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HomeMy WebLinkAboutThe Huron Expositor, 1938-04-01, Page 6I �Z,11�'; : .1� , 1. I I I 11 ... 11W, ;� �_;�,,� T­,.� 17 J.,," i �111� t I "II.IIIII-r, "I I- '� . W_ - , , '' , ,,, , , -�, ,­.�, I - V, �'T � -, , . � 7;7", ... , - - 7. '' � . " � . I ,)"",� �� , ,. . 'I". I , � . , �.! , � , '� �:�`!:,�,�,,*� "'. l . ') , .1 . , � l 1 f , .., . . . 11 . I � I � � r . I I 1, � . . - � - '. I Ill I � ! , "', , , ''. 1- .!.14 ; ." ,- - . . - ­ ­ . I I . I ­ ___ I . . ­ - �', � -M ; ;4 �" ;1 I � , -i . I I . .. 1.11.1-1-41 .41t. I'll ­ I 'Ili I "'t, 1,11, �'�.�'. 11�!�,`�,q� ; "': ,, " .I I �_ . ` '' , ­ ; � - l, , " �11 Ir. 10'.. . � , i'l I I I I � I"r - . . . - ­ "I'll. ­­.�: .,, _­.-'­­ i. I I ­ , _______�'! I 7-!.1- I "", t � ­ �.l", .4 .. ­ , - , � ,111 I ­. 11 %.. ".1.1-.1, " . - i - ,'��,.��, - "', , I , � . I ��I�, 7 -.,",�-� � ., 7. C��" . I 1. - . ,"i",_ W 1, 7i, I �. ..", � I . - , . %_ ..' �1�1. 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I _; ,4, 1 MW ,r I' �, � ­­' , ­11I.I.I...., -1-1-.1_-'--- , 10,,�I_, � �1_ I ­ - I I I 1. . ­�,;;; � I L I ,.IIL.;";;�.,;i��;'';",��i4l.r;,;;",:.,.",-"...;-, .1 I I . . , .�. I . . � . i �'d Im 1. I .1 . . , . I . 4 - �l) I - - I , , � , "' , , ... -1 -, " . , . '. :: I I " ., , ,.I w..L v- ,,�r .�;w " � , , " Ir ,r'% lrlr'rW'% r% dN ir Ir ,M lrlr r .o­� v% v ­cm ,-r d -v Ar Ir lw� �. ,�% .-� w , ,om-Ir 4,w-& - - W."'R, all .. 111.11U,3110111 �,ffiill I " ­ , "'. I "I ,; .. , 1 I � Kk . 11 , . p . I I U, " I I 'IMMIM1,151 I 11 0 � Uost of Mone Lending ­ - I.. . " N ;61�ITI�, 11 I lrx,np� 'A . l'M'M,,%1&1"M4 . Y 4 " "" , -1 1 `4'�12 �� ..... ,,'�'ts . (By Donald Lindsay in The Financial Post) , . . , 1"�!y" FR , d I .1 �Ilc , i " � -A,� 1114 I "I , , " J� , 11.%.,� 1 'i. ... � I.. - I . � , - , , 1-y,:�l - - �. . . I �111 I I " I I � , I � I 1. ,Mlx-'J,!� � * !,: . I . ­_ . . " , �, ;I l I- �y, ; ,�l , � � I � 11 101, . ga;Uon 1b7 the fedemf'banli- to guide legislators in the formati n . ­ . I . - . , 4 prce, cpmg Jttpe � � .1 1�; .p of of an opinion , or' wilira constitut.-S I , .1 ' ' . � ­ - 11 1?1,�� $ W*mWakle by small lojan compad- equitable c1harges. Experience in the . I - "' , , ,�"­11� �i,1;910 I" I J rMou .. ut Canada, coincident United States and of individual Caza� SEED CLEANIMN NTS - "491.1;1W 0- l4 §11 ,, � " � "O' ri � Ek � I . I " "I , � 11 , `� `c �Plw Con- ,dia companies,must, therefore, be , 1 , V �`.`R, o, Attorney�,GeaerAl I 14.114A " ,,,,'­ � ' ' , - . y.J�,;�: 4444 1 0'� . dri've '. against money-leudera studled . . " ., . ­ ' �,�.��, ,�� :� .. 11 Seed cleazing plants have, been es- ;17� .i . �� � . �10 to be charging exorbitant in- In in4estigations:',of charges made ll ,, .. . �7i�,� . , 10 �`,, �', , , , , , .. - . . tablished in many eentres and , by 11, 9T� ... I 111" ' ..... ;4LZhZ1'? !�7. , raltes,bas, result,eol in the odious by small loan ' companies in the l 16�,;,,, Q -,-111.1 �t ted States during the past decadA, their use the grain .being sown is ,�� , I ,,,�e 4 .. - � rms "Loan Shark- a.ud "Shyloolk" Uni , "I � . '�­'­' " freely featured in daily press it has been generally conceded that much improved, in quality and in free- .. .,� �w. I *I,,,- � ng �1111 �, I .. dom from weeds. These power plants ,I .... "I I .i�!�LU'1,�' �;, � () 11 , !", ­�� � kea4ldnes. Wide publicity is. being three elements, of cost must b con. I , , ,, f . i. '�"0 ��..'!.". *tL�l g . iven to the Ontari investigation In s-idered in setting I maximum rates.. nl)t only ,make an. ,excellent job of I I'll �. I, 4, 11 M (4�`l ' , , - . I 0 grading the grain so as -to give a uni- �, i, t , I ie cases Further, these three fundamental dds-' , §,,�'tL ''� that prlovince, and, although V , ,� 111� , " ,%` p'. ".. -t entire- tinctions have ,been made in Eng III h EW ��, . 8 form sample, but by use of the pro ' - I .. ......", , " . (bleing brought to light almos ;... 0 � per !40.reens and various attachments , �� I - ��yl" ' : - ly Concern unincorporated lenders com-ion law for over 1,000 yeam. ,:11. ' ��'�� L . . ' . 11 the weed tseeds are Practically all re- I . I ....... . "Ill making small loans is under fire. The. are: , . q .11 , I �, 11 ..I ! press for Iegisl,a- 1. Cost of effecting loan. moved and it is possible to fairly, well IM, ''I A. i'' " Some, nefqrmers. separate the different varieties of � : ' - "to'makel-the Mnall lo dusiriless, .. �i ", , 't ... ,W ti . grain. The Government, assists in the )l . oii, aj2 2� Cost of use of money. � I l 111i� � l P I � " ' -illegal, but there 8�eems littis reaso 3. Cost of collection. M.", � . �, purchase of these machines when �11,�,, � to believe that such a m4,& would' - ' �. Cost of Loans they are used for cussom work. Up , tthan did, the A n commercial loans the borrower . Z-".. accompligh any mOre, to the end c;f' I ;��'. � ,famous United. States "Eighteenth ,��.st be I. . position to supply the ' 1937 there were 63 seed I � cleaning, pjants in operation and, last I . 