The Lucknow Sentinel, 1981-10-21, Page 7•I •
•
by bob trotter.
A feedlot going out of business is not
news these days.
Farm bankruptcies are up, depen-
ding op who you :listen to, by 50 per-
cent or 60 percent or 70 percent. Get-
ting
the correct figurex is difficult but
no one'disputes t1e fact bankruptcies
are much : higher this year than last
year.
Farm'organizations are screaming
for some help. They are well` aware
that, whatever happens, whatever
comes will be too little, too late.
But much of . the blame for money
problems rests right in the lap of the ,
farmers themselves.
Don't misconstrue that statements
I'm well aware some help for interest
rates that border on usury ..should be
sponsored by senior governments. We
have to eat. It's" a habitpicked up
many years ago which most of us find
impossible to break.
But many farmersfacing financial
difficulties could be helped if they
weren't so stubbornly independent.
Credit counselling is available from
many sources but not enough farmers
seek that advice:' '
I have had reason to talk to a
number of bankers recently. Thei tell
me quite frankly that too inany
farmers are poor bookkeepers. They
do not keep records properly. They do
not even know when they are making
or losing money. They do not even
know what aspect of their operation is.
draining away the cash.
Those who do ` not: keep adequate
records are, understandably, having
a tough time pleading with their
bankers.
Farmers not all of them, .inind
you, -but too manye of •them — are
taciturn and uncommunicative when
dealing with their bankers. They treat
bank personnel as enemies rather
than helpers.
Can you blame a banker who is
treated
treated like a mushroom —.kept in the
dark and covered with manure for
having little sympathy for a farmer.
who will not tell him what is
necessary for good credit
counselling`
Too many farmers are afraid to
reveal the facts. Bankers reluctantly
extend more credit until itboils down
to over-extension and bankruptcy:
Nobody: enjoys foreclosure. In the
' end, almost. everyone loses, even the
bank.
The major banks in Canada moved..
into agricture in a big way in 1967
when the Bank Act was changed to
make long-term lending to farmers
attractive. By 1970, banks had
personnel, familiar with agriculture,
to offer advice to farmer. Most banks
now have good advice to offer.
Banks can be callous. Some have
been callous and, no doubt, many
more ~ foreclosures will occur in
Canada if some respite from interest
rates is not forthcoming, if. energy
costs continue to escalate, if farmers
continue in this fierce pride which
prevents them . from dealing openly
and honestly with another
businessman trying to help them.
Not all bankruptcies in agriculture
are caused by this reluctance to talk
and from, shoddy bookkeeping. Too
many others arebeing recorded with
the : subsequent shattered ' dreams,
broken familiesand auction sales fill-
ing the pages of farm papers.
But there are enough to indicate
that some farmers should look within.
their own barnyard for reasons and
excuses and not blame everybody.
else.
Enjoy thanksgiving at South Kinloss
" By Ruth Buchmeler
Mr: and Mrs. Ira Dick)e
spent Thanksgiving in . Tor-
onto 'With Mr. and Mrs.
Walter Dickie. Recent dinner
guests with Elizabeth Dickie
were Bessie Carnochan and.
Irene Steele . of Ottawa,
Christine Robertson of Rip-
ley and Blanche Needham of
South Kinloss:
Sympathy .of the commun-
ity is extended . to . Elizabeth
Dickie in the: loss of her
brother-in-law, William
Townson of Sudbury,
Mr. and Mrs. Ken Hous-
ton, Amy And `Angela . were
host and hostess�to help'Jeafii
Hughes celebrate her• birth-
day. Others attending the
birthday dinner on Saturday
evening were Mr, and Mrs.
letter to the editor
To the Editor:
We are pleased to report that The Arthritis Society cam- '
paign in Lucknow and area, has raised a total of $2,251,26 to.
date. As chairman, 1 would like to take this opportunity to
thank all of thine who canvassed on our behalf as "well as all
of those- who made donations.
