The Wingham Advance-Times, 1944-03-09, Page 7• Farmers drive
\
curs less than pity
people and get
low ratea, from
Pilot.
But farmers do
drive ,- one unin-
sured accident
could wipe out
your home or your
savings. Buy the I
full protection of
Pilot Automobile
hoi
r Insurance now.
H. C, MacLEAN, WINGHAM
A. W. KEIL GORIZIE
REPRESENTING
•
We write insurance to cover selected risks in Automobile, Fire, Personal
Property Floater, Burglary, Plate Glass, and other general insurance.
EREY & BRUCE TRUST
& SAVINGS CO. HELD
ANNUAL MEETING
Deposits Increase $610,545.64; Report
Reveals A Strong' Positibn
Company Buys $500,000 in Victory
Bonds
President's Report
Your Directors have pleasure 'in_
submitting the Annual Report for the
year ending December 31, 1943.
The net profits for, the year after
providing for Interest on deposits, and
Guaranteed Investments and Manage-
ment expenses, etc., amount to $60,-
234.69 (in comparison with $52,023.63
in the previous year) which have been
appropriated as follows:
Dividends at the rate of 4%
psi annum and bonus of
1% $27,235.00
Reserved for Gov. Taxes 23,777.86
Depreciation on building
and fixtures -.1,780.27
Transferred to reserves 7,442.06
Total $60,234.69
Deposits and Guaranteed Invest-
ments show an, increase of $610,545.64
DONALD B. BLUE
Experienced Auctioneer
Licensed for Counties of
HURON & BRUCE
All Sales Capably Handled.
R. R. 1, Kincardine
Phone: Ripley 30-24.
DR. W. M. CONNELL
PHYSICIAN AND SURGEON
•' Phone 19
J. W. BUSHFIELD
Barrister, Solicitor, Notary, Etc.
Money To Loan
Office - Meyer Block, Wingham
A. H. McTAVISH f B.A.
Teeswater, Ontario
Barrister, Solicitor, Notary Public,
' and Conveyancer
Office: Gofton. House, Wroxeter
every Thursday afternoon 1.30 to
4.30 and by appointment.
Phone s- Teeswater 1203.
Frederick A. Parker
OSTEOPATH
Offices: Centre St., Wingham
Osteopathic and Electric Treat-
ments, Foot Technique.
Phone 272, f Wingham.
HARRY FRYFOGLE
Licensed Embalmer and
Funeral Director
Furniture and
Funeral Service
Ambulance Service
Phones: Day 109W. Night 1093.
THOMAS FELLS
AUCTIONEER
REAL ESTATE SOLb
A Thorough. Knowledge of Farm
Stock.
Phone 231, Wingham
J. A. FOX
•
Chiropractor and Drugless
Therapist.
RADIONIC EQUIPMENT.
COMPLETE HEALTH
SERVICE.
Phone 191.
K. M. MacLENNAN
Veterinary Surgeon
Office-Victoria St., West.
Formerly the Hayden Residence
PHONE 196
Wingham, • Ontario
f.00...g..itib' AND SKEETER
;COTT'S SCRAP- BOOK
fuds of kriitE-rie.
,RowESS AND DAP-1)44
ARE MA.DE. POSSIBLE.
he -Mr. keio/4.
ADRENAL
41-AND
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"(AL -
'WAY 0v 4E. CROSS-
No 4(0aot1411fARE,
IN ;JERUSALEM iS Ac
WELL-Known AS
v/A PohoRoSA,
MARKED 8Y411E
FourtfEEN 5-CAIIONS of 1;ir.
CRo8t all( FEW 114 Iltr-eroWN Sl
1040v)! 'MEM EE.045
• AND witERE KEADS
If*InCLUDES 15/kf'S or 2,25 SEYEO.AL.
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WkrER.
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S'fRUG•finit.
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liongorottl
PATTERN
WAN( AuE
`Vaasa4s"or ills -
AMAZON RIVER?
