HomeMy WebLinkAboutThe Huron Expositor, 1963-08-08, Page 2$ir40e 160, Serving the Community First
Published at SEA?ORTA, ONTARIO, every Thursday morning by McLEAN BRAS., Publishers
ANDREW Y. McLEAN, Editor
Member Canadian Weekly Newspapers Association
Ontario Weekly Newspapers Association
Audit Bureau of Circulation
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SEAFORTH, ONTARIO, AUGUST 8, 1963
Insurance Costs Reflect Repair Demands
Each of us who have occasion to buy
car insurance—and that includes most
adult Canadians -.--wonder why it is that
rates appear to rise year by year: We
ask ourselves why, in the face of in-
creasing numbers of policies being is-
sued, the cost of providing insurance
service should increase. Why, with a
greater volume, is it not possible to
reduce the unit price? -
One of the answers lies in the in-
creasing cost of repairing damaged
vehicles, even when the damage has
been relatively small. Cars today are
loaded with chrome finish. Replace-
ment of a part damaged in an accident
can be as costly as though the finish
were gold, not chrome.
Perhaps equally important in higher
insurance costs is the insistence of the
insured on an expensive part being re-
placed when the damage is barely dis-
cernible.
Discussing the matter, the Belleville
Intelligencer tells of a family car that
hack an arguement with an old stump.
"Though it won, it did not escape un -
scarred," •the Intellingercer recalled,
and went on: "The insurance man sent
around a garageman. The garageman
made an estimate. We thought it high
and questioned items, especially one for
a new grille. What was wrong with the
grille? The eagle-eyed garageman
pointed out a dent the size of a pencil -
end which had escaped our notice.
Could not be hammered out, so the on-
ly thing that could be done was to re-
place the whole grille, he said. We said
nonsense, or rather several words to
that effect, and the insurance company
was saved about $27: But the insur-
ance company, by the terms of its con-
tract, was not only obligated to pay,
had we insisted, but was quite willing
to do so."
The Windsor Star suggests that, if
insurance companies in a' large com-
munity established a paint and body
garage for themselves, insurance rates
might not be so high. Then, having sec-
ond thoughts about human, and insur-
ance company, nature, it asks plaintive-
ly : "Or would they (the insurance
company) be .prepared to have the work
done 'at cost' ?"
Even if they did, this would not
solve the type of "soak -the -insurance
company" gouging involved in replac-
ing a' whole grille for a pencil -head
dent. Perhaps it would be possible to
eliminate this sort of thinking by re-
vising the present "deductible" clauses.
Instead of making a set amount, $25,
$50 or $100, deductible, why not re-
quire the car owner to act as a type of
"co-insurer" and pay a certain percent-
age of the total bill? Star asks.
This percentage could be large for
minor repairs—say 99 per cent up to
$25, 50 per cent up to $100, and 25 per
cent up to $200. Then it could decrease
rapidly, so that the insured had worth-
while protection on major repairs, but
repairs would still cost him something.
The Intelligencer thinks such a form-,
ula would save money for everybody
and concludes: "Even at one per cent,
nobody would have wanted a grille
with a pencil -sized dent replaced for
$27, It would not have been worth the
27 cents it would have cost the owner
under this system."
Horse Is a Horse
One thing nice about the horse was
that some designer could not make it
obsolete before it was paid for.—Buffa-
lo News.
Views Differ
A British botanist says it wasn't an
apple that Eve gave to Adam, but an
apricot. Some believe she handed Ad-
am a raspberry.—Woodstock Sentinel -
Review.
Better Than
True, great-grandmother didn't have
all those labor-saving devices. But
then again, she didn't have . to go out
and get a job in order to pay for them.
—Calgary Herald.
GRADE 13 RESULTS AT SDHS
Kenneth Cardiff ....
Carol Carter
Stephen Cronin
Louis Devereaux -53 50
Elsie Doig 51
Gisela Dorrance 81 77
Margaret Elgie 66 64 .... 64
Marilyn Fry 72 63 54 65
Susan Haugh 61 63 73
David Hemingway
Margaret Hillen
Freda Hunt
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Margaret Kerr
John Kiinkhamer
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63 58 53
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Margaret MacGregor.. 56 63 .... 66
Mary MacGregor 52 56
Donald McKercher 63 64 .... 57
Janet Mcllercher 55 56 59
G. McTaggart 56 56 64
James Melody 59 .... ..,.
