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Times-Advocate, 1980-02-27, Page 15PLEASE CALL Geo. A. Godboit Devon Bldg. Exeter, Ont. 235-2740 Mutual Life of Canada Large or small, we'll fix them all... oue repair experts will have your appliance In tip top shape fast. Call us to- day. 9 PECK APPLIANCES "IN THE HEART OF DOWNTOWN VARNA" VARNA 412-7103 We've Moved Our Office we are now located at our Exeter shop Whatever the project, call on us for Ready-Mix Concrete • RESIDENTIAL • COMMERCIAL • FARM (Including Manure Tanks) FREE ESTIMATES C. A. McDOWELL LTD. EXETER, ONTARIO Plant: 235-0833 Office: 235-1969 Contains an antiwear ad- ditive to reduce bearing wear 685-299 Carry-Pak of 10-400g cart- ridges • To the Electors of HURON BRUCE I wish to thank you for your support and the confidence you have shown by electing me as your member of Parlia- ment. I will continue the close personal service the people in Huron-Bruce have received in the past. For information or assistance please contact My constituency office Main St. BrUssels, Ontario Phone 887-6852 Thank you Murray Cardiff Poe H D.7 Motor Oil Case of 24 Litres 1889 79s per litre if bought by the case Reformulated premium quality long drain motor oil at regular prices. Multi- grade 10W-30. 684-710. Case of 24 litres. According According to the, vice-, Fire Insurance Company the growth this past year. Hay Mutual continues to show steady growth early April or last year .saw HAY INSURANCE DIRECTORS — The annual meeting of the Hay Township Farmers Mutual Fire Insurance Company was held Saturday. The, directors and agents ore shown above. Back left agents Hugh Hendrick and Glen Webb, directors Carl Turnbull, Howard Datars, Cecil Desjardine, Arnold McCann, vice president Robert Glen, director Elmer Hayter and agent Elgin Hendrick. In the front row are director Steve Pertschy, pasf-president Herbert Welling, secretary-manager John. Con- sitt, president Ion McAllister and former director Elmore McBride. Staff photo Time for fitness is time on 'Your Side. policyholders Saturday in president .9f the, Hay local insurance company Tan McAllister told. the Zurich "Your company the company suffered bet- Township Farmers' Mutual experienced. a steady rate of 105th annual meeting the, continuo to show a steady .wee.n a .$3,5,090 and $49,099. loss. McAllister said every opvoelircyyphroelcdzip4 must tape minimize losses Palsiibtl ine t9; valves peril to human life along with financial -and. material losses. While the company was not directly affected by the Woodstock tornado "We were most forcibly reminded of what vast destruction MI be wrought in a. few brief' Moments," McAllister stated. At the meeting which was attended by about 25 policy holders, Robert Glen of Clinton and Elmer Hayter - rate, of growth with premiums. increased 29.6. toercent in 1979 and our risk by 17.4 percent." McAllister said the Company's offering of automobile insurance has gone over well.with 2.99 policies issued bringing, in revenue of .$0,949. Thews a good possibility that Hay Mutual may be entering. the commercial insurance field later this year or early in 1981. as a result of a change in the corporations act by the provincial government. "In terms of the future growth and expansion of Hay Mutual the entry into these two fieUis of insurance will certainly be most significant," • McAllister noted, The year 1979 saw higher than usual lesses for the company with net claims incurred amounting to $410,972 compared to $263,430 in 1978. Included in the 1979 tally was the ,fire which destroyed the Dashwood Lutheran Church. In addition, a storm in werere-elected to the board of directors, Replacing Elmore McBride on the board. was Steve Pertschy of .creditOn. Plen termed. it real challengel to he on the board of directors with Rayter saying he' found the work very interesting'. P,ertschy said "this was something entirely new to me" and that, he would be doing a lot of listening, this year. McBride said, he, enjoyed his nine years on the board. The net insurance in effect at the end of December was $215,588,220 compared to $183,681,317 in 1978. The net income for the year was. $90,668 with the company having a surplus of $1,757,494. At a directors' meeting following the annual, McAllister was named president with Glen being named to the vice- president's position. The other directors are Pertschy., Hayter, Herb Bierling, Howard Datars, Cecil Desjardine, Arnold McCann and Carl Turnbull. TimOs Adv0Catet.Febroory 27, 1.98.0 ,Port KEARING TESTS. 