HomeMy WebLinkAboutThe Huron Expositor, 1954-02-12, Page 7"
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This is the l',t of a} aeries of
lave, .lit which it' is the Intention
tto explain in e've'ryday terms, whilst
a Dreddt Union is, and how it oper-
ates.
A Credit 17niou is a group of pep.
ode having a :Mammon band of f . ae-
sociation, snob as workers in a
dactory, ,members of a parish, or
•Mtlzens of a commranity, who band
themselves together for the pur-
pose
ut'pose of creating for themselves a
safe place in which to save small
aflsountg. of mongyr tat they; e3D
spare. and to melte ft b to
use the money so saved by loaning
it to t1 eir members who Reay, sit
to borrow for provident dr .produc-
tive purposes.
in the course of forming this
organization many other 'benefits.
are derived which will be elaborat-
ed on in future articles which will
appear in print at a later dates
First, let us delve into the sav-
ing angle a little, to show just hoW
NOTICE !
Town of Seaforth
PARKING
BY ORDER OF POLICE
To facilitate snow removal, NO PARKING
on the Streets of this Municipality will be
allowed between the hours of 2 a.m. and
8 a.m.
This order will be strictly enforced in
accordance with the Highway Traffic Act,
Section 43, Subsection 9.
NOTICE IS HEREBY GIVEN
that the Municipality will not be responsible
for any damages caused to parked vehicles
as the result of snow removal operations.
vorlmr R` aMOW Of peovle
ag` eo -tu ba0 tltchoir -together,
to !Zonis , e credit mij ni, ' o
MRS. that vet40 he dyne iv la Polk.
tioul the PQ0111 kLl.00Vergauent for
A eka$er, Whlebi 94. be lmuod to
accordance witb•4he **At Union
Acct .-of 1940... awn** 1954- • This
ie dote Klry the sigaing of 'what is
known as a Memorandum of Assoc-
iation. It must be signed and wit-
nessed
itnes'sed by, at least twenty people,
who in effect are asking the gov-
ernment to grabt them a charter
to operate a credit halon. A draft
copy„of the proposed by-laws must
be sent in with the memorandum
for the approval of the govern-
ment,
overnment, along with the fee for incor-
poration ($204. This must be done
at a meeting . duly called for the
purpose, and from that time on
the group may continuo to solicit
menrberehip, mud savings on an
Yov caiIqo
Miff
If you feel
KALLIN
These lays most people work under
pressure, worry more, sleep less. This
strain on body and brain makes physical
fitness easier to Iese-harder to regain.
Today's tense firing, lowered resistance,
*uncork, worry -any of these may affect
normal kidney actino. When kidneys get
out a order, excess adds and wastes
remain m the system. Then backache,
disturbed rest, that "teed -aur heavy.
headed lading often follow. That's the
time to take Dodd's Kidney Pills. Dodd's
stimulate the Kidneys to normal actiso.
Then you feel better -sleep better -work
better. Ask for Dodd's Kidney Pills at
any drug reinter. 53
l}Aitir' �.;, et'
"• co e, w�hti ;
Itx' iG41lFtpntn. e1$+ lip citable capital
beriai have regalarly, 0911,01_i$ 9017. .'Secondly, .let's alae •' tie dU
i)$ fiki A1P PAP. Xrgit wItfi with the eekettal when t '14 oil
A9...110 . +lit 4ATit3 '4;6400 lie erl.•. d.eaus are grant"); to meintWe
low ..as arty cents, and the saver in good standing for, pyovidtat at'
14ee110 :mug rte ,productive purposes. In *WY In-
er she hap :tbe art i'Q11n't of 46.1p In stances , members can sacure a bet, -
the 44NO.1#pt. Five d011a 1 • con- ter .ileal when puro1 asiag geode, by
eiiderr, d a share,• and t3*ea.,the tato
her .continues on• to save -for-Abe
*Wend and third ekare, and se, en.
The post of joining a credit union
is twenty-dve cents. This fee is
placed in what is called a guar
antee fund, and is retained by. the -
credit union, and Can be used only
in the case of writing off any bad
loan that may be encountered later
on. To bolster this guarantee
fund, it is required by law that, at
the end of -each year 20 per cent of
the net profit of the Credit Union
also - be placed in the fund, there-
by creating a sound scarp tth in ease
of need.
,Usually there is no limit on the
amount of money that a member
may save in the Credit Union, but
the by-laws require that a notice
of 60 days be givep in the case of
a large withdrawal, but in most
cases the treasurer -is able to al-
low the withdrawal of monies when
requested.