Jeanne Melady 77 77 60
Gordon Miller .... 53
Jean Moylan 65 70 50
Robert Muegge 55
Mary Murray 67 77 81
Glen Nott 79 66 56
Kenneth Papple 73 57 60
Linda Papple 57 60
Mervyn Pepper 56 72
Kenneth Pollard -73 65
51
61 59
53 ....
' 67 62
64
53 .... 68 57
64 64
6255
5`7 57
69 62
Lois Scott 78 74 80
Seanott 60 64
hortreed 83 69
1%. Stapleton 76 67 63
Elizabeth Stewart 81 .... 67 i
54
Gwen Storey
i;arbata Talbot 58 ....
Wilhelm Uhler 50 56 59 63
'1 filfrea ''Vb to,. ..,. 51
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78 85
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51 51 53 60
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60 80 63 70
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82
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51 56 51 60 56
66 69 62
62
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"1 don't think there is anything REALLY wrong with
it -1 think it's just lazy.”
Summer -time . , . and the
livin' is eeeeeezy. That's what
the man said in the song. I
beg to differ. Today, a typical
summer day at the Smileys,
we've got a girl going to camp,
a boy going to the dogs, a dog
going to the vet's, a mother
going around the bend, and a
father going to seed.
And the livin' is anything but,
easy. We have spent all our
money except the last baby
bonus, and there's a month to
be put in before we get the
next paycheck.
* * *
Kim is in the next room,
getting ready to go to camp.
To hear her talk, in the pre-
ceding 'weeks, her fortnight at
camp is the only oasis in the
bleak and dreary desert which
comprises the life of a kid go-
ing into Grade 8. Her method
of preparing for camp is a
familiar one to many parents.
She's lying on her bed reading
comic books.
Six weeks ago our son was
an earnest Grade 11 student
who practised the piano three
hours a day, beginning at 7
a.m., did his homework, receiv-
ed a nominal allowance, went
to bed at a reasonable hour,
and eschewed the company of
females. Now he is an orange-
piler in one of our mighty chain
stores, and as a result, wealthy,
a devotee of the midnight dance
and lively as a 'log until noon,
time to go to. work.
* * *
Today is his day off, and he's
down at the beach giving the
teen-age tourist girls a treat,
or he's tearing around in some
delinquent's car, or he's trying
to drown himself on somebody's
water-skis out. in the bay. - Who
knows? His parents don't. We'll
be lucky if he's home in time
to eat his usual eight pounds
of supper before he casually
mentions that he's off to the
dance at the local sin -pit.
As for our little black Span-
iel, Playbody, he's more confus-
ing than anybody. Recently he
lost an eye when he got smart
with a tomcat. He was at the
vet's for a couple of weeks
while the damage was repaired.
Now each time he gets out of
the yard, he vanishes smartly,
and no amount of whistling,
or bone -waving will recall him.
* * *
Ten minutes later, we get a
call from the vet. "Have yop
seen your dog lately? No? Well,
fie's back again."
He has fallen in love with
either the vet or some dimpled
lady dog who was in hospital
with him, because he goes har-
ing off to the vet's, seven blocks
away, every time he gets loose.
And he gets loose much too
often. This week- he fell fran-
tically in love with a vast, tir-
ed, nine-year-old male boxer,
who was visiting with friends.
It was pitiful. Playbody did ev-
erything but sing Indian Love
Call to prove his passion. The
boxer was bored.
* * *
Today the pup is sitting on
his rump in the yard, glaring
With appalling ferocity about
his domain, while the black
squirrels, eats and butterfiias,
secure in the knowledge that he
couldn't lick a baby robin with
both wings tied behind its back,
flirt about on the lawn just out
of reach.
Downstairs, my wife is fuss-
ing and cussing over the iron-
ing, the sewing an of labels,
the searching for last year's.
sleeping bag. This is on the
top level.
• * *
Below that she Is., stowing
SUGAR
SPICE
' By Bill Smiley
over the visitors arrival tomor-
row, the fact that we don't
know what time Kim's boat
leaves for camp, and the realiz-
ation that the new clothesline I
installed at the cost of complete
damnation of my soul (swear-
ing) doesn't work worth a did-
dle. There are several other
levels, deeper down.
Within the last hour, we've
had at the garden gate several
callers. The first was ,a vast,
happy, plastered, commercial
fisherman, who wanted to know
where the piano was. w It was
his birthday, and he caught a
dozen lake trout. It turned out
that a lady a block away' was
advertising a baby grand for
sale. You figure out why a com-
mercial fisherman, drunk, want-
ed to buy a baby grand.
