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The Huron Expositor, 1983-06-01, Page 19AWARDS WERE PRESENTED at a 4-H achievement night in Ethel public school last Wednesday. County honours were presented to, back from left: Wendy Boylan, Audra Prescott, Marie Perri, Colleen Lichti, and Sue Hickson. Front: Glenda Lammerant, Carol Axtmann, and Doris Glanville. Tne awards were presented by Huron home economist, Jane Muegge. / (Wasglnk photo) USE EXPOSITOR WANT - ADS We're your one stop gar4ening centre! SUPER SELECTION - SUPER PRICES OPEN FRIDAY NIGHTS TILL 9 P.M. •TREES - SHADE TREES •FLOWERING SHRUBS *EVERGREEN SHRUBS *ORNAMENTAL SHRUBS *ROSES •BOXED PLANTS dowd@obOpo THE HURON EXPOSITOR, JUNE 1, 1983 — A19 Happy Gang invited on bus trip Correspondent DORA SHOBBROOK 523-4250 Happy Gang Seniors met May 25. The Blyth Swinging Seniors and the horticultural society are having a bus trip, June 16 to Lake Simcoe and the Holland Marsh. The June 29 meeting will see the paying of dues. Card winners were: ladies high - Dora Shobbrook, lone hands - Vietta Hoggart, low - Beth Knox, mens high - Russell Good, lone hands - Jean Scott (playing as a man), low - Hazel Watkins (playing as a man). Lunch was served by Hazel Reid and Gloria Mc - Ewing. PERSONALS Visitors with Mr. and Mrs. Vic Stackhouse and family were his parents Mr. and Mrs. Victor Stackhouse from St. John, New Bruns- wick, his sister Lois Tapley front Lake Cowichan B.C., bros. Ste -vel. atnd Giles of St. John, New Brunswick. All were guests at the wedding of kkiurie Lynn Stackhouse and Fred Ranter at Wood- stock Maranatha Christian Reformed church, May 27. On Sunday Jim McEwing, Cliff Saundercock, Gordon Shobbrook and Roy Vodden from here attended the Clin- ton Legion Golf Tournament in Goderich. Cliff won 2nd prize. Gordon and Roy each, won a prize also. Mr. and Mrs. Bob Thomp- son spent the weekend with her father Wm. Hamilton at Moorefield. Mrs. Corea Alabas of Woodstock visited with her cousins. Mr. and Mrs. Airie Duizer. Mr. and Mrs. Jim Mc - Ewing and Mr. and Mrs. Art Colson spent last weekend at a hunt camp in Muskoka. Visitors on Friday with Mr. and Mrs. Bob Burns were her sister Mr. and Mrs. Irvine Keys of Glammis. Mrs. Hazel Draper of Toronto spent a few days with her sister-in-law Hazel Watkins, 'when she attended the funeral of her mother-in- law, Mts. Gladys Draper in Clinton. Mr. and Mrs. Ted Fother- gill attended ,the 40th wed- ding anniversary of his cou- sin Mr. and Mrs. Harvey McDowell in Blyth May 22. Mrs. Dora Shobbrook, Thelma Ellerby, Chastity Colquhon, and Marsha Mil- ler visited on Sunday with Ross Millson and family and with Muriel at Woodstock Hospital where she is having surgery. Tne W.I. citizenship meet- ing will be held June 8, 8 p.m. when Happy Gang Seniors and Cheerio Club will be guests. We welcome Mr. and Mrs. Clayton Hodgens from Clin- ton to the house of her mother Mrs.. Verna Glazier. Mr. and Mrs. Wilmer Glousher visited on Sunday with her sister Mr.and Mrs. Nelson McClure, Seaforth. STAG United church greeters were Edythe Beacom, El- wood Mitchell, Kathy Ken- 'nedv. Theresa Knox, Vicki Riley, and Elizabeth Swan. Next Sunday the youth ,group will conduct service with Hulled Central senior class. Managing your money for HAROLD VAN DOORNIK June 3 Elizabeth Swan was present- ed with a bible on her 9th birthday, atoiduating fromthe the Junior congregation., Savings much safer BY HARRY L. MARDON The savings of millions of Canadians became a whole lot more secure this month. Royal assent has been given to federal legislation which triples the amount of coverage provided by the Canada Deposit Insurance Corporation (CIDC). It has gone from 520,000 to 560,000. However, the legislation only covers certain types of financial institutions. These are chartered banks, trust companies and mortgage loan companies. If they operate under federal charters they automatically belong to the CIDC. which was established in 1967 to protect the savings deposits of Canadians. Any banks, trust companies and mort- gage loan companies