The Rural Voice, 2003-08, Page 40see if the wires swing back to their
original position.
If you don't get a reaction, relax
and give it several attempts. If you
come to think that you might have
the hang of it, get more dog dishes.
Have someone fill one with water,
leave the others empty, and cover
them up with cardboard. My guess is
that you'll either believe it or not —
with no explanation necessary! I
must admit, our lawn sessions still
leave the family split between
believers and non -believers — but
it's fun.
So why isn't dowsing as
common a practice today as it
was decades ago? Perhaps,
already having a well on the farm,
and towns -folk having gotten used to
municipal water, has erased from our
memories any worry about finding
water. Or perhaps it is simply
because we very much like to have
explanations from our engineers and
scientists — which have not been
forthcoming on this topic. But heck,
it was the old-timers who came up
with gears and pulleys and levers,
and only later did engineers figure
out how to explain their workings
with calculus and vector drawings.
Just maybe the old-timers had it all
figured out all along, and it is the
engineers and scientists that have to
catch up and do some explaining? Or
maybe there is a reason the old-
timers called it "divining".0
How to learn
more about
dowsing
Learn more about dowsing at
the "American Society of
Dowsers" website
(www.dowsers.org). They
indicate that almost anyone with
a little practice and patience can
achieve a "dowsing reaction",
some on their very first try. L-
shaped rods, like those pictured
here are among the
recommended tools. Forked
sticks and wands like those
mentioned in the article, and
even pendulums are other
common tools.0
Cottage Succession Planning...
You have worked hard to build and maintain a cottage
you are proud of. You also want to ensure it remains in
your family for years to come.
Rules & Regulations: A cottage is considered a
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Revenue Agency (CCRA) automatically assumes
the assets are to be transferred or "rolled over" to
the surviving spouse (tax free). If there is no
surviving spouse, the assets are deemed to be
disposed of at fair market value (FMV) and
CCRA expects its share of taxes owing, sooner
than later.
If there is no cash available to pay the taxes, the family may have to sell the cottage below
market value.
Consider this example: Bob and Mary, both age 50 and happily married for 30 yrs. The
cottage they own has belonged to the family for 55 yrs. enjoyed by three generations. The
projected capital gains on the cottage is $100,000. Bob and Mary realize that after they pass
away. their children cannot afford to pay CCRA and keep the cottage.
What can they do? Are there alternatives? Can they plan today to keep the cottage in the
family for many, many years to come?
YES...There are simple, understandable and affordable ways to preserve and protect what
you have worked hard for.
Nancy Ackert is a knowledgeable life insurance advisor who can help you make it happen.
There are simple, understandable and affordable ways to preserve and protect what you have
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Your children, grandchildren and great-grandchildren
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Call today 1.866.396.8108
and ask Nancy to book an appointment
Nancy Ackert, Life Insurance Advisor
515 James Street S., St. Marys,
Ontario N4X 1 C7
Ph: 519 349-2355
800 667-3845
Fax: 519 349-2144
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AUGUST 2003 37