4"".. Amendment" or the Ontario Temper- facts required. by the bank and the ", , year'Over 700,NO bushels of grain �W ., I 1,11:4, ance Act -that is, result in imme.di-. Cost of -obtaining these facts (such as were cleaned and ,nearly 4% million "I ;i,3: - ate. growth of bootleggers- audited balan,ce sheets, etc.) is paid Vdiffids of clover and grass seed; ll, - 1 IM": 1. I 1.k., Legislation to restrict charges made by the borrower. In small loans the 794 farmers were served by these I . , � -ower is seldom if ever in a posi- 1 1 . i I , , . --by iinall loan companies is the goal bori . - plants. There are many farmers in . ?, � , of,the federal committee. In itsdrive tion to supply the nesessary assur. the vicinity of these plants who I �11 I ittee al- ances, so that the.cost of obtaining miP'ht advisedly make -- of tbem I .1 ,. toward this goal, the comma li X I I . I I ready finds I If running foul 6f, -the such information falls on, the lender but there are yet many centreewherp, Last Thursday the National Flower exotic bloom flashed upon the eye. sell one and buy ra hly.� In these _i 148bogey" of provincial and must be added to the charge on I , , % _1 � well I-- - ' cleining plants are -not available- and Garden Show oponed its gates to ' Here, at the Flower Show which days, when the material vildes of life .�­ rights. An attempt will be inade, the loan; In the case of a small loan The ordinary fanning mill did good an enthusiastic crowd of flo lov- runs until April 2nd, one' seems, to thrOaten, at times, the Spiritual and V !,�.' ing wer get very close to nature. In a mies- 'aesthetic It is -a source of deep, gralt- 11.1 1however, to obtain nationwide con-` these charges may include dmwi service in its day, and with the us,e ers. Those who went L , 111. � � 4, trol of the business. Failing th1s, the at it chattel mortgage and investiga- of the proper screenings and adju3t- expecting Much sage, from the Right Honourable W. "Ification il;Ta tho National Flower and I i .. ,1� Dominion legislators must, ac-rding tion of the credit standiag of barrow- Ing the 'wind blast a good job can be were amn ed 'to find' th&t tWr great- L. Mackenzie King, P.C�, C.M.G., LL.D. Garden Show, should evoke the wide- ,, '�'-, I . to' � recexit statement by FIriance eT and endorsem I L �` �.._­, � I done with the fanning mill, but we est expectations were faT exceeded by M.P., Prime Minister of Canada, he spread and active interest it does " 1, 11:,;� Minister Dunning ­-ithdraw entirely The Federal Money Lenders Act believe a better job is accomplished the ' - says: . "A flower show -like a garrden throughout ,the United States , I . ��.,. from the field,' leaving only the sE�t the maximum rate of interest at by the larger power unit. . gorgeous -blooms, tdio colorful I -is a Partnership between -man and Canada." and I � .. � � . ( I � I Money Lenders Act setting statutory 12% per ahnum, but goes nb further I I plants, and the magnificent garde -us- -nature, the aim of which is beauty. I I � ,1 ., , ­�. . ­_ interest rate -aximums." �, than this. There has been no final .1 - On every side One 'heaTd gasps of Them is an ancient Chinese proverb And evoke interest it does. I Never . p.1- . . Judgment as to ,Whether servace astonishment as some beautiful and which says: i . - mum to 3% per month, for the first . 'If you have two,loaves, before'in Canada has such a display ..� � Legislation Overdue charges, chattel mortgage fees and . . I I ­ . ��z . ' $150 ,and, 2y2% for the balance to - --- 1". other leva ton borrowers can be . I ___ 7 Whether the Dominion finds itself 00., Questioned as -the applica, I . -_ - i . I I I 11_:, leg -ally able to. control loan compan- regulated. under this, ac�t so for pur- tion of these rates to Canada, Mr. 0. � I ea that is � not only well" exposed to .� poses of control of mm�l loan eom- . I 1� I I " � ­ ies' charges or whether the question I Henderson stated that he believed . . sunlight but adapted to the . opera- 0 1 . VInces panies it is ineffective. _� , " t , Ernst -be, tblkea up by the prro ' But its very nature repayment by that the 3% maximum could be con- 15�:n .�� .- _� t1lonz of spraying, thinning and diar- Seen in the � 4 � ,.. individually, the fact remains that fined to the first $100 .with a lower - _� ___=_�_ vesting. 11 . 