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The Huron Expositor, 1983-06-01, Page 6A6 — THE HURON EXPOSITOR, JUNE 1, 1983 Auctioneer, banker work together in interests of buyers and sellers BY RON WASSINK Honesty and trust is alive and well in the Seaforth area despite a turbulent recession. Public auctions, farm, household or consign- ment, have been a way of life for decades and will continue to be a popular mode of liquidating assets, providing a certain amount of trust prevails. The possibility of a lien against personal property sold at auction, with the person selling the assets, then taking the money and running isn't a concern here. "Nobody ever worried about it because a farmer was always ahead because of inflation," said Richard Lobb, Clinton auctioneer. "Cheques were always made out to the person having a sale. I became a little concerned two or three years ago. A lot of people think if somethipg goes under the hammer at an auctien, it's free and clear. Actually, it isn't." Concerned not only for the buyer, but the seller, Mr. Lobb discussed' the possibility of fraud with fellow auctioneers. Others said they would not change their auctions. People .have known their neighbours for years, and trust them. Nobody seemed apprehensive. A prospective,buyer attending an auction can protect himself by completing a personal property search Says Don Stewart, Spaforth lawyer. Any liens or encumbrances are registered through the county registry office, and are public information. COMPUTER SEARCH All information is stored on a main computer in Toronto. The more information available to the computer, the greater the benefits. "It's not the best system in the world as far as lawyers are concerned because it's time consuming. You don't have to be a lawyer to get the information." Should people bother making personal property searches before attending an auction? "We have seen no increase in such searches with regard to auction sales," says Mr, Stewart. "Only if a business and contents or a farm is sold. lock, stock and barrel are we asked to make a search, but it is very seldom. We are mainly involved in property title searches. Nobody ever comes to me, saying they are going to an auction and want a personal property search done on a piece of equipment." PROTECTING ALL Interested in protecting all parties, Mr. Lobb has gone one step further than most auctioneers. When a person asked him to hold an auction, a first question is "who is your bank manager?" Everyone he sells for co-operates fully, realizing the benefits of attracting buyers. 1 go to the bank and ask them to do a search, if liens are involved. I then ask the bank to write me a letter. At the auction, 1 read the letter and inform buyers if cheques are made out to the farmer and bank, the bank will guarantee all liens are free and dear. 1n my opinion, as an auctioneer, this is the proper way to do it. If the bank has the liens, they should do the search. The only other way is for me to do the searching but I would almost have to hire a lawyer. Mr. Lobb has had no problems. "If people see the letter, they can buy with confidence. It is to the seller's benefit to get a letter from the banker to attract buyers." Usually farmers are honest and readily admit to bank loans if they plan to hold an auction, says Harry Verburg, manager of the Toronto -Dominion bank in Seaforth. "In 99 per cent of the auctions held, an auctioneer ,will ask for a letter from our bank. We ask that cheques be made payable to the bank and the farmer." As for somebody holding an auction without the knowledge of his banker, forget it, says Mr. Verburg. "We check auction listings in the newspaper. It's something we watch closely. Most banks do. If we notice a customer has a listing, we will contact the auctioneer and the customer. It's best to work with them." Most farmers do not hesitate to inform Mr. Verburg of their auction. ' fhe majority of farmers will confide in their banker and auctioneer. An auctioneer should always ask the farmer if there are any liens.' Bank officials don't make it a habit to attend a farm auction. "We do our homework beforehand. Seaforth and area has been a safe haven." PRIVATE PURCHASES Although buyers at local auctions don't have much to worry about, private deals are more of a problem. "Anybody