The Lucknow Sentinel, 1987-03-25, Page 8Page 8--Lueknow Sentinel, Wednesday, March 25, 1987
C.A.M.C.
- Bookkeeping
- Income Tax Preparation
- Experienced Staff
Alan Campbell
328A Josephine Street
WINGHAM
357-3687 or 887-9451
Hours: Mon -Fri 9-6 Sat 9-1
The Man
To See Is
1.,111e. ,NTEE
• CO. tumors*
ellitro•
150 ACRES 2 homes, farrow to finish, 135
sows. Inquire for further particulars,
150 ACRES KINLOSS TWP. barn will ac-
comodate 70 cows, pipe line gutter cleaners
and barn automatic feeding, 3 upright silo'
unloader, good 4 bedroom home, would con-
vert to beef feedlot.
ASHFIELD TWP. 100 acres, 96 workable,
systematic drainage, 3.4 bedroom home with
new addition, new coloured steel implement
shed 58 x 84. beef barn:
DAIRY FARM 240 acres ongoing operation,
35-40 cows, excellent home, all dairy equip-
ment, cows, quota negotiable.
ASHFIELD TWP., 147 acres, ,120 workable, 3
bedroom home, good cash crop land:
KINLOSS TWP., 200 acres, immaculate
fieldstone home, beef barn, covered pit
silo,. steel implement shed, maple sugar
bush.
WEST WAWANOSH TWP., 250 acres', approx.
175 workable. Asking 5110,000.
RIPLEY AREA, 96 acres, 70°/ ,•stematically
tiled, large barn, reduced to sell. Asking
570.000.
ASHFIELD TWP., 100 acres systematically
tiled, highly productive cash crop.
ASHFIELD TWP,, 100 acres cash crop, 90
workable, well tiled, 40 acres fresh
seeding.
ASHFIELD, 200 acres, approximately 170
Workable, well tiled, balance- hardwood,
cedar bush, priced to sell at 5135,000.
MOBILE HOME with added room, im-
maculate condition. Must be moved. Priced
to sell.
LUCKNOW. Havelock St., spacious 4
bedroom, well maintained, $31,500.
ASHFIELD TWP., (3 acres of land) comfortable
3 bedroom home, fruit trees, berries, etc,
ASHFIELD TWP. brick home, 1.55 acres;
$27.500.
LUCKNOW, 3 bedrooms, large kitchen,
living room, dining room, propane heat,
Reduced to 523,500.
DUNGANNON exceptionally nice 4 bedroom
brick home with immily room, hot
water heating garage and in-
sulated worlksf•;,,p. Possession available
LUCKNOW, 3 bedroom, with added family
room, oil and electric heat; well insulated,
full lot. Priced to sell. ,
WARREN ZINN, 528-3710
ALVIN ROBB, 395-3174
Losing bank a threat to Ripley
• from page 1
Company and a client of the bank.
Mr. Grubb said losing the bank threatens
the viability of the businesses in the village
and makes it virtually impossible to attract
new business to the community. Property
values will decline while property taxes will
increase because there is less business tax.
Senior citizens will also find it more difficult
to bank in Kincardine, said Mr. Grubb.
Looking for another financial institution
to serve the community before the Royal
Bank closes is a risk, said Mr. Grubb. "It's
going to load the gun. They can say that's it,
there's no support for banking here."
Ron N -6-ikon, proprietor of Ripley
Welding and Machine Shop, supported the
idea of finding an alternative financial in-
stitution for the village, however. "They're
losing agricultural loans here every day.
They're losing one a week that I know of.
They've lost the cheese factory. If they lose
many more big accounts, we won't have
anything left to attract a Credit Union," said
Mr. Nicholson.
Mr. Nicholson's wife, Lynn who operates
Ripley Superior Market, commented that
people who started banking in Ripley when
the Royal Bank branch in Lucknow closed
will not follow the Royal Bank to Kincar-
dine. They will go to Wingham or whereever
HUTTON
LUCKNOW - 8 acres near town. Attractively
vinyl sided three bedroom home. Spacious liv-
ing room, kitchen, full basement, drilled well.
Barn 40 x 50. A great hobby farrn, asking
$40,900.
THREE FARMS near Whitechurch (310 acres)
225 workable. Asking *191,500. for all three.
Owner would consider selling separately.
********
129 ACRES one mile from town. Good brick
house, large beef barn, silo. Must be sold.
********.
CLOSE to town - 3/4 acre lot with 16 yr. old
3 bedroom bungalow. Living room, dining
room, and good sized kitchen, full basement,
deck, drilled well, asking in the thirties.
********
PRICED in the twenties - Two good 3 bedroom
homes in Whitechurch. Immediate possession
given. Both have good sized lots.
********
First time offered - newer brick bungalow on
Highway 86, Wingham-Bluevale area, on a half
acre lot, full basement, attached garage, drilled
well, taxes $510.
********
LUCKNOW - 3 bedroom bungalow in move -
in condition, electrically heated attached
garage, immediate possession. Very low ask-
ing price.
********
OUTSTANDING highway farm 219 acres in
Lucknow, Wingham area. Beef operation,
barns painted and updated. Excellent brick
house .with all conveniences.
Mel , Mathers, Wingham
357-3208
LLOYD W. HUTTON
Real Estate Ltd. Broker,
Kincardine
MacLyn Car OHing
& Driveway Sealing
New oil
Combination of both new, or used
motor oil.
Dusted after being oiled for less
dripping, no increase price
OPEN
Monday -Friday 9 am - 3 pm
Saturdays 8 am - 12 pm
395-3352
11/4 miles north of Amberley
OPEN FOR 1987 SEASON West off Highway 21
to bank. It's up to the people of Ripley to do
something, she said.