011 installmeat-the small loan must be . � . ' _41: Some .;�- "'Isystem of small loan company rate for additional amounts. Considerable Study has been given ,. placed in a different catego�y ftom , . &�&� I ` I � legislation, which will set maximum - . to the type of wnod on, which quanti- ' . , L�l charg - CbIlection expenses I - I . ties of,qualityifruit am borne, and it Pa ers , , I 1; es, is overdue in Canada. the commercial loan, lenders -say. enacted the "Uniform Small Loan � % I - . I I "County . -- are high, it is Ila (the United. - States, 24 States have . � P � Law," establishing their ,own niaxi- r p. . I As both federal amd Provincial cop � has been determined that the branch " I I , . claimed, due chiefly to two factors: , E has been exercised to some ex- inur& rates in conjunction, as follows: L, bears ----- - -- .; trol k 1k '. - (a) The great number of petty in� a diameter of fruiting wood a di. - ll tent in the past and the companies In 9 States, 3%% per mouth. �So_ �P4. . rect relations�liip to the quantity and I , . ,�. . s�tallments and accompanying detail 11 ­. I (Continued from Page 2) . ..... I themselves have no general ass,ocia- In 12 States, 3% per month. quality of the fruit borne. In a close I �,, I of entry on borrower card or redeipt, I. - -W - . �, . tion, there are no 11 statistics in Canada lender ,company card and' record- In 3 States, 2%% per month- I I 11 I examination of a trulting tree.numer- Presentation and Trousseau Tea I " . . � In Great Britain, there is -no specific ous lateral branches will be observed I � 11 " 1, . . � �1�b 11 I when payment is Prompt; -all loan legislation, the Money ithout Effort might rot in ;:et cold ground. There tiliat' have made no terminal growth, Prior to leaving Seaforth the Joint ,_ I N � � (b) The many follow-ups and chas- I :W I I ":.. Lenders Aat of 1927 merely provid- is scant danger of this, however and that appear weak and stunted and Young Peopleis Society Presented I!- ing of slow accounts, adjustments Many people have envied the gar- biggest crops invariably - come 'from show Only leaf -bud developruileat A Miss Swan with a hands-Ome; end tab- I , I Ing that a court should presume in- I den, next door but because of lack of ", , .. I and readjustments -of budgets due to terest excessive and -the transaction . early ptanting� Pleas like sweet peas closer study will reveal that this V�boGl le and a pair of book-andu- Tilie of- ,'' . . I li cba.n-ging wants and varying emerg- time or &kill have decided that 11 I .� . harsh and unconscionable if the rate I make their growth in cool weather- was productive once but I.% now fruit- ficials, representatives of the Tqwrt I 1 � encies in bhe life of the borrower beautiful display -of flowers in their I ,71 that affects and alter his capacity to 0-arged exceeds 48 per cent. per an- With most vegetables .it is advis- ed out, and will never again be ,fruit- of. Seaforth and Public Utilities Com- I .. ", itum. This Iev6l of 48 per cent. is own, backyard is impossiblc� Some able to makel at least three sowings ful unless t1he tree is cut so, beavily mission. presented Miss Swan with a '.: .. .-I- - I -e. - I � 1. I . . . . . . . . . . . . pay and sometimes his willingnes not, a maximum; it is rather a turn- would like to have such a Showing tr week or two apart in order to Spread (which would not be advisable) as to generous cheque. - Clinton News -Re, - I - ..- I __ 1. � but think the effort requires too much the harvest that much longer over stimulate mew growth on, it. This . . I � "... -, . , in,- Point for the burden of proof. cord, - . - : - W ! . 0 4 - T , .--�W, i Chatteol Mortgages (Average charges on small loam by personal todl- the season. I I I ."..*A;1 .... With peas this spread- wood is, further characterized by its � :::*", T. .. . ...�; . . . . . � These notions are wrong, accordi Kingsbridge Church Looted . �L . P Claim of th,e small loa.ff companies reputable companies in Ontario, m- ng Ing out is secared by sowing three downwardi-growing ba,bit and, its weak I r .... ... I to authorities, on the subject- 11bere .. ;�; - _..; '..".1 .. for consideration of the charges for duct'd to terms of annual interest,are kinds, an early, a medium and a late slender growth, occurring -usually on 1 i - � ....'� . :.. are gardens that fit a] An elusive pair of thieves who 1:� 1%_.". -.---.. ... making a loan is based on their con- LeIOW 35 per eent-). mO91 any situ- variety which will result In a conti,nU- the lower side of more vigorous have been leading pol-ice a merry . I . .: a1tion, F'or those people who have ,X!6��r�g�4-,...;.,�",.,.�l%*��.'�".�-�,:�,�,�,�,�,� ....... ,�'11,-.-�'�'�'�'�'�,,***.*'.�-�,�.*,�'�.�,�,�,�,�-"-f.:.