Credit Unions make it easy to
save because they are convenient-
ly, located, and they accept such
• USBORNE & HIBBERT
MUTUAL FIRE v,
INSURANCE CO.
HEAD OFFICE - EXETER, ONT..
President, William A. Hamilton,
Cromarty; Vice -President, Martin
Feeney, R.R. 2, Dublin.
DIRECTORS -Harry Coates, Cen-
tralia; E. Clayton Colquhoun, R.R.
1, Science Hill; Milton McCurdy,
R.R. 1, Mitchell; Alex J. Rhode,
R.R. 2, Mitohell.
AGENTS -Thos. G. .Ballantyne,
R.R. 1, Woodham; Clayton Harriet,
R.R. 1, Mitchell; E. Ross Hough-
ton, Cromarty. - 1
SOLICITOR—W. G. Well/line, Exeter.
SECRETARY - TREASURER — Arthur
Fraser, Exeter.
by a 9t..
- t�afigW *«.. .
In
CoverContest
Huron County wall aiward prize%
paying cash. A loan firma the
oQst4xh6in a contest for a Cover design, It.
-Credit Union natural'iy . ---
was decided et a meeting of Vie
County Coul;ieil's Historic Commit;
tee at the . Court House.
member interest, but most of the
time the member will eventually
save money on the deal. The law
requires that a credit Union can-
not charge more than one per cent
per month on the unpaid balance
for a loan. This ' means that a
member can borrow $100.00 for a
period of one year, and pay it back
in equal monthly instalments, at a
cost of $6.50. There are no hidden
charges in the credit union plea.
If a member chooses to pay the
loan back at any time before the
due date, he or she may do so, and
in doing so save money:. For in-
stance, if $100.00 was borrowed on
the first dray of the month and the
borrower decided to pay, it back
on the 10th, the interest charge
.would only be 30 cents, with no
minimum Charge applicable.
-To many people a credit union
would mean that these two servic-
es are available, where before it
was not. In dealing with a credit
union, you are dealing with Your
fellow workers or parish members,
or your fellow citizens. They will
know something of your problems,
and will be more apt to extend to
you the help that you need. Ninety
per cent of the loans. that are
granted in credit unions.. are based.
on the character of the borrower
rather than the material wealth. If
a member is honest and indos-
trious,, he or she can build up a
good credit standing in the credit
union by paying ell obligations
promptly, and thereby assure them-
selves
hemselves of future loans without em-
barrassment
mbarrass ment
Next week the topic will be, "How
Does a Credit Union Operater
Pulp and paper operations gen-
erate one of every eight dollars
in the income of all Canadians.
ON D 19 LAY TO DAV
e,
AT YOUR OLDSMOBILE
DEALER'S
OtCSMOPI.E
AMM
[&_&47 *7 04640M et4:60/-xfoex. y2a44-f
OLDZN1OBILE
exa
THE
CAR OF
TOMORROW
oter
i
s.:�. orf ,•.�
f
ANNOUNCING the breathtaking new. Oldsmobile
Super "88” for 1954! The Oldsmobile so ultra -new
in design ... so original in style throughout .
thes'e's never been.a car like is before! Just wait
till yon see its new lower, longer, lovelier
silhouette! The daring.new slant -of its Ipanoramie
windshield ! The dramatic new flair in its sweep -cut
-doors and fenders ! And just wait till you drive the
new 185 -horsepower World's Record"Rocket"Engine
with 8.25 to 1 compression ratio - the . engine that
outperforms, and out -economizes even the power-
famous
owerfamous '5fl "Rocket". For a new view on.modern
automobiles - see the new Super "88". And watch
for Oldsmobile's new "Dream Caf" - the Classic
Ninety -Eight ... coming to your dealer's soon!.
Car ill a:rated : 1954 9npar "58r' Honda,. Coupe. A Genera! Muton Valtu.
0 A
Prizes of $25, $15 and $10 will
be awards' for the bent three de-
signs submitted.
The cover will be for a booklet
telling about the obpects on dis-
play at the County Museum in
Goderich, which will be written .by.
Professor James Scott, of Seaforth,
who has also been commissioned
by County Council to write a his-
tory of Huron County.
The contest is' open to any stu-
dent of coliegiates, high schools or
continuation schools within Huron
County. Members of the Historic-
al Committee, as judges, will make
the awards.
Suggestion that the contest • be
held was made by the chrdirnian
of the committee, Deputy -Reeve
Joseph Allaire, of . Goderich. The
booklet will deal largely with the
way of life of pioneer settlers of
Huron as depicted by the many
exhibits in the Museum.
