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The Lucknow Sentinel, 1996-03-13, Page 80b 0 1 •b tat .0 to ar. cr.0- hew was k uwwn as 'h t1iIs u x a \ >ti getaleg 1 ilatins j nth�tL) yelled 'at le . Q ' ak.e additional from page 22A (hark or trust company) a them choice, The reason: beteg all producers earn u 3 per cent interest bonus over and above 90 per cent of the 90 -day T-bill rate if you have the money.in the CRP. If the money is in a� 'participating financial institu- tion, you get that rate plus 3 per cent. More than that however* many banks and trust 'compa- nies are offering* x les if you transfer, others are waiving serer vice,. charges or offering prefer- ential interest rates . on your other loans. As for aeeess to the fund, Oke outlined two methods,.` a stabilization trigger'- the pre- ferred, choice a and a minimum income trigger. With .the. first, You haveaccess tothe fonds if you reach what is known as a gross margin (Net Sales minusu s eligible expenses, calculated on a five year average). The sec- ond, less -desired option is for a farmer with a 'disastrous year: $10,00(1, for full-time farmer or $20, per famiiy.. Summing-up his presentation. with a list of recommendations,. eke urxtd producers to maxi- mize their 3.per cent matchable N I .A: deposit first to maximize 'the matching government con- tribution. lie their suggested' farmers also contribute their maximum amount' to au RRSP since -those deposits aren't Sub- ject to the withdrawal resale- tions-that estyle-tions-that NM imposes, -Once these :steps have' been. taken Oke recommendedproducers consider.payingdown farm. load mortgages, make an unmatched NISA. depositand consider the more conventional :Savings options. such as term deposits, IC's and., mutual :funds As the final pitch, he also gave NISA's toll-free number ,. �...li. , 130(1 bbSM�TiS�, (6472). *ititer est rates given were those listed ate` a the time of Oke's Presentation p . (Feb. 23/96). Current ratesy may differ, :margin C Options A demand from the clearing house, through the broker for additional cash funds frond .the trader because of an- adverse. price movement: AWLEY WORKING WITH ACRl�I Po/FAX, (519) 364-8837 TOLL FREE: 1800-287-9553 !L T URE FULL T.SERVICE • FUNCTIONAL BUILDING LAYOUTS STRUCTURAL. DESIGN & ANALYSIS MANURE HANDLING SYSTEM DESIGN ASSISTANCE IN BUDGET -PREPARATION CONSTRUCTION MANAGEMENT AVAILABLE COMPUJER DESIGN & DRAFTING A contract that.gives:: the a h right .seller the option buyer�or s to buy or sell the underlying. futures contract atthe strike price on or before the expiration date. Farm Pi**os $ 1464-Pa43A' STARTER CULTURE• SILMIRTIVIE hay inoculant is heat stabilized, so you don't have: to keep it :frozen or even refrigerated; That not only makes it more convenient, but a iovvs�tia P,:rne sbillionslons of acid prqdu in bacteria towork longer at higher q temperatures and` moistures. S -PRIMA is non -corrosive for .your :safety, and .it won't. rust your equipment, arid..there are no palatability probies BILA -PRIME is proVen in research .:trialsand on hundreds of North American farms .for over a :.decade to savey ou nutrients and money . ., aI 1�Eis economical,. c sting far lessthan, , anyY .. acid products and if you order before May. lath we will install; or tuneup your applicator at no charge,. cALL i a 1-800-965-9127 . -i.19-493-5770 The .in,, oculent Specialists ASK Amur ouR CUSTOM OPTOR DISCOUNTS a Pri INOCULANT 1410 Th:c'11 (•ui �Ull lit (i1 Alt your BUILDJNG LUMBER needs HARDWARE for farm, 'commercial, residential- uses ' PLUMBING and ELECTRICAL supplies. POWER TOMS: and HAND TOOLS KITCHEN and BATHROOM cabinets and vanities. CARPETING and HARD SURFACE fiaoring Mason WINDOW 5 and DOORS OPEN. , Monday, to f•tidajy 8 am - 5:30 pni Saturdays 8 arts, 4 pm BAYFI D -R 'CLINTON