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Home My WebLink AboutThe Huron Expositor, 1984-03-28, Page 5worth just like h�rriE:: for Newfoundland gird One of the first things Kathy Pryce told her friends when she learned she was hosting an Education Canada exchange student from Newfoundland was, "No Newfie jokes!" And, when Michelle Benoit, from Black Duck Brook found out, she laughed. 'I said, 'Go ahead'. We tell Newfie jokes oursejves in Newfoundland. We also make fun of Torontonians," Michelle says. A native of a fishing community on the Pt. Au Pt Peninsula which has a population of 200, Michelle says Seaforth is much the same as Black Duck Brook except "it's a bit chillier up here." Her high school has approximately the same number of students and the closest city is about an hour's drive away. The similarities between Seaforth and her home have kept Michelle from getting homesick on her first trip away from home. She also says she's been too busy to be homesick during her two weeks in Ontario. "You can't get bored here. We've been out just about every night. At home I usually just watch TV," she says. New experiences for Michelle since she's been in Ontario include riding the subway in Toronto, going up the CN Tower, watching, hockey and ringette games and trying to curl in Seaforth. "I didn't like curling much; I couldn't do it. Maybe if 1 got.to know it, I'd like it," says Michelle. While in Toronto, Michelle visited rela- tives she hadn't seen for six or seven years and she also visited her brother at the army base in London. Because job opportunities are limited in Newfoundland, many people leave home for ,,.Toronto. "Students in Ontario are a lot more involved in their school work, they get a lot more encouragement and they have high hopes. There aren't as many opportunities at home so students don't work as hard," she says. But, of the Newfoundlanders who leave the province, many return home to their families. We're one of the poorest provinces but we're surviving," says Michelle. There are no farms in Newfoundland the size of Ontario farms. Instead of farming as an occupation, most people in Michelle's community have a few cows or sheep for food for the winter. Most job opporttinities are limited to the fishing industry and the oil rigs. "One of the people who died on the Ocean Ranger lived in my community," says Michelle. With plans to become a nurse, Michelle says she hopes to remain in Newfoundland. One of the highlights of her stay so far has been helping the handicapped during swim- ming classes with Seaforth grade 11 phys. ed. class. Participating in the exchange has given Michelle an appetite for travelling and once she finishes high school, she might get involved with the Katimavik program.•But, whether she leaves Newfoundland or not, Michelle says she'd like to visit every part of her home province. During her stay in Seaforth until Apr.' 3, Michelle says people in town have made her feel at home. 'Keep up your hospitality," she says. 4—H project on conservation Many area young people interested in conservation wilihave an opportunity to meet other concerned conservationists this sum- mer through the Ontario. 4-H program. Proper techniques of natural resources management will be introduced through field trips and club projects. The 4-H conservation club, scheduled to start in April, is open to THE HURON EXPOSITOR, MARCH 28, 1984 ® A5 anyone under the age of 21. Conservation -related projects will be un- dertaken by the members, providing an opportunity to put their new found knowledge to use. For further information about joining, contact Ray Hanna at R.R. #2 Auburn (526-7251). Huronview hears about N.Z. Tuesday afternoon, residents of Huron - view saw from colored slides, the culture of New Zealand as presented by Mrs. Elizabeth Berkahn, who comes from that continent. Mrs. Berkahn first told a little about her family and how they are enjoying our winter, so different from theirs, where for the most part, the climate is generally warm. Farm- land down there is mostly used for the raising of sheep and dairy cattle. She showed some articles of clothing that were made from pure wood. Mrs. Berkahn and her family have been In our area fir some months, on an exchange basis with the White family from Seaforth that is spending a year in New Zealand. The Senior Citizens' Group