The Exeter Times-Advocate, 1966-01-06, Page 4GET THIS BOOKLET OF
BASIC FACTS ABOUT
IDB
BUSINESS LOANS
If you are planning to start, expand or
modernize a business and you require
a term loan to carry out your plans,
write for this descriptive booklet or
visit an TDB office.
INDUSTRIAL
woweeiwnwomeeiaftwwwwweeekweiewwwwwwwer
It pays
to borrow from
your
CREDIT UNION
You save money
with a
CREDIT UNION LOAN
The actual cost will never exceed
the amount shown in this table
when you your average monthly payments will be
borrow 12 mos. 24 mos. 36 mos.
$ 100 $ 8.89 $ 4.71 $ 3.32
$ 300 $26.66 $14.12 $ 9.96
$ 500 $44.43 $23.54 '$16.61
$1,000 $47.07 $33.21
$1,500 $70.61 $49.82
$2,000 $66.43
When you borrow from a credit union:
You pay no extra charges, only
interest. The rate is never more
than a penny a month for each
dollar you still owe.
You always know how much you
owe and what your loan is costing
you. Your credit union will
gladly help you compare total costs
and monthly payments.
If you have trouble with the
payments, your credit union will
help you work out your problems.
111
EXETER COMMUNITY
CREDIT UNION LTD.
Devon Bldg. 235.0640 Harold Patterson, Manager
I ICANNRA --
1
logMRTM ERN
Not hungry enough?
Once in every week•,
An ad in every home
That's the way to more business profits.
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••••• NVAW
this Sunday, Wednesday afternoon
and ;iring the evening thrOughout
the week,
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Graham Arthur 12-27
"I can't seem to get a good picture of my wife!"
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ONE MAN'S OPINION
by John C. Boyne
continue to do as well as it did when their fathers
were here. These are brave men who have no fears
for the future.
One businessman, on leaving the meeting,
commented that most of the businessmen in town
are "too fat" and "not hungry enough". He suggest-
ed it would be a good thing for the town if they were
to suffer a setback such as the closing of RCAF Sta-
tion Centralia to make men realize the need for
working to promote the community. We would not
like to see anything as drastic as that because it
would hurt more people than just the businessmen.
We would like however, to see men come forward
to work on a board such as this without equating
their efforts by how much money it is going to put
in their personal pockets,
Some people question the need of an organiza-
tion such as this. Others maintain that they should
not be asked to work on this because it will be of no
personal benefit. To those people we ask this ques-
tion. "Why was there so little organization in town
that no one arranged to have a Santa Claus here,
much less a Santa parade?" When people travel to
St. Marys, Hensall, Seaforth and Grand Bend to let
their children see Santa, they will travel just as far
to shop. This is only one instance. The lack of com-
munity spirit is so great that a visiting industrialist
would have to look for some time to find a person
who would be interested enough to tell him about
the town and the advantages it offers.
Perhaps the comment, "they're not hungry
enough", is true.
BEFORE YOU INVEST
Advertising
There was a meeting Wednesday afternoon
which could have been the start of something good
for the town of Exeter. Perhaps it is a mistake to
call this a meeting, a better description would be a
gathering of some 25 men. After an hour and a half
a committee of four was set up with the aim of pre-
paring a list of men who would act on the executive
of a Board of Trade.
The meeting was a disappointment to many
who had looked forward to a rejuvenation of com-
munity spirit with the formation of an organization
which would handle all facets of community promo-
tion and incorporate several small organizations into
one strong body working for the good of the town.
Out of a possible 125 men only about 25 had
enough interest to attend the meeting and of the 25,
not all were in favor of such a board. This is a hum-
ble beginning for an organization which has so much
potential and if the board comes into being and is
successful it will only be because of the faith and
hard work put forth by a very few men.
Most communities have either a Chamber of
Commerce or a Board of Trade. These organizations
look after community promotion, civic improvement,
the setting up of bylaws to regulate store hours, in-
dustrial promotion and work in many other areas
for the improvement of the town. These organiza-
tions are, for the most part, successful and they ful-
fill a need.
Apparently in Exeter, few men can see this
need and most are content to drift along from day
to day, content in their thoughts that the town will
... look into the advantages
of Investors Mutual Fund and
Investors Growth Fund.
