The Huron Expositor, 1985-12-25, Page 2Huron
E,11.xpositor
SINCE 1860, SERVING THE COMMUNITY FIRST
+CNA
BLUE
RIBBON
AWARD
1985
Incorporating
BPll.btil'�4 PtDSt
10 Main Street 527-0240
Published in
SEAFORTH, ONTARIO
Every Wednesday morning
ED BYRSKI, General Manager
HEATHER McILWRAITH, Editor
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SEAFORTH, ONTARIO, WEDNESDAY, DECEMBER 25, 1985
Second. class mail registration Number 0696
Judicial responsibility
In this day of multi-million dollar damage suits resulting in exorbitant
awards to claimants, insurance, particularly liability insurance, is an
absolute necessity. It is therefore ironic these same claims and awards
which insurance policies are set up to cover, have driven the cost of
obtaining liability coverage, if it can be obtained at all, to prohibitive
levels.
Still reeling from a staggering 98 per cent increase in their insurance
premiums, the Huron -Perth Roman Catholic separate school board has
responded with a resolution protesting the situation and has solicited
support from other school boards and municipalities.
Judging from the response they have received, it would appear most 1
such bodies are also feeling the pinch of sky-high insurance costs.
Locally, Seaforth Town Council, as well as the townships of Hibbert,
McKillop and Fullerton, have joined other municipalities and school
boards from across Ontario in supporting the Huron -Perth Catholic
board's resolution.
The one member of Seaforth Council who did not fully support the
resolution, objected to a paragraph suggesting the judicial system bear
some responsibility for creating this untenable situation.
Onfortunately, it is only with the judicial system, that the power to
completely overcome the problem rests.
Despite popular misconception, insurance companies do not possess
unlimited funds with which to pay out massive claims, while at the same
time subsidizing low customer premiums. They are a business, and as
such must strive to raise their cash intake, in direct proportion to their
outflow.
It took a great many years, and much attitude modification, before
awards in civil or personal liability claims cases reached a point where
they adequately compensated a victim who may have been severely
disabled due to the actions or negligence of others. However, this point
was reached, probably about 10 years ago. Unfortunately the awards
granted by judges did not level off. They continued to increase in dollar
value and attempted to include more and more intangibles until they
reached today's levels, which often far exceed justifiable compensation.
Bereavement claims by relatives have expanded to include far more
than the immediate family, directly affected by a death. However
adversely affected by the death of a youngster, grandparents, aunts and
uncles are hardly entitled to the large cash remuneration they are
sometimes awarded in today's courtrooms.
Awards to those severely disabled in accidents often total millions of
dollarsyy where hundreds of thousands might be more than enough to
suppty'the injured party's needs for a lifetime. Surely much of this excess
award money is passed on to the descendants of the original claimant.
Providing a large estate for a claimant is not the intended purpose of just
compensation and hardly the responsibility of the insured.
It is these excessive awards, not the legitimate ones, which are forcing
insurance companies to raise their prices for an essential service, beyond
realistic and affordable means.
The predicament of the insurance industry can be likened to a high
stakes poker game. When the pot is broke the game is over -- no matter
who's ahead at the time. — P.R.
OPINION
SWEAT SOCKS
_- —_ by Heather Mcllwraith
Christmas has meaning
ft seems only fitting when this paper is
dater) December 25. that this column be
written about Christmas Somehow to write
about anything but seems almost a sacrilege
Christmas means a lot of different things to
different people For some it's the highlight
of the year. yet for others it is the time of year
they dread the most, the time of year that
bongs hack memories, some toe painful to be
remembered
i guess I've been lucky We has been a
series of ups and downs for me and my
family, we've gone through some had times
times we thought would never end. times we
knew there would never he a happy ending to.
hut in retrospect there hasn't been a great
deal of grief in our lives
Through it all we've managed to hang
together, and perhaps in a big way our family
relationship has been strengthened by
whatever life has put us through
i guess that's why Christmas has always
been such a special time of the year for me.
Instead of being just Christmas, in many
ways it's been a second day of thanksgiving
for our family, because it is on that day more
than on the conventional day in October. that
we, as a family, truly give thanks for all we've
been blessed with in life, and not just the
material things, but each other
That doesn't mean our Christmas is any
different than anybody elses, hut there is a
special feeling about it, that makes it a
wonderful time to be at home. But even now
when none of the kids are home for more than
a day or so at a time, I've found the feeling
still exists, and in a great many ways that is
because of my parents.
