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Huron Expositor, 2004-03-03, Page 6•-TMt HURON EXPOSITOR, MANCH 0,1004 FREE DELIVERY Prescriptions, Home Health Care & More! KEAT1NGS Guardian Pharmacy 67 Main St., Seaforth 527-1990 1.i r' T1 FaV I 41 4:16 .ste ea de Vie4vie4 Wawa eauM ERT STREET ENTURE CI.INIC Denture Specialist Dean McTaggart D.D. Complete and Partial Dentures Denture Repairs Relines - Additions 482-1195 SO ALBERT STREET CUNTON I IS M flu go FACILITIES FOR RENT 'ANNIVERSARIES *BANQUETS 'MEETINGS *WEDDINGS Modern Kitchen Facilities Wheel Chair Accessible Over 10,000 Square Feet Of Show Area For Rental Information Call At (519)527-1321 or Fax (519)527-0983 Seaforth Agricultural Society OFFICE 519-527-1321 John Bennett Sharon Flanagan Joanne Maloney -Flanagan President Secretary - Treasurer President Home Craft www.c4thagsociety.on.ca mil *Val*lb Ensure savings will continue after retirement with RRSPs The time has come to celebrate your retirement. You've worked hard to reach your financial goals and now you can relax and enjoy the fruits of your labour. The first step to ensure your savings will continue to provide income for the rest of your life is to roll your RRSP into an income source. "Canadian investors may convert their RRSPs at any time before they reach age 69," says Linda Knight, Vice -President, BMO Mutual Funds. "However, by law, they must convert them into a retirement income option no later than Dec. 31 of the year they turn age 69. After an investor turns age 69 they must begin withdrawing from their retirement savings." There are three income options for RRSPs. A visit with an investment professional is recommended to help investors to develop a retirement income plan and choose the right income vehicle for their individual needs. • Roll the RRSP into a RR1F A Registered Retirement Income Fund (RRIF) is similar to a Registered Retirement Savings Plan (RRSP), with a range of investment choices and flexibility. Investors have access to their money if the need arises and only the withdrawals from a RRIF are subject to taxes, in the year in which the funds are withdrawn. Investors can withdraw as much or as little as they require throughout the years (provided the total annual amount meets or exceeds the minimum set by law). • Purchase an annuity Investors purchase an annuity with a lump sum of money at a set interest rate and period of time (such as until they turn age 90 or for life) and the annuity Quo ted 'After an investor turns 69 they must begin withdrawing from their retirement savings,' -- Linda Knight, vino -president, BMO Mutual Funds pays out pre -determined amounts at regular intervals for the entire term chosen. Payments from an annuity are taxable when -received. Once set, annuities do not provide flexibility on the payout amounts and are based on the interest rate at the time of purchase. Annuities are favourable if rates are high. If rates are low, future payments will be correspondingly low. • Full withdrawal of RRSP funds in cash Investors can withdraw any or all of their RRSP savings in cash, but the withdrawn amount is taxable in the year it is withdrawn. Withdrawing a large amount will result in substantial tax deductions, seriously affecting the balance of hard earned savings. Information provided by BMO Mutual Funds. For more information visit your nearest Bank of Montreal branch, call 1-800-665-7700 or 1-888-636-6376 in Quebec or log on to www.bmo.com/mutualfunds. - News Canada Horticulture Club features `plant doctor' In spite of all the snowy weather, residents of Maplewood Manor have a touch of spring among them. They are enjoying the blooms of the spring bulbs that we planted last November. They also were delighted with the beautiful crocus plants that they bought to support the CNIB. The month got started with a great afternoon program with Gladys Van Egmond, Keith Tyndall, Samuel and Joshua Romijn and Elgin Nott. Their music and dancing kept everyone in high spirits. Residents have been enjoying the Tuesday musical afternoons at the arena and also enjoyed their outing to the Dining Out program at the arena. Ladies of Maplewood have lots of fun at craft classes with Betty Harris and Maplewood Nursing Home Barbara Scott. It is amazing how we manage to get things done. Crokinole is a favourite game among residents especially when they get to play with our volunteers. The competition is great. Weekly visits from "Buffy" and her owner, George Jamieson, are welcomed by many of our residents. This little dog is right at home with everyone. Soaking, trimming and painting was the order of the day when Margaret Whitmore came for manicures. The ladies certainly appreciate this special attention. Horticulture Club with Eleanor Horst featured a "plant doctor" day as we trimmed, transplanted and freshened up our house plants. How much better they looked when we were finished. An afternoon of piano music was enjoyed when Bill Gibson visited our home. Valentine's Day was celebrated in fine style with a special dinner and the crowning of our king and queen. Congratulations to Margaret Smale and Art Wallace. A Valentine's Day dance followed in the afternoon with the Huron Strings who had residents tapping their toes and dancing to their lively music. A great way to celebrate Valentine's Day. Residents appreciated the church services that were held with Father Lance, Rev. Atkins, Rev. Wilson and Rev. McCarthy during the month of February. Many celebrate February birthdays "Audibly Awesome" quartet with Graham Bowker on . the bass fiddle, Len Lobb playing guitar, Richard Lobb and his mandolin, all singing with Bill Strong, made beautiful music for the February birthday party, Thursday, Feb. 26 at Queensway Nursing and Retirement Home in Hensall. Residents celebrating birthdays were Jean McEwen, Helen Anderson, Mabel Reid, George Van Horne, Ina Russel, Grace Wurm, Edna Waters, Luecha Taylor and Norm f;ulh Tg,v.tei.r „d ' 1),,, 1,, Queensway Nursing Home Smith. Many family members and friends attended the party adding to residents' enjoyment. Monday afternoon, the Kippen United Church women provided assistance and prizes for the last bingo in February. We were pleased when they offered to sponsor the bingos in July as well. The Hensall Legion ladies will be operating the bingo games in March. Pastor Cathy Prout of Centralia's Faith Tabernacle led worship on Tuesday afternoon for an attentive audience. In the evening, the Lakeview Singers presented a wonderful program of gospel music, followed by a time of visiting over refreshments , with residents. Wednesday, Father Thomas of St. Boniface in Zurich led mass for all the Roman Catholic residents with volunteer, Mariette Bilke assisting residents. In the afternoon Marg Cole presided over several tables of euchre as residents benefitted from visiting over the friendly competition. Resident council met Friday morning to discuss upcoming events, and any issues or concerns. Resident council is a good forum for residents to take an active part in their home, activities and care. Family members are welcome to attend a meeting. Town and Country Diners ends with Huron Happy Hearts fun Eigbty- three area individuals Town and Country Support Services joined Town and Country Support Services for a Feb. 19 Diners at the Seaforth arena. Everyone enjoyed a wonderful chicken breastlpineapple upside down cake meal with all the fixin's. To top off the meal, Lois Wise, of Clinton, called for the Huron Happy Hearts. The Huron Happy Hearts are a great group of seniors from across Huron County that come together to exercise, round dance and have fun. Winners for the draws were Ricki Groothuis, George Symons, Eleanor Horst and Catherine Hak. Share the wealth draws were won by Mabel Strong, Esther Smale, Gerald Groothuis, Cecilia Ryan and Catherine Hak. A welcome to Clare Huehn and Esther Smale who came for the first time. Next month, we will come together on Thursday, March 18 for a roast beef meal and entertainment provided by the Zurich Connection. Call by the Monday before to reserve by phoning Tammy Antaya at 482- 9264.