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The Rural Voice, 2019-07, Page 52How does one family harvest when another is trying to grow? This is one of many concerns farm families go through as they embark on the often overwhelming journey of the family farm transition; a journey where everyone is encouraged to have a voice but not everyone will have a vote. The problem (or opportunity) is that every farm family transition plan is unique and has the potential to strengthen the business and family ... or totally destroy it. “We have seen how farm families are ripped apart by this issue,” said Pierre Robitaille, Group Lead Ontario of Scotiabank’s Agriculture Specialists. He, along with several other speakers, provided a comprehensive look at the team approach required for today’s complex farm family transitions. The Ontario Federation of Agriculture hosted the event in Neustadt on March 28 at which participants heard from bankers, accountants, financial planners and insurance operators, all offering advice on how: • to keep everybody happy • parents can receive value from their farm and the work they have put into it • parents can leave a legacy for children and grandchildren • to support local community • to resolve tax issues “It’s not just a business issue. It’s an emotional issue,” said Robitaille. “It requires starting the planning for transition early and revisiting those plans again and again.” Many issues came up when the participants were asked to break into groups and answer questions on a fictional story of one farming couple supporting two daughters while passing the farm onto their son 48 The Rural Voice Transitions: Respect creates family harmony from one generation to the next News Darryl Wade, a Family Enterprise Advisor with Farm Life Financial knows from personal experience how critical communication is when a farm is in transition. His story shows how bad things can get when tragedy is mixed without a plan. The youngest of four siblings, Wade was the one encouraged to make use of his brains, earn a degree and start a career. His brother was chosen as the “farmer”. When that brother lost his arm due to a horrific farm accident involving a power takeoff (PTO), Wade came home to help. Their father, a very successful farmer, voiced his worries that his farming son, recently separated, without a diploma, might not be able to farm again. It was a difficult time for everybody including Wade’s brother who was struggling physically and emotionally. He never returned to farming. Wade said he “put his head down and filled the gap” to get the farm work done. Communication was already a problem and turned into a family nightmare when Wade’s dad went to the hospital for a colonoscopy. The procedure seemed to go well but when Wade talked to his dad, he let out a terrible moan and Wade knew something was wrong. He went back to the hospital and they discovered he needed surgery for a perforated bowel. That surgery also seemed successful but the next day, Wade got the call that his dad had died from a post-surgery embolism. “The next day it all started...we all started arguing about where he was to be buried and how,” remembers Wade. Without knowing what his father’s wishes were and no family plan on what should be done, Wade’s sister and mother decided the farm should be sold. Wade’s mom would move to the city and Wade would be left a smaller, second farm near Peterborough. “I was upset for me and for my brother who had put years of work into the farm. He should have been considered,” says Wade. Ultimately, a successful farm was lost to the brothers and feelings were so damaged, the siblings did not talk for years. “It caused a lot of disharmony,” is how Wade, now healed from the pain of it, describes it. Close to that time, a financial advisor approached Wade and offered him a job helping other farm families. “My response was no. All I knew was cattle,” remembers Wade. He reconsidered and now considers helping farm families make the transition in a healthy way a life purpose. ◊ Speaking from experience: A farm son shares his family’s story of fracture •By Lisa B. Pot • Darryl Wade