Entries in the contest must be
in the hand's of County Clerk -
Treasurer A. H. Erskine, Goderich,
by March 15.
Brodhagen Rink
Schedule Drawn ,Up
The annual meeting Of the Stew-
ards of the Christian Home, the
married couples group of St. Pet-
er's Lutheran Church, Brodhagen,
was held in the •basement • of the
church recently. Rev. W. Becker
was In charge of the devotions;
Harold Elligson, the president, pre-
sided over the business. It was de-
cided'
o-cided' to bold a crokinole.party in
the church basement on Friday,
Feb: 12, to which all married cou-
p1eb are invited, It was also de-
cided to hold a Fireside Hour for
Bible study, open to all adults, at
the parsonage Sunday night.
As this group sponsors the skat-
ing rink at the shed, a schedule was
set as follows: Monday, Tuesday,
Thursday and Friday, hockey ;
Wednesday, Saturday evening and
Sunday, skating; Saturday, 1:00 to
3:00 ,p.m., junior skating; Satur-
day, 3 to 5 p.m., junior hockey.
Elect Officers •
The election of officers' resulted
as follows: president, Mr. and Mrs.
George Jarmuth; vice - president,
Mr. and Mrs. Harold Elligson; sec-'.
rertary, Mr. and Mrs. Edgar Ellig-
son; treasurer, Mr. and Mrs. Ralph
Fischer; $eereation committee, Rev.
and Mrs. W. Becker, Mr. and Mrs.
John Arbuckle, Mr. and Mrs. Man-
uel Beuerinann, Mr. and Mrs. Ross
Leonhardt; lunch committee, Mr.
and Mrs. Roy Siemon, Mr. and
Mrs. George Rock; auditors, Mr.
aid Mrs. Reuben Buuck; pianist,
Mrs. Russell. Sholdice; cik-commit-
tee, Mr. and Mrs., Harold Elligson,
Mr. 'end. Mrs. Milton Rock.
No Substitute For
AdvertisinginWeekly
Newspapers --- Bruce
"More and more large Canadian
companies are discovering that it
pays to advertise in Canada's
weekly newspapers.
"And Household Finance is no
exception," states vice-president A.
W. Bruce in announcing that his
company will use regular advertis-
ing space this year in The Huron
Expositor.
"I grew up in the Ontario 'town
of Beaverton," Mr. Bruce explain-
ed. "and I know personally the im-
portant part which the weekly
A. W. BRUCE
paper there played and still plays
in the life of the entire commun-
ity.
"Weekly newspapers are not on-
ly thoroughly read brit the charac-
ter and calibre of their editorial
and news coverage makes their ad-
vertising columns effective beyond
what might be normally expected
from acomparaible circulation in a
large city daily or magazine," Mr.
Bruce added.
"The Huron Expositor is. this
this year one of about 200 weeklies
in which we will carry a series of
advertisements on 'Builders of,
Canada'.
"WiMle our company," he con-
tinued,
ontinued, "bas not yet established
offices in each of the loarkettit
served by these newspeperl, the
use of conneumer .credit ,has 'noW
become an, integral part of the
Jives of most Canadian.. Aman;
inatatment loan !services, 'tprvices, illi
• mpe `49re eo1' : t •Fvtt` ,...
u' .4h i the Wit*
tit ..:nadiall COnernMer.lean .co;
pasties;, tv .dell' our story !anew', oaa
is the holo na$ outas, 'ren'
.bat In --c ktompt lilies .s$'et*e- 4b.'•- n.,,....
ada's leading weakly uewee04il dr
"This advertising assoe:140a
withweekly newspapers started
TOWNSH1P of Mc
ALL CAR OWNERS IN THE TOWN-
SHIP OF McKILLOP ARE REQUEST,.
ED NOT TO PARK THEIR CARSON
THE ROADS OF THE TOWNSHIP
DURING THE WINTER
Cars that are left on the roads are con-
trary
ontrary to the Highway Traffic Act, and
are a- detriment to operation of snow
plows.
AFTER JANUARY 1, 1954, PLEASE
NOTE THAT PROVINCIAL POLICE.
WILL TAKE THE NECESSARY AC-
TION TO SEE THAT CARS ARE NOT
LEFT ON ROADS, AND PROSECU-
TION MAY FOLLOW.
W. J. MANLEY
Road Superintendent
SEA.FORTH MONUMENT WORKS
OPEN .DAILY
PHONE 363-J
T. PRYDE & SON
ALL TYPES OF CEMETERY MEMORIALS
Enquiries are invited.
