The Huron Expositor, 1971-03-11, Page 14•
SIDE
COME TAX
FORMATION
A REGULAR COLUMN OF ANSWERS TO QUES-
TIONS FREQUENTLY ASKED YOUR TAX MAN.
Falls hurt
Watch your step.
• -Falls hurt more men '
and women than any other
• job accident. Defend yourself
against falls with the
best protective equipment
you,have — your eyes,
your ears,
your brain.
A big package can block
your view of the way ahead.
If you, can't see where
you're going — find
some other way.
That's common
sense. And that's
self-defence.
• >s•
Sure footwork is Self-Defence.
Your Workmen's Compensation Board
and Safety Associations, Ontario.
Vft
NOTICE
Property
Owners
ToWnship of Stanley
A bylaw to regulate the erection, the
alteration and the moving of build-
ings in the Township of Stanley has
been passed, February 1, 1971.
Copies of the, bylaw and permits are
available at the clerk's office, RR 1,
Brucefield.
Permits must be obtained before com-
mencing any of the above mentioned
projects, involving a cost of $250,00
or mote
Mel. Graham
Clerk
Township of Stanley
Let us help
you meet
Springtime
with a
new home
Mortgage rates are lower
and our capacity to serve
you with an ideal, custom-
built-for-you loan was
never greater. So don't let
that "Where-will-I-get-the-
money?" problem get you
down. Hand it over to
understanding experts who
have behind them over
eighty years of experience
in tailoring mortgages to
suit individual needs.
Solve your problem today
at Victoria and Grey.
WCTORIA and
VG GREY
TRyST COMPANY SINGE 1589
Many a homemaker has
dreamed of the day when she will
own a freezer with all the ad=
vantages her freezer-owning
friends extoll. No more last
minute emergencies; no more.
humdrum meads; fruit, veget-
ables, fish and game long past
the season; buy in large quan-
tities and make fewer trips-to
the store; save time and money.
All these hopes can come true
if you are willing to work at
getting the most otit of your
freezer. But don't count on.
saving a great deal of money on.
your food bills. Consumers'
Association of Canada would like
to remind you the big plus in
owning a freezer is the con-
venience.
You should be prepared for
the cost of operation. Proper
moisture-vaporproof packaging
and containers are a "Must".
The air in the freezer is dry. If
it penetrates the food, it can rob
it of flavor, moisture and color.
Electricity, servicing and de-
preciation are alSo tired ink"
items.
The size of your familyikyour
shopping habits and the type of
foods you will want to freeze
should govern the size and type
of freezer you buy. A rough
estimate of capacity required per
person is three to four cubic
feet for city dwellers and five to
six cubic feet for rural families.
ithite
Cotitto7s:4
Seed Treirting
.X,c141
CON'
Red Kidney' Seed
• .. WAere you esos /rod* wilk coniVemor
Barley Contracts
Seed Grain
Seed Beans
Corn
- re
All indicatious point Ito 1971 being another Good Year for White Bean Prices, so once again We
are recommending White Beans as your Number One Cash Crop. We have a good supply of the
"NEW SEAFARER VARIETY'
both Foundation and Certified. We suggest you Order your requirements Early while stocks last.
We still have a Limited Number of
"MALTING BARLEY CONTRACT''
available, to save disappointment, Order Now.
"Trade with Confidence"_,
Trada• With COOK'S DIVISION OF GERBRO CORP.
PHONE 262-2605
C
°TREVOR"
tfe OPP
TRAFFIC BUG
Income Tax Returns Prepared for Businesses,
Farmers and Individuals.
REASONABLE RATES: Annual terms only
File your returns early and avoid the last
minute rush.
RONNENBERG INSURANCE AGENCY.
PHONE MONKTON 347.2241, Monday to Saturday
BRUSSELS 887.6663, Tuesdays and Fridays only
Q. If I am, forced to sell my
farm and inventory of grain
because of poor health, iS there
any. proviSion whereby I can get
some income tax relief from
the sale of the grain?
A. There is a section in the
Income Tax Act under which
you may possibly qualify for some
relief. Inform the District Taxat-
ion Office of the details of your
case for *further information.
Q• In 1970 I purchased a combine
and gave grain and livestock as
,,,.,,part payment. How Would I
handle this transaction on my
income tax return?