Annie McCosh asked if there was anyone
'representing the bank at the meeting and
when no one acknowledged they were, she
commented "Well, that doesn't look very
smart."
Mr. Grubb introduced Gerry Knechtel, a
Shakespeare farmer, who acted on a com-
mittee which successfully solicited the ser-
vices of a Credit Union for their community,
when the Bank of Commerce in Stratford
closed its sub agency in the village in 1981.
Mr. Knechtel said the committee he serv-
ed on met with bank officials in Toronto in
an attempt to prevent the closure of their
bank and it was the- "dumbest thing I've
every done in my life. It was the most
wasted time I've spent."
Mr. Knechtel said the chartered bank
refused to appear at a public meeting and
the people of the community decided to find
an alternative financial institution. The
Rochdale Credit U,nion of Woodstock put up
a trailer in the parking lot and people closed
their accounts at the bank and moved them
to the Credit Union across the yard.
He explained how the Credit Union
operates and answered questions costs of
banking, interest rates and Credit Union
services.
/IIER�QUEEN
482-7103
PECK APPLIANCES
"IN THE HEART OF
DOWNTOWN VARNA"
Advertising
helps plan
your budget.
CANADIAN ADVERTISING
FOUNDATION
THE
TEESWATER
EX-TOGGERY
OPENS
for Spring Business on
Thursday, April 2 '87
Consignment itemsmay be
brought on Tuesday, March 31st
from 2 . 5 p.m.
1. All articles must be clean and
in season
2. All items must be priced
securely
3. List must accompany all con-
signed articles. Names and ad-
dresses must be on list.
4. If you require a consignment
number, please phone Bev
Springer at 357-3058.
5. The Ex-Toggery will be open
for regular business on
Thursdays - 10 - 12 a.m. & 2 - 5
p.m.,
Fridays 2 - 5 p.m.
Saturdays 2 - 5 p.m.
If you have questions, please
phone 357-3058. The Ex-Toggery
is operated by Coronation
Rebekah Lodge, Teeswater and
allproceeds are used for charity.
Mr. Knechtel said the manager of the
Credit Union is hired by the board of direc-
tors who are members of the Credit Union
and they are not transferred as chartered
banks transfer their managers regularly.
"He'll be there next year unless he
changes jobs. With the chartered banks,
they move them on as soon as you get to
know them," said Mr. Knechtel.
He told the meeting interest rates are
competitive or lower than chartered banks
at one per cent over prime and everyone
gets the same rate. There are no preferred
customers. There are no problems with che-
ques, said Mr. Knechtel. His cheques have
been accepted everywhere he travels. He
was in Saskatchewan last week and plans a
trip to Quebec next week.
He said the community has better finan-
cial services now than when they had a
chartered bank. The Bank of Commerce
was only open Tuesday, Thursday and Fri-
day from 4 - 6 p.m. The Credit Union is open
9 - 6 five days a week. Shakespeare has bet-
ter banking hours than the city of Stratford,
he said.
Mr. Knechtel said the cost of banking is
cheaper with the Credit Union. He was ap-
proached by every bank in Stratford when
the Commerce closed in Shakespeare and he
compared the service charges and
discovered he was much better off dealing
with the Credit Union.
George VanderGlass didn't find that sur-
prising. With a chartered bank, he said
"You've got your hand on the door and the
bank charges -you."
Mr, Knechtel said the Credit Union offers
a full range of services including retirement
savings plans and savings bonds and they
are covered by depositers' insurance and in-
surance to cover poor credit risks, although
he has never heard of . his Credit Union
branch losing because of a major default.
He said lines of credit are approved by a
committee which oversees loans at five
Rochdale branches.
He said he can't recall that the Credit
Union has ever said they had no money to
lend to someone unless they were a poor
credit risk.
Mr. Knechtel told the meeting Rochdale
required no guarantee other than the sup-
port of a public meeting that they wanted
the financial service in town, before opening
a branch in the community.
He told the meeting he called several of
his neighbours before coming to the meeting
and he couldn't get any negative responses
about the Credit Union.
"They've got good people and, people
make the. business."
Stress workshops
come to area
Leslie Rose of the Canadian Institute of
Stress, Toronto, will be returning to the
area on April 8 and 9 to do two workshops,
one on stress management and asser-
tiveness for women, and a second one on
stress management and coping skills for
rural couples and interested individuals.
Rose has a Master's Degree in counsell-
ing and Human Relations and seven years
experience teaching stress management
and other human resource skills. He is cur-
rently Co-ordinator of Training , for the
Canadian Institute of Stress.. His
workshops emphasize learning practical
skills for dealing with challenging situa-
tions in your personal and work life.
The stress management and .coping
skills workshop for' rural couples (and in-
terested individuals) will be held on
Wednesday, April 8 from 7:30 to 9:30 p.m.
A cost of $10 per couple (or $5 per in-
dividual) includes participation in the
Workshop, coffee or juice, and handout
materials.
The Stress Management and Asser-
tiveness Workshop for Women will be held
on Thursday, April 9 from 9 a.m. to 4 p.m.
A registration fee of $30 includes participa-
tion in the workshop, coffee/juice/muffin
breaks, lunch and handout materials. Both
workshops will be held in the Huronview
Auditorium, Clinton. For .more informa-
tion or to Pre -register please call the
Huron County Health Unit Before Friday,
April 3 (524-8301) . Enrollment is limited so
call early!
These Workshops are co-sponsored by
the Huron County Health Unit and the On- ,
tario Ministry of Agriculture and Food.