The Huron Expositor, 1980-12-18, Page 27Snovvmobiles are becorn,
ing more popular- in Ontario
for farming:as well as rec,'
teation. Some farmers use
snowmobiles to check fences
and livestock, and some even
he. cattle with them.
But whether used for work
or pleasure, snowmobiles
must be operated with skill
and Me same attention tC0
safety as other vehicles, says
Larry Svvinn of the Farm
Safety Association of OntariO,
Most snownitibile accid-
ents involve collisions with
'other traffic. In 1978-79, 38
people were killed and 589
injured in collisions on and
off highways. The other ma-
jor cause pf ancidPnts, is
travelling on thin ice,
"Snowmobile clubs and
conservation authorities
have t.educed accidents by
establishing groomed trails
for snowmobile enthusiasts,"
says Mr. Swinn. "These
trails are well maintained
and supervised to prevent
9.
ui
accidents."
Individuals can do a lot to
reduce accidents, Mr. Swittu
advises bemg prepared for
the worst that cOuld happen.
Before an excursion, check
local weather forecasts. Tell
sOmeone where you are go-
, ing and when you expect to
return.
Thronghtly check your -
machine to make sure it is in
good working condition.
,Check your fuel, spark plugs,
battery fluid levels, steering,
lights, brakes and drive belt.
Take an extra -ignition key,
first aid kit, tool .kit, spare
spark plugs and drive belt.
It's also a good idea to take
a hunting knife, hatchet,
flashlight, emergency blank-
et, compass and matches in a
watertight container.
"One of the best ways to
prevent accidents is to use
the buddy „system." says
Mr. swinn, "Travel in pairs
or groups in familiar areas.
Meld operating snowmo-
biles on ice, particularly at
night, during snowstorms
and in unfatniliar areas. I f
you must cross ice, ask local
authorities or residents about
ice conditions, currents and
other possible hazards."
For more tips about snow-
mobile safety, contact your
Ministry of Transportation
and Communications motor
vehicle licensing office. Ask
for the Snowmobiler's Hand-
book.
Every week more and
wore people discover what
mighty jobs are accom-
plished by low cost Huron
Expositor Want Ads. Dial
527-0240.
THE HURON EXPO$TQR, DECEM�ER 16. 18O
in Rob Tontei,Eida1efid.EIM4t1 001. N38 2C7
It is not my policy to ackoowledge every letter that is
sent to me, Too many letters can become boring.
However, one arrived not long ago that should be given
some publicity.
"We have two farms. One is set up with a
farrow -to -finish operation and the other is •a cow -calf
operation which we have tried to build up slowly over a few
years. A year ago, we purchased the second farm when the
animals became too many to house in one barn. As you
.1t-ri-OW:Ta-Stivititer interest rates and-expelfSe-S- started -to- -
rise and our income dropped drastically.
"In thd spring when our agriculture minister said no
farmer will be refused money to plant a crop, our bank
manager said, No, when we asked for money for seed and
fertilizer; no crops. When I asked if it would be any use to
go to another bank for money, I was told no!
"We did, in fact, try another bank to borrow money
against our cattle which we had built up, one by one, with
any spare money we had along the way.
JELLIED OR WHOLE
E.D. SMITH CRANBERRIES
GARDEN 28 FJLAIZ OCEAN
COMITKL±, SPRAY
14 FTLI.NOZ.
CORN IfiBLETS
GREEN GIANT
FANCY GRADE
12 FL. OZ. TINS
MARTINS
APPLE JUICE
CHOICE
°MAUI Y
48
FL. OZ. TIN
750 ml. BOTTLES
CANADA DRY
CLUB SODA,
ONIC WATER
OR
GINGERALE
9
VEGETABLES
GREEN GIANT
CREAM STYLE CORN,
GIANT PEAS, SUMMER
SWEET PEAS, KITCHEN
SLICED GREEN 011
WAX BEANS
SWEET GHERKINS
PLUS
DEPOSIT
INIalinlei010=••~0.0•MMINNINO.MO~NOINIM.•
SMIfifigiLCHAKLES ASSORTED FLAVOURS
JELLO POWDERS
MILK
CHOCOLATE
14 oz
PKG
3 02
PKGS
FOR
14 oz.
TNS
FOR
BICKS PICKLES 1
375 ml
JAR
CRANBERRY COCKTAIL
OCEAN SPRAY
$t49
40 F L -02
ROTTLE
BROWN & SERVE
DINNER ROLLS
WESIONS
PKGS
OF 12
FROZENNIAGARA ORANGE JUICE
12 5 FL 02
TINS
PC
Orn...mommemo.moormarmormonosormo.