A. You should report the dollar
value of the .grain and livestock
as income. Capital cost allow-
ance would be claimed on the
full cost of the combine.
Q. I am a farmer, and employ
a laborer for approximately 20
days each autumn. Must .1
deduct Canada Pension Plan con-
tributions from his pay?
A. Not unless the laborer is
employed for 25 days and is paid
$250 or more in a year. If he
is, you must deduct for the whole
period of employment.
Q. I have a woodlot on my farm.
Do I have to report on my income
tax as income the sale of logs
from this woodlot?
-A. If you are operating the wood-
lot as part of your farming oper-
ations, the proceeds from the
sale of lumber, logs, poles or
Jirewood would form part of your
income. On the other hand,
amounts received by you for per-
mitting other persons td remove
standing trees from the woodlot
would be considered non-taxable.
****************/*********.s***•
. For Complete
INSURANCE
on your-
HOME, BUSINESS, FARM
CAR, ACCIDENT, LIABILITY
OR LIFE
SEE
JOHN A. ,CARDNO
Insurance Agetity
Phone 527M90 : ' Seliforth
Office Directly Opposite
Seaforth Motors
144,01.~#4,11•1 •41#.1
;P.
„
Ladies' Aid Mefets
Remember, when the freezer size
is gitien in pounds, divide by 35
to convert to approximate cubic
foot capacity.
Before choosing your freezer,
know where you will place it.
Take into account the doors,
stairs and areas it will have to
be carried through to reach the
storage spot. Be sure the floor
area is strong enough -- a fully
stocked freezer can weigh as
much as half a ton. The freezer
motor needs a dry place with a
temperature of a least 40
degrees F' for ideal conditions.
Unheated basements and garages
are not recommended.
One decision you will have to
make is whether an upright or
chest type will best suit your
purposes. Uprights take less
floor space and give easier
access to the food; there is
better even-cold distribution but
you will lose more cold while the
door is open. Chest models are
cheaper to buy, and are better for
storing bulky and odd-shaped
foods like poultry and roasts.
With the exception of the mare
expensive frbst-free uprights,
freezers need defrosting once or
twice a year. This means re-
moving all food and insulating it
in newspapers under a blanket
until the ice in the freezer melts.
Look for a drain at the bottom to
allow the melted ice to drain off,
otherwise you will just have to
"sop up" the water. An electric
fan played on the frosting will zip
it off in jig-time.
Yoe may find some, freezers
with interior linings that overlap
find wit h sharp corners that can
make cleaning difficult. Look for
a smooth interior. Most liners are
made of porcelain enamel but .you
will find some aluminum, steel or
plastic linings. If the lining is
plastic be sure the-corners are
sufficiently reinforced to prevent
cracking if anything is dropped.
Most freezers have thin walls
because of the introduction of
foam polyurethane insulation.
Ask about insulation material.
Another important consideration
is to be sure the inner and outer
walls are well-sealed so that
moisture cannot penetrate.
look for a signal or wanring
light to let you know if the
electricity is off or if the temper-
ature has gone up. Check the
location of the temperature"
control -- some are easier to
reach and adjust than others.
Be sure that you get an
adequate instruction manual, It
should include instructions on
how to package foods and details
on how long different foods. will
keep. You should maintain a
regular turnover in your
inventhy of food and that takes
planning and work.
It is wise to-buy a well-known
make from 'a reliable dealer.
Check the guarantee carefully.
Some include servicing for the
first year as well as parts,
while some also have a warranty
against food spoilage due either
to mechanical breakdown' or
power failure. For your (awn
protection, remember to have any
promises made, by the salesman
written on the bill of sale.
Consumers' Association of
Canada has a leaflet on freezers'
and freezer food plans available
free, in single copies only, by
writing, "Freezers", Con-
sumers' Association of Canada,
100 Gloucester St., Ottawa 4.
Aiss Jean Scott presided over
the Ladies Aid of First Church
TuesdaY afternoon when there
were 25 ladies present. The
meeting was in charge of the
Fellowship
Group Meets
The Misses Grieve of
Egmondville were hostesses
to the Fireside Fellowship Group
of First Church when there were
17 members present. Wm. Brown
presided and the scripture lesson
was read by F.R.Cosford from
the 2nd chapter of Collosians.