15 ••••*•••••••!&•• No Qbli,goriQn EXETER PHARMACY T,h.urs., March6 T 1 to. 3 p.m,. Batteries, accessories, repairs to most ortc40$ Awes J. D-FAIR Hewing Aid Service • HEARING /Mtn 145 Ontario.St.,Stratford • ,ouilimiimujonninsnimininntintl isissiniiiIIIIIIIIIiiii101111111111111911111111111111111111111111 RAS P We offer: - High, Competitive Interest Rate - No Fees or Charges - Iota/ Flexibility 508018fflununinumninnustimininnuminutionninnunimmunionininiminienif-: P 411 m/yr/maw ID. HURRY... LAST CHANCE TO SAVE THIS SATURDAY SALE PRICES ARE IN EFFECT UNTIL MARCH 1st 1980 SENIOR PUBLIC SPEAKING WINNERS — The top speakers in were presented with their awards Monday in Hensall. Making the nings, St. Boniface and Linda Mommersteeg of Ecole St. Marie finishers in the senior and junior divisions advance to the zone the senior division of the Legion public speaking contest presentations to Kelli Schroeder, Zurich Public, Elaine Pen- was Hensall Legion president Irvine Ferris. The top two championships this Saturday in Clinton. Staff photo Tuckersmith has $71,500 surplus Tuckersmith ended 1979 with a $71,500 surplus, township auditor Mike Meyer of Diegel, Malcom and Hagey told council Tuesday night, and he added the township is in good shape financially. He noted that expenditures were within $5,000 or one percent of budget "enviable for that amount of money" but cautioned that tax arrears are readily climbing... "a fair sum of money tied up there." It cost $1,229,341 to run the township last year and most departments came .in close to budget. Transportation services cost $301,943 versus $273,000 budgeted mainly because a tractor and loader were purchased. Recreation and culture including the Vanastra Rec Centre, cost $149,000 last year, up from the $118,800 that was budgetted for and from $105,000 last year. . Close to budget were en- vironmental services at $138,000 and social services (mainly the day care centre) at $54,000,Under budget were planning and development at $53,000, general government at $53,400 and protection at $23,000. Revenue for the township , was up about $73,000 because of various grants and totalled $1,300,000. Income from the Vanastra Centre is now part of general township revenue, Mr. Meyer explained, and a motion . of council in November paid the centre's remaining deficit of $58,294 from general reserve funds. The township has $482,898 in taxes receivable up from $401,916 in 1978. Clark Jack McLachlan said the figure includes the township's latest tax billing and that two properties alone owe $200,000 of the amount in three years' back taxes. Actual tax arrears he estimated at $78,000 in 1979, about the same in 1978. The township's debenture debt is about $450,000 for Tuckersmith Telephone System funds. Mr. Meyer said, plus a $100,000 loan to TTS th'at the township hopes fall. oldlebenture if interest rates Reeve Ervin Sillery commented that even though the phone system has customers in other areas, Tuckersmith is responsible for it. The auditors suggested the township use the. $71,500 general reserve surplus to increase its reserve for working capital, which was reduced last year from $159,427 to $87,575 by the Vanastra Centre deficit payment and Ontario Home Renewal Plan (OHRP) payments. It was also suggested that OHRP funds be kept separate from general township funds. Council adopted the financial statement and reappointed the firm as 1980 auditors. Rev. Stan McDonald returned this week from his holiday in Florida. While there he visited Mr. and Mrs. Bob Cook and Mr. and Mrs. Alf Ross of Hensall.While in Florida he spent his time in