of Blyth convened the March birthday party. Jim Lawrie was master of ceremonies. Jim sang a couple of Irish tunes and played a number of requests on the mouth organ. After spending a holiday in Florida, Mrs. Prouty is back in the area. She conducted mid -week Bible Study, with Elsie Henderson assisting at the organ. Special Care residents and ladies from 1st North met in the activity room on Thursday, for a social hour. Coffee and cookies were served while Frank Bissett provided piano music. Roman Catholic mass was held in the chapel on Friday morning, and then in the afternoon, residents gathered In the auditor- ium for their weekly game of bingo. Rev. Norman Pick conducted morning worship, assisted at the organ by Fran Bissett. Elsie Henderson sang a solo. We at Huronview wish to extend a warm welcome to Olga MacWilliam from Exeter, Thomas Finleon of Goderich and Della Nixon of Ashfield Tvrp., who have come to reside here. Shield your BY HARRY L. MARDON Millions of Canadians now own a Registered RetirenietitSavirigs Pian. Wen Ornately, some of them fall to take a simple step which will shield their RRSP from taxation should the plan owner die suddenly. The federal income Tax Act states that ,rnless you designate a beneficiary when you buy a RRSP, the total value of your plan will be taxed at your income tax rate in the year of your death. That means your estate will bb smaller than it need be. The precaution you should take is to name a beneficiary in your will or on the RRSP application form at the time of purchase. You may designate anybody you wish to be your beneficiary. However, if you are married you probably will appoint your spouse. If you are a single person you may name a favorite relative as your beneficiary if there is no designation made, the RR issuer is required by law to deduct income and withholding tax from your plan's total value. All provinces except Quebec recognize the designation of a beneficiary on a RRSP application form. in Quebec, a designation can only be done through a will. h CauntyCouncit approved its 1984 t for, over $4 million at a special e g Pik Mar. 2x 1=Th „get was a privet} despite a i enuest f Mitchell Reeve Jun Spence to lower tote levy increase from,7,55; er cent to five per cent "1, do not support the budget. Ne should try o do better," he' said. The Mitchell -reeve. noted'that last year therer was a target ' of a three to five per cent increase for 1984 -and he reminded,. county. conn i thatlas ear they were critical of the Perth Board 9f Education budget. "Our budget year is no better than their's.last yyeeaarr," , he said suggesting -That the..;court house restoration and roadbudgets each be reduced by $12,000. and the -grants be red u cad by $14,000.; Me county is giving out'over $100,000 in grants this year with the main recipients - being the Listowel and District Seniors Complex with $65,000 and Ritz Lutheran Villa of Mitchell with $10,000. Hibbert TOWi/Ship Reeve Iv' Norris said there were a lot of requests for roots this year. He sald.about�$160;000 is coming out of reservgs for the grants. The 14 munlcl alines InPerth will sliere in the 1984 levy or $13*Al* Of this, $730,000 for 'county roads with "the remainder for general government, Prior to ft" , roving the budget, a request for a S50,111 grant from the Stratford Shakespearean; Festival was turned down by, the county . The Downie Township Nerve Said the Festival is currently undergoing a, $6 Million expanslon and that both the ;federal and provincial governments have. given $2 million for the project. Fresh . Start for SpriOgi EXCHANGE STUDENT—Michelle Benoit, Michelle Is from ;a fishing community In has been visiting Seaforth for the past tWota Newfoundland called ;Black Duck Brook. aweeka,with the Pryce family of RR4 Walton. ' • (Hundertmark photo) Several designer awards from top stylists' courses in Toronto and highest quality products enable us to allow you: •FREE STYLE PERMS* •FASHION COLOUR HI -LITER• •DESIGNER CUTS*. Feel free to drop in for a consultation or. look , through our newest hair books. Watch For Our APRIL ANNIVERSARY' CELEBRATIONS Hues. & Fri. -9.5:30 Wed. & Thurs.