HomeMy WebLinkAboutThe Huron Expositor, 1979-02-01, Page 5Mitchell may get free
.calls to Sebringville
Mitchell telepnone sl<I.b.
scribers are going to kava s
chance to Vote on a plan to•
eliminate long distance char-
ges on ealls between the
exchanges of Mitchell and,
Sebringville and Mitchell
and Kirkton.
This announcement -. was
made recently by Lloyd
Mardlin. manager of the
Blanshard `Municipal Tele-
phone System, which owns
the Sebringville and Kirkton,
esehanges, and Peter
C:roome,: local manager for
Bell Canada, operators: of the
Mitchell exchange;
if 60 per cent of the
Mitchell. telephone •" sub-
scribers approve the change,
then it would go into effect in
:December, i,y$Q., The sub-
, scribers must approve the
change because their month-
ly rates would increase, The
Ontario Telephone Service
Commission. the .regulatory
agency for independent
companies in Ontario and the
Canadian Radio. Television:
.and Telecommunications
:Comntission, Bell's regu-
latory body, must, a1S'}'agree
fo the change.
The Mitchell: subscribers
wilt likely be given a chance
tit vote on the question, in
March, A separate ballot; +in4
_explanatory letter will be
mailed. out to the sob'
scribers.
A largevoter response is
p
necessary for the removal of
ttie toll charge. A vote on the
same question was, held • in
1975 when 70,2 .per cent of
Mitchell; telephone' sub-
scribers approved the.
change, However, only 45.
Per cent of. the subscribers.
replied to the vote,
Subscribers who don't
returntheir ballots by mail
will be contacted by tele-
, phone this time in order to.
•
len a._ eiU1
�� K I
----SEAYf.CE-AW'kt�D�WtNNER . mP'b
' of R:.R:1, Dublin, a .past -president of the •
Seaforth Agriculture Society, was presented with:a
a
Art Bolton tt h� e
vie B It
'merit
meritorious service award b
Y
society's annual meeting and banquet held at the
Seaforth arena on Jan: 23. .: (Expositor Photo)
r�fitabIe 'pork is
eating
"Profitable Pork Pro-
duction for 1979" will be the
theme; of a swine' symposium
to be held at the Howick
Community Centre, on. High-
way #$7• between Gortie and;
Fordwich, on February 15th.
Advance registration
before February, 12th is a
must in order to be assured
of a pork dinner at noon.
Registration may be ar-
ranged • at a, cost of $6.00 per
person via the Huron County'
Pork Producer Directors or
the Agricultural ' Office.
Clinton.
The program commences
with registrationtaf,9:30'a m:
Timely presentations will'
include: "Premixes, Supple-
ments or Complete. Feeds`.
Today", Ralston Purina re-
presentative; ' `Financing a
Swine Operation for the
Young Farmer and: the
Established Pork Producer",
Brian Little, . ' Royal' Bank,
5 Kitchener; "Farrow -to
Finish Operation - Would l
.`do ' •it' '.Again?", Ian
McAllister, Zurich;
"Refeletions .-- Would i Re-
peat our Course of Action -
Under Today's Prices and
Conditions?'', . Charlie
Thomas, Brussels, 'Guest
speaker atthe noon pork.
dinner .will be Jack Riddell;
M.P.P.,Huron-Middlesex..
Remarks will feature "Con
sumers and Producers in a
Complex, Changing:.
Economy '
A panel discussion about
e
"Current Fads and Myths in.
Pork Production", chaired by
Ron Fleming; -Huron County
Agricultural Engineer,will
round out the afternoon pro-
gram. Panelmembers will
include Cliff Dickie, Hyde
Park Farm Supply; Don
Henry, Bluevale; 'Ken
Keates, Bright; . Neil
Hemingway,'. Brussels; • and
Richard. Sntelski, Swine•.
Specialist, O.M.A:F., Strat-
ford.
Panel will .examine, trial -
and error on the farm! '`Will .it:
work?; 'Negative and Positive
results Along the Road to
Seeking the :' Recipe for
Successful Pork. Production
The Joys of innovation,:
Individual questions and.
discussion'- will be en-
couraged. Pork production
get a more complete vpltttt
survey. . .
Residents int• the
ex_changeok Mitchell.
Scbringyilles end Kirkton
started' :requesting dropping
tolls between, the centres in
1971.
Correspondent'
DON McRAE
Recent Dublin, Mitchell T,V,
Horne bingo channel 12 wvttt-
hers are Heather Bennewies,
Dublin; Tim Elliott, Dublin;;
Mrs. Gertude Fawacett.`
Mitchell: Mary
Schoonderwoerd, Mitchell;
Mildred Townsend, Mitchell
Alice Chekle. Mitchelt;Cal
Perth A
Patten.MitcheiA erna Hu be..
Mitchell, Isabel' Chesney,
Seaforth and. Wilfred: Initis.
Mitchell. ,
Dublin Lions are con-
tinuing 'to
on-tinuing'to collect used eye
glas . ,s. ;Ind these may. . be.
dr ped off at the' Post Office
in ublln.
