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The Exeter Times-Advocate, 1975-01-30, Page 15Best Interest We represent many Trust Companies, We -are often able to arrange for the highest interest be- in9 offered on Guaranteed investment Cer-tificates. 93/4% Guaranteed Trust Certificates are term deposits by which $100,00 or more can be left on deposit for periods of one to five years interest and principal are fully guaranteed . , ideal for churches, societies and associations as well as private investors .. an excellent legal investment for estate funds. All companies represented are members of Canada Deposit Insurance Corporation. Every depositor is insured up to $20,000. * Subject to change Gaiser-Kneale Insurance Agency Inc. Exeter - Grand Bend Office 235-2420 Pack has had a, Very busy season so far. The girls have been working very hard to win badges, Eighteen won badges in a Bike Rally conducted by Constable Gordon Barker at the school and another 18, instructed by Mr. Charles Glenn, won Skaters' Badges. The Highest score in the Bike Rally was won by Julie Mugford. 'The annual bake sale was great success and. thanks are extended to the mothers who contributed' and to the local. citizens for their support. On January 27 Anita Collard, Jane Straatman, Martine Engel and Judy Davidson left the pack to join the Guides, Best wishes go with them. Brownies in bike rally The Second Lucan Brownie Grand Bend Public Utilities Commission has applied to Ontario Hydro for RATE ADJUSTMENT Effective on on April all bills rendered or after 1, 1975 fillsaCliUstme nt is due fir'11-"" increased cost of power, labour and materials if you had a savings plan that gave you high interest and let you save tax dollars, you'd call it smart.lhat's what we call it. Introducing By MIKE WRAITH Intermediate "C" Thursday the Lucan Ho-Jo's travelled to Parkhill and skated to a 6-3 victory. Bob Evans led the Lucan attack with a pair of goals while Bob Edwards, Rick Daigle, Ron Lindenfield and Paul Young added single markers. Monday the Forest Boys came to Lucan and defeated the Ho- Jo's by a 5-3 score, Forest took a 1-0 lead after one period of play but early in the second period Dennis Burt put Lucan on even terms with Rick Daigle and Mike Anderson assisting, However, the rest of the second period was all Forest as they knocked in four straight goals. Tom Hodgins narrowed the margin on a long slapshot and Mike Anderson came right back scoring on a goalmouth scramble with assists going to linemates Dennis Burt and Mike Anderson. Forest was assessed 9 of 16 penalties which included a misconduct. Village newcomers Newcomers to the Village include: Mr. & Mrs. H. Lehnan, Carold-Ctiurf, "Chuck" Heacock, Beech Street,'Mr. & Mrs. Patrick Gillespie, Duchess Street, and Mr. & Mrs. Eachern, William Street, Junior "D" Wednesday night the Lucan Irish trounced Port Stanley by a 12-2 score, Port Stanley scored the first goal but Lucan came storming back led by the three goal performance of Randy Kraut. Linemate Brad Taylor contributed two goals while Gary Herr, Marty Wraith, Dave Smith, Brad England, Mike McIntyre, Ed Robb and Jim Maguire added singles. Sunday afternoon four first period goals carried the Irish to a 4-1 victory over the Mitchell Hawks. Defenceman Gary Herr led the Lucan attack with two goals while Mike McIntyre and Brad England netted singles. Goaltender Kevin Lightfoot's bid for a shutout ended in the second period when the Hawks scored on a power play opportunity. Bantam Saturday the Lucan bantams fought back from a 3-1 deficit to gain a 3-3 tie with St. Thomas. Dean Densmore, Calvin McCallum and Ron Glenn ac- counted for Lucan's scoring power. Monday night in exhibition play Lucan shut out a London Minor team by a 7-0 score in a game played in London. Dean Den- smore paced the Lucan attack with two goals while singles went to Martin Clarke, Kevin Gilmour, Ron Glenn, Calvin McCallum and GET COUNTY AWARDS At Saturday's Huron 4-H Achievement Day at Stephen Central School a number of girls from the area received County awards for completion