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The Lucknow Sentinel, 1987-03-25, Page 8Page 8--Lueknow Sentinel, Wednesday, March 25, 1987 C.A.M.C. - Bookkeeping - Income Tax Preparation - Experienced Staff Alan Campbell 328A Josephine Street WINGHAM 357-3687 or 887-9451 Hours: Mon -Fri 9-6 Sat 9-1 The Man To See Is 1.,111e. ,NTEE • CO. tumors* ellitro• 150 ACRES 2 homes, farrow to finish, 135 sows. Inquire for further particulars, 150 ACRES KINLOSS TWP. barn will ac- comodate 70 cows, pipe line gutter cleaners and barn automatic feeding, 3 upright silo' unloader, good 4 bedroom home, would con- vert to beef feedlot. ASHFIELD TWP. 100 acres, 96 workable, systematic drainage, 3.4 bedroom home with new addition, new coloured steel implement shed 58 x 84. beef barn: DAIRY FARM 240 acres ongoing operation, 35-40 cows, excellent home, all dairy equip- ment, cows, quota negotiable. ASHFIELD TWP., 147 acres, ,120 workable, 3 bedroom home, good cash crop land: KINLOSS TWP., 200 acres, immaculate fieldstone home, beef barn, covered pit silo,. steel implement shed, maple sugar bush. WEST WAWANOSH TWP., 250 acres', approx. 175 workable. Asking 5110,000. RIPLEY AREA, 96 acres, 70°/ ,•stematically tiled, large barn, reduced to sell. Asking 570.000. ASHFIELD TWP., 100 acres systematically tiled, highly productive cash crop. ASHFIELD TWP,, 100 acres cash crop, 90 workable, well tiled, 40 acres fresh seeding. ASHFIELD, 200 acres, approximately 170 Workable, well tiled, balance- hardwood, cedar bush, priced to sell at 5135,000. MOBILE HOME with added room, im- maculate condition. Must be moved. Priced to sell. LUCKNOW. Havelock St., spacious 4 bedroom, well maintained, $31,500. ASHFIELD TWP., (3 acres of land) comfortable 3 bedroom home, fruit trees, berries, etc, ASHFIELD TWP. brick home, 1.55 acres; $27.500. LUCKNOW, 3 bedrooms, large kitchen, living room, dining room, propane heat, Reduced to 523,500. DUNGANNON exceptionally nice 4 bedroom brick home with immily room, hot water heating garage and in- sulated worlksf•;,,p. Possession available LUCKNOW, 3 bedroom, with added family room, oil and electric heat; well insulated, full lot. Priced to sell. , WARREN ZINN, 528-3710 ALVIN ROBB, 395-3174 Losing bank a threat to Ripley • from page 1 Company and a client of the bank. Mr. Grubb said losing the bank threatens the viability of the businesses in the village and makes it virtually impossible to attract new business to the community. Property values will decline while property taxes will increase because there is less business tax. Senior citizens will also find it more difficult to bank in Kincardine, said Mr. Grubb. Looking for another financial institution to serve the community before the Royal Bank closes is a risk, said Mr. Grubb. "It's going to load the gun. They can say that's it, there's no support for banking here." Ron N -6-ikon, proprietor of Ripley Welding and Machine Shop, supported the idea of finding an alternative financial in- stitution for the village, however. "They're losing agricultural loans here every day. They're losing one a week that I know of. They've lost the cheese factory. If they lose many more big accounts, we won't have anything left to attract a Credit Union," said Mr. Nicholson. Mr. Nicholson's wife, Lynn who operates Ripley Superior Market, commented that people who started banking in Ripley when the Royal Bank branch in Lucknow closed will not follow the Royal Bank to Kincar- dine. They will go to Wingham or whereever HUTTON LUCKNOW - 8 acres near town. Attractively vinyl sided three bedroom home. Spacious liv- ing room, kitchen, full basement, drilled well. Barn 40 x 50. A great hobby farrn, asking $40,900. THREE FARMS near Whitechurch (310 acres) 225 workable. Asking *191,500. for all three. Owner would consider selling separately. ******** 129 ACRES one mile from town. Good brick house, large beef barn, silo. Must be sold. ********. CLOSE to town - 3/4 acre lot with 16 yr. old 3 bedroom bungalow. Living room, dining room, and good sized kitchen, full basement, deck, drilled well, asking in the thirties. ******** PRICED in the twenties - Two good 3 bedroom homes in Whitechurch. Immediate possession given. Both have good sized lots. ******** First time offered - newer brick bungalow on Highway 86, Wingham-Bluevale area, on a half acre lot, full basement, attached garage, drilled well, taxes $510. ******** LUCKNOW - 3 bedroom bungalow in move - in condition, electrically heated attached garage, immediate possession. Very low ask- ing price. ******** OUTSTANDING highway farm 219 acres in Lucknow, Wingham area. Beef operation, barns painted and updated. Excellent brick house .with all conveniences. Mel , Mathers, Wingham 357-3208 LLOYD W. HUTTON Real Estate Ltd. Broker, Kincardine MacLyn Car OHing & Driveway Sealing New oil Combination of both new, or used motor oil. Dusted after being oiled for less dripping, no increase price OPEN Monday -Friday 9 am - 3 pm Saturdays 8 am - 12 pm 395-3352 11/4 miles north of Amberley OPEN FOR 1987 SEASON West off Highway 21 to bank. It's up to the people of Ripley to do something, she said. Annie McCosh asked if there was anyone 'representing the bank at the meeting and when no one acknowledged they were, she commented "Well, that doesn't look very smart." Mr. Grubb introduced Gerry Knechtel, a Shakespeare farmer, who acted on a com- mittee which successfully solicited the ser- vices of a Credit Union for their community, when the