�- ception of the alterrineives. Tbey I ". " , I. Aa&-,. :� . ....... ,,,�_ K:,j:j.:t::::��&%e ..... Maximum Rates neither the time nor inclination Gus supply Of green Peas for the branches and pasticularly in, the in- chase the last week in 11hron, Wei- " I ��A. - N ............ 1--1_-1 I " ­­_:;.:--­­�.7� "': -1 ,-:­", ­­ ..... . . .. .... � -::,:;::3,�":,.- , _1 �:.,..7::��:'..::::,��,.�,:�,:::"��::..,::.;.::::.,...�:�;.:..��:... _.. ner part of the tree. This is the 11ington and Bruce Counties, struck at . I, . . � - contend that should a would-be bor- table from mdd-June Until late July. ­ ..,; � �.­ . . ::::..,.-. .... I - - em them are plenty"of annual flowers �. �. �. �. �. �. �. .. .: A ­ -- --- _._.Z-..-.,...- .. rower have to present th with a Proper thinning, - ­­ .., "!:. _ In Canada, in addition to frequent cultiva wood that should,' be eliminated, by Goolerich in the early.hourt of Mon- I- chattel mortgage (for exn-p1le-) o -b- the Mone"y that thrive On neglext. A little dig.' tion and an- occasi6nal application. of prulling. It will - 4 more detail- dhY Monaing and weradved a 480 -pound, I � I mean 11 4 CHILDREN of all ages Lenders Act, already mentioned, three ging of the ground- in, late spring is some goodi commercial fertilizer will ed pruning practice, resulting in a safe from the office of no Ford . Gar- ... I !�, " � . � thrive on "CROWN -tained. through ;recourse to an inde- small loan :companies are incorporat- all that is required. Take suoh things keep vegetables growing quickly and greater number, of cuts I , and' will re- age on I I BRAND- CORN SYRUP. pendent third party, his tootal e,r*t for ed -under Dominion charter, being al- as alyssum, dwarf marigolds, portula- quick growing makes for tenderness- quire more �South St., operated by Stan, I .. � 11. - �., I They never tire of its delici- the loan wo)uld be considerably great lowed, in, addition to interest obarg- ca and California poppies for edging. . time. If practised, cor- Prevett. The theft was ne eighth �. 11 .111 . ous flavor and it really is go er than under the present system recUy no large cuts will be made that since Wednesday last, but Since, thent I 1, I _m� -so give the whereby the loan company negotiates es, certa�n expense deductions so These are little flowers that almost Seed - , long as the total rate does not ex- s ' would removeboth productive and um- thilee more have: been added to the 1-f,; good for them � INP, children. "CROWN BRAND" these mortgages. This increase in eed themselves, crowd out weeds, do proquctive wood by the'eld mination of List.---Goderich Signal -Star. I 11 1� every day. cost would apply raost forcibly in the ceed 2%% a month. Special acts of well in .any location but prefer sun It is impossible to ,over.emphasize I I , . vi, pdrliamen-t incorporating these large branches carrying both produc- I t"', cOm- and light SOIL Once started tbey.will the Importance Of good seed. Other 11", I,eadWg physicians pro-. case of loans for small amounts they � Early on the Golf Course I , 111�. .Munce 46CROlilm BRANDvI point out- pan.ies are open to criticism, however, look after themselves. factors may -be beyond, control but tive and unproductive laterals. . . due to lack of -clarity, it -is claimed. For the centre.of bed,B or near the the gardener has -absolute cbeck over Every effort should, be made in the A ,warni breeze inid. gunny� i;Wqs I ;,. I , CORN SYRUP a meet antis- Tb,& experience of New York In Ontario, provincial charters Of back large flowers such as calendula. R empted a o golfers to get in 4 � I . _.- I , . factory carbohydrate to use State, which w4s� forced to, advance this foundation- Weather, soil and pruning of mature, trees to malutai t tri of I �1,� recentiy incorporated small loan cOm- nasturtium, Poppy and phlox will location "ma be ideal but without vig,orous frultimg-wood th . I as a milk modifier in the its rates in order to stop the "loan � Y rOugh'Dut the' few pTe-season swings at the Maitland I ;j I feeding,�of tiny infants and panies contain a sipilar ov I ,,­ ,hark," indicates the chief olaager Or -all rP- make a good, showing and for -screens good seed,- specially selected to suit entire tree, from top to,rbOttom, In- golf couTse oil Sunday.,Tbo mezk ,Wjyro I . as an energy producing food i striction to Zy2% a month " on month- castor beans, dahlias, cosmos, sun- Canadian conditions, the garden is side and out, that will replace, -the Cy. Rotchell, Bob Rae alid ; FAmer I I .,� for growing children. in setting maximums too low. Leon ly balance owing :to the borrower" flower, tall marigold are advised. All going to be a failure. There is no fruit buds that -are sacrificed I the W1h. N Ing. un ual d I ly � I � Henderson, United States economist, and makes im-alld, any n e c Oth us marke the '";. THE FAMOUS appearing before the government am0mit above of these annuals grow readily espoc-- guarantee that a flower which has harvesting of the apple crop. It is round� but the trio r�ported it war. � I �� 1. I . ccimmittee, at Ottawa, pointed, out this inaximum- ially if given a little bit of cultivati , on given wonderful results in Gne,at simple to dev,61op trees that produce great feeling to get unlimb , ered onco . 