MAPLE LANE DELICIOUS
EGG NOG
FAST FROZEN
PARISIENNE OR FLORENTINE
VEGETABLES
1%4cCAINS. 9
2 L8
BAG
1
LITRE
CARTON
T 0 D ;iris E R S
PAMWESTONS DELICIOUS
ENGLISH MUF
PACKAGE
OF 8
WESTON'S SOFT N'
SWEET MIXED OR YUM YUM
- '
CRUSTY ROLLS Do 69BICKS PICKLES
39
HI H LINE
FROZEN 16 oz. PKG.
PARTY SNACKS $238
HIGH LINER
FROZEN COOKED
SHRIMP 8 02 PKO $2.99
COOKED IN BRINE
HIGH LINER WHOLE FROZEN
LOBSTER 200g 2.f9
HIGH LINER
PEELED AND CLEANED
SHRIMP 7 92_ .171SG $3.39
ZEHFIS AIL BUTTER
SHORTBREAD
COOKIES
COUNTRY OVEN SPECIALS
ONE
LITRE
HOSTESS FRESH
POTATO CHIPS
REGULAR
OR DIP
STYLE
JAR
200g
MOTHER PARKERS F011 WRAP 48.s 45 CM WM
BAG COFFEE 1.18 1.99 ALKA SELTZER_ 1.99 ALCAN FOIL ZREI 99
FRICO IMPORTED 400 G EAGLE BRAND CONDENSED 6CUMT MOTHER FARMS ORANGE PEKOE
EDAM CHEESE 129 BORDENS MILK $2. 99 TEA BAGS 755 169
0F48 7 A.
MOTHER PARKERS
INSTANT COFFEE
PACKAGE
10 oz
JAR
ftEISCHMANM CORN OK
MARGARINE MT 129
990 sVr CHOCOLATE raEiiriTS2ozcHst Wo
FRESH BROWN
ROLLS.
CRUSTY WHITE
ROLLS
DOZEN
CAKE STYLE - 3 VARIETIES $‘ ,9
DONUTS _ _ _12's L
PAX° SAGE AND ONION
STUFFING „
EVEREADY D C -AA Om u vOLT-
ENERGIZERScAnpst 99
DES LE DUALITY
SOUR CREAM _24_ 55#
PiElLSONS DEVON ICE CREAM
SPUMONI swim .169
MR. CLOWN LIQUID
BUBBLE BATH 650 rn, 99'
HOSTESS CHEESE OR TACO
TORTILLAS 150 9 79'
CLUB HOUSE MANZANILLA
OLIVES LOToPzACJI(A*4129
ORANGE OR GRAPEFRUIT JUICES
TREESWEET 149
WONG WING DRIENTAt SHRIMP
-
EGG ROLLS I? 109
NEILSONS 500 ml „
WHIPPING CREAM_ 1.ilY
VITAMINS PLUS IRON
ONE"A'DAY;18_;.8:_.4 99
WEIGHT WATCHERS COCKTAI[
AIL
TOMATO CLAM°89
DESSERT TOPPING
DREAM WHIP 01.79#'
CANADA NO. I GRADE PRODUCE OF US
PRODUCE OF U.S..
RED GRAPES
RED
EMPEROR
FRESH CALIFORNIA
BROCCOLI
LB
ektia01414 ‘764.1e/t4
POINSETTIAS
10014
GOOD EATING
. BUNCH
BEAUTIFUL 1014 $
HOME OR OFFICE •
s
5- POT .
VIBRANT
POINSETTIAS
99
POT 199
POTTED WITH POINSETTIA a
MIXED PAN 6 POT $ety
WE RESERVE THE 1110111
TO LIMIT PURCHASES
TO REASONABLE WEEKLY
• FAMILY REQUIREMENTS
FROO OF USA CAN NO 1
SWEET YAMS 18 45
BUD OF 'CALIF NO I .GRADE
HEAD LETTUCE EA Or
PROD OF CAN NO 1 GRADE „,
RUTABAGAS 18 MY
PRODUCE Of MEXICO
TANGERINES DOZEN 911#
C. EXTRA FANCY RED OR 6010
DELICIOUS APPLES LB Sar
CANADA FANCY
ANJOU PEARS L8 68
MO. Of CALIFORNIA
NAVEL ORANGES _
DOZ 119
WV Witt SE PLE ASO TOURVE You tti:
HWY. NO. 8 ditlitVAh-A6E1 t -S: RAY HURD
A GODERICH HURON RD. oPEN WED., T URS., FRI., EitENINO
.1,1019=6.111195.1.12...41.1.1
Thinking of
retiring?
Here are
some points
to consider
BY ART LAWSON ASSOC.
AG. REP.
For the people not needing
borrowed money, the current
monetary situation is very
good. The problem is for
those who need quantities of
borrowed money. And for
people trying to save and
invest for retirement.