FloArrIM4 ISLANDS
CoVERED WITA
dia441.E4aMs
..onnttnut La WW TCATURLI Int WOnu) mime lugsralVeb
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things. He is well but don't seem to
be any fatter than when he left. He
was trying to locate Warnold Finley.
He is like me don't know where he is.
You can tell the rest that I am sorry
for not writing but cannot write to all
and Ida (his wife in England) and you
are most imporant to me. I am go-
ing to try and answer Lloyd's letter
one of these days when I feel in a
better mood. I guess Patsy Ann (his
daughter) will be quite a big girl
when I get to see her again as she is
now nearly 4 months old, how time
flies. Art and I were discuSsing what
we were going to work at after. Ida
hopes I can get to finish the glove
trade and am now ready if I ,can get
into Gurney's. Well Mom I must
close for now as I have to write to
Ida yet so till again possible best of
luck to all.
Your son, Willis
Editor's Note: The following are ex-
tracts from a letter received by Mr.
and Mrs. J. W. Laidlaw of West
Wawanosh from their son Elroy,
who is now stationed in India. In
conversation with Mr. Laidlaw we
told him of other district boys that
are in the East so that Elroy, if he
got a chance, could look them up,
With Canadians in India
18144
Dear Mother & Dad,:-
Well folks here goes for another
few lines to let you know I am fine,
hoping you are well and keeping warm
and comfortable during your good old
winter. It seems hard to imagine cold
weather out here as we are having
July weather these times. We are back
in the groove again now and quite
busy too, but it is good to be doing
something again, after so many idle
but tiresome weeks. (trip to India).
rer••••••••••••••••••lyr
I have received two' parcels already
both arrived in splendid condition, and
earlier than I expected. I also receiv-
ed the Advance-Times of October, not
bad for out -here, There is a. service
canteen quit e near our billet so we
can get almost anything there, it is
very good except the prices which are
high here. I had two different money
currencies to learn since I left Blighty.
Regards to all.
Yours lovingly,
Elroy.
Hanover Flier Missing
Again the war brought sorrow and
anxiety into another Hanover home,
whes Councillor and Mrs. William
Machesney received a telegram from
Ottawa with its fateful message:
"Regret to advise that your son, R-
191521 Sergeant Gerald Rowland
Machesney is reported missing after
air operations overseas, February 25,
letter follows."..- Hanover Post.
Committed For Trial
On a second charge of breaking and
theft on January 22 at the Winchel-
sea Creamery, Elmer G. Harkness, of
Woodham, and Carl Brooks, London,.
were committed for trial by judge and.
jury at the next court ,after a pre-
liminary hearing before Magistrate J.
A, ,Makins at Goderich. They were
also committed for trial oril' another
charge of being in possession of stolen
goods; and last week on a charge of
breaking, entering and theft at the
creamery on February 5. Norman
Wilson pleaded guilty to two charges.
of being in possession of stolen tires
and tubes, the property of Clarence
Daer, East Wawanosh, and Earle
Rathby, of Auburn. He was sentenc-
ed to three months in jail.
CROSSWORD PUZZLE
ACROSS C. GrouncworIt 247-Runner
1. Crust on a '6. Perform bands
wound 7. Classify 25. Covering of
5. Foundation 8. Silkworm
9. Weird 9. Before
W. Fruit of 11. Short sleep
the oak 15. Distress
l2. Full of reeds signal
13. Layer 18. Detests
14. Half ems 19. Full of ore
L5. Affirmative 20. Polishing
(Sp.) ' stone
16. Spigot Y21. BOy's
17. Select nickname
21. Scissors 22. Shade of
23, Cries, as a ' a color
cat
27. One's fath-
er's sister
28. Misrepresent
29. Apportion
30. Search for
provisions
21. Wanders off
33, Size of type
36. AffirmatiVe
Vote
37. Little child
40, Benefit
42. New /ling.
land state
44. Chop finely
45, tectlme
liable to
46, ThregS
47.'(11/1
DOWN
ObserVed
2. Moon-
ahapct1 ,
8. Itelp
4. Covethot
(Turk.)