SYNDICATE LIMITED
TED HOLMES
145 Deer Park
Circle, London
471-6005 or
Enquire at The
Times-
Advocate
Two sides to a story
Advertising is one of the larg-
est, most rapidly growing in-
dustries in the western world. In
Britain alone it involves an annual
expenditure of $1.5 billion dol-
lars. The agencies attract men
and women who are well above
average, sharply intelligent and
with notable creative or executive
ability.
Therefore these brief com-
ments from Janice Tyrwhitt in the
January 1 issue of Macleans are
no surprise: "This year it seems
to me there are more memorable
commercials and more forget-
table programs than ever before.
. . . Whatever their message
many commercials are 1 it tl e
gems of technique. Considering
their cost they should be. A one
minute commercial may occupy
a hundred people, take twenty
hours to shoot and cost more than
$50,000 —perhaps more than the
half hour program that surrounds
it."
It is generally agreed that ad-
vertisers scientifically measure
our prejudices and aspirations
and hit us at our weakest point.
They stimulate our vanity, ex-
cite our envy and offer us but
don't promise romance, health,
social poise, and well being.
Approximately 50% of total ad-
vertising expenditures involves
passing on information. In an
urbanized industrialized affluent
society this is an important role
— but it is a relatively unco m-
plicated and unprofitable part of
the business. The other 50% is
spent on persuasion and this is
where the difficulties arise.
When it comes to persuasion
most critics say that the adver-
tisers consciously try to associ-
ate their product with a slightly
higher social and income class
than average. They seem to say,
"This is the sort of thing that
people like this like, yet you too
can afford one. If you would like
to feel like one of these people
get this product".
This type of line is used to
sell cars, canned goods and froz-
en foods etc. Advertisers also
try to imply a link between the
following companions: health,
joy, high spirits, and fun with
beer; dignity, wisdom and mo-
deration with whiskey; romance
with soap, perfume etc.
As Edward Rodgers put it in
an excellent article in the Scot-
tish Expository Times, the ad-
vertisers "give the impression
that they are more anxiously con-
cerned with the association than
they are with the product sold.
Some of them have said in effect
that they sell hopes and dreams
and satisfactions and social as-
- Please turn to page 5
The power of publicity is a strange thing and
has been demonstrated recently in the case of the
relatively new product, the metal-studded snow tire.
Most of the publicity in the past few months has
been in regards to the advantages these tires offer.
This only proves that the tire manufacturers seem
to have a better public relations team than the Na-
tional Safety Council.
Slowly the other side of the story is beginning
to be told and some of the people who rushed to take
advantage of the new tires are taking a second look
and wishing they had not been so quick to act. There
are two sides to every story and the disadvantages
of these tires are beginning to outweigh the appar-
ent advantages which were praised so highly.
True, the tires have reduced stopping dis-
tances in winter driving by as •much as 136 per cent
and yet this in itself can cause accidents if the car
following behind does not have the same advantages.
Officials expect a great rise in rear-end collisions
as a result of the use of these, The U.S. National
DEVELOPMENT BANK Letter to the editor
Safety Council tests show that at 20 mph a car with
studs stopped in 110 ft., compared with 180 ft. for
cars with conventional tires.
Other evidence will be given in the near fu-
ture which will probably make many people think
twice before they buy these. These studs have a tend-
ency to work loose; at speeds of 60 mph, and higher,
a stud leaves the tire with the velocity of a bullet.
A Maryland test showed that one stud ripped
through the fender of a truck and was never found.
The manufacturers who are eager to start
marketing the tires in earnest claim that proper
maintenance will solve the problem of loose studs
and have -tried a system of identification stickers to
cut down or rear-end collisions. The stickers have
not been successful and there can be no way of check-
ing to make sure all owners take steps to have their
tires checked for loose studs.
With these facts in mind, many owners will
think twice before buying the new tires whether
they are ruled legal or not.
I lllll 111111111111$111 lllllllllll II lllllllllllllll 111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 27 BRANCH OFFICES ACROSS CANADA
KITCHENER-WATERLOO
WATERLOO, ONT.: Waterloo Square Building — Telephone: 744-4186 made it a most memorable even-
ing.
