HomeMy WebLinkAboutThe Huron Expositor, 1936-10-16, Page 64
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IF „ti -
1411* 40400. Vara, .ennioyed by, his -call,
en, "ItOnr.'yequest is ontrageous," he
6(411-. "Merely because I applied for
4104,000' Of life insUrance, fail to see
how ynu are privileged to pry into
141? Personal and business affairs. I
'1, Passed your regular physical examina-
, ton and paid the first orepturn. That
should be sufficient But- you sent a
-man into the eorn.er store to inquire
,Anuoh whisky I bought. You ask-
ed the elevator operator in my apart-
ment house whether I entertained wo-
men in- nay wife's absence? You ask-
ed my business associates as to my
fiaanees. Now you :have the effron-
tery to deinand of me a detailed state-
Inetit of my affairs. By what right?"
"TO prevent fraud" was the gist of
the insurance investigator's 'answer.
Every time you buy a large life in-
surance Policy, the same searching
investigation is „made into your per-
sonal career, whether or not you find
it out, For the institution of life in-
surance is founded on the law of av-
erages. Based on this law, the cora-
Panies are prepared to gamble on
your premature death. They must in-
sist, however, that the dice are not
loaded againstthem.
Fraud is not always intentional. A
Chronic drunkard: may state on an in-
Surance application that he is a total
abstainer, for no ether reason than
shame. But that won't prevent liquor
from shortenAng ;hie lite. Or a man
may Claire that he can pa Y premiums
far beyond his income; and when he
goes broke, the large amount of
money payable to his family may be-
come an inducement to suicide. Mar-
ried men who support mistresses do
'.c0..Frau4s
11 Wawa Collings in The American Mercury)
AIR -TIGHT
Wrapped
Individually
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fr always keep
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• • • .
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Use Tested -Royal Sponge
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An air -tight wrapping preserves the
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the only dry yeast with this extra pro-
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' you use them. 7 out of every 8 Cana-
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Mand Royal. Buy a package today.
ft,
1).
FREE
'BOOKLET
.holps you!
116721 'Feast
Italie Beak" Sivas
tested Royal
Rponge -Recipes
tot ellthe-breeds
eliewa above and
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FREE --Man eon-
BliYv
5,14NADA „ GOODS
initerld0.
jeivi:I ROA& „1411iVii
0•MI:40;0' •
not conceal that fact to defraud any-
one. But when a, 'blonde murders a
policyholder, the 1fe insurance com-
pany is out of luck.
All kinds of deceptiOna are impor-
tant, but pure, premedita.ted fraud fig-
ures in the majority of cases. The
contest -between:-theadefensesa aet-up
the Lesson ot
The Dreyfus Case
(The National Revie30
441 IVT;44t,
•'Colonel Alfred Preyfus;•who died in
July. 1935, had been the victim of a
t*rible injustice which convulsed
France for many years. The lessons
contained in this 'cause celebie were
never more needed, by all nations, than,
in our own time. The passions arouse
ed in this celebrated affair -have I
IttrIbuted -to `anti-Semitism—Dreyfus
'the fife. insurance eompandea 'and was a JewiTbut to take this view is
the clever sehemes of the purchasers to misunderstand the ease. It watt
reads like fiction. the old dispute between privilege;
Altamonte Juan Ma,dera, a wealthy whethefmilitary or ecclesiastical, and
,young Nicaragaan bought $1,000,000 justice WldCll.knows nothing of •per,
of life insurance 'in New York. A sons; it was the ancient antagonism
lenge part of it called for double pay- .between the claim to infallibility and
,ments in ease of :accidental death. the claim to criticize.
Shortly thereafter, while travelling on In December, 1894,. Captain Drey-
a steamer on Lake Managua, he be- firs of the :Headquarters Staff of the
came violently seasicka rushed to the French Army was 'accused 'before a
steamer's rail, fell overboard, and was secret court -ma
ntial of having sold
drowned. At least, that was the
story on the death ceotificate. Hmilitary secrets to Germany. The
• Olefins were filed for the xaillion is' proof was contained in a list of docu-
body Was not found. ments believed to be in Dreyfus' hand
writing, which listed pages supposed -
dollars, plus' the accidental death ben- ly handed to Colonel Schwartzkoppen,
efits. Affidavits of numerous witness-
es accompanied them, but some of the the German military attache. Drey-
fus was condemned to dismissal and
handwriting on these proofs re- imprisonment. He '.'as stripped on
d
settled Madera's own writing. So parade of his insignia and decora-
the life insurance companies sent a tions with every circumstance of per-
gua.