Captains and canvassers included Kay Collyer. Josie
Hamilton, -Margaret- Thompson.. Noreen . Montgomery;
Mary • Maclntyre, Violet Arnold, Laura Lee Cayley,
Margaret (rant; Ena Henderson, Maudie Fisher, Irene
Hodgins; Norma Weatherhead, Jane Treleaven, Marion
Johnstone; Betty O'Donnell, Bernadine Ritchie; Sandra
Collyer, Anne Austin; Margaret Hamilton, Grace' Gibson; R.
L. Thompson, Jean McQ,uillin, RuthMathers;Tillie Wilson,
Marg Wilson, Thelma Brown, Dora Brooks, . Kathleen
MacDonald, Wet. Ross, Winnifred Garninie; Sara Ritchie,.
Mary Treleaven, Joyce Adamson; Olive Chisholm, Patti
Park, Rhonda McMichael, Judy Smyth, Peggy Jervis, Doris
Culbert. Sharon Strong, Paul Strong, Katherine Nivins,
Donna Young, Arlene Curran, Annette Curran, Judy
Carmichael, Mrs. Robert Irvin. Marsha Sillib, Sylke Becker.
Nellie Pentland, Kathy Olsen, Willetta• McWhinney,
Winnifred Girvin, Joyce Stothers; Cora Cranston, A
Reurink, J. W. Scott, Pearl Menary, Mary Lou Raynard,
Shirley Hackett, Nancy Farrishy Hilda Ackert; Mamie
Rouiston, Nancy Burt, Vera Schmidt, June Gilchrist, Irene
Haldeiiby, Harry Lavis, Blanche Needham, Mice Ritchie,
Margaret Keith; Betty Ritchie, and the St. Helens Women#s
Institute. . .
We are vermin arthritis research is paying off. All funds
raised will be used to support the Socrety's programs of
research, professional manpower development and .patient
education,
If anyone was missed and would like to send a gift,
cheques should be made out to The Arthritis, Society and
mailed for Catherine Andrew, Lucknow, Ontario.
Again, thanks to all who helped.
Yours/very truly,
drew,
Catherine A .
Harvey Houston of Lucknow,
Mr. and Mrs. -Wally Houston
of Ripley. Mr. and• Mrs. Bob
Campbell of Wingham,. Mr.
and Mrs. Hugh MacMillan of
Watford., , Mrs. Grace and
Gary Carruthers, Mr: ' and
Mrs. Doug Martyn. and Mr.
and Mrs: Boyd Carruthers` of
Ripley.. Happy Birthday
Jean!!
Thanksgiving : weekend
visitors with Mrs. Olive
Needham' and Mrs, Nancy
Maclntyre and family Were
Mr. and Mrs. Vic Penton and
family of Corunna. '
Mrs.. Joy -Houston and
girls visited with Mrs. (Hive
Needham on Sunday even:
ing, Mrs. Needham wasone
of many who enjoyed the bus '
trip to Parry Sound, conduct-
ed by Eimer Utnbach.
Sunday visitors with Jack
and Blanche Needham , were
Mr. and Mrs. William And-
rew
Sr, : and John, Steve.
Carolyn and Jeffery Andrew,
Bill and Suzanne, Shauna.
Warren and Eric Andrew and
Bob. and Mary Rowswell of
London.
Thanksgiving weekend
visitors with Mr. and Mrs.
Leonard Clarke and Julie
were Mr. and Mrs, "Glenford
Davis of Brantford, Mr. and
Mrs. George Clark of Brant-
ford. Mr. and " Mrs. John
Edwards and Kevin and. Ed
Davison of Hamilton, Laurie
and Bonnie Clarke of Strat-
know seentinel, pWsday + ctober 2f 190
�r.
FROM $10010 515,000 •
INTEREST
.PRESENTLY BEST '.
INVESTMENT AV LE
ford and Wayne . Bell .of
Kinloss.
Mr. and Mrs. Donald Mac-
lntyre :and. family visited on
Thanksgiving weekend wcith
Mr; and Mrs. Alex Thomp-
son 'and family of Binbrook.