I feel sure that the young peo-
ple, in particular, both those in-
volved in the production and those
in the audience, will remember
this year's pageant as one of
the most significant and
spiritually re marding celebra-
tions of the Christmas season.
As I have been involved in simi-
lar productions in larger centres,
I am not unmindful of the tre-
mendous work and effort neces-
sary behind the scenes. It was
a wonderful evidence of true com-
munity spirit and co-operation.
Perhaps this Christmas feeling
will extend itself to other areas
in the community life of Exeter,
particularly those which affect
and impress the minds of the
young.
Dear Sir:
As only one of an overflow
crowd attending the Christmas
Pageant performed in Trivitt Me-
morial Church on December 19,
I have looked in the last two
issues of the Advocate in vain
for an appreciation of the ex-
cellent performance. Therefore
I have decided to write this letter
to indicate to directors and cast
just how very much their efforts
were enjoyed by myself, my fam-
ily and friends.
At this time in our history
when so many earnest efforts
at Christian unity are being made,
it was particularly satisfying to
know that the cast and choir
were composed of various de-
nominations. The candlelit beauty
of the setting, the fine singing of
the combined choir, the colorful
parade of costumes, the genuine
delight of the many children in-
volved in the performance — all
Yours very truly,
Beverley Tisdale
With the editor in Kerr's Korner
It must come as quite a surprise to
people in government to realize they have
been swindled out of millions of dollars
and have no way to gain compensation. Like
all red blooded Canadian boys I feel taxes
are too high and there is enough larceny
in my soul to have a good laugh when I
hear of a government realizing they have
imposed a tax they are unable to collect.
Like Ontario, Nova Scotia has a provin-
cial sales tax and all people whether in
business or not are supposed to send in
five percent of the purchase price of most
articles. The obligation is on the seller
but, unless the government hires a new
raft of civil servants they must trust the
public to send this in. Apparently many
people do not.
The people involved do not sneak about
in dark streets or doorways to commit
their "crime" but do it openly. The method
involved is the radio 'swap shop' program
and during the last three or four years,
in Nova Scotia at least, there has been a
great rise in the popularity of these.
probably most people at one time or,
another have turned on the radio attempt-
ing to find some music while driving only
to find that the majority of the stations
have their morning or afternoon 'buy and
sell' program on the air. Sometimes out
of boredom you leave this on and have
listened, without realizing, to the average
joe thumbing their nose at the great power
of government.
* * *
Government officials are frustrated by
this increase but are almost powerless to
do anything about it. Most business people
are well aware of the regulations and there
Is very little problem. They are forced
who participate in the buy and sell pro-
grams need this money to keep the house-
hold running and in many cases to put
food on the table. I imagine many people
who sell a high chair or crib or clothes
would much rather keep these for the next
baby and save money but cannot afford
this luxury. The few dollars obtained from
the sale of these will put food on the table
and when the need arises they will attempt
through the same channel to obtain the
item at the least possible expense.
by regulations, not only to pay the tax, but
to hire the staff to look after the collection
and the forwarding of this to the govern-
ment. This goes for Income tax, sales
tax, unemployment insurance, the Canada
Pension Plan and all the other ways the
government has of collecting enough money
to keep their socialistic plans afloat as
well as pay themselves $18,000 per year
and lesser amounts to their civil servants
who carry out the detail work. It is much
like sentencing a man to be hanged and
then asking him to tie the noose.
The businessman cannot revolt but the
private individual can with almost com-
plete assurance that he will come to no
harm. Not even the long suffering taxpayer
would allow their government to hire a
man at $5,000 per year to listen to the
radio and then visit homes to collect five
or 10 cents from the sale of some article.
They must attempt, through an advertising
and public relations program, to convince
people of their moral obligation to pay
the tax and this is where their system
falls down. Many people are not convinced
of this moral obligation.
* * *
It would be foolish to delude ourselves
that we will not suffer because of this.
The government needs the same amount
of money to operate and what they do not
get through one form of taxation, they will
get through another. I for one am willing
to pay the extra tax, providing the govern-
ment undertakes to collect it itself but I
do not feel like tieing the noose myself.