Spanish-speaking detective to Nicara- sonal humiliation that could be deals -
He discovered. He disappeared° to the terribleed that the Madera fam- climate of the French penal settle-
ily owned the steamship line on which ntent on Devil's Island, where he liv-
Juan had been riding; so the wit- ed in conditions of great hardship.
nesses could very easily have been Contrary to French usage, his. wife
hand-picked. The detective hired was not allowed to join him there.
three American, soldiers of fortune France believed universally in. .his
who were wise in the ways of- the guilt and no more was heard of the
Central American jungle. Tey ev- case for three years.
entually led him to a cabin 90- miles in the French War Office, however,
from Managua, At midnight they Colonel Picquart, a staff officer of
burst ina the door, Altamonte Juan great „
Madera—alive and in good healthdistinction andthe youngest
— colonel M the army, had, during 1895-
hurled ,a chair at -the intruders. One 6, constantly 'brought to the notice of
of the free-lance hirelings ducked the his chiefs two. things that ha 'd very
chair aird fired his pistol. Just in much struck him when. he went
time the detective struck it aside and through the papers of the Dreyfus
mil:4d the aim. All of his efforts had casco The first was..that Dreyfus had
been concentrated on' finding Madera
alive. Had hat bullet found its been illegally condemned, neither he
tnor his counsel; having been allowed
mark, the 'companies' would have had to see all the papers on which his
to pay $1,000,000 anyway. condemnation rested. The second was.
,Mr. Henry, an officer of a life in- thie the incriminating documents
surance corepany, was enjoying. a were quite evidently, to the mind of
concert in a tuberculosis sanitarium. Picquart, in the handwriting of an -
The artists were all patients, and Mr, other staff officer at headquarters, an
ileany was fascinated to discover Austrian, formerly in the German
'that many of the names of the actors Army, Colonel Esterhazy. Colonel
were also on the rolls of bus- company. Picquart'aP-
,s discoveries were not
They were collecting a monthly dis- 'predated by his chiefs. After he had
otality income. Here were a lot of
peoplunder one roof ho had returned several times' to the charge,
e whe was forbidden to refer to it, and
bought their life insurance in cities yes finally sent to Tunis, where the
and towns scattered all over the Unit- general in command was secretly in -
had developed consumption within a
ed States. Practically all of them structed to give him a post of dan-
m
rearkably short time after passitig ger.The Dreyfus family were moving
excellent' physicals examinations. heaven and earth to prove Dreyfus?
The companies investigated, and innocence, but had little effect until
'one patient confessed. This was the
miodus .operandi: The patients would a respected man of science and. Vice-
s
President of the Senate, Scheurer-
pend about six months in tb.e sani- Kest:ea took the matter up. Scheur-
tarium—long enough to heal the calseatner had never seen Dreyfus
lung lesions temporarily. Then they no- any -member of his' family,"but
returned to their home towns, saying ac'cident. in '1896 had placed before
cothing about wherethey had been. him the evidente which tended to
The usual stethoscopic examination of
the chest will not detect an incipient show that the trial had been irregu-
lar. He 'Sr° rked away for a year, and
:ase of T.B., nor a' healed lesion. S5
when they arrived home, they pur- then declared his belief that a fearful
judicial error had been committed.
chased life insurance policies with The Government took up
dthe dial-
isability income riders attached. Of lenge. The Church joined vehement -
course,. they denied any tubercular ly in the flay against the "Jewisk
t'ait.aoria After the contestable period traitor."' Na one who has not studied
expired, they put in a claim for dis- the newspaaers of that day can con
same s.anitariuna sure of a comfort -
ability. Then they returned to the
ceive of the violence with which the
ablebiacome for life.
campaign was conducted ' against
-
Involving about 160 fraudulent cas- Scheurer-Kestner, Piequart,Clemen-
es, this was ceau and Zola. These last two had the most colossal life in- been brought into the affair by the
surance fraud ever perpetrated, and unreasoning fury of Ministers, Army,
represents the only type of life in- Church and the press they controlled
surance swindle which does not de- against those who asked that the trial
pend for success upon death -areal or
faked. be examined. Esterhazy became the
darling of Church and ,State. He was
In -Montana, a young man named
Richards was insured for $50,000 un- ied by court martial. and triumph-
antly 'acquitted, while Colonel ' Pic-
foreder a term policy. About -15 days be -
the expiration date, he wrote the
company and demanded $6,000 as the
pt
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rice for not killing hitriSelf. He said
hat he was. destitute; that his wife.
nd children were in -dire need of food
nal clothing; and that unless :the
ampany wished to pay the full $50,-
00, they had 'better accept , his pro-
ositioa. He set a?. dead line for re-
eiving, the money, a few'days before
he end -of the term,
Life Insurance companies will not
argain in such a way, but this one
uietly seat an investigator to Rich -
rd's hometown'. ' He found the facts
stated. Swearing each of them to
ecrecy, the adjuster ,got four of the
ould-be suicides' best friends to-
ether,..including his doctor. They
greed to watch him until his policy
xpired, when he would have no in-
entive to kill himself.
