The Huron Expositor, 1963-05-16, Page 12HURON EXPOSITOR, SEAFORTH, ONT., MAY 16, 1963
PAINT
UP
This
Spring
END
PAINT
PATrEJ
SGARFE'S AMAZING
JELLED EXTERIOR PAINT
Avoid all the mess of ordinary
painting. Scarfe's THIX won't
spatter you—won't drip on the
ladder or on brickwork—won't
run on window panes. THIX
needs no mixing or thinning.
Flows on easily—covers beauti-
fully. Gives a finish you'll be
proud of for years. In all popu-
lar colours — at your Scarfe
dealers. Try it.
GINGERICH'S
SALES & SERVICE
Seaforth, Ont.
Sell that unnecessary piece of
furniture through a Huron Ex-
positor CIassified Ad. Phone 141.
INSURANCE PLAYS MAJOR ROLE IN
CONSIDERING HOME OWNERSHIP
Insurance, of one form or an-
other, must be a major consid-
eration for anyone thinking of
buying or building a home.
There are many different
kinds of insurance available to
protect a home -owner's invest-
ment. The type that first comes
to mind is fire insurance. If
you own an NHA-financed house
it must be protected by fire in-
surance for an amount at least
equal to the loan. For exam-
ple, if you obtain a-$12,000 loan
you will need a $12,000 fire in-
surance policy on your proper-
ty.
In case of fire damage, the
holder of the first mortgage,
that is the ' -lender, has first
claim to the insurance money.
It is strongly advisable there-
fore, to have fire insurance cov-
erage to the extent needed to
protect your own investment in
the house, as well as the lend-
er's.
Fire insurance policies are
normally renewable every three
years. Your mortgage budget-
ing account should include sav-
ings towards payment of the fire
insurance premiums. Your lend-
er will usually send you a re-
minder before the expiration
date of your policy, asking you
to look after its renewal.
If a fire should occur you
should notify the lender as well
as the insurance company. Of
course, the thought of fire " is
never a pleasant one and the
best means of avoiding fire in
your home is to follow the ele-
mentary rules of fire preven-
tion. Your insurance company
or your local fire department
will be glad to supply you with
literature on fire prevention up-
on .request.
Fire insurance provides you
with one kind of protection, but
there are also other kinds of
insurance available to the home
owner.
In case of death, for example,
it is possible to have the bal-
ance of the mortgage paid off
through reducing term insur-
ance. This type of protection is
especially valuable for the fam-
ily with growing children.
Should the head of the house-
hold die before the loan on .the
house is repaid the remaining
members of the family need
not worry about losing their
home because of their inability
to meet the monthly mortgage
payments. This special type of
policy assures the home owner
that in the event of his death,
his family will not only be able
to keep the house. but the
mortgage will be completely
paid off.
This type of coverage is be-
coming increasingly popular
with Canadian home owners,
many of whom find it less ex-
pensive to carry than other
forms of life insurance.
A third type of insurance,
liability insurance. is also avail.
able to the home owner. This
provides compensation to
strangers as well as to mem-
hers of 'your family and friends,
for damages or lawsuit expens-
es you might incur if one of
them sustained an injury, or if
their property were damaged,
at your .home. This kind of in-
surance may cover personal or
property damage caused " any-
where by -you or other mem-
hers of your family except auto-
mobile accident liability.
Both fire insurance and per-
sonal liability protection are
available in a "package -type"
policy. In addition to these two
types of insurance, the package
also includes theft and fire in=
surance on household furnish-
And let BOX FURNITURE re-
finish your Floors!
0
Let us quote you on .
NEW FLOOR ' COVERINGS
in all popular styles
BOX FURNITURE
Phone 43 Seaforth
ings and several other cover-
ages such as wind and water
damage.
Serious consideration should
be given by the home owner
to all of the previously -men-
tioned types of insurance. The
best method of planning your
insurance needs would be for
you to discuss them with a qual-
ified insurance agent. He will
be happy to outline fully the
various types of insurance and
recommend a program suited
to your individual requirements.
4-H Beef Club
Members Judge
At Carter Farm
The first regular meeting of
the Seaforth 4-H Beef Dairy
Club was held at the farm of
Lorne Carter, Wednesday. The
meeting was opened by the
members repeating the 4-H
Pledge. The minutes of the or-
ganizational meeting were read
and the roll call was answered
by 23 members.
The leaders are Gordan Pap-
ple and William Strong. This
year's officers are; president,
Amy Stewart; first vice-presi-
dent, Jim Papple; secretary,
Gail Storey; , press secretary
Linda- Papple.
The club members judged a
class of mature Jersey cows,
with official reasons given by
Ken Papple, and a class of mar-
ket steers, with official reasons
given by William Strong. Bill
Strong showed the good points
in judging a beef animal, and
Jim Papple demonstrated on a
dairy animal.
The Huron County judging
competition will be held Satur-
day, May 18, at Seaforth Fair
grounds. All 4-H members are
urged to attend.
The meeting was adjourned
and lunch was served. The
Beef and Dairy Club leaders
and members expressed ap-
preciation to Lorne Carter and
his family for the use of their
home for their first meeting of
the season.
