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The Huron Expositor, 1988-06-01, Page 1738. SERVICE DilRECTORY Fuel Oil Furnace Service and Cleaning Paratchek's Maintenance Dublin 345-2235 COME SEE OUR SHOWROOM 'SPASePOOLSePATIO FURNITURE 234 MAIN ST. N. SEAFORTH 527-0104 HOUSE PAINTING Have your house expertly painted for a fraction of what others charge CADILLAC2PAINTING 90 YEARS EXPERIENCE Call today. You'll be glad you did — I guarantee it. MORTGAGES For Residential & Commercial Properties Car, Truck & Equipment Financing and Leasing AGRI/COM Management Services call (519) 367-5615 Weekdays 9 a.m. - 12 noon STONEWAY CONSTRUCTION Specializing In: PAVING STONES: Driveways, Patios, Walkways, Sidewalks, Pool Decks, Parking Lots. •Retaining Walls & Insulated Drywall Panels •SKID STEER LOADER WORK 39. CARD OF THANKS Holy Spirit You who makes me see everything and who shows me the way to reach my Ideals; you who gives me the Divine gift to forgive and forget all that is done to me, and You who are in all the instincts of my life with me. I want to thank You for everything and confirm once more. I never want to be separated from You, no matter how great the material desires may be. I want to be with You and my loved ones. Say this prayer with con- fidence and God willing, your prayers will be answered. Publication promised. Sincere gratitude. L.B. 39.22-x1 DOLMAGE When a person is down and out, it is very gratifying to be remembered with flowers, cards, visits and good care from relatives, friends, doctors and nurses. Thanks for all your kindness and concern. I hope to be out around soon. Anna Dolmage. 39-22-x1 Holy Spirit You who makes me see everything and who shows me the way to reach my ideals; you who gives me the Divine gift to forgive and forget all that is done to me, end You who are in all the instincts of my life with me. I want,,to be separated from You, no mat- ter how great the material desires may be. I want to be with You and my loved ones. Say this prayer with confidence and God willing, your prayers will be answered. Publication promised. Sincere gratitude. L.B. 39-22-x1 SDHS - BAND Sincere thanks to all who supported our Beef 13130 Fund raiser at the High School. To Ron and his helpers the beef was great and your tremendous help was appreciated. A special thanks to the Queens for their generous dona- tion. The support show to our band will help them to realize their trip to Calgary in 1989. Fund raising Committee, S.D.H.S. Girls Band. 39-22-x1 KISTNER With our deepest gratitude we would like to say thank you to our families, relatives, neighbors and friends for all the masses, prayers, novenas, gifts, cards, flowers, food and candies and visits in hospital and at home and words of encouragement and phone calls. Thanks to Doctors Lappano, Tamblyn, Van Walraven, Karry and Devereaux, Father Sharp and Father Carrigan, Seaforth Am- bulance attendants, to the nurses and staff at Emergency, I.C.U. and fourth floor north at Stratford General Hospital. We will be forever grateful to you all. Special thanks to Martina arid Harold. Frank and Ann Kistner. 39-22-1 15 Years Experience • Free Estimates (519) 335-6268 R.R. No. 1 Gorrle f'JSTAFF ENS rLAWN CARE .Y LAWN MAINTENANCE •Grass Cutting r► •Flower Beds LANDSCAPING •Shrubbery •Designing Available 1e' (NO JOB TOO SMALL) JOHN STAFFEN 527-2280 39. CARD OF THANKS 40. IN MEMORIAM DE JONG In loving memory of a dear wife and step- mother Noella, who passed away one year ago, June 2, 1987. God saw you getting tired When a cure was not to be, So he closed his arms around you And whispered come to me. You didn't deserve what you went through, And so he gave you rest. God's garden must be beautiful, tie only takes the best. So when he saw you sleeping So peaceful, free from pain We could not wish you back To suffer that again. Lovingly remembered by husband George and Tom and Karen, Jed and Cathy, Rita and Peter, Ann and Terry. 40-22-1 REID In loving memory of a dear daughter, sister and aunt, Lori (Hugill) Reid who passed away May 31, 1985. There is no parting from those we love, No distance can divide, For each day in memories garden, We still walk side by side. Wherever life may take us, Whatever we may do, The memory of the years we shared, Still keep us close to you. Always remembered and missed by mom, brother, sisters, nieces and nephews.40-22-51 THE HURON EXPOSITOR, JUNE 1, 1988 — 17A Farmers offered another approach to farm analysis or non-productive. Productive ones help - list out non-productive ones, i.e., those generate profits, i.e., feed, fertilizer, seed which the operation could survive without, - cut back on non-productive expenses, i.e., even though inconvenient 2. Ratios - a) % debt minus debt times 100% divided by total