The Lucknow Sentinel, 1985-03-13, Page 6Lucknow Sentinel, Wednesday, March 13, 1985—Page 6
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BLUE
RIBBON
AWARD
1984
Shared risk loans
• Fanners who bomow from the Farm Credit Corpora-
tion will now have the option of choosing • new six year
"shared risk" loans starting April 1, federal Agriculture
Minister John Wise announced in London on Fliday. .
Shared risk means if interest rates rise by two
percentage points, the borrower's rate goes up only half of
that. If rates are down, half 'of the decrease is absorbed by
the corporation, and half by the borrower. Wise said
interest rate adjustments would be made once each year
and farmers would also receive the protection of a 2.5
percentage point ceiling on interest rate increases on their
shared risk loans.. Any increases above 2.5 points would, be
absorbed by. the Farm Credit Corp.
The concept of . shared risk loans should gain the
approval of farmers who believe banks arid lending
institutions made as many poor credit decisions during the
interest rate crisis several years ago as farmers did. The
fanners have had to take the responsibility for the poor
... credit decisions they made by paying exhorbitant amounts
of interest and in some cases losing their farms' or going
bankrupt:
Banks however made unprecedented profits during the
same period and did not budge a tenth of a percentage
point even though they shared the responsibility for the
poor credit decisions made by some farmers who borrowed
money and could not service the debt. As one farmer
pointed out at a financial workshop sponored recently by
the Lucknow Co-op, the banks wouldn't take a cent less,
they still wanted every .cent of their money, even though
they were partly to blame for the amount of money owed
by farmers..
As a Royal bank official pointed out at the workshop,
these are normal" titres. During the' 70s, when fanners
could afford to make mistakes and still get by, were unique
times. It taken solid management in all areas of
agri-business to make it profitable these days and farmers
cannot afford to make mistakes.
The banks and lending institutions should also realize
the problems facing farmers today will take creative
thinking as well as good fmancial management. Farm
Credit has approached the business from a new perspec-
tive with its shared risk loans and banks should be willing
to offer innovative lending programs to farmers too..
Time runs out for Paulette
The death Monday of nine month old Paulette Martin
has saddened, this community which had been hopeful that
she would get her chance to have a liver transplant and
perhaps beat the horrible disease , she has fought so
courageously for her short life. Only an infant, the little
girl touched the hearts of many people .who gave
generously to the Paulette Martin Liver Fund to make it
possible for Paulette's parents to take her to Pittsburg for
surgery if a donor could be found.
The ironic part about her death is that she. was finally
sick enough to be placed on awaiting list for a donor only
two days before she died. This is the irony of transplant
surgery, the patient has to be so sick before they become
eligible for a donated organ.
Paulette's death emphasizes the delicate race with time
Lindsay Eberhardt'of Toronto has. nrn. Lindsay has her
second chance. She lived past her second birthday and
although so sick her stomach was distended, her skin an
olive green from her illness and her bones crippled with
rickets, she managed to cling to life. When a donor became
available, Lindsay was;,^rushed to Pittsburgh where she
"sailed" through surgery and is recovering very well.
Tillie ran out for Paiulette, but her life has touched many
others and those who cared for her plight and acted to help
out the family in their time: of need will always remember
the little girl. Paulette's life is a reminder to everyone that
we can help by deciding to donate our organs. By simply
filling out the form on the back of your driver's licence and
signing it, you could help someone like Paulette. It's not
a difficult decision to make to donate organs. And it can
mean so much .to someone waiting .for a new kidney or a
new liver.
If more/people would take the time to make a decision
about donating organs for transplant, the waiting lists for
organs would be shorter and people would not have to wait
until they are standing at death's door before they become
eligible fororgan transplants. Choose life, sign your donor
card today.
Students at Kinloss Central Public School enjoyed an afternoon of
snow activities including games and races especially adapted to
the snow. Above, Left, Chris Montgocompetes in the
snowshoe race and right, Curt Humphrey and Daniella Fischer
run in the two -legged race. (Photo by Sharon Dietz
The warm atomosphere of the doctor's
house brought life back to the woman
lying on the couch of the surgery. Her
eyes flickered open and when she saw
Doctor Cameron's face looking down at
her with blue sympathetic eyes, she
moistened her cracked lips with her
tongue.
"Where - where am I?" she whisper-
' ed in a soft concerned voice.
"There, there now, don't you worry,"
Cameron said in a reassuring and
sympathetic voice. "You are quite safe
now. This community is called Redtrees,
and I am the dolor."
"And Andrew - where is Andrew - is
he here too?
The doctor had no idea who she was
referring to, but at that moment, his first
tNconcern was to keep his patient as quiet
and unperturbed as possible.
"He will be here soon," he said.
"And when he comes, I am quite sure he .
will not want to see you. like this. First, /
we will see if you can eat some food and
afterwards, I will get my housekeeper to
help you to pretty yourself up."
When the doctor's housekeeper enter-
ed the room with a steaming bowl of
broth, the doctor excused himself and
went into the living mom where the
Reverend Duncan Macleod ;was anx-
iously awaiting news of the patient.
"She will be alright Duncan - physical-
ly anyhow. "But am rather concerned
about the person she calls Andrew. Did
the Indians mention him?"
The minister nodded and there was a
shadow of deep concern on his face.
"I don't know who he is,'' the minister
said sadly. "But I know he is "dead and, -I
am sad to say, his body was badly maul-
ed by beats. The Indians buried the
remains in the bush. There was no house
nearby, so I can only imagine the two of
them were journeying to some place.
That, I am afraid, is all I can tell you."
"We will deal with that tragic revela-
tion hen the time comes. There is no
sense in telling the woman the truth
now," Cameron , said. "But I trust
confess, I am at a loss what to do with
her.
It did not take the minister long to find ,
a solution for the doctor's dilemma.
"I will only be' too happy to find
accommodation for the poor woman in
my.house," he said without hesitation. ,
"My dear Mary will be delighted to have
companionship. When do you, think your
patient will have recovered sufficiently
to be moved?"
"Thank you Duncan, you are very
kind," the doctor said. "I suppose she
can be transferred to your home soon.
However, I must make a closer examina-
tion before I can be certain."
The minister smiled with satisfaction
and there was a faraway look in his eyes.
"The Lord intended that woman to.
Dome to Redtrees," he said softly. "Fbr
what other reason would He have called
the man Andrew to His mansion, and yet
have protected the weaker of the two and
given her another lease on life?"
When MacLeod had left, the doctor
REDTREES
by Don Campbell
waited until the strange woman had
been fed and bathed. He entered the
surgery and was greatly surprised to see
the improved condition of his patient.
She was • sitting up on the couch,
supported by pillows and the colour had.
returned to her cheeks. The transforma-
tion was remarkable. The woman was
perhaps about thirty years of age, not
'exactly beautiful but certainly attractive.
Her long brown hair had been combed
out and the hands above the covers were
slender; like a person's not used to hard
manual work.
"Do you feel a little better now?"
Cameron asked.
She gave him a faint, weak smile and
nodded.
"Thank you doctor, I am much
better."
"Do you have any aches or pains?"
"Only in my ankle," she said.
Cameron took a look It was badly
bruised but a careful examination con-
vinced him there were no bones broken.
Apart from numerous scratches she had
received whilst walldng through the
dense bush, she appeared to be in
reasonably good shape.
"You are very fortunate, madam,"
Cameron said with a smile. "Welcome to
Redtrees!"