I feel this way because the people who
are saving the five or ten cents are the
people who need this. Many of the people
The average person pays so much money
for the privilege of being alive that upon
contemplation a person wonders whether
it is worthwhile working to the best of
his abilities. I have talked to business
managers of some firms who estimate
that it takes 10 percent of their office
staff's time to fill out all forms and comply
with all requests which come from govern-
ment. These are not really requests, but
orders, which compel all people in busi-
ness to reveal their entire operation.
I am not an economist and I do not have
an alternative solution but as I watch the
great cumbersome mass of government
grow larger and larger, adding more de-
partments and staff I wonder, is all this
necessary? I think of a cake of yeast drop-
ped into a jar of warm water and sugar and
how this spreads and grows by the multi-
plication of cells and I compare the govern-
ment to this. Is not our government acting
in much the same way with workers and
businessmen alike acting as the sugar?
The unfortunate thing is the end result.
When the sugar is completely exhausted
the yeast becomes inactive or dies.
50 YEARS AGO
Four of the five campaigns in
Middlesex county on local option
were successful and as a result
11 more bars will be wiped out.
The vote will have the effect of
wiping out all the bars between
Goderich and London.
Messrs E. Windsor, Thos.
Penhale, Clair Wood and Linden
Harvey returned to Toronto Mon-
day to resume their studies at
the University.
Mr. Tom Collingwood has sev-
ered his connection with Mr. E.
A. Follick after 15 years in the
bakery business.
This is the 530th day that the
British Empire has been at war
with Germany.
15 YEARS AGO
Two Hensall grain elevators
owned by W. G. Thompson were
destroyed in a spectacular four-
hour blaze Thursday night. The
business was established over
20 years ago.
Fred Darling is the new pre-
sident of the Canadian Legion
for 1951.
Mr. G. F. Penwarden, who
has conducted a garage business
in Centralia for many years,
has sold his business to Mr.
Ray Shoebottom of Fanshawe.
Citizens, who feel that River-
view Park should be maintain-
ed as a recreational centre and
should not be used as a site for
South Huron Hospital, are cir-
culating a petition to that effect.
Times Established 1873 Advocate Established 1881 Amalgamated 1924
VteereferltitneffrAtitsocafe
SERVING CANADA'S BEST FARMLAND
Member: C.W.N.A., 0.W.N.A., C.C.N.R. and ABC
PUBLISHERS: J. M. Southcott, R. M. Southcott
EDITOR: Kenneth Kerr
Published Each Thursday Morning at Exeter, Ont.
Authorized as Second Class Mail, Post Office Depst, Ottawa,
and for Payment of Postage in Cash
Paid in Advance Circulation, September 30, 1965, 4,208
25 YEARS AGO
Pte Jack Sweet of the Glen-
garry Highlanders, Ottawa, is
spending a few days with his
uncle and aunt, Mr. and Mrs.
C. V. Pickard. His mother, Mrs.
Sweet of Frobisher, Sask. is
also visiting here.
At a social gathering of neigh-
bors and friends Trooper Douglas
Gould of Camp Borden who was
home on a six-day leave, was
presented with a ring and set
of military brushes.
Unusual weather conditions
were evidenced by the fact that
on January 4 Mr. R, D. Hunter
of Usborne was out plowing in
the field. He stated there was no
froSt in the grotfild.
Lion A. J. Tracivair reports
that the Lions Clubs of Huron
have purchased band instruments
for the RAF' at Port Albert at
a cost of $600,
SUBSCRIPTION RATES: Canada $4.00 Per Year; USA $5.00
10 YEARS AGO
The main project for Usborne
Township for 1956, according to
Reeve Cla'yton Smith will be the
dam on Concession 2-3.
Plans to build a bridge and
move the township offices were
discussed at the inaugural meet-
ing of Hay Council presided over
by the new reeve, Valentine Beck-
er.
County and municipal officials
along with many of the ratepay-
ers he served will pay respect
Thursday to Hensall Reeve Wil-
liam Parke who died Tuesday
morning following a heart attack.
The first major project for
the txeter Council for 1956,
according to Mayor R. E, Pooleyfr
is the addition to the South Huron
District high School at an ap-
proicimate cost of $137,000.