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HomeMy WebLinkAboutThe Huron Expositor, 1954-02-26, Page 7IT CJ fr? "reltig:$ 07...f11 1/4 flt§t,„V '1-SE.AFORTH MONUMENT WORKS OPEN DAILY — PHONE 303-.1 T. PRYDE & SON ALL TYPES OF CEMETERY MEMORIALS inquiries are invited. Eyeter PhoIe 41—J I Ciinton Phone 103 Expositor Want Ada_Bring Results — Phone 41 What makes the Stock Ticker tick? Industrial corporations release' financial statements .. . announce expansion of operations . . ap- point new management . a mine issues a geologi- cal report and the stock ticker reflects the news. When stocks move up or down investors want to know why. Financial page of The Toronto Daily Star give you day-by-day reports on those 'factors which in- fluence market trends . . . analyses of movements and causes, which investors find helpful. Daily Star Financial Pages have daily quotations from aff Stock. Mining and Produce Exchanges, And The Toronto Daily 'Star has the news of the world ... the day it happens ... and the latest news pictures. Order The Daily Star delivered to your home. N.Y. EXCHANGE oda produce Markets Delivered by Carrier, -30c a week. Mail Subscription Any Rates Address 1 month $ 1.25 3 months 3.50 6 months 6.50 1 year 12.00 Address Circulation Dept, Daily Star 80 rang sr. W., Toronto gx-e. EvalLY STAR vor pops a • 'In tee PreviOne article the 007 lem of a. Credit Union actually me erates. with regard 'to the Gavin:pi •and loans was outlined. (In this article it is the intention to ex- plain how the governing officers are constituted and what their duties are. The Credit Union 'act requires that every credit union at its first meeting after the issuance of the charter shall elect *from its mem- bers a beard, or directors, a credit committee, and an audit committee. The board of directors may con- sist of five, seven or nine, or .pes- sibly more W needed They are elected to serve terms of three years, and at that -time are eligible for re-election to the same office or to any other office that they may be nominated for, After their election they must from among themselves choose a presid,ent, and vice-president, and they may choose from among themselves, or appoint a treasurer and secretary. The board of directors control the cred- it Union, and it is more particular- ly their duty to act on all applica- tions for membership, -determine the interest rate on loans (not more than one per cent), decide what bank they will use, designate who the signing officers will be, employ any person that •they deem necessary to the proper operation of the credit union, and generally govern she credit upion by the passing of resolutions, that are in accordance with the ,credit union act. They are the body who shali decide when and how the collec- tions shall be made, .and how and when the loans, shall •be paid out They must arrange for the bonding of the treasurer, and all collectors and officers. They must report to the annual meeting of the mem- KIDNEYACIDS, Rob your Rest.. Many people never seernto get a good night's re.st. They tum and'ioss—bhune it en 'nerves'—when it may be their kidneys. Healthy kidneys filter poisons and excess acids from the blood. If they fail and jmpurities stay in the system—disturbed rest often follows. If you don't rest well get and use Dodd's Kidney Pills. Dodd's help the kidneys to that you can rest better—and feel better. 