The Lucknow Sentinel, 1990-06-13, Page 6The new 0 MPP
puts the brakes on
car insurance razes.
Automobile insurance rates have been
skyrocketing.
" Unca 1987, the Ontario government has
been trying to control the escalating cost of car
insurance by capping rates.
Still, increases of 5Q-35 % were required
this year to cover the increased cost of claims
from accidents and injuries on Ontario's roads.
Clearly, something had to be done.
Thesolution is a comprehensve new system,
of automobile insurance.
It's called the Ontario
Motorist Protection Plan.
The OMPP makes it easier, quicker and,less
costly to, get paymentsto those who need them
afteran accident. And it allows insurance coni es
to keep rateincreases modest— this year,
and in the future.
PSC ' BRAE SIN RATES.
They new:pian will hold premium increases this .
year to only 8 on ave ge n urban.areal.
while average rates in;rural areas will not
increase at all.
This helps to keep insurance affordable .for
people who drive for a living, seniors and those
on fixed Incomes, and young drivers as well.
WHAT ABOUT COMPENS4TION IN
THE EVENT OF AN ACCIDENT?
Today, you usually.havelo sue to recover
damages. It's a time-consuming and expensive
process.
Under:the Ontario Motorist Protection Plan,
your own. insurance company handles your
claim when you have an accident. Accident
benefits are guaranteed, and begin quickly after
the claim is filed. Because the sooner benefits
are paid, the.sooner people can get on with
their lives.
Accident benefits are paid without hassling
over fault. Because injured people need medical
assistance, income replacement and child care
right away!.,
But if you are driving while' drunk or
convicted of a criminal offence, in regard to your
accident; you will not get income benefits,
DOES MUT STILL COUNT?
Under the Ontario Motorist Protection Plan,
"fault" will continue to be used for rating purposes.
Good drivers will be rewarded with good rates.
Bad drivers will be charged higher premiums.
And there are now higher fines for traffic violations
such as speeding.
If you are at fault, in an accident, you will
pay for damage to your own car to the extent that
you are at fault, unless you have optional collision
coverage.
One goal of the DMPP is to ensure help is
there when it is needed, reducing economic
hardship. Another is 'to keep insurance fates
. within reach of the average driver. It's a balanced
approach,.
And'that's'the right direction for auto
insurance.
Your insurance convoy and your broker or
agent have all the details. And you will receive
a�n ,enation brochure with your premium notice,:
Government
of Ontario.
ceryarotected.
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