In previous columns i've poked fun at mom
and dad, laughing at some of the crazy
situations they get themselves into, and
wondering if they'd ever settle down to be the
conventional parents. in all truthfulness I
love them just the way they are. Their crazy
antics, love of a good time and open natures
are the basis for all the good and warm
feelings I have about my home. No matter
I
what the circumstance, it is always a pleasure
to come home. never a chore, and I admire
the way my parents have managed to create
that feeling
Our Christmas generally takes the tradi-
tional route in the past Dad and I have been
responsible for picking out our Christmas
tree. 'I tag along because the rest of the
family fear dad will opt for an artificial tree
sooner or later i also get the job of holding
the tree while dad makes the ultimate, and
oftentimes much procrastinated final deci-
sion I
Mom is in charge of the Christmas baking.
although when all the kids arrive home we
usually try our hands at some gingerbread
creations which inevitably end up in the
hands of the neighborhood children, or all
over the kitchen floor
Our house. always open to anyone who
wants to drop in, becomes by December a bit
of a roadhouse And, if I manage to make it
home much in advance of the actual holiday,
often find myself sitting at the piano
accompanying some pretty hazardous rendi-
tions of Christmas carols. But it's all a lot of
fun
Not until everyone gets home for the
holidays does the Christmas tree go up. Dad
strings the lights on the tree, then leaves the
decorating up to the rest of us. Oftentimes we
make it a party. inviting neighbors and
friends to drop by and help out. After the
decorations are finally on, and the icicles
hung strand by individual strand, on the tree,
dad surrounds each light with a web of angel
hair.
Although by this time our tree is a
masterpeice. it is not complete. Every year as
an extension of a childhood tradition, my dad
creates a scene underneath the Christmas
tree (there are no gifts under the tree at our
house) Instead wads of cotton batting get
mounded into hills and vales, lakes and
streams created, balsa wood houses and
(Continued on Page -84)
SANTA'S STORY — The Walton Public School held its Christmas presentation. These students told the story of Santa's toy collection.
concert Thursday and students told a number of stories during the Mcllwraith photo .
Droppingout of the loser's club
I have officially torn up my charter
membership to the sports loser's club. It took
me 21 years, mind you, but yes, i finally did
it. i have paid my dues and more.
Now this is an exclusive club that has some
pretty stiff entrance requirements.
To hegin, you have to cheer for a team that
most other people don't like.
Your favorite club's idea of a good season is
one that almost produces a .500 record.
The leading scorer isn't among the
league's top 50.
Yours is a team that has had at least one
player run back an interception into his own
end zone.
Your quarterback passes for more inter-
ceptions than yards and the waterboy is
called on to play wide receiver because the
coach has cut the others.
Your team is the one that teeters on the
brink of bankruptcy each year. It is your
squad that sneaks out of town by cover of
darkness to another city.
Your boys have the goalie with the double
figure goals against average.
Your pack of losers are the ones the media
often describes as mediocre, sadsack, bad,
lousy, inept, talentless, hopeless, cellar
dwellers, rotten, bunglers, messy, a blot on
the sport, a fauxpas, a victim, a mistake, a
disaster, a wreck, a Shakey franchise, easy
pickings, unlucky, fruitless, conquered,
silenced, befooled, futile, impotent, dull,
flops and undisciplined.
Your team is the one that raises the
ultimate question among your peers, "Do
they still play?" Or the statement, "i thought
they folded!"
CORNUCOPIA
by David Broome
Your team is the one that 'always gets the
first draft choices and the only time you ever
hear of them again is when reading about
them in the "Where are they now", column
of the newspaper.
If your favorites happen to land a good
prospect he usually demands to be traded. Or
hem akes the team but has a bad first season.
The management then ships him off
somewhere else for a fifth round draft pick
and he immediately blossoms into a super
star for the other team.
Your team usually has the ugliest uni-
forms.
When your club gets hammered, the
results are often printed in three inch
headlines.
But when your team wins there is no
coverage. If they happen to put together one
decent season, everyone calls it a fluke or
flash in the pan.
Your players are never guests at urlernus•
cion.
People phone you to rnakce bets You walk
into a sports store looking for your clubs
,jersey, and the salesperson says. "I'm sorry,
but the manufacturer has quit making
them."
When you flip through a record hook, your
losers hold virtually all the marks fro- futility
Your friends invite you over to watch when
your team is on T. V. only because they like a
real good laugh.
Scalpers pay to get rid of your teams
tickets.
The opposition drools when playing your
club because they know their own stats will
grow much fatter.
