocate ($2,35 less $1.0O).1.35 *
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WINGHAM ONTARIO
110K441/108ii8BAKEEMENWIE*Ettittilit- 0111111/111111/11hithefifitir