St. Petersberg, Fort Myers, and Lakeland. Rev. and 'Mrs. T. Garnet Husser returned to Beam- sville this week after spending three weeks in. Thel Manse here in Herisall. Rev. Mr. Husser supplied for the Sunday Services at the United Church while Mr. McDonald was on holidays. Rod Parker, son of Mr. and Mrs. George Parker is a patient in St. Joseph's Hospital, London where he is undergoing treatment on his leg, Mrs. Barbara Hodgson of Halibtirton, Ontario visited for several days with her daughter and son-in-law Mr. and Mrs. Carl McMahon and family. Mrs. Jack Consitt is a patient in South Huron Exeter Where she is receiving treatment. MPG Grease "THE SUPER STICKER" multi-purpose grease. Blended for year round use. Specially recom- mended for farm machin- ery, wheel bearings and waterpumps. LUBRICANT GUARANTEE rwtstry EMS CO-OP 5 Litre 359 CO-OP. The chain oil log- gers trust. It sticks to the dyed red so you can see it working 684-395 Summer/684.405 Winter. Chain Oil Jug chain and guide bar and is Formulated specially for Plastic operation and provides excellent low temperature operation to (-37°F). A universal fluid for transmissions, differen- tials, and hydraulic use. CO-OP Trans-09 Formulated for all season Hydraulic 1720 Litre Pail 684-602 Indol R&0 150 • Seoson “ydraolie 0., KT CONTENTS 5 EMS A.T.F. Case of INDOL CO-OP carries two types of Automatic Transmis- CO-013 2159 COOP Plastic 24 Litres Jug A premium quality all- season hydraulic oil. Indol 5 Litre 359 is an anti-wear hydraulic sion Fluids—Type F and oil that provides excellent Dexron 110 . anti-wear protection and 684-630 Dexron II© reduces wear over con- 684.650 Type F ventional fluids... 684.615 CO-OP Farm Power Cap 990 with any purchase of CO-OP oils or greases. NO COST WITH A PURCHASE OF 110 LITRES OR MORE. EVERYONE CAN SHOP THE CO-OP HINSALL DISTRICT CO-OP EXETER DISTRICT CO OP ZURICH HENSALL BRUCEFIELD 236-4393 262-3002 482-9823 235 2081 An Assurance of ConsumerProtection (th Your CO-OP Provides This Guarantee On All CO.OP Lubricants EFFECTIVE JANUARY 1, 1980 A. CO-OP , as and greases are blended to meet or surpass the requirements of automotive and machinery manufacturers when used as directed. B. CO.OP guarantees that no damage will result from a change from other oils to similar CO-OP oils. If CO.OP oils are proven to cause damage or if you are denied warranty by an equipment manufacturer or his authorized representative, because . he claims the warranty Is voided by the using of a CO-OP oil or grease, CO-OP will reimburse you for the cost of repairs (parts & labour only) provided the following conditions are met. 1. You provide UCO with a letter within 30 days of the denial from the equipment manufacturer stating: a) the type of repairs claimed and costs and that they would normally be covered under warranty. b) His statement that warranty has been disallowed because of the use of CO-OP oil. 2. You submit a sample of the used oil and retain the damaged parts for Inspection. 3. You submit copies of bills substantiating the repair costs denied under warranty. C. Use or addition of non CO-OP products may void this guarantee. This guarantee does not cover the misapplication or using the incorrect oil or grease unless the product was recommended for a specific application by a CO-OP employee. In this case the guarantee will only apply when a written CO-OP .lubrication recommendation signed by the employee is produced. This guarantee is offered by United Co-operatives of Ontario through its branches and participating member CO-OPs. United CO-operatives of Ontario Petroleum Division • 151 City Centre Drive • Mississauga, Ontario L5A 3A4 0-MO Case of 24 Litres Motor Oil ?3y 6cope cerl:isree If bought 2299 A universal "new generation" low ash motor oil for all diesel and gasoline engines. A.P.I. service SE:CD. Multi- grades 10W-30,15W-40. (also available in straight grades). 684-470/684-48015W-40 ALL CO-OP OILS AND GREASES ARE FORMULATED FROM HYDROGEN TREATED BASE STOCKS SIMILAR SAVINGS ON OTHER CO-OP OILS AND GREASES AND OTHER CONTAINER SIZES. A • ▪ A