The hest player on your team is someone
with a name like Zigbrownnffonitwits
When your club talks trade, the other
learns often laugh very hard
Tough criteria ehWell. I met most of it
and then 'some. However, when the B C
lions won the Grey Cup I quit the club I have.
you see, been a long suffering lions Ian and
when they won the big one. I was a little
shocked. Not becaus ' ,hey actually won.
because they are the best in Canada. but for
the reason I finally had a winner which didn't
seem quite real
Now my Chicago Bears are munching their
way In a possible Super Bowl and I lust don't
knriw if my system can stand the success
Things have a way of going full circle They
do. Ihat is. if you live long enough
Jim Taylor. of the Conduct Free Press,
called the B C Lions mediocre, despite their
overall 15-3 von•loss record bawd
Soinehmes, you just can't win
Confessions of a closet chocoholic
Christmas is here and it's confession time
for us closet chocoholics. Why is Christmas so
hard on the sweet tooth? I manage to get
through Thanksgiving. Valentine's Day, my
birthday and St Pat's without stuffing myself
with sweets Even Easter with its chocolate
bunnies and eggs seems to he over in a flash
and I can survive by devouring just the ears of
those delirious little bunnies. .but Christ-
mas" It's a chocoholirs dream come true
and nightmare ail roiled into one jolly old
time Even the words jolly, and ho -ho -ho
conjure up images of round little bodies, and
round little faces, both the results of too many
round, little chocolates
The worst of the battle is that it is such a
lengthy one it began right after f ate the last
of those little aero Kars left over from
Halloween I remember them well, in fact
they are still with me. All of a sudden it was
November and the stores began to prepare
for the Christmas season. Shelves were laden
with chocolates and all manner of goodies.
Television commercials reminded me that i
was a nut choes nut and that i couldn't rush a
turtle Magazines had full color pull out
sections showing all those delicious squares
like Nanaimo Bars. Chipits Dreams, and
Hello Dollies (Now that's my kind of
centre -fold r I'm sure i gain pounds just
saying Eagle Brand Milk.
It's always good planning and the sign of a
well organized home -maker to get all those
goodies made well in advance of the holiday
season After all once the festivities start rm
much too busy eating squares to take time to
make them Alas, the making of goodies in
advance is of no advantage to this chocoholic
There's something about chocolate. The
recipes are wonderful, calling for all kinds of
delicious ingredients that are just about as
HERE'S THE BEEF
by Carolanne Doig
good before you mix them together as after
The squares are prepared, cooled. cut and
wrapped. before being placed in an old
"Quality Street" tin. (there's another three
pounds just saying "quality street" I I pat
myself on the hack because I've only sampled
one Mind you that's one of each kind and
also licked the howl, the utensils. and the lid
of the condensed milk tin i quickly stack the
tempting treats in the freezer well behind all
that boring but healthy stuff like frozen
haddock. green beans and brussel sprouts in
go the squares out of sight and out of mind
until Christmas Eve I'm all set In case
someone drops in unexpectedly Then why do
f have to run tap town to get more goodies
during the holiday'
i told you there was something about
chocolate. The house is haunted when
there's chocolate in it I know it's there I
become restless I can't sleep I try to resist
but the power is too much f decide to just
have one. After all one won't hurl will it' 1
remove the fish, the beans the sprouts, root
around and without even taking the tin out cit
the freezer i have a couple of squares
There's really not much point in going to all
that trouble for just one Back go the squares
and once again they're hidden by real food
This goes on for two or three days until finally
there are so few left i decide I might as aril
finish them off and put myself and the
squares nut of their misery I have done this
man. times over the years I nn longer
prepare in advance i wait until She last
possible moment before filling in house with
Christmas treats
A house empty of temptation is fine but at
Christmas it is a time to visit friends and
relatives This is the time the closet
chocoholic realizes they can no longer fool
themselves or society I become a roving and
raving chocoholic it dnesnt matter where 1
go nr where i sit when I get there, there rs
sum to he something edible within easy
reach It s usually chocolate Vegetables and
dip, chips and pretzels. sandwiches and
cookies are all tempting but I can often resist
them but no chocolate When It comes
down to the wire I can't say no to rhocolale
until my tummy tells me (should have said no
hilt an hour ago
Christmas Eve, Christmas i)a% and Boxing
Dm seem to melt min one plant chocolate.
hazelnut swirl, and rust schen I think there IS
on end in sight it's Nee Years Eve and out
tomo more goodies I would much rather
have II New Year's square than a New y'ear's
drink Thank goodness there are no spot
checks for chncohoties
in one week all the (Name for the sear has
cone down the drain it back to lettuce.
collage cheese. aerobics. and the dreaded
scales IAke any true addict i',c- had my lost
weekend. even if it was a week Many woutd
sets it's not worth it hut we chncoholtcs know
better
December can be a trying time
December is a trying time. For one thing,
it's so dang sudden There you are, tottering
along a day at a time, thinking it's still fall and
you must get the snow tires and storms on one
of these fine Saturdays, and throw some
firewood into the cellar, and get some boots
and replace the gloves you lost last March.