11 ENERGY ' It will be noted that in both the and attention_at first Them are Plen- Britain or the 'Southern States win apples on the top and outer branebes ,; �.� , . that for 14 years New York State , more at their favorite g&Me,_GOde.. I I A .. Dominion and Ontario charters deal- ty of colors represented to make a do equally well in this country and but to ol�,,velop trees that maintain, rich Signal -Star. I �. � � �, ,% I � % . . �, T , � 11� I " FOOD 16 cpp.rated under a law allowing Only Ing with this subject of interest, a fine showing� gardener fruiting -wood, throughout requires I I I I �� . lb 21/4% per month maximum with the I .. . .. � i�"!. . 0 . ' maximum monthly rate Irrespective is well advised to secure his seed and much Careful � and ,detailed removal of Melville Church Calls Minister , I I I 6., 04 * , resuJt that the bulk of the business 'of the size of the loan is the only , Nursery Stock nursery stock from a *reliable Czna- unproductive wood, combined with � I ii , I ,- . . . . #* in t�b t State w,as being done by control exercised. As the larger bor- dian, source, jud,felouEp cultural practices. Trees Melville Presbyterian Church, con, :. companies operating outside the law rower under this System provides were unanimous - in ex- ,;": ­ � Shrubbery, fruit trees, -roses anol & pruned in this way are usually not grega'tlon I �.' I . - and charging as 'high- as 20% per -ines' come under the general head- - tending a call ,: ,. Is . more than his fair share of profit to v, to tW Rev. G. TY. �4' . so tall, probably a little wider anolare. ' .,i- TIM mouth. Under the governorship Of the lender, a more equltdble plaipL is iiyg of nursery stock- Like Iseed, it is I ' Little, of Enm ra, Ont. They are now . �. was more productive than much larger. '.1 CA11AnA STAKH Frzinklin D. Roosevelt, a bill considered to be a graduated scale of important to s-0,cure such stock from awaiting the -official acceptance of 11, mihd trees prut-ed in the way we ,have l 1, Passed increasing the legal tnaxl- . , . I'll I # charges. a reputable source and one that is .PJLRUNING THE APPLE TREE been schooled and which we have Mr. Little.-Prussels Post. � , :t!, . 11 I . .. I I � . . familiar and caters to Canadian con - J... . The experienced fruit grower is been pi'actising. Appoint Night Constable ' I ." I __ - I I Graduated Scale ditions. This sort of planting mater - A" i, ___ � I ... , I familiar with the fact that young Do not,over-p-rune. Mistaken, pruu- , ar, I I . ial is offered, in a widl6 range df pric- I After considerable study of United es, but as a rule cheap stock provos trees are likely to Produce larger fruit Ing can, cut orchard' profits m On suggestion of Provincial Officeir z�� . � . ore rap- � I 111i , States plans in the light of Canadian disappointing. than old Ones. Hence any orchard idly than any other defective prac- McCoy, -the Brussels council ohave ap- I . ;,". - I 1 _�4v experience, one executive of EL Small Good stock is pliable, green ant] practice that has a tenden�6y to keep tice, with the eossible exception of pointed a night Constable, who will I I .;�'. loan curnpany in Ontario has evolved trees young is likely to be rewarded paor spraying. be on durty until the part4es responz� 11 �C_ �_� a graduated rate -plan which shows Plenty of live buds. Roots are ible, for the epidemic ot burgft-Mes hI T11 - . .at- moist and well wrapped to exclude with highOr Yields of quality fruit. 'Many orchards, On the- Annapolis ' o , 1'�� � I /_ � t�-,nipts to spread costs and Profits the air. Such will grow readily when Pruning has a rejuvenating effect on, Valley have,,beeu partially rulued and Huron' and Bruce Counties are appre,- � �. I � . I I hended, Robbe�-Ies, believed tt) bi- 1. I 1-1 @ I . . � Olkler Joans of varying sizes�, forcing Planted. Mttle, wood, wrinkled buds older trees and is, one practice that, their productiveness irreparably dam- . by I ,�� 1� the same personsi -ba,ve takelb place �;;h', . .. borrowers to pay their ji)At share of or none at All and exposed dry roots provided, it Is judiciously performed aged by the promiscuous slaughter Of 11 Wl� � I at Goderlch� Amberly, Clifford, walk- PI'd I . . lop.r cxpenses, This graduated Scale lire an Indication of inferior stock. so as to maintain the maximum vigour ... �� ;I , the tops of the trees expressed in the, 0 ". ,,�, 1'�, , A.