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The Rural Voice, 1992-09, Page 10It Pays to Know About FCL Shared Risk Mortgages FCC's unique Shared Risk Mortgage offers farm borrowers the opportu- nity to minimize their exposure to interest rate fluctuations. If interest rates change between anniversary dates during the six-year term, FCC splits any change equally with the borrower. Total rate increases cannot exceed 2 112% over the whole six-year term. A Shared Risk 11"-1111 Mortgage from FCC is your guarantee that, no matter what happens to interest rates, you're protected. To find out how FCC can help you, call: Walkerton Owen Sound Goderich Stratford Listowel 1+1 Farm Credit Corporation Canada 881-1490 376-6338 524-5366 271-0460 291-3450 Societe du credit agncole Canada Inveslug in Good Business ... Canadian Agriculture Long -Term Loans Shared Risk Mortgages Ai: Farm Syndicate Loans 6 THE RURAL VOICE Gisele Ireland All things must end ...but rain I've always assumed that all things have a beginning and an end. No matter how much fun Super Wrench and I had at a party, eventually it was over and we went home. Every fight we've ever had, began with a spectacular beginning and fizzled out when it ended. Even the most boring speaker eventu- ally finishes when the audience is finally put to sleep. There's an end to everything .. except the hay this year. We began the hay like every other year. It wou d take at the most two weeks, and we'd go for a little trip before the grain ripened. We bought several dozen haying gloves, stocked up on the groceries to feed the hungry haying horde and got the machinery in shape for a fast -paced haying season. It would have worked, had someone not turned on the water, and went away and left it running. I didn't know there was that much water up there. The second week, the machinery was gone over again, just in case the skies cleared, and we occupied ourselves with jobs we'd been saving for a rainy day. We still talked about a trip with some hope in our souls. We even took our bathing suits out once in a while and imagined how we'd look in them on a sunny beach. The third week, the sun peeked out, taunting us for a couple of hours at a time and playing peekaboo be- hind angry black clouds. We were determined to keep our spirits up. We tried to calculate how many inch- es of rain might have fallen in bibli- cal times when Noah built his ark. We must have been getting close. During the fourth week we stopped kidding each other. There was no end to the rain. We'd run out of rainy day chores and were just getting on each other's nerves. Our favourite radio program was the weather report, and even that became boring. It reported different varia- tions on rain, precipitation ranging from intermittent to severe weather warnings, and totally omitting mentioning any hours of sunlight that could be expected. The fifth week clearly showed that even the most even tempered indivi- dual needs a certain amount of sun- shine to maintain a semblance of joy in their personality. I knew things were really bad when Super Wrench began having puppet shows with the hay gloves to entertain his grandson, who also just wanted to go outside. We put the swimsuits away and started planning how to put pontoons on the combine for the grain. The rainy day chores were all done so we just snarled at each other whenever the topic of hay came up. The sixth week gave us a break. Three days of sunshine, back to back. We were on a roll. Super Wrench kidnapped bodies off the streets of town to help and we got the kitchen geared up to feed them at whatever hour they wanted food. I was so glad to actually get at the hay that I would have fed Atilla the Hun and his entire army just to see some bales on the wagon. We smiled, we joked, but it didn't last. The seventh week brought 'er back in buckets. I hid all the ropes, but was still apprehensive about leaving Super Wrench home alone when I left for work in case he found them. At this point, one half of the hay crop was destined to grow mushrooms for some greenhouse, one quarter of it went to the zoo to feed hippos and the other quarter was going to be offered to animals who weren't too fussy about what was put in front of them. There's still hay out there, and there are still rain clouds all around. We've stopped talking about any trips, swimsuits, picnics or barbecues outside. We faithfully tune in the weather report because in all those clouds, there has to be sunshine somewhere. Doesn't there?0 Gisele Ireland is from Bruce County. Her most recent book, Brace Yourself, is available for $7 from Bumps Books, Tees -water, Ontario. NOG 2S0. 1