The four friends took turns in the
igil and managed to keep track of
im 24 hours a day. They had a
unch that hiS method would be pois-
n, so the dootor was always sonfle-
heA.e in the offing with a stomach
untp.
On the final night, when: they were
eying bridge, Richards went to the
athroom, and swallowed bichloride
mercury tablets. The doctor ran
ut to his car, . returned with the
ump, and immediately emptied Richhrds' stomach, He lived to thank
s friends for blocking his attempt.
Mr. Waverly, a business' man in a
Westei•n town, had an under-
ker friend named Hayes,• who had
charge of the disposal of the pauper
dead. One day Waverly went to the
city to visit Hayes, who late that
night drove him home. Going over
the mountains; the car stalled—this
was the undertaker's story — and
Waverly got out and cranked. A few
minutes later Hayes found him dead.
The usual death notices we're pub-
lished; Waverly was cremated. Not
until this was dente did Mrs. Waver-
ly claim payinent of a life Insurance
pOlidy
of $22;566. An adjuster Inter-
Yiewed the workman who had actual-
ly burned the 'body. From, his des-
Oriptiorn there were marked' differ -
'antes, tratataitt the Weight and height
of the Matt lie had cremated and
those of Vl/a.lrerlyi.
Ws: WatfttlY'S Mall was watched,
anal ft tiMei :fietahtisband WM located
RAittrOct, %.10 Mid the uudertaker
hot* Veit ,e6 Of emirate the!
itouini 'vatted wits One et the
`tite Odd..
'iitatott Wh ni� &vitt-
surance company wants anything to
do with a married man who keeps a
mistress. Mr. Russell of Philadelphia
had $120,000 of insurance, payable to
his .wife. She suspected that --'her
husband's stenographer meant more
in his life that -she should. One af-
ternoon, she threw open the door of
his private office and found him and
his stenognapher doing things which
no one should do—without locking the
door. She pulled out a pistol and
killed them.
The $120,000 insurance would have
to, be paid, but in cages Got murder,
the law will not allow a murderer to
cash in on his crime. The courts
must designate a new beneficiary. But
in this' case, a jury acquitted the lady
on grounds of temporary insanity.
Having been acquitted, she was nlo
murderess, so she collected the mon-
ey.
All life Insurance is mutual to the
extent that living policy holders cont
tribute the money which goes to the
estates of the dead. If the living are
defrauded, their insurance is bound
to cost them more, and they do not
enjoy paying for another man's crook-
edness. So they investigate 'You be-
fore they sell you insurance and again
when you die.
And they knoaa all the schemes by,
heart. Everyone of them ails been
tried, over and over again.
n '
A Qui4qr
Brighter
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itthlat 9X0 bea4
tbettldnotattattlig eat or Lama
440•9044.R4 **Yeas%
Dit Cha$es Ointnent
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sacrifice everytbbig se- that 'their
..„ fiat re:107Y fZtec.nea
The lives. of those men 'We're, threat-
ened constantly, abd Dreyfus' cenusel
was .4.044 u44:04„ Pu
lie :Qpizardige was general. The „bit*
o thedePutiec presenting atemaelves.
for etectign 1ne1598 folitoted late govt
erarnent Deaundation of Jews., .e
Hitlerite liues, was•a daily affair both
in press and on platform. Thefol-
lowing, • havtitg.• QUO • the Goering.
touch, is an -extract from & speech by
M. Tey,sonniere. Speaking of ai ()P-
i onaa t, .112e„„ aaid:
quart, who refused to speak against
his convictions at the 'trial, was dirt-
miased-from the arnlY. At tide Point,
February, 1898, .tala wrote his fatu-
ous letter F'accuse, passionately de-
nouncing the 'perpetrators of the crime
ad earppealfrig to litiriiittry to ' see
justice.- For this' lie was condemned
to a year's imprisonment and a fine.
On appeal, his condemnation yeas re-
versed by the highest court in France;
the judge, in spite of pressure froin
the Government realized that the ' de-
fenders of abstract, justice were the
defenders of alr that they stead for.
The Government and clerical press
denounced the judges in language . of
pure hy. hysteria. Thecalled. them "ser-
vile, cowardly, rotten, .corrupt,' and
the Government deoreed a new trial
of Zola.