P L A Y
AL E
LE -
ROP E '
ER
CTSI
AFAR E L
MA RA tcb14"' (-57R A LI ti
ARE .,',-E' R NE
RG cE ! Es M5
PECA 07N ,„;., P I
PETTY"1PED 0
jN
false hair
26. Look 28. Snake
30. Small fish
32. Stories
33. Herd of
whales
34. Wicked
35, Hair on
horse's neck
38, Burden
39, Three ( mus.)
41. Frozen water
E
0 T T A
E A A L
42.1/1000 of
an inch
43, Prescrip-
tion term
I0 9
Z 4 5 6 7 8
A'24.
12
14
• Thursday, March 9thA 1944.
r-
WINGFIAM ADVANCE-TIMES
preeistion is $1,326, Value today,
$13,126.
It is also becoming inereasingly -
portant that wills should, be properly
planned in order that the testator will
not be burdened with havy taxes and
sneeess
of
inn 0 D uties, 6 He gave a Specific
example
000 es ate where the
entire estate‘was left t the wife and
on hbr death she left it t
D
o the children
and the Succc:ssion Duties totalled
$7,970, In a similar estate the wife
was left the 'income during her life-
time, with the privilege
r
of drawing on
the principal, and theremainder was
automatically divided among the chil-
dren on her death, te Succession
Duties were $3,380. or a, savings under
this second. plan of $,640. Estate
planning is tone of our services,
Mr,'Manning in his closing remarks
paid special tributes to the work of
their staff and 4 to those of the staff
who are serving with the
o
armed forces,
stating that their positions were wait-
ing for them on their return.
Says TrustCo. Product/of Democratic
System
Mr, W, S. Micidlebro, K.C„ Chair-
anin of the Board of Directors in mov-
ing the adoption of the report paid
tribute to the valuable services render-
ed by the President, Mr. C. A. Flem-
ing. He stated that the trust com-
pany a product of our democratic
ideals. Continuing,• he stated that' in
these days when there are so many
varied economic ideas and policies be-
ing disseminated and prescribed by
new so called leaders and aimed at
the democratic institutions of this
country, som e of the people are apt
to be unfairly influenced and mislead,
The organization and operation of a
trust compasy is the product of our
democratic way of life. In order to
organize a trust company a group of
at least twenty-five persons must be
willing to put up in cash $100,000 and
subscribe for $300,000 of stock. They
must prove to the Government that
there is a need for a company in the
district before they will be granted u
charter by the Government, The share-
holders choose a Board of Directors
who in turn select their officers and
appoint a manager of the business,
who is subject to examinations' and
approval by the government. The
shareholders appoint their own audi-
tors and in addition to this the govern-
ment have their inspectors and audi-
tors regularly go through the books
and operations of the company. A
certificate is granted which can be
cancelled by the government if the
operations of the company are not sat-
isfactory to them. The company is
owned by, people of all classes-by
farmers, business men, teachers, doc-
tors, lawyers, etc., and, with the exist-
ing high rate of government taxes,
they are fortunate to receive a moder-
ate dividend of 5%.
W. A. CRAWFORD. M.D.
Physician and Surgeon
Located at the office of the late
Dr. J. P. Kennedy.
Phone 150 . Wingham
MONUMENTS at first cost
Having our factory equipped with the
most modern machinery for the exes
cution of high-class work, we ask you
to see the largest display of monu
tents of any retail factory in Ontario
Ail finished by sand /blast machines
We import' our granites from the
Old Country quarries direct, in the
rough. You can save all local deal-
ers' agents' and middleman profits by
seeing us.