136 Dodds Kidney Ails for goo, Oa • • When one of the family calls you to the phone and whispers, "I think it's busi- liess," it reminds you how important calls of that kind are, even at home. You don't have to upset your eve- ning's plans, becatise your telephonegets things done quickly, nearby or far away. Whether it's a matter of sates, or serv- ice', whether it's early evening or late at night, you can depend on your telephone. Just give it a thought next time one of the family says, "It's for you, Dad!" 1. THE BELL TELEPHONE. COMPANY OF CANADA 1110 1,/, era, MA theymay at that 41,014140? recommend he rate at 41.1(idelid that willbe paid OU 8,1241.00 'fat' standing at, the end of the year, and possibly recommend •any' 're- bates of interest that they deeni fair and advisable. They mast see that the treasurer makes a report. of . the finances to each tricintbly meeting of the lboant, and to the •annual 'meeting of the members. The president must preside at all meetings of the members' and the board of directors. At..all meet- ings of the board, as well as the membership, each member has one vote, and no voting is allowed• by, proxy. The duty of the credit commit- tee is to scrutinize all a,pplications for loans. In some cases,. they may sit down with the member who is applying for the loan to demover what the difficulty is, and to ad-' vise him on .possible 'methods, of saving money by making better deals on the purchases, that be in- tends to make. They may, if they desire,. inquire into the background of the member, but only .if they feel that the whole truth is not be- ing told. They should find out how much the member can afford to repay on the loan, and set the pay- ments accordingly. They are responsible for the set- ting of the security if any, and if their approval is to be given it must be unanimous. In other words, if one member of the com- mittee refuses to approve the loan, then it must be denied. This does not often happen, as usually if good reason is given by one, member for a refusal to grant a loan, it is,,,con- sidered carefully by the other members, and in all probability agreement is reached. The Audit Committee is what might be called the watchdog of the credit union. It is their 'duty to make a check of all of the trans- actions of the Credit Union at least once each quarter of a year, and to make a check of all members pass- books at least once a year. In making an audit, they should oheck and verify the bank account, and the cash on hand, see that a re- conciliation of the cash has been made each month by the treasurer. Most important, they should tabu- late the outstanding , balances shown on the menitbers individual cards,. and see that they balance wibh the amount „shown on the treasurer's balance sheet for shares and loans. They should make sure that the method of keeping books is clear and understandable, and that the proper forms are •being used. They have the power to suspend any officer for any nfrac- tion of the by-laws, and then call a meeting of the members to con- sider the same. It is recommended that both of the committees meet each month with the board of directors and that at that meeting they give any report of 'their activities to the board of directors, so that it may become a record of the Credit Un- ion in the minutes. Both of these committees are elected for terms of three years, as is the board of directors In the case of a mem- ber of the board of directors or the credit committee tendering his or her resignation,the board of directors may appoint another member of the credit union to serve for the unexpired term of the memiber who has resigned. In the case of a member of the audit committee resigning the remaining members of the audit committee may appoint a member to serve out the unexpired term. In the next article we will dwell on the benefits of being a credit union member other than the -fact that one can save and borrow froth a credit union. "Hell. is this the municipal bridge department?" "Yes: what can we do for you?" "Tell me, how? -Many points is it for 'a sniall-slam?" . A SERIES Y . .. OUR HYDRO 'AT WORK I No YOUR HYDRO the hired hand that never tires The Ontario farmer has at his command some 400 "hired hands". Electricity provided by your Hydro operates not only the farm machinery, but also the lights that illuminate the farmhouse and barn, the scores of labor-saving appliances in the farm home and the radio and television sets that supply entertainment. Through electricity, Ontario • farm families, like urban faMilies, enjoy"grea ter leisure, more comforts and a truly high standard of living. Yet this power supplied by Ontario Hydro. which does so much, costs so little. For benefits per dollar it is your best buy in better living. FOR YOU AND YOURS .4; oetassawn" ./4" • • .