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The Citizen, 1997-02-26, Page 15THE CITIZEN, WEDNESDAY, FEBRUARY 26,1997 PAGE 15. Duff’s United parish hears about end of violence Leona McDonald greeted worshippers at Duff’s United Church on Feb. 23. Rev. James Murray gave the Call to Worship and the congregation joined in singing Joyful Joyful We Adore Thee. Geoffrey Banks read the gospel lesson. The choir sang a Lenten hymn called Wonder and Stare. Rev. Murray called the young worshippers forward. He read them the story about Abraham and Sarah. They learned that Abraham and Sarah were in covenant with God as He made promises to them. He told Abraham that he would be father to many nations and that Sarah, would be mother to many nations as well. He told them to trust Him. He even promised them a child although Abraham and Sarah laughed at that. Sarah did deliver a baby boy named Isaac, which means laughter. God always keeps His promises, Rev. Murray said. His sermon was called, 'Pick up your Cross'. For Rev. Murray, one of the most stirring moments in the whole Bible is when Jesus gives the invitation for people to come and be his disciples. Yet, he said, the scene is incomplete because it never says how the people receive the invitation. Jesus said, "If you want to become my followers, let them deny themselves and take up their cross and follow me. For those who want to save their life will lose it and those who lose their Boomeronics and Our Investments By Linda Henhoeffer Financial Advisor When the cold winter wind howls snow against our kitchen windows, most of us Canadians like to snuggle up to a good book. I have just read David Foot's newest book Boom Bust and Echo. I recommend that everyone reads this book, especially parents and teachers. David Foot is an economist and an expert in demographics. Demography is the study of human populations; for example, how many seniors are there in Canada aged 100 or older? Knowing how many babies were bom this year in their community will help school boards plan the number of kindergarten teachers they will need to hire in five years. In his book, David Foot proves that the use of demographics is a powerful tool to help us understand the past and to foretell the future. The Baby Boomers After World War II, Canada, USA and Australia experienced a huge increase in babies. Between 1946 and 1966, nine million babies were bom in Canada. These 'ba,by boomers' are one-third of the Canadian population. Whatever they do causes a tremendous wave in the Canadian economy! In the 1950s, elementary schools were built to handle the larger number of students. In the 1960s, new high schools were constructed and in he 1970s universities expanded their facilities? Then came the real estate boom! Real Estate - Boom and Bust During the 1970s, housing prices started to rise dramatically. At this time, the first baby boomers were finishing their schooling, getting married and settling into their new homes. As more of the baby boomers 'nested', the demand for houses drove prices higher and higher. Of course, the demand for borrowed money to finance all these mortgages also pushed interest rates higher and higher. By the 1980s, everyone assumed this story would continue indefinitely. But, by 1989 most of the baby boomers had bought their homes and since there were fewer babies bom after them, i.e. the baby bust, the demand for housing plummeted. The Canadian economy also went into a severe recession at this time, further dampening the housing market. David Fool uses demographics in his book to predict housing prices will remain fairly stable into the new century as there will be little demand for housing by the 'baby bust' generation. Interest Rates During the peak house-buying years by the boomers in the 1970s and 1980s, the demand for borrowed money to finance their mortgages was extremely high. This pushed interest rates to unprecedented highs. Today, the oldest of the baby boomers are turning fifty and they are starting to save money for their retirement. This reduces the demand for borrowed money. Instead, there is a surplus of money needing to be invested. This will push interest rates even lower. Mutual Funds With lower interest rales, baby boomers are turning to other investments to save for their retirement. According to Garth Turner's statistics, Canadians have invested $220 billion in mutual funds! David Foot suggests today's students should consider a career in financial management as this is one of the fastest growing industries in Canada. There are many changes in our lives today. Reading David Foot's book, helps us to understand why these changes are happening. Then we will be better prepared for them and perhaps we can even turn them to our advantage. life for my sake, and for the sake of the gospel, will save it." Rev. Murray asked, "Who among us honestly desires to lose themselves? What many of fool seeks the death penalty as the natural consequence of their faith in God? It was the death penalty for political crimes of treason." The apostle Peter was upset with Jesus for saying this. It made it hard to follow Jesus. Most people won't willingly die for something they don't understand, or believe in. But if they do believe in it, no price is too dear. In today's social environment, there are very few ideas people are willing to die for. The largest social uprising in the country in this decade was all the letters and phone calls which were sent to Ottawa to protest increases in Cable TV rates, Rev. Murray said. "One could say that this is truly our great concern in our lives today. Not the future of our nation, but that we are comfortable and can enjoy our TV in peace." Martin Luther King, a Baptism minister who led the American civil rights movement in the 60s, wrote, "A man dies when he refuses to take a stand for that which is right. A man dies when he refuses to take a stand for that which is true. So we are going to stand up right here...letting the world know we are determined to be free." It has become significant, Rev. Murray said, to realize that an ultimately violent event lies at the centre of faith, a very violent cross. The cross kills. "Pick up that which is killing you, and live the life that God has given." "The cross, to James, represents the tragic violence which ends all need of violence. For it takes a senseless act of violence for us to, realize how senseless all violence truly is. If we pick up our cross, and lose our life, we can find it in Jesus and God." Walton WI marks event Continued from page 14 Readings told of the history of the institute foundation. The past branch work of reaching out into the community and the work at the hall were recalled. The president spoke of events in the future that the branch will undertake - a hall log book, WI members autobiography written, and a 100 idea for the community (Bulbs or trees, etc.). Collection was to Headquarters Fund. Members were pleased that Marjory Humphries was a winner of a Centennial Award given to 100 outstanding WI members at the branch level. Congratulations. The lunch was interesting as it was made up of goodies.that would have been served 100 years ago, Johnny Cake with maple syrup, gingerbread cake with whipped cream, sugar cookies and baking powder biscuits with jam. Grey council Continued from page 14 $110,989.70 or 6.7 per cent of the tax collector's roll. In other business council approved a grant of $350 to the Cranbrook Cemetery for 1997. 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