- - I . plau is in force in, some States of the If -it ,grows at all, a year or perhaps without reducing the size below that parlance of the day as, "diethorn.h..."., , 4. _.,."­'­ I 0 #I ,�_ "., , ;V , - " e UnioD and the plan for Canada com� I ceived the appointment, - Brussels V. - ,,,- 'oe 0, / ? I . 0 , tw"O are lost before it is likely to w1hich. will give the argest, well ex- This type of pruning is- not generally post "W A v0w I 00 01 . . 0 . I paros favorably with the rates charg- make any ,real growth. posed, beaTing surface to the a0rtl, recommended but may have a place I �,!. , , 00.01 ;. - i - : e , ,�� 000 d in thoge States. Nursery stock should be plant4as should express Itself In Takes Early Dip ,�k,4 fruit of larger in some oldeT orchards I , 1�, , that have N" L . . - � I 'E.;nder the graduated scale Plan soon -as the soil Is fit to work and if size, better colouT and a resultant been get too closely and that have "Mac" MacD4)JX1al`d.'. RZOWD to every-. I � !, 40000 000 MP . . I., ,pf,, 0 11 which, it is pointed out, 4EY -higher pure -based. before this time or if In- larger return. A systematic Pruning been allowed to grow uninterruptedly one I �.. 0 1. , -than the scale in use in In town, took a dip in, the Thames ' . 1'. Ontario by � J-1. _V-rV0W__ convenient to plant, roots, should be Of YOU'D9 trees Is necessary at Plant- upward for a number of years with- River oia Tuesday t() open tIje. season �0,,` ,. th(, majority of the leading compan- temporarily Covered with moist earth Ing thp.ne and during the first five "a- out proper -heading. Even in such or- bsre. It was a beautiful. clay and I ­� �� � . ' . I ". , � leg, 3% per month would be charged - ts sboWd be stored in a cool -as in the orchard but should only "Ill . or plan so chards, however, the dehorn6�g should Mac says tbe water was fine--Mit- � 1,� .. , ' on that part of the balance, $100 and' dark Cellar and roots kept moistened. be such as is absolutely necessary not be too severe at any one' time, 'cbell Advocate, . I �!�;:, * ; under; two per cent. per mouth on I ,. � �,� : l, i , ,­ ; � . that part between $101 and; $300 and First Vegetables flor the development of, a ArOn9ftame but should be done gradually Over a Celebrate Golden Wedding . . :: `�,%. BORROWINo AT THE BANK work for future Production- The peiiod, of two or three years. If -ill .. a 5 I', I t � I one per cent. Per rnon-th on that part - , "modified leader" type is recommend- . __� .1 . 1. First vegetables to be planted, in systematic pruneing is given. the' oreh� , !-;, I between $301 and $500. Dollar cost Mr- and MrS, Eolwaxd Robinson, who I f� 6�', �, the spring are Spinach, all sorts ed. It Is impoftant that all youn ard, ,during its development, andi sub - 5 � . and monthly average yields on var- of � I 9 I "I �, . 1�' N;. trees he kept in a vigorous state of live on, the Alex Walker farm, tvVo IN, ro?""�& a//atozar ,t ious loans aMpunts. under this plan miles west 'Of Milt,011--11, on the Huron . lettuce, radjah and peas. Once upon sequent pruningD are directed towards ., �, 1,11 .A 1 1 ?�hllrl . � a time gardeners advised against the growth by maintaining soil fertility- maintaining the proper height and Road, celebirat,d the fiftieth anniver:s�_, ,, � � . as compared with co-sts, in force in early sowing of peas for fear i If strong-gTown yearling trees are spread of branches, the. practice Of; ary of their - A-4, I . 1" �V . threc leading United States cities are seed I I " 1�1�,1,"­I"., : , 1. t',� , �:,;V* ­ . 11, Al . 1. .1 I 0 �,,:t��, � � , . I � 1, � *-­` . �: I F; �, i N 0 1� 0 11 - , - 0 I- 11 L�' _� , - I I I �, 4 1. . I. �t, I I ", I 9 �� .. .. .. , . . � . I * i -1 �,� ­ L T i '' ., I I � I . I V . I I I . ..4 I I . � . . . � I . . I i I . # . I I : . I I , . .. � I . I .1 I ... ., � :1 �, � . . . 1 4 . . I - 1 4 � � I 1. 0 1 I I . I . - - . 4 I- � . w - of tropical orchids been SeML New,W before such a &ofuslioa of muld-eat- I oured tulips. Such a riot of -colaur ia Impossible to describe. A Words- I worth, a Shelley or a Keats would, . 'A find great difficulty in doing justice 1 40 with mere words to this cal0arkUlar-, ' � It ray of Nature's handicraft. One -mat � r see the gorgeous gardens, the xngal roses, the dazzling daffbdJils and the IL I hundreds of other species,,tia really E appreciate them . - 1 X FARMERS -NEEDING MONEY sound banking. Our branch shown in the followdrig ta 11 ble: I older, closely -planted Orchards where the trees, are crowded, rather than a of MarCh.