—• „•• ONTARIO 'HYDRO AT WORK FOR YOU AND YOURS Information Comerniai Ontario Midis t� kdbtUeiby virility to your ' \ • • 1 r I If I • • • • ' aaa.a\ ate! •redit Grey, Morris and Brussels Councils Hoick Joint Meeting Ilylem'b4es of the Councils df Grey, Niorris end Brussels met in Bruit sels Wednesday to discuss the ex- tent to which the three municipali- ties were affe ted ,by the. proposed conetruction o a new high school in Wingham. T e three municipali- ties, while in t e Wlngham. school area, have not pproved the pro- posed school. Representatives '-f r o m Morris voiced criticism of the assessment set-up in the high school area. They claimed, that for high school pur- 'poses Morris has an assessment of $2,115,221, compared, with the Town of Wingham's assessment of $2,- 253,545. Pointing out that only 36 pupils attend • the Wingham Dia- t,'ic High School from Morris, as compared to 93 from the Town of Wingham, membersof the Morris Council thought that the township was being unfairly treated in the matter. Brussels representatives said that their objection to the new school was ibased on the fact that it would involve the closing of the Brussels school. Members of the Grey Council were, of the opinion that they were not receiving the service to which they were entitled from the high school board and thought that they might be able to get better service from. Listowel. They said that in approving the Winghatit high school they would be committeed to stay in the school area, whereas if they did not approve the new school. they might be able to with- draw from the area at a later date. After an informal discussion on New Ladino Clover Will Add Millias To Hay'andClovers Pistrict Obituaries MRS. R. McALLISTKR DA:SIrWOOD.—Mrs. James Me - Allister, prominent resident of the Parr Line, Hay Township, passed away in Victoria Hospital, London, on Sunday, following a lengthy. at - nags. Born in Hibbert TOwnship, the former •Rossie Broadfoot, she was the daughter of the late Mr. and Mrs. James Broadfoot. She had been an active member of Hensall United .Churcla, Presi- dent of the W.A., a meniber,of Hen - sail WTOmen's,Institute, and of Am- ber Rebekah Lodge. As a young woman she taught school at the the matter the three councils agreed that they would not approve the new school without first having further cotsultatione with each other. They decided that each council would make a resolution opposing the buildieg of a new school and that the resolutions would be sent to the Department at Toronto. An alternative solution to the building of a new school was seg - Rested at the meeting. The idea of building four or five .rooms on a limited scale and adding to the building later on, was broached by those who thought the cost of an entire new building would be too high. Ladino Clover,also known as Mammoth Giant White Clover, was originally produced in 'Italy. It gets its name from a town in the Province of Lombardy, where it was first. found to be growing ex- teasively. -• The seed was brought into the United States shortly be- fore 1900, but it was not until 1912 that large Claantities were imported and successfully grown in the Val- leys of the Western States. Now it is hardy in most of Canada and it is a valuable addition for use in pasture mixtures, especially by producer ot livestock and dairy products. It is a fast grower, crowds out weeds and resists wa- ter erosion. , Advantages Ladino Clover provides extensive- ly for increases of milk, meat, egg, and poultry production at lower costs. 