Mr. and Mrs. Ted Collyer :.
and Mary ,Maclntyre visited
last weekend with Mike and
Helen Verchimak ; of Flush-
,
ing,
lush,ing, .Michigan. •
• Mr. and Mrs: Clarence •
Ritchie and Mary Anne Rit-
chie of London were dinner
guests with Mr. and Mrs.
Donald Ritchie•ofGlencoe for
Thanksgiving Day.
Mr, and Mrs. Barry John-
ston and family, Mr. and
Mrs. Donald Johnston and
family ' of Mississauga and
Mrs. Neil McCallum of Luck -
now, we're Thanksgiving sup-
per guests with Mr. and Mrs. •
Cliff Johnston.
Sympathy of the common-•
• ity is extended to George
McBride and family on the
recent death of Betty .Mc-
Bride.
Thanksgiving visitors with
Mr, and Mrs. Dick McQuillin
and Ron were Linda McQuil-
tin of Willowdale and friend.
'Glenn McKibbon; Mr. and
Mrs. Dent MacLeod and
Dawn, Don and Barb Nickel. •
Shauna. and Tyler, all. of Van-
astra; Mrs, Bob MacNay of
Ainberley; Harvey McQuiltin
of St. Catharines and Mike
Breutigam of Si, Catharines.
Rummage sale successful
The Winghatn and District
Hospital ladies auxiliary held
its most successful rummage
(sale to ' date. earning
52.1 72.44,
The sale attracted large
crowds from the surrounding
eominunities, arriving at the
Winghairi Armouries on Fri-
day morning, Oetoier 16.
The sale'featured a great
variety of 'articles. including
ladies, lien and children`s
clothing, china, furniture,
shoes. books, toys, and
greenery.
Auxiliary members report-
ed that $548.10 worth of
ladies clothing was sold,
together with $168.65 of
miscellaneous ladies articles.
$321.50 of metes . clothing
l n .. goods.
and miscellaneous g .
5141.110 worth of shoes'
568,44 of hats and purses,
$126.62 of books and toys,
$224.38 worth of china,
522€8.65 of draperies and.
bedding. $24 of fin -figure and
S1S.80 for greenery.
sip
Churrn•
Send our .FTD
Mather -In -Low's
Day is Sunday,
October/ 25.
Nothing will •
charm her like this
beautiful bogquet
of fresh flowers. Ir"s
specially designed
„for this special day"
Send your
Mother -In -Law o gift
she will always
remember : _ the FTC
Charm -Her Bouquet.
Coll or vis rus'today
Quinn's Flowers & Gifts
Phone 5284033
T NiPin9 you any it right.
Lucknow
West Waw�n�sh Mutual
Firs'
„Insurance Company
• Dungannon, Ont. NOM Inc
5294961
FARMS RESIDENTIAL AUTO
AGENTS:
Frank Foran R. R. 2 Lucknow • 528.3824
Donald MacKay R. R. 3 Ripley' 395+5362
ohn F., MacLennanP.O. Box 132 Lucknow 528-3810
Mason Robinson 341 Catherine St. Wingham35i24711
Delmar Sproul - R. R. 3 Auburn 5294273
Lyons &
tulhert 48 :Wast St. Gode'rich 524.781►8.
A OUOTATION ON YOUR FARM, HOME,
COTTAGE OR AUTOMOBILE INSURANCE
CONTACT THE AGENT IN YOUR AREA.
MECUM:
Eldon Bradley
Gerald. Kerr
Austin Martin
Kenneth B. MacLean
&Maki. McKenzie
John Nixon
Lucknow • • • 528-2214
P.O. Box 62 Blyth 523-8215
P.O. Bo* 304 Lucknow 552843301
R. R. 2 Paisley;31537
163 Elgin Ave., est 5244602
(Width
R. R. 5 Brussels 387.941`1
CLAIMS SHOULD Be REPORTED •
.PROMPTLY TO THE D11TECTOR
IN YOUR AREA
•
•i