IviiSs Peg Grieve accompanied
for the hymns which were inter-
spersed with readings by Miss
Bess Grieve. Rev. T. C. Mul-
holland led in prayer. Miss
peg Grieve read the treasurer's
report.
Miss Belle Campbell, as guest
• speaker, recalled some of the
well known former residents of
Tuckersmith. Mrs. J. E. Patter-
ton thanked Miss Campbell for
her address and Mrs. Wm.Brown
thanked the hostesses for their
hospitality.
DEAR DORIS
- Although I am a stepmother,
I don't like the term. My
husband's two married daughters
call me by my first name. O.K.,
but when they introduce me what
do they say'?
- SECOND MOTHER
DEAR SECOND - Childhood
fables make the worst of the
"wicked" "stepmother.
The term matters not nearly
as much as the reality. Half-
orphans have been taken on with
great success by this much-ma-
ligned brood.
It goes hard with some boys
and girls to attach the name of
"Mother" to a successor. I
like the Christian name, as long
as the lady is happy with this.
But for formal introductions, the
alternatives are: "I'd like to
introduce my new mother," or
"my stepmother, who is a grand
person", or "my' father's new
wife."
Personally, I prefer the first
or second.
DEAR DORIS
- I am 37, and using birth-
control pills. These were pre-
scribed by my doctor, but when I
need an answer to' some question
he simply says he doesn't really
know.
My problem is that I have
noticed an increase of hair on
my face. I am now concerned,
and wondering if it is the pills
that cause this; and if I should
quit using them.
Would this perhaps be be-
cause of getting older? I would
also like any literature on men-
opause.
- FACIAL HAIR
DEAR FACIAL , .The` Pill is
well recommended, even though
there are some uniMpo'rtant side-
effects. Whether extra hair
growth is one of them, in your
case, is hard to say.
Menopausal changes do some-
times cause hairs to sprout where
they 'are not wanted. It might
surprise you how many thousands
of women remove them as they
come. Just as you might file
your nails or put on hand cream.
Habkirk-Reid Group and Mrs.
R. S. Habkirk gave a reading
entitled ?It's You". The hymns
were chosen by -Mrs. Sam Storey,
the scripture lesson was read
by Mrs. R. K. McFarlane and
prayer was given by Mrs. J, W.
ThOmpson. Letters of apprecia-
tion were read by M s. Mc-
Farlane. A duet was ung by
Mrs. Wm, Waddell and rs. J.
W. Thompson,
Mrs. John Hillebrecht read
a sermon which had been given
by Rev. Win. Patterson of Cook's
Presbyterian Church, Toronto
and was followed by the poem
"The Burial of Moses".
Seaforth
W.I. Notes
Due to weather conditions the
Seaforth Women's Institute meet-
ing which was to have been held
on Tuesday, March 9 at 8:15
P.M. is postponed to Tuesday,
March 16 at 8:15 P.M. at the
home of Mrs. Lorne Lawson with
the same conveners in charge.
I am sending you my leaflet,
"Removing Unwanted Hair",
which goes into all this.(Avall-
able to other readers by writ-
ing to me for it, in care of this
newspaper, and enclosing 10 cents
and .a *stamped, self -addressed
envelope.)
DEAR DORIS
- Could you kindly send me
the• address where I can send
clothing I make, and other things
for overseas children who are
poor and in need?
Since I quit- working I need
something to do in my spare
time.
- INTERESTED
DEAR INTERESTED - Bless you!
There are places to put any-.
thing you make! A rewarding
and creative way to spend spare
time. • -
Write to the Canadian gave
the Children Fund, 70 Hayter
Street, Toronto 2, Ontario. Off-
er to help out with sewing, and
get them to send you directions
for making up the Handy' Bags
to needy children in far-off
places.
CONFIDENTIAL TO STILL
HURT - What do I think? As I
said before, there's no percen-
tage in dwelling on the past.
Does it give you or anybody any
joy to mull over those old re-
sentments?
Try living for today and to-
morrow. Don't 'take every re-
mark -So much to heart. If you
don't like a person, spend yhur
time with somebody else.That's
just plain common sense; and it'
is also a prescription for mental
health. Try it.