Bank of Commerce in Stratford closed its sub agency in the village in 1981. Mr. Knechtel said the committee he serv- ed on met with bank officials in Toronto in an attempt to prevent the closure of their bank and it was the- "dumbest thing I've every done in my life. It was the most wasted time I've spent." Mr. Knechtel said the chartered bank refused to appear at a public meeting and the people of the community decided to find an alternative financial institution. The Rochdale Credit U,nion of Woodstock put up a trailer in the parking lot and people closed their accounts at the bank and moved them to the Credit Union across the yard. He explained how the Credit Union operates and answered questions costs of banking, interest rates and Credit Union services. /IIER�QUEEN 482-7103 PECK APPLIANCES "IN THE HEART OF DOWNTOWN VARNA" Advertising helps plan your budget. CANADIAN ADVERTISING FOUNDATION THE TEESWATER EX-TOGGERY OPENS for Spring Business on Thursday, April 2 '87 Consignment itemsmay be brought on Tuesday, March 31st from 2 . 5 p.m. 1. All articles must be clean and in season 2. All items must be priced securely 3. List must accompany all con- signed articles. Names and ad- dresses must be on list. 4. If you require a consignment number, please phone Bev Springer at 357-3058. 5. The Ex-Toggery will be open for regular business on Thursdays - 10 - 12 a.m. & 2 - 5 p.m., Fridays 2 - 5 p.m. Saturdays 2 - 5 p.m. If you have questions, please phone 357-3058. The Ex-Toggery is operated by Coronation Rebekah Lodge, Teeswater and allproceeds are used for charity. Mr. Knechtel said the manager of the Credit Union is hired by the board of direc- tors who are members of the Credit Union and they are not transferred as chartered banks transfer their managers regularly. "He'll be there next year unless he changes jobs. With the chartered banks, they move them on as soon as you get to know them," said Mr. Knechtel. He told the meeting interest rates are competitive or lower than chartered banks at one per cent over prime and everyone gets the same rate. There are no preferred customers. There are no problems with che- ques, said Mr. Knechtel. His cheques have been accepted everywhere he travels. He was in Saskatchewan last week and plans a trip to Quebec next week. He said the community has better finan- cial services now than when they had a chartered bank. The Bank of Commerce was only open Tuesday, Thursday and Fri- day from 4 - 6 p.m. The Credit Union is open 9 - 6 five days a week. Shakespeare has bet- ter banking hours than the city of Stratford, he said. Mr. Knechtel said the cost of banking is cheaper with the Credit Union. He was ap- proached by every bank in Stratford when the Commerce closed in Shakespeare and he compared the service charges and discovered he was much better off dealing with the Credit Union. George VanderGlass didn't find that sur- prising. With a chartered bank, he said "You've got your hand on the door and the bank charges -you." Mr, Knechtel said the Credit Union offers a full range of services including retirement savings plans and savings bonds and they are covered by depositers' insurance and in- surance to cover poor credit risks, although he has never heard of . his Credit Union branch losing because of a major default. He said lines of credit are approved by a committee which oversees loans at five Rochdale branches. He said he can't recall that the Credit Union has ever said they had no money to lend to someone unless they were a poor credit risk. Mr. Knechtel told the meeting Rochdale required no guarantee other than the sup- port of a public meeting that they wanted the financial service in town, before opening a branch in the community. He told the meeting he called several of his neighbours before coming to the meeting and he couldn't get any negative responses about the Credit Union. "They've got good people and, people make the. business." Stress workshops come to area Leslie Rose of the Canadian Institute of Stress, Toronto, will be returning to the area on April 8 and 9 to do two workshops, one on stress management and asser- tiveness for women, and a second one on stress management and coping skills for rural couples and interested individuals. Rose has a Master's Degree in counsell- ing and Human Relations and seven years experience teaching stress management and other human resource skills. He is cur- rently Co-ordinator of Training , for the Canadian Institute of Stress.. His workshops emphasize learning practical skills for dealing with challenging situa- tions in your personal and work life. The stress management and .coping skills workshop for' rural couples (and in- terested individuals) will be held on Wednesday, April 8 from 7:30 to 9:30 p.m. A cost of $10 per couple (or $5 per in- dividual) includes participation in the Workshop, coffee or juice, and handout materials. The Stress Management and Asser- tiveness Workshop for Women will be held on Thursday, April 9 from 9 a.m. to 4 p.m. A registration fee of $30 includes participa- tion in the workshop, coffee/juice/muffin breaks, lunch and handout materials. Both workshops will be held in the Huronview Auditorium, Clinton. For .more informa- tion or to Pre -register please call the Huron County Health Unit Before Friday, April 3 (524-8301) . Enrollment is limited so call early! These Workshops are co-sponsored by the Huron County Health Unit and the On- , tario Ministry of Agriculture and Food.