11 has high carrying capac- ity. P. produces home grown high prOtein mineral feed. It is nor sur- passed by any other clover for graz- ing ard is also. -'adaptable for hay and siiage purposeS. It is a pr- ennial clover, very highly palatable and suitable for all classes of live- stock. It starts growth very early in the spring and under favorable moisture conditions gives excellent yields of highly nutritious forage. It makes excellent pasture for dairy ratitle before other grases and clovers are established. It nial“,s good range for poultry. Ladino does very 'well on slightly add types of soil, but calcium is required by adding application of p011 !1 that contains calcium. It is; also very- valuable in soil im- provement: does not heave. and is injured less than alfalfa or red ctovr .Analier advantage of Ladino is that it re-establishes itself from nal it managed proper- ly. and recovers very quickly after grazing or mowing when moisture 15, normial-. A farmer can leave his best nelds in pasture for two ttit three year. Soni,' horticulturists recommend using. Ladino clover as a cover crop in orchards. and if used in this manner heavy fertilization is recomniended to develop a heavy stand and promote heavy growth. It should not be used for a straight hay crop, but mixed with other mixtures. It is a very valu- able legume in mixtures where al- falfa ond red clover kill out. Rates of Seeding. For one to two years, hay fol- lowed y pasture, Authorities re- commend adding a half to two pound of Ladino to hay pasture mixtures. For permanent pasture mixtures with other grasses, sow at 'least two to four pounds per acre. Ladino is a very fine seed and requires a fine, firm, moderately smooth hed. A loose seed bedle not advised and it is suggested that rolling and packing follow after sowing in the spring. The seed should be sown shallow not over one-half inch in depth. - Broadcast seeding is very suc- cessful. ,March seeding is not too early, if seeding is possible, the 'earlier that this clover is sown the stronger the root system in the event of a drought. There is a special inoculant produced for Lad- ino clover, it is very economical and experts advise it. It can be purchased 'from any reliable seed supplier. For fertile cultivated land. with:, poor surface drainage, the follow - Ing mixture is recommended: Lad- ino, two pounds; Red Glover, four pounds; Timothy, four pound% making a total of 20 pounds per aeFe.. As Pain° aeeit la not distinguish- able fidin wild* Otovet dr any oth- er of the 'Mine clover Seed ft .sealed bags and 2rOffi reit- growera tire advised to purensaa take- „4,-;f6Vit4Aiiir Immediate service” IN YOUR LOCALITY FOR Estate Planning and Wills Investment Management and Advisory Service 4% Guaranteed Investments 21,4% on savings — deposits may be mailed • Real Estate Services For prompt attention can RAYE B. PATERSON Trust Officer Hensall, Ontario, Phone 51 Or any office of GUARANTY TRUST COMPANY OF CANADA TORONTO • MONTREAL. OTTAWA • WINDSOR NIAGARA FALLS • SUDBURY SAULT STE. MARIE CALGARY • VANCOUVER •q1.4 • . A a • %.v • Lib t 4 r 6 •:" I I vat -Inev are 4 OA, 4 4,luelpb4 (14.1V41,7430, Te441141W-. 041104,41...400AAk bretlAr. 0.144 *C-if4dfl)9P-' creNT-4041h 444- ikuP 4g...§Wt,. 14. Stanley 241tPaell: "V3.41.4*4Y0#4, Bleating ft.ot waftronnei the services were conducted day at 2 P.M. by the Rev, 'togas, Bewail. and interment made n Baird's Cemetery, She: "You used to say I was all the world to you." He: "Yeah, but my knowledge of geography was so limited be- fore the war." .,„ P'000tw,„ 1, liplenfn::, „ RA,j,r144 'RA, th: ,d1t444 • -:141.14'0 R.B. 1W4Odnaln;„-PlaYtont„. R.R. 1N(44,401; ton, ProniartY: soutprton--'W, 0. c000kow., SBORETARYeTrtEASGUR4rtg, Fraser, Exeter. Your Business Di= 0 MEDICAL • DR. M. W. STAPLETON Physician and Surgeon Phone 90 Seaforth JOHN C. GODDARD, M.D. Physician and Surgeon Phone 110 : Heiman JOHN A. GORWILL, B.A., M.D. Physician and Surgeon Phones: Office 5-W; Res. 5-3' Seaforth SEAFORTH CLINIC . Telephone 28 E. A. McMASTER, B.A., M.D. Internest Telephone 27 , P. L