CHURCH GROUPS HEAR REPORTS
ST. THOMAS' WA
The ladies of St. Thomas' WA
met at the home of Mrs. Earl
Dinsmore for their monthly
meeting. The meeting opened
with the Epistle for the Fifth
Sunday after Easter and the
Scripture, St. James, verses 1 to
22.
The Litany was read by Mrs.
Donaldson, followed by mem-
b'ers' prayer and prayer partner
prayer in unison. Nine mem-
bers were present for the roll
call. Secretary's minutes were
read and approved; treasurer's
report, Social Service report
and correspondence were read.
Mrs. B. McLean displayed art-
icles for shipment in bale, and
Mrs. Donaldson gave a prayer
for departing bale.
An invitation was extended to
attend the WA meeting at Dub-
lin May 15. The Deanery meet-
ing is to be held at Goderich
May 21. The next meeting will
be held at Miss Parke's home;
it will be the annual pot -luck
supper.
Mrs. Donaldson gave benedic-
tion.
UCW, UNIT THREE
Unit Three held their May
meeting in the schoolroom of
Northside United Church Tues-
day evening, owing to the mis-
fortune Mrs. Berger had in her
home Monday evening.
Mrs. J. Talbot opened the
meeting with a hymn and pray-
er. The roll call was answered
by 14 members, and the treas-
urer's report was given by Mrs,
Traviss.
Mrs. Wilbee gave an interest-
ing report on the day's activi-
ties at the Presbyterial in Gode-
rich on March 21. Mrs. Mathe-
son and Mrs. Byerman took ov-
er the worship part of the meet-
ing. It was opened with the
poem, "A May Day.". Miss
Abbie Seip read the 128th
Psalm; a hymn was sung, fol-
lowed by prayer.
Mrs. Talbot gave an interest-
ing talk on Hong Kong. The
next meeting will be a pot-
luck supper, to be held at Mrs.
Chamberlain's cottage.'
Mrs. Wilbee showed pictures
taken in .and around Seaforth,
which were enjoyed by all. A
social half-hour was spent, and
lunch was served.
UCW, GROUP ONE
Group One of the UCW met
Tuesday evening at V -ie home of
WEED
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SEAFORTH
Mrs. S. Garnham, with 31 pres-
ent. In the absence of•the lead-
er, Mrs. Campbell, Mrs. Don
Wood took the chair and open-
ed the meeting with a poem,
"Spring". She announced the
general meeting for May 28, at
which a film, "On the Rim of
S.E. ,Asia," will be shown, fol-
lowed by a brief panel discus-
sion led by Mrs. McKercher, the
meeting to be in charge of
Group Four.
The members were reminded
of the Explorers' mother and
daughter banquet, May 29. Mrs.
Mills reported that the alloca-
tion parcel had been sent, also
two sympathy cards. She sug-
gested that members might
bring to the church at any time
good used clothing, etc., suit-
able for the autumn bale. A
sheet of suggestions for things
to send to Mrs. Tonge's orphan-
age was given to each member
and it was decided to knit 6 -
inch squares to be made into
an afghan.
Mrs. J. C. Britton was in
charge of the devotional .part
of the meeting, reading first a
poem, dedicated to all mothers.
After the hymn, "0 Lord of
.Heaven," Mrs. Britton led in
prayer. The Scripture reading
from Acts 17 was taken by Miss
McIntyre. Mrs. Britton gave a
very interesting reading from
the magazine, Focus, dealing
with chapter III, of The Word
and the Way.
After singing "Jesus Calls
Us," Mrs. Doreen Kelly gave an
interesting and informative pa-
per on Taiwan, taken fromthe
study book, "The Rim of Asia."
She stressed the drastic effects
of war on the people, who are
of Chinese, Dutch and Portu-
guese origins, and have many
problems. The natural resourc-
es of the country, the occupa-
tions, languages and religions of
the people were also dealt with.
After a hymn and the Mizpah
benediction, the ladies served
tea and sandwiches. Mrs. Pap-
ple thanked the hostess and
those taking part
NORTHSIDE UNIT 5 MEETS
The May meeting of Unit 5
UCW was held at the home of
Mrs. Don Brightrall with 16
members and guests present.
Mrs. Neil Bell presided and
Mrs. E. McCue led the devotion-
al period, assisted by Mrs. Ted
Savauge.
The group was reminded of
the Bridal Pageant at North-
side on June '5; the General
UCW meeting May 28, and the
mother and daughter banquet,
May 29.
Mrs. R. Renaud presented the
chapter, "Hong Kong" from the
study book, "On Asia's Rim."
The hymn, "In Christ There is
no East or West," was sung and
the Mizpah benediction closed
the meeting.
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Used
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Complete Stock of:
• Lawn and Garden Fertilizers
• Grass Seed • Garden and Flower Seeds
• Garden Tools
WE- RENT — Garden Tillers, Power Saws,
Belt Sanders, Orbital Sanders,,Electric Drills,
Jig Saws, Electric Hedge Shears.
Remember Seaforth's Big Night
Friday, May 24th
FIREWORKS - SHOPPING MALL
FREE PRIZES - PARADE
Crown Hardware
Phone 797
•
Seaforth
WANT ADS BRING QUICK RESULTS — Phone 141
Read the Advertisements — It's a Profitable Pastime !
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Spruce up for
SPRING! - .
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Here at SEAFORTH LUMBER you will. find all the
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Material for every repair and, in addition, lots of
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