HomeMy WebLinkAboutZurich Citizens News, 1974-10-03, Page 15PAGE 16
ZURICH CITIZENS NEWS THURSDAY, OCTOBER 3, 19'74
Allow funds for home repairs
Provincial funding for a majoa
program of home repairs and
rehabilitation was announced
September 19 as part of the
Ontario Ministry of Housing's
program to ensure adequate
housing for all citizens of Ont-
ario.
The new program, called
Ontario Horne Renewal Prog-
ram, makes funding available
to every municipality in Ont -
ado, and is specifically aimed
at low and moderate -income
families.
The funds, available to
municipalities which have or
will adopt a minimum standard
of housing and occupancy,
provides loans up to $7,500
to homeowners who wish to
bring their principal residence
up to these standards.
The program extends consid-
erably the opportunity for home
renewal where previously funds
were only available in design-
ated areas under the federal -
provincial Neighbourhood Im-
provement Program and the
federal Residential Rehabilitat-
ion Assistance Program. All
municipalities meeting the by-
law requireinents are eligible
for OHRP funds --where no org-
anized local government exists,
the Ministry of Housing will
administer the program.
OHRP funds are aimed direct-
ly at the needs of homeowners
with a maximum annual income
of $12, 500 annually. A portion
of the loan is "forgiveable, "
that is, not paid back after a
pre -determined period of cont-
inuous occupancy in the repair-
ed home.
Interest rates on the portion
of the loan to be paid back are
geared to the homeowner's
income, and range from no
interest at all to a maximum
of eight per cent per year.
The OHRP program is admin -
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istered directly by the particip-
ating municipality which, once
it has been granted funds,
handles applications, inspection,
terms and amount of the loan,
and repayment.
OHRP is designed to provide
loans for essential housing rep-
airs, such as structural and
sanitary improvements and the
upgrading of plumbing, heating,
and electrical systems. Non-
essential repairs, or work such
as additions to a home, a sec-
ond bathroom or garage, or
beyond -minimum -standards
work is not eligible for loans.
All work done must be design-
ed to bring the home up to the
minimum standards set by the
municipality. These standards
must be approved by the Minist-
ry of Housing.
In announcing details of the
new program in an address to a
Municipal Housing Workshop
in London, on September 19,
the Hon. Donald R. Irvine,
Acting Minister, said new hous-
ing alone cannot meet the need;
of all Ontario's residents, and
it is a false economy to adopt
the wholesale destruction of
older neighbourhoods to accom-
modate new buildings.
"We concluded there are area
which are just as much in need
of government aid in the renew-
al of their homes as those cov-
ered by the NIP and RRAP
operations, " Mr. Irvine said.
"We decided to move beyond
the confines of these two prog-
rams and introduce OHRP."
Mr. Irvine said the provinc-
ial government has set aside
$10 million for the operation
of OHRP in fiscal 1974-75,
and has set target figures of
over 3,700 units of older hous-
ing to be beneficially affected
by the renewal programs. It is
expected the $10 million alloc-
ation will be repeated for the
next two years.
"Ontario has approximately
2.5 million residential dwell-
ings and at any time about five
per cent of 100, 000 of these
homes are in need of structural
repair, Mr. Irvine said.
This 1p0, 000 figure is roughly
equal to an average full year's
production of new housing in
Ontario. Without a program
to maintain these houses Ont- ,
ario would be in danger of los-
ing as many units of housing as
are brought on stream annually,
the Minister said.
Much of this older housing
stock was built at a time when
materials and laor costs were
substantially lower, and the
OHRP program is designed to
ensure this housing is kept in
good repair and will provide
many more years of use.
Actual processing of munic-
RECEPTION
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(bridal couple)
Saturday, Oct. 5
9-1
ZURICH ARENA
Music by
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Everyone Lunch
Welcome Provided
ipal requests to take advantage
of the OHRP program are to be
handled by the Community
Renewal Branch of the Ministry.
The branch also will work
with municipalities wishing to
institute the required minimum
standards of maintenance and
occupancy by-law or building
maintenance and health, saf-
ety and sanitary standards.
The Community Renewal
Branch is also operating sem-
inars and workshop training
sessions for municipal employee
whose role as building inspect-
ors will take on greater import-
ance under the OHRP program.
Full details of the program
will be available to interested
homeowners within a few days
from the municipal clerk or
building inspector's department
in participating municipalities.
For homeowners in unorgan-
ized municipalities, this infor-
mation can be obtained from
the Community Renewal Branch
Ministry of Housing, 801 Bay
Street, Toronto.
Part two of this series will
outline the specific steps a
homeowner should take to
apply for an OHRP loan, and
will provide typical examples
of cases in which the program
can be applied.
Under the Land Transfer Tax
Act, a person registering a
deed or similar documents is
required to pay transfer tax
which is based on the purchase
price or other consideration
given for the land. To establ-
ish the purchase price, an affid-
avit of value must be attacked
to the deed when it is registered
This affidavit is on file at the
land registration offices and is
available for perusal by any
person who examines the regist-
ered instrument to which the
affidavit is attached.
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