The Huron Expositor, 1994-02-23, Page 58PAGE 20D -Wednesday, February 23, 1994
Even a small
amount builds
up a nest egg
From page 18D
and to save.
Mitchell echoed her
statements, explaining that even
if just $25 is set aside per
month, at least the couple will
have a little nest egg building up.
With payments of $25 per
month, he said, the couple could
just think of it as a cable
payment, and they probably
won't even notice the money is
gone.
Both Mitchell and Yull
stated that with most couples,
one person usually takes care of
the bookkeeping. Both
commented on the importance
of setting up a joint account, as
Mitchell noted if separate
accounts are kept, 'they can
have financial friction.' He added
that bookkeeping duties should
be split as evenly as possible. 'It
is important that everything is
split pretty equally.
Information provided by
YuII from the bank outlines
some information on joint
accounts, and under the heading
'Look before you leap into a
joint account', clients are advised
that 'Joint accounts can offer
some attractive advantages.
However, it is a good
idea to ask yourself some
questions before entering this
type of banking arrangement
What is the basic objective for
setting up a joint account? It can
be convenient access to funds
and other banking transactions,
or tax or legal considerations
which you should review with
your lawyers.
'Another question is: Is
there a strong basis for mutual
trust toward the party or parties
you are considering?
'Remember, it's your
money. If you have any
contems about the banking
implications, talk them over with
your banker or other officer of a
financial institution.'
Mitchell also gave some
advice on saving money before
the wedding. He said couples
should realize the wedding itself
can be a big expense, and noted
that though it is a very important
day in a person's life, they
wouldn't want to be paying for it
for the next five years if money
wasn't saved beforehand. To
prospective newlyweds, he said,
'Make sure you save your money
up, and begin saving well before
the big day.'
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