Money put into savings or
other interest investments is
eroded by the 12% inflation
rate. By the time income
taxes are deducted from
interest income, the net re-
turns fail to keep pace with
inflation.
property. The only people
that have really gained is the
oval estate agent and poss-
ibly the government in taxes.
Maybe you should just
keep your farm and rent out
'the land and buildings. Rent-
al rates will follow inflation
and could even be ticd to
inflation. The capital gain is
onlv half taxable and then
only on the sale of the land
with reserves for mortgages
held If you want to reJire OT
at least slow down at 5.5. you
can do so without being
completely uprooted and
moved to new surroundings.
The land rental market has
rre er been stronger. You can
operation profitability
When considering further
investment in an operation. a
look at uninflated equity can
he quite revealing.
"We were again refused because these cattleeven
though we had never borrowed money to buy the herd,
would come under a Section 88 at the bank. Our bank then
sent us a leiter asking us to "Wind clion—i-our
operation,
- "We have fed out feed now that was planted last year
and are buying feed to feed out the remainder of the pigs.
Now, we have land and machinery so why could we not
have been helped to put in our crops? Since May, the bank
has. received -all - our money -from -pip- as -it-now-goes----
directly for the hog producers (association). --
"You can see the position it leaves us in.
"We live in an area where foreign investors are buying
land and taking down the barns and houses."
"It hurts us to see this, especially when the world food
council says there will be a serious food shortage next
year. Why not help us keep farming?
"I've held down a full-time job for 12 years, raised three
children anct, worked on the farms Sunday nights and
holidays. Now, as you see by the bank letter (which is
enclosed), they recommend my husband do the same. We
already work many 18 -hour days and, to tell you the truth,
I'm getting very tired.
"I think the trouble with the government Is they think
you can run farms on hindsight and they are in for a sh&K.
"Our bank manager's idea. is, if you're not making
money on something, you stop producing and start again
when demand is greater. Things are going to have to
change.Aith
ough this letter is depressing, I will close by
saying you may count us down but don't count us out."
Such are the sentiments of one farm wife. I 'have
received maybe a dozen such letters in the past few
months and just could not ignore them any. longer. •
The husband -and -wile team in the above letter
obviously bit off a huge chunk in purchasing a second farm
but all they wanted to do was expand their operation to
he Ip feed a hungry world.
•
Too many depressing situations. such as this have
happened in this country recently. I am not an economist
and lam not a politician. I do not know the answers for the
many people who have written to me nor for the many
thousands who have not.
1 know of a couple of hog producers last year who went
to the bank, couldn't get any more backing and simply
dropped the keys to the barn on the bank manager's desk
and walked out saying: "Okay. hub. you run the farm."
Why these situations have to occur in a so-called
developed country such as Canada is, to say the least,
depressing. To say more would be enough to get MC
sadudtig
ledwuietshsthett
libeliscuict.
Br s
peaks for itself.
Politidans make promises they cannot or will not keep.
Inflation can cloud
true farm income
Fcrr many farmers. equity
growth has conic as a result
of inflation rather than real
operating profits. Part of the
blame for this must lie with
those advisers who en-
courage borrowers to look
only at "present market
values" rattler than 'book.
values" The view of equity
growth. when the inflation
factor is removed. gives a
more accurate perspective on
RHOSP
Tax Free
Down Payment
on the Future
Ceadi',”"e fCr CIntrctutiOns December 31
VICFORIA
AND GREY
TRUST
Since 1844
Stratford: 1 Ontario St. 271-2050
171 C.H.Meter Blvd. 271-5011
Godertch: 100 Kirigston St.. 524-7381
t•i•
aaz
Member Canada Deposit insurance Corporation
probably even work part-
time for the active operators
around the neighbourhood or
maybe on your own farm.
In the short term. the
retirement income witi not be
as high as if the farm were
sold but the future is secured
against inflation.
WHAT ABOUT THE EXIST-
ING OPERATORS WHO
WISH TO CONTINUE
FARMING OR EXPAND?
With interest rates chang-
ing weekly. it is hard to make
long term plans. It would
probably be best to tie down
interest rates where possi-
ble. as opposed to letting
them flaat
Many hog and beef farm-
ers can testify to the pain of
interest rates that floated up
with the prime rate this pdAl
spring. The hog and beef
markets were both getting a
"wringing out" in the mark-
et place. when interest rates
added further squeee • this
added squeeze proved to be
the last straw for many
producers.
Operating credit OT section
88 loans always are at a
floating rate. The problem
then is to keep demand type
loans to a reasonable level
and roll operating looses and
capital borrowings back into
fixed rate loans. where poss-
ible. Keep an eye on asset to
liability ratios to properly
structure your credit picture.
Mem,'
Chrisimo