W ekend visitors. with, Mr;
and Mrs. Wilfred Maloney
were Mrs. Katie metndv of
lasses
R.R.Z. Dublin; Mr. and Mrs,
Mike Maloney. Lorne. Molly
of Sttatford and Mrs.
Marion Kelly, Angela and:
Karen of R.lt.t„ Sebringville.
'John Nagle has'returned
from the sunnw •south?
Florida where he •vtstte t with
his daughter and son-indav
Mr. and Mrs. Mark Slitipson.
Miss Kathleen Stapleton,,.
• BY -ALAN W. SCOTT chartered' banks.
•
Mill St., North Dublin, has
returned home from vacation.
in Florida.
Mrs, Edwin Stapleton of
Dublin visited with Mr. and.
Mrs. Ron Agar and family of
Essex.
Mr. and Mrs. Mike McRae
and family spent Sunday
with Mr, and Mrs. Bruce
Hallman in London.
eginner
Lenders have guidelines and of the Farm Credit. Corpoc
AG: REP. Both speakers agreed that thumbrules which enable ation and Assoc, Agr. Rep.
Financing was the topic of
discussion at last week's
Farm •Management Club
meeting in Mitchell, Ones of .,
the speakers, John Murphy -
Manager of Regional Agri-
cultural Services for the Roy -
'al Bank, had a definite.
opinion 'on the special credit
needsthe
s beginning farm -
g ng
er.•
an income -expense pro-
jection wasn't sufficient. A
cash flow was necessary to,
'show the money conning in
and the money going .out in
the period from commencing
until' the unit
operations a was
fully in: production This pro-
jection. would indicate the
personal funds oroperating
n
credit .that ,was. needed to
bridge the gap between cash
outflaw.'and cainfow. ,
WHY BUDGETS FAIL
Farm. Credit reps. Ken
Chase and Stu Bryans agreed
witk Murphy
that be ►
n
ners
frequently over estimate fin-
ancial returns. Some people:
budget for a,. certain number
of livestock and still haven't
that number, in the pro-
duction line a year or two
after the • target date,,Other
people just 'don't raise as
many little pigsror produce as
much milk as they projected
In their plans; Others make
substantial machinery pur-`:
chases`ihat weren't ineluded
in their original budgets and.
then: wonder why repayment
is difficult', •The lenders
agreed that an : unplanned
purchase'mightbecome nec-
essary but stressed' the 'im-
portance
im-portance of talking with lend-
ers before going ahead. Buy-
ing a new machine out of.
operating credit would be
disastrous. in the long run:
because the purchase took
money needed to buy fee¢•
and crop input's.
THE 3C'S.OF CREDIT
Murphy talked about the 3
C's of credit -. character,
capacity to repay and collas
Brat. He' stressed that .the
character of the . applicant.
and the ability,. to repay were
more important than collat-
eral. 1t' was vi tal •for a
beginning farmer to level
with his bank 'manager.
A young • borrowershould •
aim -to •,keep- as-rnuelr of his: -
own money as possible when
startingup a business. By.
• following this procedures.
he'd have surplus funds to.
provide asecand Chance if
production • didn't measure
up to 'his budget expecta-
tions.
Too often beginners forgot
about the •"start up" period
when cash would go out and
nothing Wouldcome' back in.
A beginner might . have to
ingest $200. per sow in feed
and supplies before he start
ed to get any return. At the
same time, there was a drain
for family 'living expenses
and- early loan payments. It
was vital to have a.good cash
reserve to rover this start up
period.: Otherwise the; indiv-
idual might not get a second''
*chart ce if things went wrong
because •of his inexperience.
• Ken Chase of Farm credit
Corporation had a• somewhat
different approaeh. He point-
ed out thathis' organization
frequently had to ask .the
beginner to put 'part of his
cash reserve' into the pur-
chase of assets and 'then go.
to. the. bank for sufficient
operating credit.. This policy
was necessary to give the
individual equity in the bus-
iness and also because of the
shortage of F.C.C. funds, He
also felt that Supplying oper-
ating credit Was a role that
should be, assumed by the
inforrtiation'leaflets 'will be
available to all participants.
-Couples are encouraged to
attend..
•
them to determine whether
or not a budget is in line.
They can also estimate the
amkunt.,of" debt repayment
that. can, 'be, handled by
assessing ' the: �nianagentent..
ability of the applic'ant and
the volume of the business.
The thoroughness and accur-
.acy and ,completeness of a
credit application homed
lately give the lender an
impression of heev. .well 'erre;
applicant has thought out his
proposal,
Every application must be
treatedon: an individual bas-
is. ,A man producing; l4 pigs
per sow per year would have
no hope of coping .with a
repayment: schedulethat
could be handled by another
individtsal'poducing 20 pigs
pec sow per:year "`Borrowers
who had below average pro-
duction statistics anti tluise
who. didn't know their stat-
istics would find it incre•as, ..
ingly difftctM to sell tenders
on their proposals. Producers
with below average product-
ion statistic s would,also have
increasing: difficulty in 'com-
peting with. their high pro-
ducing counterparts,
AG WEEK PREVIEW
'•'Ag Week- 1979 issehed-
uled for the .Stratford Coli-
scum- from Tuesday, '.Feb,.