-Mitchell Advocate, I I fold branches that spring from the . I to finance the costs of plant- managers in all agricultural � . Pro I posed, Graduated Small Loan Rate Charges the ,ed4icaMonal campaign, and, circu- I . . ing-money for wages, of parts of the Dominion are , lation ,of Petitions,. A campaign is I . Under way Prorpos,ecl, Canadian Scale Buffalof Cleveland$ Detrolt§ detailed Pruning to enalAe them to produceas abundantly -as pogFsible, un, inp, mE-etings and seeking � the s.anc- � Amount Scate Dollar Dollar Dollar , Dollar "", workers, for seed, equipment, familiar with farmers' requl'te- of luan per month cost cost . Cost � . Mgt . fertilizers, etc. -will find.at k 1 ,ments and market conditions. ' $ 60 ............ % 3.00 $ 20.00 $ 12.00 $ , 12.00 $ 11.39 the Bank of Montreal a You are invited to talk 100 .1...l. i rA 4 ..... 3.00 . 0 0�7' 19.50 40 ILI) ig. 50 on 0� 19.50 �t� 22.75 I 1. ' ... I ........ . Il . . I ..ift Olt.] 4 , I �:j I ready and willing response with,,the manager of our 200 ... � ........ 2.73 .J 35.50 3851 39.00 45.50 1 2.62 42.59 458 48.75 ,­ . to applic4�ions for loans. nearest branch, regardin � g 250 1 *­ : , , , .... , . 56.88 ,. 1 300 , * , , , .... ­ 2.54 49.50 55.88 , 58.50 68.25 ;�_ Bbmwing to make a 350 2.44 65.54 * I %­' - I . '11.1".. your need for borroa)ing ­ ..... * ... 0 * ""' . . 400 ............ 2.35 61.00 * 0 * " ��" � , haj�pdt is a ConStrttefive use to prepare for a profi; ble * - 0 . k � I , - 450 ............ 2.25 65.89 , 0 1.'�!­; / 7 ,1 . I * �":, �, ' qf credit, approved by harvest. ; I 500 ............. 2,17 70.41 * , * 0� . ,�j... I", . � *In UnAted States, small loans are considered, to bdve a maximum of $300. 11, / . "U". " V t% p,�moutli, first $1.50; 21/ .,% on, balance to $300. "��,�,�, , ­:'�, i A` � I �, I 0_ , I J "j. I .1 . §31/�% per month straight. � T;V,e�t A., ' . . I � , , � , " $3% per month straight. . 01", 21 N-111 MONTREAL . Ili ".-.��,�,�,11: � � I I I I . . I '11 J,,i.' it is ,claimed for ihe plan set forth a recent address to the Investigating ;,;� " �­N­ I., :1 � ..,. ,� . , I � ... I ­� 99TABLISHED 1817 . 4�%Ilq!L' ' " ' - t p,-.,,'_ . . . . . above that It would Provide a stand- committee, the only attervative to " I , " �;;,"';,"i * .�!, _ . ', "abaekwkresmall'a=oArware welcome- I I , " 'l 1, "'V. , �� , - " - , ­ complete control by the Dominion ',,s , r, � 't .- " . .I.- � I .V � , I .1 , t 4 � .1 . ard basis for use throughout Oanada.� Vq, � J-hR,5,--W-­ - - - - okk, EltPkRIENCED RXXXINIG SEP -VICE . . . , Av Oulcom qf Act as it �1- ..t�T-. � , " ' . .s , ,%; 6'il 111"l " toleaVe the Money Lender � ��,�igg;.,:,� Ad t � 7-,� . j to,,,�,-;i '. 0 ' I It is polutOd Out that the rateg shown 0tands. aild let the ,provinces step In , "I '. ; ��. � L"', � "; 1� , 1�6 Years' SA(awfld oPeraltion 1; � aro Maximum � rates ind that local and gain gonie control over the, blisi- ,,.;'_11�., , . . I ". -1 11 , ''. � I . I , . conolititifig ' would .almoat ,Certainly ness. Aslai as the majority of small �L, ­ , . I - �,,,;'�,�,��, W,101:,4" '. I . . Ill. ,, i � -Z,J,.;��.C' 611110 ", I � ft. A, MONTMIT%'Man -1 .1 . to%v,Or the ,charges hi, many ,places, I 1" l .1, I , ' ' companies being able to operate be- would� weldome action by either the � a . 1". �, W. K, A. Clboft Mi "' r , LI; l� I-— L I I low toe scWeln cities where volume Doinihilon, or the vatioug prov;46ts6g t�v opth, T""', 49 14,161", , . ­ - � ,. 0 , 44 c0h8dolOrOble. 00did,P0000it, t866t(Is whioift ,Would' clarify, the rate situg, ","", �_11 " .. � .".7k, , " ,!�, ,�� ­�, . I . 11 � lildiedto, Would tiikp c0ttdih� that fidii gild &iWd' t116 WNLblighed cbfh- �� � ;; I �� 1, . " �,:, .. I � ", Z, . I ' ; - ,� �1,,'!,-��,fe�,,��:�- I. . . 'ELM4�s 6poratO,lit �tho lowea e6st pan. o ",',,'I'll � - .1 ., ,�� �I.".�!,��"",�",�,e��,�,�.,Z,��,:�,,,,�,,,,,, �,l .. ... . ..... I c6mip . .1 too t tobdutt,thelt busaneas ike"o - � .,.,.,. � , I I ­'', t 1) e 'fi- , 'L ' t; I J' at 'WhIch a lit0fit can bo tholwit, oftfi�� disreappe , roug, ., t,ft it by Ill I i6 W1111"M ,,Tl��,e�,%L�,�,,i:;,;:!;�;,�,1,6 �. 1. 1 �� , . I I - ., ,- I l . , , � As ,JkobUd 01� hr Mr. IDunning In botlegger. ` ". I 0 1), , , , . � � l , . , I e ." : , - - . �� I �� gl,v 1�, �'Iili,11R ffil., � 1. 11,,`�111"'�'t,,, !,,,,�J;�,,;;��;, ,. . � , " " " , �. , , . , .. I., . . .0 I � _ . 11,1,,,� 10, ,�� 1, �11­1� ­.�., ­ � I � 1 , .1 - W . I . 1 'A'' 1 I ,,, ., Z J` ' " 4 'I .. � L ,�'. . '. ��� .. , , , I . �1. I I . I '� , , 1, i � , . :,;, , _�% il � , ��'. ',, ,� , _ , . , ! I I , , , . 11 I I I I ". . � � '! I , ... . " 11 � , - .