of six projects. Back, left, Denise Glavin, Ellen Vandenbygaard, Maureen Muller and Joan Hodge, Front, Susan Fischer, Joanne Van Rao)/ and Kathy Dinney. T-A photo Irish score two junior wins, juveniles win penalty filled tilt REDI-MIX CONCRETE All Types of Concrete Work McCann Const. Ltd. DASHWOOD Phone237-3381 or 237.3421 (free estimates) Paul Snoeys. Goaltender Mike Stanley recorded the shutout while Lucan took 6 of 10 minor penalties assessed. Juvenile In a penalty marred game the Lucan juveniles defeated St. Thomas 9-3. Jim Hodgins was the top marksman with two goals while Jim Benn, Gary Connolly, Bob Cornish, Dave Crane, Dave Smith, Pat Holland and Cecil Nickles added singles, St. Thomas was assessed 17 of 31 penalties taking two misconducts and a major misconduct while Lucan took both a misconduct and a major misconduct. Pee-wee In an exhibition game the Lucan Pee-wees shut out the Lucan Lion pee-wee house league all stars by a 7-0 score as seven players each contributed a goal. Paul Gilmour, Mark Edginton, Doug Latta, Paul Wraith, Dean Scott, Kevin Duenk and Bob Green blinked the light while Danny Sceli and Mark Grove combined for the shutout. Saturday afternoon a late Lucan rally fell short as St. Thomas defeated the home team by a 7-5 score. Mark, DeBoer, Doug Latta, Brad DeGraw, Paul -GilmOur and Paul 'Wraith were the Lucan marksmen. Atom The Lucan atoms led by Steven Glenn's two goal performance and a shutout performance by Tim Culbert, defeated the Bombers of the Lucan Lions house league by a 3-0 score. Alister Craig scored the other Atom goal. Saturday night the Atoms travelled to St. Thomas and were defeated by a 3-0 score, Lions house league hockey The Sabres edged the Aces 3-1 in bantam with Colin Wildfong leading the sabres attack with two goals and Marty Van Praet added one. Allan Grace was the marksman for the aces. The Thunderbirds and the Barons played to a 3-3 pee-wee tie. Paul McGregor netted two goals for the Thunderbirds while Ron Barr added the single. Jeff Van Praet, Greg Fisher and Todd Wade scored for the Barons. The Blazers defeated the Raiders by a 3-1 score. Alex Jones, Andy Sharp and Ron VanderHoek led the Blazers while Allan Maslen replied for the Raiders. Brian Curran, Doug Cook, Stewart Melanson and Alan McRoberts led the Bombers to a 4.0 win over the Lions. Peter Settled registered the shutout. Atom Dennis McDonald was the lone Wildcat scorer as the Wildcats defeated the Bears 1-0 in atom play, Van Box Meer received the shutout. The Jets edged the Cougars 2-0, David Doland and John Kemps were the Jet marksmen wuile Brent Fowles recorded the shutout. r- BETTER F°64 FOR YOUR FAMILY. AT BUDGET PRICES at Darling's CLOVER FARM EFFECTIVE UNTIL CLOSING Saturday, Feb. 1 HURON PARK EFFECTIVE UNTIL CLOSING Saturday, Feb. 1 GROCERIES Jack's Potato Chips 598 bags GET 1 FREE Budget Cat & Dog Food Garbage Bags Bathroom Tissue 4 Weston's Wagon Wheels 12 oz. Dare's Licorice Prepriced 49c Campfire Marshmallows Purina Tender Vittles Cat Food Kist Pop MEAT Midget Spare Ribs Pork Liver Burn's Wieners Bacon 2T-Bone, Sirloin & Round Steaks By the piece PRODUCE Temple Oranges No 1 Lettuce 7 for $100 n. 99' 0 ,. 59 99' 39' 2 bags for $ 11 Cl° 26 oz. bottles 3/9" 3/$1" lb. 39' lb. 39' lb. 49' lb. 99' 9 79 per doz. 59' per head 39' lb. Burn's Bologna 49' ib EXTRA SPECIAL Clover Farm Bread 294 loaf Weston's Crackers 69' lb Bring this coupon in and get ONE CARTON OF CIGARETTES $549 ANY SIZE OR BRAND Times-Advocate' January 3P, 1975 Page 15 4r4NO4Nt4"-k-s-4. '~ilt ;i1/4-1.t."