The Times Advocate, 2004-01-14, Page 5Wednesday, January 14, 2004
Exeter Times–Advocate
Editorial Opinion
ROSS
HAUGH
BACK IN TIME
I OYEARS AGO
January 12, 1994 - The first
baby born to a Times Advocate
subscriber in 1994 arrived
Thursday afternoon to Dianne
and Brian McGregor of Usborne
township. Matthew weighing in at
8 pounds, five ounces was born at
the Clinton hospital during a
snowstorm.
Beginning the first of April, the
village of Lucan will have their
collection of blue boxes done by the Bluewater
Recycling Association. Lucan will join 45 other
municipalities in Bluewater.
20YEARS AGO
January 13, 1984 - Three area residents have
recently joined the ranks of book authors. Former
SHDHS teacher Andy Dixon has published a book of
poems, "Whimsical Notebook" and Grand Bend
public school principal Syd Fletcher has written a
book of poems, "Bury Me Loose'. Marilyn Barbe of
Ailsa Craig is the author of a cook book, "Basically
Bread".
30YEARS AGO
January 10, 1974 - The first baby of 1974 has
arrived at South Huron Hospital. She is Tiffany
Nicole, daughter of Mr. and Mrs. George Tryon, R.R.
3, Exeter. The Tryon's have one other child, two and
a half year-old Traci.
35YEARS AGO
January 16, 1969 - Exeter's newly appointed
police chief Edward Day took over his new duties
Monday. This completes the local force at four
men.
Grand Bend reeve Orval Wassmann said at
Monday's inaugural meeting, "With the imminence
of regional government, I don't think we will be
back again with this type of opening ceremonies."
Clerk Murray DesJardins agreed when he reserved
the right to resign his position on 30 days notice if
and when he secures other employment.
The first skating carnival of the season at the
Exeter arena was held Friday night. Some of the
winners were Eileen Snell, Mrs. E. Beaver, Mrs.
Graham Arthur, Mrs. Wes Ryckman, Laureen
Zurbrigg, Dorothy Forrester, Marie Melville, Frank
Sheere, Frank Brintnell, Gord Kirk, Orland Taylor
and Billy Pollen.
40YEARS AGO
January 13, 1964 - Baby sitters in Hensall have
taken collective action to raise their rates. Some 20
attended a meeting and agreed to up their rates
from 25 cents to 35 cents per hour before midnight
and 50 cents after midnight.
Biddulph township council raised the salary of
clerk Austin Hodgins from $1,000 to $1,300 per
annum. The reeve was given a raise to $300 and
councillors will get $250 each. Payment of $10 will
be made for each special meeting.
At a recent meeting of the South Huron Hospital
Auxiliary it was decided to take over the operation
of the travelling cart from the Exeter Kinettes.
45YEARS AGO
January 15, 1959 - Larry Snider was re-elected
chairman of the SHDHS board for 1959 and E.L.
Mickle of Hensall is vice-chairman. E.D. Howey
remains as secretary -treasurer at a salary of $1,250
per year.
Guenther- Tuckey Transports Ltd. has established
a new office and parking lot in Goderich.
Clare Paton was elected president of the Lucan
Junior Farmers at their annual meeting at the home
of Mr. and Mrs. P. Toohey.
55YEARS AGO
January 14, 1949 - Jack Orchard of Byron who
recently graduated as an optometrist has purchased
the practice of John Ward.
Robert J. Nicol has joined the staff of The Times
Advocate.
Mr. and Mrs. Luther Penhale left Friday for
Australia to visit their daughter, Mr. and Mrs. Keith
Colby.
Telephone subscribers in Mount Carmel, Shipka
and Khiva areas were connected to Dashwood
Central recently. This brings the number of sub-
scribers at Dashwood to almost 650.
I I OYEARS AGO
January 13, 1894 - Rates of pay for Usborne
township employees have been set. They are, clerk
G.W. Holman $100; treasurer Thomas Coates $70
and assessor W. Miners and tax collector A. Duncan
$50 each. The Exeter Advocate was awarded the
printing contract for $37.50.
Offering strength,
hope and love
Dear Editor:
In a small village near the town of Exeter lives a
young man, his wife and their two sons. Both parents
worked, the boys attended school and took part in
their favorite sports. Two years ago something hap-
pened that changed their lives drastically.
You see, Daddy was diagnosed with leukemia. He
was sentenced to many rounds of chemo, illness and
separation from his family due to lengthy hospital
stays. As a friend of this young man's parents, I
knew about his illness and like many others I did not
know what to do or say.
Do you visit the hospital or do you stay away
because he is weak and you do not want to take fam-
ily -time by tiring him. So, like many others, my con-
tact was kept to, "When you see Mike, tell him our
thoughts and prayers are with him."
All that changed yesterday when I came across an
internet site called Caringbridge. It is a site dedicat-
ed to allowing families of patients post daily updates
on their loved one's progress or lack of. After read-
ing the journal on Mike posted there, I walked away
from my computer in tears realizing that there had
to be more than my "tell Mike..." that I could do. This
letter is a result of that feeling.
I challenge each and every person reading this let-
ter to visit the www.caringbridge.org site Canada
and type in Mike. Read the story of Mike as written
by his wife. It is a story filled with pain, illness, hard-
ship, loneliness and sadness but shining through all
of this, it is a story full of strength, love, devotion,
dedication and hope—a story that puts real meaning
to the word family. It is a story filled with the love of
a woman for her husband and family. It is a story of
inspiration. It is a story that makes me want to be a
better wife and be thankful for every day I wake up
with my husband beside me. It is a story that makes
me appreciate the small things in life I have taken
for granted and reminds me, "don't sweat the small
stuff."