assets - if exceeds 50% of asset value, 80% pro- bability of loan difficulty b) Current Ratio equals current assets divided by current liabilities - guidelines - Minimums: cash crop, 1.25:1; F -F, dairy 1.5:1; feeder hogs and cattle 2:1„ c) Asset Efficiency - asset value needed to generate a dollar of revenue equals total assets divided by total revenue' *see previous definition - guidelines - top operators, 2-3:1; average operator, 5-7:1, problem cases, 7-10:1 For most farmers, another article on how to analyse the farm business is not required. However, there are some farm people who break into a cold sweat when the two words fuel, repairs, labour "financial records" are mentioned. For this operating expenses times 100% divided by latter groups of people, who are in the infant total revenue stages of farm analysis, here are some - operating expenses do not include interest. guidelines that might help in assessing the This is an investment expense. farm business. - total revenue is gross farm sales on ac- crual basis less cost of goods (Le., items bought to have value added - stockers, weaners) - guidelines - best operators, 40-00%; average, 25-35%; problem cases, 20%. h debt service ratio - measure % of revenue to service debt equals interest plus principal times 100% divided by total revenue* - rule of thumb - should not exceed 25-30%. If so, business is debt laden. • see previous definition BALANCE SHEETS 1. Concepts - business does not fall in love with an asset INCOME STATEMENTS 1. Purpose - did the operation have a profit? - how and why did this occur? what action plan needs to be developed to enhance farm profitability? 2. Revenue - should be correlation between assets, management and time spent to in- come generated, i.e., minor income sources are often inefficient resource users 3. Expenses - identify key ones (usually one to four items) which, when added together, equal 50% of total expenses - classify key expenses as either productive By using the above guidelines, a complete farm analysis should have been accomplish- ed. The standards set for the ratios are for American farms, but ours should be very similar. Guest speakers to highlight Ontario Pork Congress Denmark is the world leader in pork pro- A second world renown authority, Dr. duction and marketing. But with an area Tom Hanrahan, Head of Pork Husbandry less than three-quarters the size of Nova Research Centre at the Irish Agricultural Scotia, most Canaan pork producers Institute, will ,, cuss the high cost of Euro - wonder how the Danes have managed to peon pork grains and recent innovations in achieve this world status. Ireland that have successfully developed alternative feeds from waste product ingredients. The speakers will joined by Jim Mor- ris, Acting Head of Livestock Section, Ridgetown Agricultural College, and by three local pork producers who will discuss their various operations. The Producer Education Committee of the Ontario Pork Congress hopes to provide some answers to this and other industry questions. Dr. Erik Moller, Managing Director of Tulip " g Processing in Denmark, will be one of the principal speakers at this year's Ontario Pork Congress to be held in Strat- Alan Baker,_ chairman of the Producer ford, June 21-23. With an annual output of Education Committee, outlined the commit - better than 3 million hogs at the Tulip opera- tee objectives in bringing together such a tion, Moller will discuss the whys and compliment of speakers to this year's wherefores that have pushed Danish pro- Congress. duction to such outstanding levels. "We hope to stimulate producers to look - at their own operations and develop new ideas," Baker said. "By bringing forth high caliber speakers we will encourage discus- sion and interaction between producers, agribusiness people and research extension personnel." "Hopefully from these discussions ideas will go out into'fhe industry and benefit the profitability and production of pork in On- tario," Baker added. The Producer Education Committee has provided many world pork authorities to previous Congress gatherings with the benefits of these discussions now being realized in the Ontario pork industry. The speakers can be heard from 10:00 a.m. to 2:00 p.m. on all three days of the On- tario Pork Congress. Promotional booths for each topic and printed transcripts will be available. International guests to be welcomed at Congress Good old Ontario hospitality! That's what is in store for the estimated 200 international and out -of -province guests who will be atten- ding this year's Ontario Pork Congress in Stratford. Keith Small, chairman of the Interna- tional Committee for this year's Congress, notes that in previous years little recogni- tion has been paid to foreign