�., ,�, , . ;;­ �';. , , " � , � , 'i�o��,4'1��,';Q',l '4' � 'i , ,,, , ,,;,.,� �'. � 1. -4 �, .., "'. ,,, ,� I , I I 1, I 11 ,, � �t , I ., � . ,: , ", . . ., , � . r Ill ,, , . "I,.. �,­, .� ��. ",� A 1 ,.,;,;45� � , "I"'. - , "'o� . O'L I I � .1 �. � ,,­�,�­ ". �.:,t, ­.� � I .: I , ��,"­ 1- ­ , , _­ I I ,,, - l - lli'.t."YIA�ll,�i,��..'�t�,��'PI " , ,M! .. - " -, I 1:�� " � �,4','J ': � '; _�-` � �1�' - I 1, 1, ", . � �, - -, " - .. , --.,-,,. � ,_ ., �1111111 I ­.. _1 , , � � 6�z, 11114 , a. ,�.LM"`..,',,,,l­.1 '.., i'a"i",."`,,_i ., �; �,.,,��%. � . , � I planted they sh-ould be bea,ded� at three feet. The first year the tree should de'horning will not he necessary. In . - -r, uay on, I tresdrdy . . of ;bhis week, the twenty-second day 1,rave produced a leader and two scaf- older, closely -planted Orchards where the trees, are crowded, rather than a of MarCh.-Mitchell Advocate, I I fold branches that spring from the severe dehoming, a systematic tree . trunk at a widle angle, the lowest be- thinning (removal of trees complete- I ing from 2 to 21/? feet from the ground varying somewhat in differ- ly) Is advised, -and ... IntDi-planting these ',,acancles with yqung­tree,g Of desir, the ,ed4icaMonal campaign, and, circu- I . . ent provinces according to deipth of able varieties. The renlaining old , lation ,of Petitions,. A campaign is I . Under way fa hould be tipped to maintain balance and stimulate trees should, be renovAted by careful., with - nine or ten other 0 counties and several others Mrc'hold- branching, but should be left. 1% feet detailed Pruning to enalAe them to produceas abundantly -as pogFsible, un, inp, mE-etings and seeking � the s.anc- � long. Severe tipping usually stim'11- lates too many side bran`�hes clOse'tO til they in turn are sacrificed to tiou of the county coun�cii to proceed with, the prelimiluary work leading to I the trunk Which eventually must be, make room for the younger trees. Tbe object ,of pruning should be the main- :, T. B. frdj3- area. J%b reqlfbst.. first. . a 1 removed. This meth0d 19 followed for the "conol and, third years with tenance of a,,,balanae'between fruit- comes from the cattle owribm and I two-thirds of the cattle owners must � Only OnotIgh' Pruning and, heading. fulness and growth. A ,good Maxim be In favour of'the area test before . back to preserve balance and main- is� Use the head, more . th n -the a shearg In all pruning practices. the Work is, unde ken. ilta . � I tain a slight dominance of the leader. I . I BY the fourth year the tree, abould -0 . / I I I I have five scaffold branches developed., . I . . I I evenly distributed -six to eiobt 19c,hers T. R. Cleanup Camp'aigfi I � .. I .1 I ,. . I . apart verticallly around the main leader, between -two and six feet, frum - , . � . cothing in- Ontario fariiers am be - 11 I , . �,� ; '! � h1l ll 11 I I I . ,. the ground. iAfter this the leader Is crelagia,gly conscioue of' 6e nocp�­ty * 11 11 , I . 11 l all the , encouraged and pruning is , of ,clsi s , eliminating bovi" -tub&ticul ,Mm theh, her4a. llre6de'rsi of ptiro, . I I . . I , "', '� ... �, I i ' , . $imply a matter Of thinning Gut, bred cattle have for years bad th9ir 1, �'17 I , -01yinlobs differ as to JU91 how much , herds tested uJild-or, the accredited , .1 , "... � , � pruning should be done to trees that. Inerd, plant aud- ,have recolVed cbm- . 1. J '"' " L� 11 " . . ring ag4e� or are jkensAtIoly for rgaefors, but lundeir, thc� -� � .. A dt full Oroqlletloli, ,but esseatially it''Testricted, area plan f0ii T. �la. cloaii- I , " l' i0tould be cOlifitled, to the- remotal of . � I up now *61t - blider way., owtvars of . - , ,,x` . . 6 r� branclieg that Vvill corr�ctlY 11todify b�th grade and 6ure-bfod cattle re, ' �-��, � , I the ,,to of tho tree to,; the gfdw.�es ceiV,d cu1fip61igjt16u for f6ji�066rg. �, In , 4 I � desire ah -d readIt.An-thA d6vj�16ptnjent onarloi,tbelosib 61A66ft cdtuftft�dlunll , , . ' I R I I I . I., of_& , &At `af& AfftJ&,tjf0J,k_Stt jig �d . I I I . . I ' f, , , M' L Ill ' ' aer, t 4, r6wbft ,at" �it the, X)rO 1, . ... . 1p - 11 "... I � I "o that lh&v& A IWIXIMUM bOating ar. J I 0 , 6611fifles =At time, Six ��Ivo , , 106mo Ill- I - 7� - I .> . 7� � � . 1, . . I ­ 1. �- I I 1 l, . 4 . . . � --;- 40�­J z "I , I . I . I � I �.... � I " . � I , . . - ,-�z,�q --',',�­ 1, ,, : .. I , o.�,,-,_- ,`��­ ,,��,. .� el� .11�. , , � , �L, �' ,'.,`­','!�': : ". I - - I 1- ''!­ "..'4" :171,� � . 11 ''. , ". :11 4 � .1, �i ", ,.. I , . 'Im. ­ '. � , , - J'L j�','�::­k.�`,� ' ' "�. ,,,'��,�,,�.. � �,;z � �k . , "�, ,. . , . .,� . I-, A,� )"; ', ­ I 1.1, - I .. . . , J - . ", . "I 11 :- ;.". ., . � . � I I .�'. I I .� , I �'.111, . , � , * I !' . _ I ,- �` ', L. ;, , ,_ 'l _9`;�­­. A_ , - - _ �,, .. 1. , 161i"',