HomeMy WebLinkAboutZurich Citizens News, 1971-10-07, Page 13PAGE 14
ZURICH CITIZENS NEWS,
THURSDAY OCTOBER '7, 1971
TODAYS CHILD
BY HELEN ALLEN
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He's Always Happy
This happy baby is Timmy, eight months old. Canadi-
an Negro in descent, he is a sturdy boy with beautiful big
dark eyes and medium -brown skin. He has sparse dark
hair which is beginning to curl. His health is good, apart
from a tendency to colds..
Timmy is a cuddly, lovable, good-natured baby. His
foster mother says if he isn't smiling he's laughing. If he
cries she knows something is really distressing him. He's a
good eater and he sleeps well. Timmy isn't crawling yet,
but he gets around with considerable speed by lying on his
tummy and pulling himself along the floor with his arms.
Other children are a delight to Timmy and he is used
to being with thern. Young as he is, he's learning to play
ball by rolling it with a pair of toddlers in his foster
home.
Timmy likes people and has never been shy, though
he looks strangers over for a minute or two before decid-
ing to be friends.
This baby needs parents who will appreciate a lively,
sunny -tempered young son. To inquire about adopting
Timmy, please write to Today's Child, Department of So-
cial and Family Services, Parliament Buildings, Toronto
182. For general adoption information, ask your Chil-
dren's Aid Society.
EVERY
HAW IC FREE
70 CHOOSE
1-11! OWNFORVV
OFOWEP//MEN'T
"BLONDE..,
8R1/ ETTE
OR REPT -1/611)"
General
t;. UILDING
and
MODELLING.
WE WILL BUILD" YOUR
HOME ® COTTAGE • ARN * GARAGE
One contract will take care of your complete protect, including
PLUMBING • HEATING • ELECTRICAL WORD
2 Backhoes Available for Prompt Service
Aluminum ors and Windows
STANDARD STOCK
SIZE DOORS
Completely Installed
Only $38
Richard Bedar
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How second income affects credit
Since women's recent invas-
ion of the Canadian labor force,
many families have found their
economic standard vastly imp-
roved. Now they have two
incomes.
In the 1960's female employ-
ment rose by more than '700, 000
in Canada. In the same period
male employment rose by900,
000. Female participation in
the labor force rose from 28.7
per cent in 1961 to 34.4 per
cent in 1968.
Families with women in the
labor force rose from 21 per
cent to 32 per cent between
1961 and 1965. Records show that
in 1965 the average earnings
of a family where the wife was
contributing income were one-
third higher than those where
the wife was not working.
These statistics are recorded
in the Canadian Consumer
Credit Factbook published
by the Federated Council of
Sales Finance Companies and
the Canadian Consumer Loan
Association.
More than 2, 500, 000 women
are currently employed in
Canada's labor force. Some of
these women are self-supporting
and require their incomes for
daily living. More than half of
them, however, are wives and
mothers. Their incomes added
to that of the husbands' means
many families may surplus re-
venue over expense. All of a
sudden there is more money to
spend. And a good deal of the
extra will be earmarked for
extra goods.
Such a position, while re-
assuring, does carry some hid-
den dangers.
In the first place, while
these families have been able
to raise their standard of living
while they may have surplus
revenue after all the bills are
paid --there still is the risk of
one of the partners facing unem-
ployment.
Families who do not plan for
this eventuality and who live
it up on two incomes are stun-
ned when one income suddenly
disappears.
It is that much worse if during
their lush years they have
counted on a double future in-
come to carry large purchases of
credit.
It is estimated that an inter-
ruption of one of the two in-
comes is involved in about one
in four of all serious problem
cases referred to credit counsel-
ling offices.
When two par tners are work-
ing, certain major purchases
are often made --an extra car,
more sophisticated household
durables, more elaborate living
accommodation, more luxury
travel.
The purchase of such items
will likely involve credit. If
families suddenly lose a large
proportion of their discretionary
income after they have commit-
ted themselves to credit pay-
ments, they may find they are
in serious financial difficulties.
To safeguard these situations,
families with a double income
can take certain precautions.
One way is through proper
budgeting --spending with an
eye to the future. What is the
future of both partners' jobs?
Is the wife likely to stop work
(continued on page 16)
Electricity will
give you
the extra
warmth
you n
If your home suffers from cold spots — rooms that never
seem to get quite warm enough — add the extra heating
you need, electrically. There's a safe, reliable electric
heating unit to fit any spot, and installation is very simple.
Don't suffer from gaps in your heating system any more;
fill them with an electric heating unit.
ZURICH HYDRO ® ELECTRIC SYSTEM
W.D. ARMSTRONG, Manager
t.
WHEN YOU THINK OF ELECTRIC HEAT,. CALL:
Leo's lu< bug, He ting 1 Iectric
236-4182 — Zurich
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