* * *
Another apparition was a
tourist woman. Her car had
stopped just beside our gar-
den. She said her daughter was
a cyclic vomiter, whatever that
iso and the kid had been in the
hospital all day, and it was so
hot and her husband was at
the cottage, and she couldn't
get the car started and wha-
wha-wha, she started to bawl.
I fetched a mechanic.
And just 10 minutes ago I
received a call from Old Blink-
er, an old air force friend of
mine who is a rim -racked, brass-
bound alcoholic. Said he was
in Elmburg (real name Elmvale)
only 18 miles away, and thought
he might as well give me a
hoot. ,
* * *
What else could I do? I ask-
ed him up for a couple of days.
It was- only. after I hung up,
and saw my wife's face, that
I remembered our former rec-
tor and his wife had been ask-
ed to spend the identical pair
of days with us.
Summertime . , . and the
livin' is eeeeeezy.
Customer in drug store (on
Sunday morning): "Plgase give
me change for a dime"
Druggist: "Here it is. I hope
you'll enjoy the sermon."
IN THE YEARS AGONE
interesting Items ,gleaned from
Tho Expositor of 25, 50
and 75 years IWO.
From The Huron Expositor
August 5, 1938
With nearly 7,000 people in
attendance, the fourth annual
Lions Club summer carnival.on
Thursday evening set new re-
cords for this popular event.
The beautiful 2Y4. -acre Lions
Park was filled to capacity
throughout the evening, while
two 10 -acre fields adjoining the
park were not sufficiently large
to held the cars.
Death came with startling
suddenness to a familiar and
popular figure in the public
life of Seaforth and surround-
ing district on Saturday morn-
ing, July 30, when Mr. James
Vincent Ryan passed away at
his home on Chalk St. Mr. Ry-
an was only taken ill while at-
tending his public duties on
the previous day, so that his
death came as a distinct shock
to the whole community.
A scheme whereby Seaforth
dairies will dispose of their raw
milk • to a central dairy to be
built and operatedby W. C.
Barber, is understood' to be
now nearly arranged. Mr. Bar-
ber will purchase the milk from
the various dairies and will
pasteurize, bottle and distribute
it.
District doctors made a splen-
did showing at the annual medi-
cal golf tournament held in
London last week. Dr. W. C.
Sproat, Seaforth, returned home
with a silver tray, while Dr, M.
W. Stapleton, Dublin, won two
prizes.
From The Huron Expositor
. August 1, 1913 -
One day recently a lady drop-
ped a sum of money in the
store of Mr. A. G. Ault, A few
days later another customer
from the country, having seen
the advertisement of the lost
money, returned it to Mr. Ault
and it was given to the pleased
owner.
Mr. and Mrs. L, G. Kruse
spent Sunday in town. Mr.
Kruse is suffering from blood
poisoning in his hand.
Mr. Clarence Westcott having
completed his course at the
Stratford Business College, has
gone to Toronto to take a situa-
tion. He is a steady well -doing
young man, who will make good
in the city.
We expect soon to hear the
hum of the threshing machine
in our midst. The thresher, the
tax collector and death are
three things that are sure to
come.
A large company of Indians
arrived at Hensall this week to
pull flax. The most of them
have been here during the past
years and gave very good satis-
faction and are quite a help to
Hensall businessmen in the
grocery and provision lines.
Kippen village smiths are
having a busy time with wagon
and buggy tire setting, as the
dry weather is hard on wheels.
It is a bad wind that does not
blow someone good.
Prom The Huron Expositor
August 10, 1888
Mr. David -Hay of the Bayfield
stage line, disposed of 25 pails
of raspberries one day this
week in. town. He has brought
in and sold about a hundred
pails of fruit this week.
Mr. John Livingstone, captain
of the Collegiate Institute foot-
ball club, leaves next week for
Manitoba, where he intends
pushing his fortune.
The funeral of the late Mrs.
Dorsey on Thursday was one
of the largest ever witnessed in
this section. The procession
was composed of 170 vehicles.
General Manager Van Horne
of the Canadian Pacific Railway
intimates that the company will
require a $60,000 bonus from
Chatham for passing through it
with their proposed southwest
extension. .
Mr. James Webster of Hullett
has a five and a half months old
77IERES A SIGN. AN /T /T SAYS
"APPLICATIONS FOR LONS–
D/STAA'E SW/MM/NG
TEAM AVA/LABLEHERE.!
Durham heifer calf which wheat which will yield 40 bush -
weighs 6354ounds. els to the acre. Barley is said
Last week Mr. Paul Madge of to be an abundant crop—the
Usborne saved a field of fall best for many years.
