The Exeter Times-Advocate, 1964-04-23, Page 30Mill St. home of HSDHS industrial arts instructor, Kenneth Ottewell
Shopping pays dividends
Don't Put Off Till Tomorrow
What You Can Do Today!
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16.--TIMES-ADVOCATE HOME EDITION Finish indicates. care
A CMHC FEATURE
Shopping around for a house is
a game that pays dividends if
carried out intelligently.
The main pitfall to guard
against is ' haste. Take your
time and don't allow yourself to
be carried away by the first
sales talk.
In considering builders' pro-
jects, the first house you visit
may just be the one you want
How much of your salary or
income should you no r m all y
spend on your home?
As a general rule a family can
safely budget between 25% and
30% of its income on housing.
Families who live in rented ac-
commodation sometimes go be-
yond this figure, but it is not
always considered wise to do
so.
Of course each family must
take into account its particular
living and spending habits. What
will suit one family may mean
real hardship to another.
Families who purchase a new
home with the help of an NHA
LOAN ARE ADVISED NOT TO
MORE THANAg of their into
on repayment of their loan and
after all, but give yourself time
to look around. Arrange your
schedule to visit every project
in the general area in which you
have decided to reside.
Get a firm quotation on the
price and see how the terms fit
with your means to repay.
If the builder is unknown to you,
or if he has not yet built up a
sound reputation in the com-
munity, check his financial po-
property taxes combined.
There may be exceptions to the
rule as in the case of those
just at the beginning of their
career who can expect a sub-
stantial increase in earnings.
But money is a precious com-
modity that should be handled
carefully.
Budgeting is essential for most
families when buying a home.
Monthly payments have to be met
on time just like rent. It is also
wise to have a reserve set aside
to meet unexpected situations.
Families who purchase a new
home with the help of an NHA
loan are advised not to spend
more than 27% of their income
on repayment of their loan and
property taxes combined.
A CMHC FEATURE
A house like a well
tailored suit is first recognized
by its exterior appearance — it
fits!
For closer examination there
are a number of points to check.
In a well-built house the ma-
sonry joints are carefully
smoothed down or lepointed'' and
the mortar firm as a rock.
DISPOSABLE PADDLES
Wooden tongue depressors
(available at drug stores) make
excellent disposable paddles for'
mixing small cans of paint or
other material and also can
conveniently be used to spread
glues or mastic adhesives.
BETTER GRIP
Wrap a band of electrician's
tape around the bottom end of
the handle on hammers and
hatchets to minimize slipping
shopping centres and access
roads that you are told will be
built "in the near future".
If the streets are not finish-
ed, find out from the municipality
what arrangements have been
made for their completion.
Once you have located an in-
viting property that seems to
meet your needs and your taste,
take the time to consult a lawyer
before you commit yourself in
writing through an offer to pur-
chase. This is too important a
decision to leave to chance.
The eaves and verge boards
(the board under the verge of
gables) are not warped, the joints
are practically invisible and
( there are no knot stains showing
through the paint work.
The framework or skeleton of
the house is of straight, sound
lumber, with members spaced
evenly and adjusted squarely.
The lumber will be grade-mark-
ed for quality.
-Doors and windows Should fit
snugly but not so tight as to
bind.
The hardwood floor will be laid
,so that each piece seems welded
to the next, without cracks to col-
lect dirt or dust.
Tile floors should be smooth
and level under foot wi thout
bumps or pits.
Check the heating equipment to
make sure that the furnace and
hot water tank are adequate to
service the house. Make a note of
their make and capacity and com-
pare these with the requirements
in the Housing Standards book ob-
tainable from any office of Cen-
tral Mortgage and. Housing Cor-
poration.
Take a special look at the in-
terior finishing work — the plas-
ter or plaster board, the trim
around doors and windows and
the kitchen cupboards. The
finishing details usually reveal
the amount of care given to the
building of a home.
A meticulously finished house
is the conscientious builder's
trade mark.
sition as 'well as the house he
has to offer.
Enqpire from previous pur-
chasers, if possible, regarding
the service provided after the
house is completed as well as
before.
Look into the proposed con-
struction of schools, churches,
Housing budget 25%