who purchases a vehicle or piece of machinery privately and does not complete a personal property search, is asking for trouble, unless they know the seller," says Mr. Stewart. "The S4 cost at the registry office is money well spent." Mr. Verburg agrees. "More problems could occur in private deals. A buyer seldom questions a purchase made at an auction, but they should and do when a private purchase is made." An item which has encumbrances against it, can be sold, providing the encumbrance is paid off from the proceeds. .People who attend auction sales abide by unwritten laws, says Mr. Lobb. "There has never been a problem. I've never had a test case." Improper pesticide use called costly, dangerous The pesticide resource (herbicides. insecticides, fungicides, etc.) is an in- dispensable tool in modern crop production. At this time of year virtually all farmland is treated with some type of weed control chemical. Ob- .viuusly it is very important to follow label directions but in addition other precautions must be taken to avoid unforeseen and sometimes costly problems associated with herbicide use. The Ontario Ministry of the Environment, which is re- sponsible for ensuring the safe use and sound manage- ment of pesticides in Ontario, has some timely advice to maximize the benefits and minimize the risks of pesti- cide use. BUSINESS DIRECTORY DALE ROOFING Flat roofs, new and repairs. FRI?FESTIMA'FES 482-9206 Every year the Ontario Ministry of the Environment investigates incidents involv- ing the accidental (or inten- tional) discharge of herbicide tank mixes into or beside drainage ditches on ponds. In these cases there is concern that the contaminated water will be used in the planting or irrigation of sensitive cropt (e.g. tomatoes, tobacco). Be- fore applying herbicides make sure your sprayer is properly calibrated and in good repair. Always read the label before use. Using label_ recommendations. measure out the correct amount of product so that no tank mix remains at the conclusion of your daily spraying opera- tions. If you plan on using ditch, creek or pond water as a carrier in your pesticide ap- plications you should know that Ontario law requires a back-flow device (foot valve) be installed on the intake hose. Failure to install this valve could cause part of your tank mix to be back siphoned into the water source after the pump is turned off. The result could be devastating for farmers irrigating or spraying sensitive crops downstream. Many thousands of dollars are paid each year in, yield loss compensation following the accidental drift of herbi- cides from the target area onto adjacent sensitive crops. Spray drift can be reduced Bruce Lobb, Bruce, Perth, Grcy and Huron Counties 482-3428. THE SPRING 4-H Achievement Awards night was held in the Ethel public school last Wednesday with 17 4-H members receiving awards. Presentations were made by Jane Muegge, Huron County home economist, left. Dorothy Shouldice was presented with the live year leader award, Jane Schade, centre, right, received the Huron County award, for completing 24 clubs and Karen Bremner, right was presented with advanced honours, completing 18 clubs, (Warsink photo) Tour Ontario Hydro MONSTER BINGO The 4-11 Agricultural Ma- chinery Club of Clinton met May 19 at Ontario Hydro in Vanastra. Ted Leeming. Inspector and Supervisor of the Clinton District showed a film called electrical safety on the farm. Some people in the film told how these accidents happen- ed and the agony the family had to go through because of carelessness. Mr. Leeming answered questions and talked about the functions of different departments in the company. He explained his job and showed slides about farm electricity. The 4-H members receCiyyed pamphlets about farnt lectricity. -Press Reporter Larry Hoggart Every Monday Night) JUNE 13th TO SEPTEMBER 5th CLINTON COMMUNITY CENTRE Admission $1 •00 CARDS 6 for $1 .00 25` each PHONE 527-0240 FLANAGAN CARPENTRY Aluminum siding, home renovations, additions, framing, roofing, resi- dential and farm build- ing. f REE ESTIMATES PETER FLANAGAN 527-1399 MufiletWnrld oa� Mufflers guaranteed as long as you own the car SEAFORTH MOTORS LTD. 527-1010 Anstett Jewellers Ltd. Graves Wallpaper & Paint 9eniarn 1'calor in/ -r 111 ireL Canadian & Imported Wall Coserings 527-0550 Seaforth ti Hildebrand Flowers 15 Main St. Seaforth t jgS Office 527-0555 �tyr Res. 527-1784 \' Complete Floral Service with a personal touch Appliance and Refrigeration REPAIR SERVICE limBroadfoot 482-7032 Watch and Jewellery Repairs We Sell and Service CITIZEN AND PULSAR WATCHES 5 STORES EXETER, ST. MARYS, SEAFORTH, CLINTON, WALKERTON are now available at BOB & BETTY'S Variety & Gifts Seaforth ALSO AVAILABLE Jogging Pants • V-neck fleece • Hooded Sweat Shirts from, $6.95 to '19.95 I.