A MACDUFF OTTAWA REPORT
WITHOUT CONSULTING THE
BOSS
OTTAWA Legislation to in-
crease the money paid to Mem-
bers of Parliament by the tax-
payer who also becomes a voter
every three or four years al-
ways results in some heart
searching and a few' guilt com-
plexes.
This is not really due to the
fact that Canadians are nig-
gardly about the pay of the
men and women they send to
Parliament. Ev'en less is it due
to any feeling by the members
that they are not worth the
money. But members of Parlia-
ment are among the very priy-
ileged few who can vote their
own pay increases without con-
sulting their bosses in advance,
In any event, members of all
parties are going back into their
constituencies this time more
than a little worried over the
extent of the increase from
$10,000 to $18,000 a year, its
timing and, the fact that the
top $6,000 is exempt from in-
come tax. Assuming no other
income, this exemption is the
equivalent of another $2,300 for
married members without :de-
pendents.
There is no doubt that mem-
bers and Senators were overdue
for a raise in pay. Mr. Diefen-
baker was considering it before.
the 1962 election. He had prom-
ised to do something about it
in 1963, but a hurried dissolu-
tion of Parliament and unkind
fate upset his plans.
A Liberal Government had
scarcely got their feet under
the desk when Liberal back-
benchers began pressing the
new Prime Minister. Sugges-
tions by Mr. Pearson that there
might be more important things
to do for the Country made
little impression. The fever
spread to the members of other
parties and forced Mr. Pearson's
hand. But now that the $18,000.
is within reach, some of the
second thoughts are these:
How many constituents who
believe thatthey work just as
hard as the member they send
to Ottawa can expect to earn
half that amount?
Was it wise, after declaring
quite reasonably that they
could not face constituents un-
less the Government Municipal
Development and Loan Bill was
passed to provide jobs for next
winter to put their own pay in-
creases ahead of this Bill?
In the wake of a budget that
had increased taxes and still
fallen "$700 million short of bal-
ance, was it just the appropri-
ate moment to add $2 million
to the national debt for their
own pockets?
These thoughts had been run-
ning through the minds of some
members before the pay in-
crease bill was introduced. But
Government and back benchers
on the Liberal side thought they
could count on one thing. Une
animous- support from all par-
ties would avoid- an embarrass-
ing party issue at election time,
Mr. Pearson' after taking full
responsibility for the legislation.
added that those "entitled to
speak" for opposition parties
had been toil of the Govern-
ment's intention and had given
assurance of support.
But obviously the person "en-
titled to speak" for the Con-
servatives was not Mr. Diefen-
baker. In the Party caucus he
had, tried unsuccessfully to pull
his members into line in a
move to delay the increases.
Failing in that at the last mom-
ent he had decreed that, no
Conservative should absent him-
self. Those who were determ-
ined to get the' increase im-
tnediately must be in the House
to vote for the Bill.
A few hours later in the
House of Commons he made a
lengthy speech at the conclu-
sion of which one of his own
followers, W. H. A. Thomas,
from Middlesex West, rose to
repudiate his leader and de-
clare that he did not speak for
the Party.
When the vote was called Mr.
Diefenbaker led seven Conserv-
ative and three Social Crediters
in opposing the Bill. If Liber-
als are crying "double cross" it
is nothing to the wrath of the
Conservative caucus.
But Mr. Diefenbaker, like the
wise steward of the Biblical
parable -may be preparing the
ground for the testing time.
Some time within the next 12
months there will be a Con-
servative °leadership conven-
tion. It 'may be called at the
request of Mr. Diefenbaker
himself. There is good prece-
dent for a leader whose Gov-
ernment has suffered a defeat
asking a vote of confidence
from his party. Or it may be
called at the insistence of Mr.
Diefenbaker's enemies.
Iii either event the present
leader will be standing'for re-
election. He gave a clear indi-
cation of this in discussing pro-
vision for a pension for Prime
Ministers after they retire from
the House of Commons.
'I do•not expect that this is
going to apply to me," he an-
nounced,. "Because I have oth-
er hopes."
If Mr. Diefenbaker is to get
his vote of confidence from the
Party it will not be on his re-
cord as Prime Minister but his
record as an astute politician
who can sense the feeling of the
people. He obviously hopes that
a vote against the hurried pay
increases might be just enough
to convince Party members out-
side Parliament that he has not
lost his touch.
ZUtafeii 14m'4w4
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