CONFIDENTIAL TO WRERn •
DOES THIS LEAVE ME? It
is a good question. You know
your mind and heart, and in this
you are lucky. But he does
not really know his. You must
take a stand.
He needs to be told that he
cannot continue to waste your
time. And that if he really
doesn't want to marry you, now
is the time to say so. Such
tactics may bring signal results!
THINK TWICE
ABOUT SPEED/NC
ON ICE .
W—THE HURON EXPOSITOR, sAFORTN, ONT., NLARCH_11., 1971
•
Consumers' News
Q. I pay the family allowance
cheques my wife receives into
a bank account which is in the
names of our two children. Do
I include on my tax form, as
part of my. ing.pme, the interest
that earned on this bank
account?
A. No. Interest on this bank
account should not be included in
your income if the family allow-
ance cheques are all that is
deposited.
A. I arrived in Canada in August
last year and am told that when
filing my income tax return I
have to prorate my personal
exemptions. What does this
mean?
A. -This is explained in Item 21of -
the Guide to the 1970 T1 Short,
and Item 20 of the 1970 Ti Gen-
eral Tax Guide, under the
heading "Special Rules for Im-
migrants and Emigrants." Basic-
ally, it means that you are allowed
to claim exemptions for only
that portion of the year you were
a resident of Canada. If you were
a resident for 200 days,, yeu.would
be allowed your exemptions mul-
tiplied by 200.
Q. What do tax people mean
by • the term "once-in-a-
lifetime gift"?
A..' A gift of real property to
a Child of the- donor is- exempt.
from gift tax to the extent of the
lesser of the value of the property
or $10,000, providing it is used
by the child or by the child and
the donor in carrying on farming
operations. This exemption may
be claimed only once during the
lifetime of the donor. If the
donor has made a gift of a
residence or an interest in a
residence to his spouse, prior
to October 23, 1968, and claimed
the exemption he may not again
claim it in regard• to a ,gift of
farm property to his child.
my wife received?
A. If you bought the shares for
your wife and are reporting the
dividends as your income, you
are 'entitled to claim the 20%
dividend tax credit. If your
wife bought the shares from her
own earnings or they were in-
herited by her, you will not have
to report the dividends as your
income and will not be allowed
the tax credit.
Q. I filed my income tax return
two weeks ago but yesterday I
received another T4 slip I had
forgotten about. What should ,I
do?
A. Notify your District Office
in welting and attach a copy of
the T4 slip. Above all, do not
file another retur n for this late
T4 slip or for any other infor-
mation slip you have received
since filing your return.
Q. I have not received a T4
slip from one of my employers.
Should I file my tax return with-
out it?
A. It is your responsibility to
file your income tax return on or
before April 30th each year.How-
ever, -before filing your return
without a necessary information
slip you should make every en-
deavour to obtain this slip. Write
to your employer and ask for a
T4 slip. If you db not receive a
reply to yo*ur letter, and the time'
comes for filing, then in order to
avoid being penalized for filing
late, send your return with the
income from this employer es-
timated.. Do not leave this income
out when calculating your total
income and attach a note to your
return explaining that you do not
have theT4 slip and giving the
name and address of your
employer and, if you have one,
your employee number.
Q. What is the income tax
situation if I sell land with stand-
ing crop?
A. If the agreement specifies an
amount for the standing crop, that
amount is income to the vendor
and an expense to the purchaser.
If the agreement does not specify
an amount for standing crop, then
no portion of the selling price is
attributable to the standing crop
as far as the purchaser and ven-
dor are concerned.
Q. Are Workmen's Compensa-
tion Payments subjei't to. income
tax?'
A. Workmen's Compensation
Payments are not subject to in-
come tax.
Q. My wife has a small income
in the form' of dividends from a
nadian. taxable Corperation. As
her income is less then 41,100
she does not file an inpOrne tax
return. May I on my income
tax form claim the 20% tax
credit on the amount of dividends
,Northside
Unit
Meets
Unit 1 met ,at the home of
Mrs. Hoggarth and 'Miss Ruth
Cluff for their March meeting
with twenty-three present. Mrs.
Britton and Mrs. Wood had charge
of the progra'tarne.
Mrs. Britton took the study
book on "The Americas".
4s