BRADY, M.D. - Surgeon Telephone 55 C. ELLIOTT, M.D. Telephone 26 EVENINGS: Tuesday, Thursday and Saturday only, 7-9 p.m. AppOintments may be made. VETERINARY D. J. McKELVIE, D.V.M. Veterinary Surgeon FIENSALL, ONT. - PHONE 99 TURNBULL &BRYANS VETERINARY*CLINIC J. 0. Turnbull, D.V.M. W. R. Bryans, D.V.M. Phone 105 • Seaforth ACCOUNTING RONALD G. McCANN Public Accountant currroN : ONTARIO Office: Phones: Royal Bank Office 561, Res. 455 A. M. HARPER Chartered Accountant 65 South St. • • Telephone Goderich 343 Licensed Municipal Auditor. AUCTIONEERS JOSEPH L. RYAN Specialist in farm 'stock and im- plements and household effects. Satisfaction guaranteed. Licensed In Huron and Perth Counties. For particulars and open dates, write or phone JOSEPH L. RYAN, R. R. 1, Dublin. Phone 40 r 5, Dublin. EDWARD W. ELLIOTT Licensed Auctioneer Correspondence promptly answer- ed. Immediate arrangements can be made for sale dates by phoning 455-J, Clinton. Charges moderate and satisfaction guaranteed. PERCY C. WRIGHT Licensed Auctioneer Cromarty • Livestock and Farm Said, a Specialty For a better auction sale, call the WRIGHT Auctioneer. Phone Hen - 690 r 22. LEGAL' A. W. SILLERY Barrister, Solicitor Etc. Phones: Office 173, Residence 78x SEA.PORTH : ONTARIO McCONNELL & HAYS Bargaters, Solicitors, Eta, • , PATRICK D. McCONNELL H. GLENN HAYS, Q.C. County Crown Attorney - SEAFORTH, ONT. • Telephone 174 CHIROPRACTIC . D. H. McINNES chiropractic - Foot Correction COMMERCIAL HOTEL Monday, Thursday — 1 to 8 p.m. OPTOMETRIST JOHN E. LONGSTAFF Optometrist Eyes Examined. Glasses Fitted. • Phone 791 MAIN ST. : SEAFORTH Office Hours: Daily, except Mon- day, 9 a.m. to 5:30 p.m.•'Saturday, 9 a.m. to 9 p.m.; Wednesday, 9 a.m. to 12:30 p.m., CLINTON—Monday, 9 a.m. to 5:30 p.m. (MeLaren'a Studio). • INSURANCE FOR ACCIDENT and SICKNESS INSURANCE LOW COST PROTECTION LIFE INSURANCE and RETIREMENT PLANS Phone, Write or .Wire E. C. (Ned) BOSWELL JOHN ST: - SEAFORTH, ONT. Phone 113 Special Representative: The Occidental Life Insurance Co. of California. THE McKILLOP MUTUAL FIRE INSURANCE CO'Y. HEAD OFFICE—SEAFORTH, Ont. OFFICERS: • President - J. L. Malone, Seaforth Vice -Pres. - J. H. McEwing, Blyth Manager and Sec.-Treas. - M. A. Reid, Seaforth. DIRECTORS: E. J. Trewartha, Clinton; J. L. Malone, Seaforth; S. H. 'Whit- m.ore, Seaforth; Chris. Leonhardt, Bornholm; Robert Archibald, Sea - forth; John H. McEwing, Blyth;. William S. Alexander, Walton; Har- vey Fuller, Goderich; J. E. Pepper, Brucefield. AGENTS: William Leiper, Jr., Londesbora; J. F. Prueter„ Brodhagen; Selwyn Baker, Brussels; Eric Munroe, Sea - forth Expositor Want Ads Bring Results — Phone 41 • Tolerance Is Understanding • Tolerance is on attitude much used and much abused. From time to time you run into the fellow who, with a smug smile, slid& into a conversation about social differences. He suffers himself to hear the 'little people, and their prejudices, then he wags his head and Says, "Tch! 'Tch!" or some silly equivalent. He fairly glows with forbear- ance and inock puzzlement as he smirks. "Wiry can't you be tolerant?" And then he becomes serious, and admonishes the 'little people' to be mildly kind and favoriablyi indulgent with social differences found in others . . . at the same time warming him- self and his audience in the thought that the'y're lucky not to_be as 'others' are, And, this is popular tolerance! What our pseudo -tolerant fellow has is the wrong idea of tolerance. And even the Cictionary won't set him right, because true tolerance is not salted with charitable forbearance and patronizing indulgence. True tolerance has. and is understanding, and "tolerance" lacking understanding, can be evil. Try understanding instead of "tol- erance" the next time you meet an ethnical, religious or political idea different to your own. t BROTHERHOOD WEEK — FEBRUARY 21 - 28 -.— Space contributed in the service of this Community by John 9Labatt Limited 4.7 OREVVESS SINCE 1032 , a '