After reading about this journey of tears and yes,
laughter, I dare you to not be moved. I dare you not
to want to do something however small for someone
you know. I ask that each person who reads and is
touched by the journey Mike and his family are tak-
ing, to pick up a pen and drop them a card, sign the
Caringbridge guestbook, say a prayer or offer a wish
for a brighter future for this incredible, strong, lov-
ing family.
May our cards, thoughts, deeds and prayers give
this family even more strength, hope and love.
LINDA FINKBEINER, Exeter, Ont.
Seniors' Perspective
By Jim Bearss
ADULT ACTIVITIES CO-ORDINATOR
Bus Tours from Exeter and Lucan 2004
Harry Hardy Tours.
Wed. Feb. 11, 2004 Dinner Theatre at the Acorn
theatre in Wallaceburg, `Vincent and Valerie's
Valentine', A humorous musical comedy, Bus, and
Dinner Theatre. $68.00 PP
Thur. April 8th, Wingham, Fiddle and Step, and
Belmore Maple Syrup Festival, with Crafts, Music ,
Bingo, etc. Transportation, Meal,& Theatre. $60.00
PP
Wed. April 28th, 2004, Toronto Canon Theatre,
"THE PRODUCERS " winner of a record 12 TONY
Awards, A Musical Comedy, A rip-roaring, knee slap-
ping, good time. Simply the funniest show ever seen
on a Broadway stage. Transportation, Theatre, and
meal incl. $130.00 PP Limited Tickets!
Harry Hardy, PO Box 249, Lucan, On NOM 2J0.
227 4887 E Mail harry@cruiseselloffs.com
ComPaSS Leading the Way to Senior
Security
Ontario Provincial PolicePolice Provinciale De
L'Ontario Huron 0.P.P.
P.O. Box # 6, Highway # 21, South R.R. # 2
Goderich, Ontario. N7A-3Y5
Phone: (519)-524-8314 Fax:(519)-524-4434
Detachment Commander Inspector Gary Martin
Seniors are one of the fastest growing population
groups in Canada. In 2000,there were an estimated
3 8 million Canadians aged 65 and over, up 62%
from 2.4 million in 1981. In fact, the senior popula-
tion has grown about twice as fast as the overall
population since the early 1980s. As a result, more
See SENIORS' PERSPECTIVE page 6
The Turner Report
2004:A LOT LESS TO BE FRAID OF
The Toronto stock market coughed up a return
of more than 20% last year, at a time when infla-
tion was less than 2%, the prime bank rate was
4.5%, and GICs struggled to pay 3%.
But during 2003, what was the media focusing
on as the "hot" investment story
of the year. Yes, it was residential
real estate, which managed to
rise by about 8% in most markets.
That was an impressive return
over inflation, for a handsome
real return, but it was truly hum-
bled by the equity market and
those mutual funds based upon it.
So, here we are a couple of GARTH
weeks into 2004, and just nicely TURNER
into RRSP season. People, listen THE TURNER
up: you have some decisions to REPORT
make here. Where will money
earn the best return this year, and what should
be the Number One Strategy on everyone's new
year hit list?
Well, let's look first at what might drive the
stock market. For starters, inflation will likely
remain low all year, which means that interest
rates will, too. The Bank of Canada might even
chop the prime down to 4% in less than two
weeks, despite the fantastic growth in jobs that
we saw last month.
Low rates are good news for everything and
everybody. They keep corporate borrowing costs
low, and likewise payments on corporate debt.
That translates into increased corporate prof-
itability, and - as a direct result - higher stock val-
ues.
Also, the market is now less vulnerable to exter-
nal shocks than it was in 2003. There is no pend-
ing war in Iraq, because that one has been fought
and won, complete with the sucking of Saddam
out of his spider hole. We have already been
through SARS, mad cow, a continental power out-
ages, terrorist alerts, wild fires and earthquakes.
There just isn't much that can be thrown at mar-
kets they've not already dealt with, and survived.
Meanwhile, where else is money going to go?
People sitting on cash, short-term GICs, savings
bonds, high -yield savings accounts or money mar-
ket mutual funds, should have received the mes-
sage by now - rates are not about to catapult
higher. So, if you don't have enough money
already saved to fund your retirement, then you'd
better get the heck out of those dead-end invest-
ments, many of which pay less than nothing after
inflation and taxes are factored in.
Bonds? Ha, ha - good one. Remember, there is
an inverse relationship between bonds and inter-
est rates. When rates are high, bond prices are
low. Conversely, when rates are low, bond prices
top out - and today we have the lowest rates in 50
years. That means over time bond prices have
just one direction to travel in, and that's down.
Buying a bond today could be akin to loading up
on Nortel shares when they were north of $120
each.
And how about real estate? Still momentum
there? Yes, there is, and it will continue fairly
strongly so long as mortgages remain as ridicu-
lously cheap as they are today. But as the econo-
my improves, the cost of money will inevitably
rise, and with average house prices now at the
highest point in Canadian history, any drop in
affordability will have consequences.
One of the country's top economists made that
clear in an interview with me last week: Rising
rates will bring what he called a "one-two punch"
for homeowners who are carrying big mortgages.
Monthly payments could rise dramatically, at the
same time as the value of the house goes down.
So, all of this brings us back to the equity mar-
kets and your RRSP. Seems to me that retirement
money is, by definition, invested for the long haul,
and history has proven that - over decades - there
is no better place than stocks, or mutual funds
based upon them. If the markets are, as Bay
Street experts tell me, returning to more routine
annual advances of 8-10%, and if you can win a
big tax deduction by investing through your RRSP,
why wouldn't you?
Already rich? Or afraid of risk? Pick one.
Finally, the best possible single move you can
make in 2004? Tune in next week.
Garth Turner's Investment Television airs
Sundays on the Global network. www.garth.ca.