Christmas is away off there.
And then -- bang' — you look out one
morning, and there's December, in all it's
unglory: a bitter east wind driving snow, and
a cold chill settles in the very bones of your
soul
Winter wind as sharp as a witch's tooth
sneaks in around uncaulked doors and
windows. One's wife complains of the terrible
draught from under the basement door. You
investigate and find that one of the basement
windows has been blown in and has smashed
on the woo pile. You clamber up over the
wood, knocking pieces off shins and knuck-
les, and jam some cardboard in the gap.
Creep cautiously outside, and nearly bust
your bum. There's ice under that thar snow.
Make it to the garage, and find that your car
doors are all frozen solid shut. Beat them with
your bare fists until the latter are bleeding
and your car is full of dents. Finally get them
open with a bucket of hot water and a barrel of
hotter language.
Slither and grease your way to work,
arriving in a foul mood and with bare hands
crippled into claws, bootless feet cold as a
witch's other appendage.
Come out of work to go home and find a
half-inch of frozen rain and snow covering
your car, and no sign of your scraper, and
another deep dent where some idiot slid into
your car door on the parking lot.
i could go on and on. but it's only rubbing
salt in the wounds of the average Canadian.
Get home from work and find that the furnace
is on the blink, and the repairman is tied up
for the next two days. And your wife is also fit
SUGAR AND SPICE
by Bill Smiley
to be tied up over your dilatoriness
Surely there is some way around this
suddeness of December. Ls there not some
far-seeing politician Of that is not a
contradiction in terms(, who would introduce
a bill to provide for an extra month between,
let's say, November 25th and December 5th
i wouldn't care what he called it it could he
Lastember, referring to your fast•dying hope
that there wouldn't be a winter this year. Or
Last Call, or Final Warning, or She's Acomin'
Anything that gave us a good 'pit
It would be a good thing for merchants
They could have special lastemher sales of
gloves and boots and snow tires and ear muffs
and caulking guns and weather stripping and
antifreeze and nose warmers, before plung-
ing into their pre -Christmas sales, which are
promptly replaced by their January sales.
it would be great for the Post Office, which
could start warning us in .tune that all
Christmas mail must be posted by the first
day of Iastember if we wanted it delivered
before the following .June,
it would make a nice talking point for all
those deserters and traitors and rich people
who go south every year. Instead of smirking,
"Oh, we're not going south until Boxing Day.
Hate to miss an old-fashioned Canadian
Christmas," they could really shove it to us
by leering, "Yes, we thought we'd wait this
year until the last day of Lastember, you
know. Avoid the pushing and vulgarity of the
holiday rush.
if nothing else, it would give us a break
from the massive nauseating volume of
pre.('hnstmas advertising, which begins
toward the end of October and continues.
remorselessly. right into Christmas Day
Best of all, perhaps it would give dummies
like me a chance to avoid looking like such a
dummy Procrastinators, who flourish during
a sunny November. would have no more
excuses. All their wives would have to do is
point to the calendar and say "Bill, do you
realize it's only three days until Lastember
isn't it time you did your Lastember chores'"
in fact. if that fearless politician who is
going to introduce the Lastember Bill in the
house wants some advice, here is a codicil for
him. Somewhere in the Bill should he the
warning, in bold type "Procrastinators will
he Prosecuted!" Jeez, why not'. They
prosecute you for everything else.
if such a month were added to the calendar
maybe we could start it with Grey Cup Day
- people like me Wouldn't go on thinking
that Christmas is weeks away
instead, on the last day of Iastember, with
all their winter chores in hand, they'd know
that Christmas was practically on top of
them. like a big, old horse blanket. and they'd
leap into the proper spirit. lining up a
Christmas tree, laying in their booze. tuning
up their pipes for the carols
As it is now, we know that Christmas is like
a mirage It's way off their somewhere, and
no need to panic. Then. with that startling
suddeness, it's December 22nd, all the
Christmas trees have been Nought, the only
remaining turkeys look like vultures. and the
liquor store is bedlam Who's for a
Lastember"