13th Until Friday, February:
16th. Bruce Murray of SI
Marys will speak at. the
Cattlemen's roast beef din-
iier on' Tuesday., A dairy
program on the same day will
feature Ontario' Milk 'Market
ing Board Chairman, `Ken'
McKinnon.: •
Wednesdays Federation
Day, will feature 'a panel on;
farm income tax, farm credit
and farm. record. kccping.
The guests for this program
include Stratford accountant. v'
Howard Fantme, Ken Chase
D.S.•
Pullen
Agricultural 1 Re presentative
for Huron County
USE
EXPOSITOR
WANT - -ADS
Phone527-0240
Butcher Your BEEF or.PORK at
DUBLIN
We:
-kill
-hong.
-cut'
trim`
wrap
-freeze
WE.ALSO
-make y'durr l`an
-sausage
-cure meats
CUSTOMI LiING DAYS
BEEF "4 -,WEDNESDAY AFTERNOONS'
PORK 'MONDAY AFTERNOONS
• TEL 345430 .
-0 APPOINTMENT
• i;i,'iir wr. iWr'M�ri'i,i:riii4'iiii�YV «r -,,.w.. ,�. «.-.
Barry Sinclair,
Thursday features an Egg
and Fowl Producers' 'meeting
and : a ladies' ''session on.
Jewelery Making and Decor
ating. a Centrepiece. The.
Pork Producers also meet on
Thursday. A: panel of farm-
ers and
armersand contractors will his.
cuss the features, of .new
Stock Reduction Sale
For the Month of February,
• tl
10%
201a 30'%: 40% to '
FREE'Ifa with,'!
plus
160.‘0 INA ES
only 79 TC to
Reg. $135.00
to $175.00
ds 'little as '•:
Hanging 1/
Planters 12
u'rchase'
price
10k to 141 rings, chains, pendo sts, earrings
Salt & Peppers,
Reg, $5,00 pr'..
only +2.60pr,
Wooden
Steak Board Platters
3 SO eat. 4/ $ IV0.
*everything
for less*
price
1 Soup Turreen:
Reg. 34.95
($25.00
.
only .
soti ' No discount on special orders
••• No:r'efunds on Said items
No free gift wra'pjing e tt'sale items•
Se f�rth
47 Main
•
Jevllers
•
barns which they have built.
during -the last year, ,
ickets available from
the directors of the Cattle
men's Association and the
Soil, and Crop Improvement
Association. lociati n,' Afternoon
o
pro-
grams begin at 1:15 with the
exception of the dairy session
which starts at 12;45 p.rn.
THE'HUM
EXPOSITOR* 'FEBRUARY
10711)
j
The fust meting, of the
,Egmondville Club was held'
Monday. January 9 at -the
keine of Mrs, fud)4Swan. the
leader. Two new Members,
Kathy Turnbull and Cassie
James were greeted:. and. the
meeting was opened with: the
4-H pledge.
Elected :officers were:
President Diane Smith;.
Vice president - :Gale Turn-
bttll• c,*erfeary treasurer -
DarleneMoore, areas report-
er Susanne Eggert and
M
Telephone _girl :tori Strong,
'The Roll call was, to think Of
aclub name and cover for the
next Meeting to be held at
the home of Mrs. Turnbull,
the assistant leader. The
clubs meet
girth- IRMO that each of the
ten, members should •bring•
.
. to cover sn
teitpenses.
• Members Pamphlets were
Oven out and the objectives '
of the club were ,discussed.
Mrs. Turnbull tallied about
Achievement Day. and Ree-
ogt Book egtiq o tlul
what the soffit'
must dok
•Mi$ wan read theithlr
•ory f?>< ACar
members t►gt►t orli
/
'� s..a, 4. rho,
accessorteg.
iflop no.4
On Monday. Jan 29 the
McKillop #4 4-H club had •
their first meeting at the
home of their leader r M.
Jonneke Murray.
Mrs. Ktaver is the assistant
header. The members are ,as
.follows;: • ,'resident -Mary' JP
Ryan Vice President -Louise
Nolan, $eer"etatrp+ Marth&
Claessens,
Treasurer -Margaret
Press
H, icicnell, e
Reporter-Suanne: Murray
along with Louise Ryan and;
Linda Klaver. The meeting
concluded with a mix and
match $are" '
HERE'S,HOW
EXAMPLE
Doe, William P.
R.R.6 Walton,
Ont. Dec. 1 -0 -9 -
ti.
Mr,. :Doe's, subscription
expires the first• .;RI
December 1979 The digit;
to the right indicates. the
year of expiry.
Ieasewutchthed4teofl•Xour
fi�bel and renew before
subscriRfiion expires..
527-0240
Seaforth