which operate under provincial government charters also may qualify for membership in the CIDC. But they have to meet Certain standards and conditions. What the CIDC does is provide insurance coverage for depositors in the event a financial institution goes into bankruptcy, or for some other reason is unable to make good on its pledge to repay the money placed in its care by depositors. In fact, depositors loan money to financial institu- tions when they place their savings or _ into an account, or accoun certain types of investments with them. The "B". Your money in Bank "B" would all be CIDC guarantees that these loans will be insured. You could add another $30,000 of repaid to the depositor. deposits with Bank "B" before you'd reach This insurance coverage doesn't cost the your insurable limit with that institution. depositor anything. directly. The premiums You'd have to be pretty wealthy in cash to provide this coverage are paid to the terms before you ran out of Canadian CIDC by the financial institutions which are chartered banks, each providing you with member -companies of the CIDC. Of course. $60,000 insurance coverage an your depos- indirectly these premiums are a cost to its. depositors as they are built into the overall (Mr. Mardon, formerly business editor of cost of doing business and therefore passed the Winnipeg Tribune, is manager of along to the consumer. corporate communications for The Invest - It's important to note that only certain ors Group, the Winnipeg -based financial types of savings and investments are planning services company.) protected by the CIDC coverage. These include an individual's savings and chequ- ing accounts, money orders, term deposits and guaranteed investment certificates. Howver, there are.limitations. One is that a term deposit must be redeemable on or before five years from the date of the deposit. else it's not covered by the insurance. plan. Another is that a deposit such as a guaranteed investment certificate (and the paper records of the financial institution) should name the person entitled to• repayment of the funds deposited in the GIC. • The maximum deposit covered by the CIDC insurance is 560,000 for each individual. That's not as restrictive as it appears. That limit only applies to an 'individual's account or accounts with the same financial institution. For example, suppose you have a savings account with Bank "A" with $40,000 in it. - You also had $40.000 of term) deposits with the bank and 510,000 in your chequing account. The total of your three different accounts is $90,000. Only $60 000 is covered by the CIDC. If you're very safety -minded it would be advisable for you to transfer a t least 530,000 s, with Bank •SEEDS ... •FERTILIZERS VERBEEK'S FARM & GARDEN CENTRE lost st., cumon 482-9333 PROUD OF THEIR WORK—A group of local people finished many hours of weekly ceramics classes at Seaforth Manor. With some of the items they've made are: Evelyn Carter; Betty McGregor; Janette Stoll; Debbie Hill; Ruth Nolan; Dorothea Williamson; Laverne Night; Mary Finlayson and Betty Huisser. Front: Angela Stoll; Debbie Nolan and Michael Stoll. (Photo by Ron Broome) NOTICE 'CONCRETE FORMING SPECIALS Fast Reliable And Competitive Pricing For The Residential -Industrial -Farming Communities CONCRETE WALLS Example 8 inch Walls up to 41/2 ft. high.. °1000/lin. ft. 10 inch Walls up to 4'/2 ft. high.'1155/ lin. ft. 8 Inch Walls up to 7' 8" high ...'1550/lin. ft. 10 inch Walls up to 7' 8" high .. `1700/Iin. ft. Additional Moving Charge Of '15000 on orders under 100 lin. ft. FOOTING PRICED ON REQUEST FLOORS 1000 SQ. FT. AND OVER 20` per sq. ft. power trowelled. 124 per sq. ft. float finish only. CONCRETE EXTRA CASH DISCOUNTS 5% TO THE FIRST 100 SIGNED CONTRACTS , SPECIAL 10% CASH DISCOUNT TO FARMERS. )fCOQrt HWY _ NO. 21 SOUTH BMF%ELD RGODER%CH ONLY QUAUTY HY-TEST READYMIX USED Phone A & W Concrete Forming & Finishing Est 1971 CALL COLLECT: 482-9611 Now Serving Lambton - Middlesex & Huron Counties PLAN NOW TO ATTEND.... YOU WON'T WANT TO MISS IT!