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The Rural Voice, 2003-01, Page 26Environmental Farm Plan (EFP) ■!l The Environmental Farm Plan has a major focus on protecting —��` water quality. It involves a 2 -day workshop at which farmers develop an environmental plan for their farm operation, and are then eligible for incentive funding of $1500 for qualifying projects. Jan 24 & Feb 3 - 10 am to 4 pm - Markdale Feb 17&24, 10 amto4pm- Markdale Feb 26 & March 5, 10 am to 4 pm - Mount Forest Feb 27 & March 6, 10 am to 4 pm - Keady Feb 28 & March 7. 10 am to 4 pm - Swinton Park March 10, 11 & 17-7 to 10 pm - Markdale Grey County EFP Rep Ray Robertson -Call 519-986-3756 to register 1ertta BUILDERS LTD. We build all types and all sizes of Agricultural, Commercial & Residential Buildings to suit your needs. XttiXgE BUILDERS LTD. If you are thinking about building - CALL US CFBR Harriston, Ontario 519-338-2111 22 THE RURAL VOICE good year while others were less successful. "We need to be aware so that we can be as helpful as possible." He also commented that credit union management needed to be informed about the effects on the farming community of new issues such as the provincial government's nutrient management legislation. The credit union's importance to the rural community is more than the services that it can provide to the agricultural sector. Doug Fortune the current head of the board of the North Huron Community Credit Union speaks passionately about his belief in the institution. "I joined because 1 wanted a different lending institution, but I became involved (in management) because of the different philosophy. A bank is an organization there to make money for its shareholders and it does it by providing a service. The credit union is the opposite. It is there to provide a service and if they make money it is reinvested in the community." O[hers involved in the system echo this idea of service to, and involvement in, a community. Lynn describes his board's desire to plan for the next 50 years. He firmly believes that "rural communities re -invent themselves and prosper." He goes on to say that the credit union has to change with the community, describing the process as "a natural evolution." "It's tough to compete on price alone. What we bring to the community is a local understanding; an understanding of the local people and the local business," he says. "We focus on what value means to our customers." Credit unions are changing. Fortune says that one of the reasons that the North Huron Credit Union decided to become part of a bigger institution was to provide the services that a younger customer base expected — services like internet and telephone banking and financial advice. "These services are expensive to provide in terms of hardware and expertise," he commented. The need to get bigger to provide modern services is a two-edged sword. Both Rops and Lynn