E. J. Skelton & Son
at West End Bridge-WALKERTON
Do YOU Et,OYS NAVE 41.11.YouR
14DIYIEVJC1214 DONE P
Net P! we FINISMEO
Eta& -rocASISIS-
WEZ SMARTS
r
•
Business and Professional Directory
TI IATS FINE"- BECAUSE I NEED A
COUPLE OF STgioN6 (UWE lb
CLEAN OLre 'NE COL6LAR
„ j-rooAy
MAIZE wEize
NOT so
SMART!
accounts have been opened during the
year, For each dollar on deposit or
in Guaranteed Investment, 24e is in-
vested in first mortgage9, 59c in }Goy"
eminent 'Ands, 8c other invest-
ments and 9e in cash, The average
interest received from our investments
is 4.55 per cent and the average in-
terest paid on deposits and Guaran-
teed Investments is 2.82 per cent,
leaving a profit of 1.77 per cent,
The total amount invested by the
company in first mortgages amounts
to $1,246,404, a decrease of $70,000 for
the year. While we have granted new
loans to the extent of $126,1759 We
have received interest and principal
payments of $284;505. This definitely
shows that people are reducing their
mortgages and paying them off where
possible. Our investment in bonds
and other securities, pas increased from
$2,425,905 to $3.113,539, an increase of
$687,04. Mr. Manning further stat-
ed that the total assets under the care
and management of the company were
now $7,170,648,
Speaking of the Estates Department
he said: We are endeavoring to give
0. E. Manning
Managing Director of the Grey and
Bruce and Trust and Sayings Co., who
reviewed the Company's most success-
ful' year'S business before the share-
holders at their annual meeting.
good service in the handling of es-
tates at a moderate cost. Mr. Man-
ning gave various examples in this re-
spect and showed where some estates
under their administration bad increas-
ed .in value as much as $40,000 in two
years. In some of these larger es-
tates he pointed out that the company
received a very fair fee, but that the
fees on many small estates were very
moderate. On one estate of $5,700 the
company had received a $75 fee, which
of course would not cover expenses.
On another estate of $11,800' the ap-
J. H. CRAWFORD
Barris,ter, Solicitor, Notary, Etc.
Bonds, Investments & Mortgages
Wingham Ontario
A FEW LETTERS
FROM OHMS
Mr, and Mrs. ,geor0. Hall Received
Two Letters -From. Their Sort In
Hospital. Another Letter Is
FrOnt India
Editor's Note: The first two letters
are from Willis Hall who, when
these letters, were written, was in
hospital. Willis is apparently get-
ting along well which will be wel-
come news to his folks and his
friends.
411814 Pte, J. W, Hall,
Hq, Coy,Sigs.
Perth Regt.
Dear All:-
Hello everyone. Well once again I
am writing to you and say I am pro
gressiug 0,K. and will soon be on the
go again, I have had a very lovely
surprise the other day when Dr. Irwin,
time dentist in town there, came in to
see me. He is now with our regt; and
the guys Were telling him I was down
here and he came down to see me.
He was saying Chas. Krohn is still
O.K. also the rest of the local boys.
I am getting terrible on cigs being
here and smoke easy 50 a day as there
is nothing ease to do outside listening
to a radio we have in our ward. We
heard Jack Benny and Bing Crosby
programme's today-were they good to
hear. You • have probably heard by
now me being here. Don't be alarm-
ed as I am nearly 100% again. We
have a real nice gang in here and two
are married to girls in Croydon, so
we do pretty well talking of the times
we. had there. Happy birthday Mom,
as today is your birthday-I could not
forget that. They gave us a couple
of chocolate bars a fe* minutes ago,
boy were they ever good. I have not
as yet got my mail that is up at the
Regt., but hope to maybe tomorrow
as I am anxious to hear from both
you and Ida, Also I have not receiv-
ed any Xmas parcels yet but then I
have to think of how far they have to
come now. You can give my best to
Dick and everyone as golly I cannot
write to everyone, Well Mom I guess
I. had better sign off for now as there
is a guy in here and if he don't soon
shut up I am going to forget myself.