Exeter
Phone 41-J
Clinton
Phone 103
Your Business Directory
MEDICAL
DR. M. W. STAPLETON -
Physician and Surgeon
Phone 90 Seaforth
JOHN C. GODDARD, M.D.
Physician and Surgeon
Phone 110 Hensall.
JOHN A. GORWILL, B.A., M.D.
Physician and Surgeon
Phones: Office 5-W; Res. 5-3
Seaforth
SEAFORTH CLINIC
Telephone 26
E. A. McMASTER, B.A., M.D.
Internest
Telephone 27 -
P. L, BRADY, M.D.
..Surgeon
Telephone 55
C. ELLIOTT, M.D.
Telephone 26,
EVENINGS: Tuesday, Thursday
and Saturday only, 7-9 p.m.
Appointments may be made.
VETERINARY
D. J: McKELVIE, D.V.M.
Veterinary Surgeon
13ENSALL, ONT. - PHONE 99
TURNBULL & BRYANS
VETERINARY CLINIC •
J. O. Turnbull, D.V.M.
W. R. Bryans, D.V.M.
Phone 105- .
Seaforth
ACCOUNTING
RONALD G. McCANN
Public Accountant
CLINTON ONTARIO
Office: Phones:
Royal. Bank Office 561, Res. 455
A. M. HARPER
Chartered Accountant
55 South St. Telephone
Goderich 343
Licensed Municipal Auditor.
AUCTIONEERS
JOSEPH L RYAN
Specialist in farm stock and im-
plements and household effects.
Satismaction guaranteed. Licensed
t Huron and Perth Counties.
or particulars rod open dates,
write or phone JOSEPH L. RYAN,
R. R. 1, Dublin. Phone 40 r 6,
,Dublin.
EDWARD W. ELLIOTT,
Lleeneed'AUotioneer
Correspondence •promptlyanower-
ed. Immediate arrangements can
be made for sale dates by phoning
4654, Clinton. Charges moderate
and oethilectton guaranteed.
LEGAL
A.. W. SILLERY
Ba rri ste r,•,$o ti el tor,•Exy._
Phones: Office 173, Residence 781 ............__......_.:
SEAFORTH ONTARIO
McCONNELL & HAYS
Barristers, Solicitors, Etc.
PATRICK D. McCONNELL
H. GLENN HAYS, Q.C.
County Crown Attorney
SEAFORTH, ONT.
Telephone 174
CHIROPRACTIC
D. H. McINNES
Chiropractic - Foot Correction
COMMERCIAL HOTEL
Monday, Thursday - 1 to 8 p.m.
OPTOMETRIST
JOHN E. LONGSTAFF
Optometrist'
Eyes Examined... Glasses. Fitted.
Phone 791
MAIN ST. SEAFORTH
Office Hours: Daily, except Mon-
day,
oaday, 9 a.m. to 5:30 •m. ; Saturday, .
9 a.m. to 9 p.m.; Wednesday,. 9 a.m.
to 12:30,.m. CLINTON-Monday,
9 a.m. tet 5:30 p.ln. (MeLaren's
Studio).
PERCY C. WRIGHT
Utet'ia4d Auctioneer Crentaety
/, o* held Farm .,ttitlei
in tale, +Deli% the
tietionear. Photo 2
INSURANCE•
FOR ACCIDENT and SICKNESS
INSURANCE
LOW COST PROTECTION LIFE
INSURANCE and RETIREMENT
PLANS
Phone, Write or Wire
E. C. (Ned) BOSWELL`
JOHN ST. - SEAFORTH, ONT.
Phone 113
gpecial Representative:
The Occidental Life Insurance Co.
of California.
THE McKILLOP
MUTUAL FIRE
INSURANCE CO'Y.
HEAD OFFICE --SEA FORTH, Ont.
OPFIOIIS:
President - J_ L. $talon, Seaforth
Vice -Pres. - J• 1 . ` RcBv/ing, Blyth
Manager and Seo.-Treas. - M. A.
Reid, Seaforth.
DIRECTORS:
E. J. TrAwarprs, i71in'ton: J. 1iaE
Malone, Seaforth; B. H. Whitt'
more, Seaforth; Ohlila.. '' , shalt,
Bornholm; Robert A1+cbib :a Near
forth; John
'ttPilliam S. Alexander, W
vey F5t1teP; Gederleht .t
Ilrueefteld,
MMus Le A.(121013: :
:el
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