pork producers and swine breeders who may have travelled thousands of miles to attend the event. The International Committee hopes to change that. "The principal objective in welcoming these visitors is to help put them in touch with various Congress Committees. A lot of these people will be here looking for breeding stock, specialty equipment and Canadian know-how," Small said. Some of the key areas of interest and com- mittees to whom the inquirerers will be Horticultural society members tour Cosyn's Members and frieq oLthe,$eaforth Hor- ticultural Society t�velled to Cosyn's Greenhouses and Garden Centre on Wednes- day, May 11. Bill Cosyn welcomed everyone and led them on a tour through his many greenhouses. There was an impressive variety of shrubs and plants for sale follow- ing the tour. Members then returned to the Seaforth Public School library to conduct the business part of the meeting. Plans were completed for the annual plant sale on May 14 and for the planting of the hanging baskets in the following week. The next meeting will be held on Wednes- day, June 8 when members will attend the Streetscape presentation in the Council Chambers of Seaforth Town Hall. BOSWELL The family of Ned Boswell would like to ex- press their sincere thanks to relatives, friends and neighbours for floral tributes, visits, messages of sympathy. Special thanks to the St. Thomas A.C.W. for the lovely lunch, Dr. Underwood and the hospital staff for their care and to the Whitney-Ribey Funeral Home. Your kindness will always be remembered, Walter Basel!, 39-22-1 VAN DOOREN I would like to thank my family, friends and neighbours for cards, visits at the hospital and since returning home. All was very much ap- preciated. Ann Van Dooren. 39-22-x1 BROWN A very SPECIAL THANK YOU to Norah and Stephen, Betty and Ken, Lois and Bill and all our Grandchildren, for making our special day, 'so very special'. May 22/88 has been the happiest day of our 40 years of marriage. Thanks kids, for our lovely gifts, our wonderful meal, and our super, super evening. We have truly been blessed with a wonderful family. To all our friends, neighbours and relatives who sent us Cards, gifts and beautiful flowers - Thank You. Everything was appreciated so very much. God Bless you all. Thanks, Clara and Bill Brown. 39-22-x1 directed are the Breeders, Marketing. In- novation and Producer Education Commit- tees. Each of these groups will have representatives on hand to offer information and printed materials. The International Committee was organized this year partly as a result of the fine hospitality and assistance many On- tario producers received while attending the Alberta Pork Congress last year. "If we can direct the delegates to the best local people, the interchange of information, breeding and product data will benefit everyone in the industry," Small stated. The three-day Ontario Pork Congress will begin at the Stratford Coliseum Tuesday, June 21. An informal gathering that will in- clude a pork barbeque and picnic will be hosted by the International Committee at 6:00 p.m. Monday evening in the Market An- nex Building. Several Provincial politicians have also been invited to attend. Egg prices up in most provinces The price paid to producers for Grade 1 large eggs in June will increase by one cent per dozen in all provinces except Nova Scotia where the price will be the same as in May, the Canadian Egg Marketing Agency (CEMA) announced today. The price increase is due to higher feed in June costs and an increase in interest rates. CEMA sets the producer price for Grade A large eggs at the beginning of each month ing a cos of production formula. the federal government's National Farm Products Marketing Council is advised of the prices before they are announced. THE SEAFORTH KARATE CLUB held a fundraising car wash on the weekend, and the martial artists washed over 70 cars in about five hours to raise money for their club. Corbett photo. TAKE A LOOK! Chances are you'll find exactly what you're looking for in the Classifieds! Buying or selling... in the market for a bigger home or a better job... looking for a rare coin or a new car... Classifieds are the first place to go for immediate results! Oh what a my PaR11tParnan�a xpoHuron • F sitor 527-0240 a CARD OF THANKS Anne Robinson and Jeff Wilbee wish to THANK the following for their con- tributions to the Formal FOR DONATIONS Seaforth Automotive McGavin's Farm Equipment Hank Binnendyk 1/14 vivf q47 ,,p Pip 40 FOR LENDING PLANTS Flower Magic Hildebrand Flowers Lawn Master Janet Taylor for preparing the luncheon The Janitors at SDHS - for putting up with us The Secretaries at SDHS - for their availability I '':•N,q12,fri‘ASS1.110, \31tWiltaia `r."Vina ia\T 1AM X1'M s ala someone%