So for now best of luck to you all and
God bless you.
Love
Your son, Willis,
Letter No. 2:
A11814 Pte. J. W. Hall,
FI, Coy., Perth Regt. C.A.C.M.F.
Dear All:-
Hello everyone, Well its been a
long time since I .last wrote to you,
but since then things have happened
and have not been able to write to
you. I am now nearly- well again and
am anxious to get to see how Chas. is
as I have not heard. I have had no
mail for some time but expect there
is some waiting for me and hoping
one of the guys fetch it down, Well
give my regards to Helen as I believe
it is her birthday today. I received
your cablegram, thanks Mom, as it
took sometime to come but still it was
real nice to get. We had lemon pie
today believe it or not and am now
beginning to hate oranges which is
something. While here who should
walk in but Art Furness, Florence's
husband, and we had a lovely talk for
awhile and was told some interesting
and now total $4,290,430.47, This in-
crease has taken place even in 'View
of depositors withdrawing funds for
the purchase of victory bonds to the
ga,,rtent of $700,000.00. Foil each .dollar
on deposit $1.63 is invested in quickly
cashable investments,
The book yalue of the bondsa and
securities as shown in the statement
is carried at less than the market
value.
The total assets under the adminis-
tration of the Company have increased
$533,034.43 and now, total,.$7,170,648.-
95,
The books and vouchers have been
audited and the Auditors' Certificate
is hereto attached.
Your Directors wish to place on
record their appreciation of the valu-
able services being rendered by the
officers and staff under wartime condi-
tions.
All of which is respectfully sub-
mitted.
C. A. FLEMING,
President.
Manager Reports Best Year in History
Mr. Manning in his remarks to the
shareholders skted that it was indeed
gratifying to 7rie able to report the
best year in the . history of the com-
pany.
While our . earnings have increased,
Government taxes have takes most of
the additional earnings. ' These taxes
have increased 130 per cent in two
years.
Our deposits and Guaranteed Invest-
ments are at an all time high of $4,-
290,430 an increase in the year of
$610,545. Our customers have pur-
chased Victory Bonds during the year
amounting to $700,000 and purchases
on behalf of our company have
amoun to $500;000.' Over 1,000 new
WELLINGTON FIRE
Insurance Company
Est. 1840
An' all Canadian Company which
has faithfully served its policy
holders for over a century .•
Head Office - Toronto
H. C. MacLean Insurance Agency
Wingham
DR. R. L. STEWART
PHYSICIAN
Telephone 29
WE '0101.4"r WAVE' muct.rro Do, Bur
WE. CND I7: AS SOON AS WE CAME
IN PROM SCILOOLQWE Gar NO11.11NO
TO DS!) NOW, BUT LOA ,F' AROONO
1.10USE ALL CAYs0 ITS 'TOO
CCU> 11:0 GO OUT/
By WALLY BISHOP
•
‘s;
a telephone lines can
carry this wartime load only if we all use
existing facilities sparingly, and keep our
calls just as short and business-like as we
can.,
Additional equipment is severely limited by
material shortages; co-operation must take
the place of construction if essential calls
are to go through promptly.
O,i of'ete;r4 ge44,Ae eicOlf leioffs to,Uatldf
PROPUCTION MEN";.lrepping
,Panatan1 touch with ,
sources of raw maters,
als, suppliers of parrs,
.government and
tory authorities,
THE ARMEP .FORCES re,
sponability for training
and supply, `for troop
movements, for opera.
lions on land, air and
ocean battlefronts,
GOVERNMENT CIALS•.-.-14
touch with every phase
of our production anti
military 'program-with
foreign governments,,
with national and international .war
agencies.
'YOU-depending on your telephone
for quick, essential com-
munication at work and
at home.
114•45•Ar