-9-7:30 :Sett *2 McKillop people spend a few days in Ohio Correspondent MRS. ED REGFi.F, 527-1106 Mr. and Mrs. Harold McCallum were recent visitors with Mr. and Mrs. George Williamson at Listowel. Mrs. Ed Regele spent Friday with Mr. and Mrs. Stanley Preszcator at Crediton. Mr. and MrsfPau1 McCallum, Cindy and Colleen of R.R.I. Walton and Mr. and Mrs. RRSP from it is important to note that your benef c�l�}rryy win:NINq to Pay- ttaxk-cop- the RRSPss value. unless the ptaxed are "rolled over" to the beneficiary's person RRSP. This roll-over should be don by the financial institution which is acting as the trustee of the plan. In other words, to avoid tax on the RRSP the funds should be transferred direct into a RRSP owned by your beneficiary. There is 'no limit on the amaimt of money that can be transferred. There are a number of payments you can make to your RRSP which are over and above the ordinary allowable limits. For example, funds in one RRSP can be transferred directly to another RRSP in"your name without being subject to income tax. There Ls also no tax on a refund from a Deferred liofit Sharing Plan, a refund from a registered pension plan and retiring `allowances from an employer in recognition of long service — but only within certain limits — if rolled into a RRSP. The prescribed limits for the transfer of retiring allowances to a RASP are based on the total number of years you worked for the employer paying you the retiring allowance. Check with your former employer ablint • Jim Barnes of Parkhill were recent visitors with Mrs. Ed Regele. Mr. and Mrs. Hatold McCallum of R.R.1, Walton and Mr. and Mrs. Wayne Hartman of Brucefield spent a few days with Mrs. Mary Yost at Dayton, Ohio, U.S.A. Clarence Regele Is a patient in Seaforth Community Hospital. We wish him a speedy recovery, taxation 4W01ntmeuts not a ys:reogsiiary Hair Design to Maul St Set11011h Ph "TASTY HOS" THIS WEEKEND ONLYI these limits. drKdatvelt •you +ems; fiafsfet Into •$•-RRSP paym nts you receitie frim the Canada Or Quebce) Pension Plan and Old Age Security. Another important paint to remember is that the Income Tax Act states that a RESP must be matured by the end, of the calendar year' daring which the p1Mnholders turns 71. if the planhoider has not selected a retirement income mon at this point, the RRSP is automatically deregistered and a T4RSP slip is issued for the full value of the plan. This lump -sum payment can incur a significant income tax liability,, However, there is some relief aya'lia'ble to a taxpayer who failed to mature his RRSP by the cunt of the year in which he reached age 71. Revenue Canada states that the plan matures on the Last day of the calendar year, so deregistration takes place on the first business day of the following calendar year. A taxpayer who turned 71 in 1983 and did not mature his plan will be issued a T4RSP 101984 as this is considered to be the year of detregistration, so, the taxpayer will be able todeferpayment of tax on the RRSP amount until April 30, 1985. A LOAF (LIMIT 3 PER CUSTOMER) • MEDIUM CHEDDAR c; a e. BLACK' FOREST°NAM' 3 Ib. 09 CANADIAN SWISS 39 too ib. WE HAVE HOT OR COLD HAM & CHEESE OR ROAST BEEF ON A KAISER TO GO! 14 Maln St. SEAFORTH 5274803 409 CHERRY SQUARES / 1'79 Balkory (? CIketse Hou,st TRIANGLE DISCOUNT is bustin' out all over with fabulous NOT OFF THE PRESS— Creat TOOTHPASTE 100 m1. $129 ONLY Jhlrmack SHAMPOO os CONDITIONER $249 220 ml. ONLY Filntstones MULTIPLE VITAMINS 100's Regular or With Iron $459 ONLY Vaseline INTENSIVE CARE LOTION $1 69 200 ml. ONLY Scope MOUTHWASH $ 039 750 ml. ONLY Aapri FACIAL SCRUB 60 mi. $ 239 ONLY Mentholatum DEEP HEATING RUB 100 mi. $ 69 ONLY Behind the scenes at The Huron Expositor you'll find a busy group of people working together to produce the newspaper you read every week. There is more that goes into the newspaper than most of us realize. Every story, headline and advertisement must be typeset, proofread and then placed on a page in a particular order. The time and personal attention that is given to each story and advertisement is what gives The Huron Expositor its ;tidy and easy to read format. The newspaper you are holding is the result of the efforts put forth by the Expositor's Production Department. If you would like to contribute any news tips or photography ideas please CALL The Expositor at 527-0240. Playtex TAMPONS Regular or Deodorant 30's $99 ONLY WV TRIANG LE DI C D U NT.„a 172 The Square, Goderfch Main Coster, Clinton Main Comer, Seaforth COMPOSING STAFF Anne .buff & Cathy Melody rHuron E xpositor 527-0240 a i 1