The Dreyfus affair now entered its
knost envenomed period.. When Zola
left the 'Court he was spat, upon:, howl-
ed at and struck by well-dressed men
and women in privileged ticketed
seats. He was forced to fly to Eng-
land. Such few publications as stood
by .the principles of justice and eqUal-
ity -before the law had a hard row -to
hoe. The chief of these was Clem-
enceau's paper, L'Aurore. During
1898-9 he .himself wrote an article. al-
most :every day on the question of
every Frenchman's right to justice.
The cause of Captain Dreyfus be-
came the 'cause of the Rights of Man.
On the one hand .there was ap. un-
known member of unpopular race
imprisoned illegally and maintained
in prison by the whole forces of gov-
ernment, church. and press, and on
the other, waa_a handful of men ready
He has dared to say:- "I do not
know if Dreyfus is guilty or not,"
which is at once stupid and in-
famous; stupid because all Jews
are traitors:, infamous because he
thus endeavors to shake the struc-
ture of the army by throwing a
doubt on the competence and loy-
alty of its chiefs.
How like de this to the sort of thing
that is now a commonplace in ger-
trianY, a country with no Scheurer-
Kestner, no Picquart, no Zola, no
Clem-enceau to resiire tryranny and in-
justice. Had it not been for these
men the soul of France might have
perished.
Colonel Picquart was the hero. of
the Dreyfus drama. In July, 1898, he
was 'thrown into prison and kept in
solitary confinement. He had said, "I
can prove the guilt of Esterhazy and
the innocence of Dreyfus."- The rum-
or was spread that he had attempted
suicide, but in court he stated, in
quiet, level accents, that if he was
found dead it would' not be suicide.
Two years after Dreyfus had been.
punished, Colonel Henry, a a taff. off 1-
cer, forged ,a new document, _designed
to strengbhen the case against the
convicted man, and placed it in, the
Dreyfus dossier. This^document was
read aloud in the Chamber by the.
War • Minister in 1898" amid loud ap-
pietist Mr, L. J's Maxse, a young
Englishman, then made a sensational
Coup hy detecting the fraud and de-
nouncing the author. Henry, when he
wee later ,arrested, committed suicide
in August, 1898, after.- confessing.
This, marked' the beginning of -the
end of the Dreyfus, affaiir, though it
took another eight years for the find -
'Mos of the court-martial to be queen-
ed': Revision began at Rennet in
1899, Dreyfus was "pardoned" in 1902-
and finally, recognized: as innocent in.
1906, When he was restored to his
rank. Dreyfus served ja the Great
War. The real tnaltOr, Esterhazf,
went to England, where he finished
his days in poverty and shame. M.
Clemenceau saw that all the accumu-
lated dames of the Dreyfus case had
been conamitted by means of the pas:-
eon and by reason of the indifference
of the sovereign people:,
"No better lesson than the Drey-
fus affair wilt ever be shown to
the people; they have to make the
effort to distinguish between liars
and' truthful men. They have to
read, question, 'compare, verify,
think. : '1. Presently illumina-
tion will come. It will be under-
stood that a country, without jus-
tice is a mere enclosure of ant,
feacuivii; 11011.
totigot the
YELLOW TUBE, AND PACKA011,
Noncom It gold, only *lobos. Teat sem
.„ removed to 'money rettomied at drag stioak
15e,--aelt Noscauote war.
Aberhart's Drug Store
mils designed 'for the btitcher."
The lesson is there for all PeOPIeS.
and the moral -is pointed by more
than one nation in our own times.
IS FINE
YOUNG FELLO
ROKE HIS LE
• • • and if his parents could not afford to have it pro-
perly looked after, the Seaforth Lions Club, through its crippled
childrens work in this district, would see that he did not suffer
for lack of the proper medical attention.
• • • •
HE Seaforth Lions Club, through its crippled chldren's
work, in this district, has. aided hundreds of handicapped
children to face life with a. smile. Countless more have
enjoyed the advantages of the Lions Club Pool .and Park and
other Lions Club welfare activities.
But this work costs money and must depend upon the 81.1
port of the generous citizens of Seaforth and district, who do not
want to see the underpriviledged children in their midst go unat
tended.
0.1c.
The annual Lions Frolic, at which funds are raised to -carry
on this needy work, is being held this year on Friday, October 30.
In connection with the Emile, the Club is holding a draw, tickets
for the' valuable prizes being on sale throughout the district at
25 cents each, or a book 'of 5 for $1.00.
4H -62d the Lions Healowe'es
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