*". Now open After.Our Winter Vacation CANADIAN FURNITURE RESTORERS EXETER 149 B THAMES ROAD W. (Behind Acme Neon Sign) SHOP IN YOUR OWN HOME Free Estimates OPERATED BY HARRY SCHAUFLER • 21 Years Experience In Furniture Restoring ASSISTED BY RICHARD ELLIOTT MID-WINTER OFFER Recovering 2-Piece Chesterfield Suite . . . $189" ACT NOW ... BEFORE WE GET TOO BUSY Phone 235-0131 ( After Hours 262-2648) ;.? We figure with inflation and taxes taking more and more of your earnings, it's become harder just.to get by now, let alone save. That's where the Commerce SMART registered savings plan comes in. The SMART plan is really a double-barrelled savings plan. It not only gives you good compound interest rates on the money you save, but it also saves you some of the money you'd normally pay on income tax. For example, if your taxable income is $10,000, and you put $1,000. into SMART you'd only pay taxes on $9,000. You sec, since the SMART plan is registered with the Government, the Income Tax Act lets you deduct a certain amount from your income and lets you accumulate this money tax-free until you really need it. Your accumulated savings will be treated as taxable income in the year they arc paid out to you. At the Commerce we think a plan that allows you to SAVE MONEY AND REDUCE TAXES is smart. Which is why we named our plan the way we did. SMA Money And RediireTaies How much money does it require to start? The minimum contribution has be.en set at $50, And you can contribute as often as you like. The amount you wish to save (within allowable limits) is entirely up to you. By MRS. HAROLD DAVIS KIRKTON. St. Pauls' Anglican Church held their Vestry meeting Sunday evening. Rev, Savary opened the meeting with prayer, ) Minutes and reports of 74 were read. Election of officers followed: Vestry clerk - Bill Waghorn, Rector's Warden - Gerald Paul, Peoples Warden - Garth Blackler, Synod delegates - Alex Irvine, Theron Creery, Sub, delegates - John Simpson, Ken. Bladder, treasurer - Earl Berry, paymaster - Mrs, Bill Waghorn', Cemetery committee - Garth Blackler, Gerald Paul, John Simpson and Earl Berry. Rectory committee - Mrs, Bill Scheafer, John Simpson and Harold Davis, Auditors - Burns Blackler, Harold Davis. Sidesmen chair- man - Harold Davis, Intended for last week Clarence Switzer is a patient in Stratford General Hospital. Philip Blackler and Murray Shier have returned home from a vacation in Florida also Mr. & Mrs, Larry Bickell spent ten days in Florida returning home Sunday, Mrs. Albert Weernink flew to Holland for two weeks after receiving word of her mother's death. Mrs. George Hall spent a few days this week with Mrs. Charlie Vessey London. Kirkton church elects officers You may, if you choose, make a single lump sum deposit. Alternatively, the Commerce can make it easy for you to save systematically — regular transfers from your chequing or savings accounts can easily be arranged. What's the best age to start contributing? You can begin at any age so long as it's before your 71st birthday. In fact, the sooner you start the better. Because, how much you end up with in your Registered Savings Plan depends on how long your money has been accumulating as well as the amount you've contributed and the interest rate you earn, For instance, if you started saving $1,000, a year at age 25 and assumed an average compound interest rate of 7°,,, your retirement savings would amount to $220,723. at age 65. On the other hand, if you waited until age 45 and, contributed $2,000. a year at the same 7",, compound rate, your savings would only total $89,014. even though you had contributed exactly the same amount ($40,000.). So you see, the whole idea is to let your money keep working for you as long as possible. Can you make withdrawals from your SMART plan? While withdrawals arc not permitted you may dc-register your Plan At that time, your accumulated savings will be treated as taxable in- comeinthe year received. However, you may use your savings to purchase an annuity thereby spreading your taxes over a number of years. IS SMART the plan for you? The Commerce SMART registered savings plan makes a lot of sense for just about everyone. It doesn't matter whether you're a successful businessman, a busy working wife, a young family man, an active career girl, or someone who's just interested in a good savings plan. How can you start SMART? Come to the SMART Information Centre located at the Commerce bianch nearest you. We'll be glad to help you set up your SMART plan or give you any further information you may need. Commerce registered savings plan ' \ k / 00•• Div