\ pert Interior �-�;� I•s url(r Decorating d' .-' \V'allcmerings N 7'' Kern faints • Windim Shades HILDEBRAND PAINT AND PAPER Phone 527-188( I Vlam St., Seaforth McKELLAR COMMERCIAL AND BARN PAINTING SANDBLASTING SEWING MACHINE SUPER MARKET Over 100 machines on displa"y Service to all makes Sales -While. Elna. Husgvarna Lois of used machines rom $39 95 SEW AND SAVE CENTRE LTD. (2 doors south of Hudsons) 149 Downie St Stratford, 271-9660 Why not rent Piano Tuning • Repairs •Rebuilding • Keys Recovered •Dampp-Chasers BRUCE PULSIFER 348-9223 Mitchell Feed, Seed, Fertilizer Farm Supplies, Petroleum Supplies, Heating Oils Seaforth Co-op 527-0770 some VIDEO DISC s for your next party! Open 7 days a week 9 a.m. till 11 p.m. 15 Regular Games 3 Share the wealth 1-'1,000 GAME DOOR OPEN 6:30 p.m. Proceeds To Community Work PECK APPLIANCES "IN THE HEART OF DOWNTOWN VARNA" •FILTER QUEEN SALES & SERVICE •VACUUM CLEANERS - (Sales & Service to Most iKakes) •FM COMMUNICATION SYSTEMS (For Farm & Business) •WHIRLPOOL APPLIANCES • WOODS FREEZERS •CENTRAL VACUUM SYSTEMS •INSECT & FLY KILLING UNITS (For Indoor & Outdoor Use) •GIFTS & MANY MORE ITEMS VARNA, ONT. 482-7103 AIRCRAFT SPRAYING by Jim's Flying Service Ltd. on Wheat - Grain - Beans C•r WARD Construction Free Estimates CALL Laurie McKellar 345-2879 R.R.#2 STAFFA Roofing& Siding Painting • Eavestroughing Pole Sheds Residential & Commercial We never made the Book! ,, a Our Phone Number is 527-0121 ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET FT FT ET ET ET ET ET ET ET ET ET ET ET FT FT ET 47 High Street Seaforth Phone 527-0885 FOR FREE ESTIMATES Call Lyle Ward 527-1411 Maclean's Flowers JIM'SFLYING SEA With complete floral service Funeral and Wedding Work David Longstaff Ltd. Optician S' 'Hain Si. S. Seaforth OP"1 ONIF AND 0P1TIIAI MO1 OGISTS Prescriptions Filled Prnmptlt 1/1 INT 1'Rl-IO('RS: Hies lhurs..1-ri 10 Sanlydas 1 12 ( I,'s,'ii Wcdnecdas ( OM PI FTI- OPTICAl. SI-RVICF. 527-1103 Whitney-Ribey Funeral Home CEMETERY MONUMENTS ROSS, W. RIBEY DIRECTOR 117 Goderich St., Seaforth PHONE 527-1390 Sincere and Courteous Service SEAFORTH INSURANCE 39 Main St., S. Seaforth •Home •Business •Farm •Auto •Life •Sickness and Accident i& J Carpentry •Concrete Forming and Finishing •Framing •Drywall •Roofing *Cabinet Making "„,/- The loss of 2 bushels of grain by ground equipment, even under dry conditions, pays for our service •Investments 527-1610 John Ryan 527-1520 "PLUS,' NeA �•— IATA ,r A 222 Mehl Stmt �� I/f//� Exeter, NOM ISO Thousands of hours of crop spraying experience to Insure the Job is done right, ask your neighbour, chances are we have sprayed his crop. Call now to have your fields looked at, as we anticipate another busy season Contact MILTON 1. DIETZ Limited Seaforth, Ontario . Phone collect 519-52T-0608 RON SCHEFTER Wingham, Ont. 357-1257 TOLL FREE 1-800-265-7022 EXETER AREA 235-2000 Wheeling Jamboree In the Hills July 15-17 '225.00 per person quad Including 550. two day ticket to Jamboree Charley Pride Featuring Tanya Tucker Charley Pride. Tommy Wynette Ricky Skaggs Jame Fricke and many more Montreal Baseball Weekend July 29-31 fikExpos VS St. Louis 'expos From 5169 quad, by coach From 5219 quad by air subject to availability Includes top priced tickets to 3 games 2 nights hotel accommodation transportation from Exeter area SPACE STILL AVAILABLE Jim Nabours Extravaganza June 12, 1983 - 4 days England/Scotland July 2, 1983 - 15 days ET ET ET ET ET ET ET ET ET ET E7 ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET ET Coming in September • Los Vegas Group Departure • New York (Ladies Only) Special For more information coil Mary Lynn Toll Free Exeter Area 1-800-265-7022 235-2000 ET 51 ET 5T ET ET ET ET ET ET ET ET ET ET Et ET ET ET ET ET ET ET ET ET ET ET ET ET 'ET ET ET ET ET ET 'ET ET ET ir 1