HomeMy WebLinkAboutThe Herald, 1911-09-08, Page 7LETTERS OF
A SOH 0 THE MAKING
TO MS DAD.
- II.
—BY REX McEVOV
,[Mid. McEvoy will write for
this paper a caries of letters
from the west. They will
appear from time to tine un-
do' the above heading, and
will give a picture of the
great Canadian west from
the standpoint of a young
Ontario man going out there
to make- hisway. These let-
ters should be full of inte.eat
for every Ontario father.]
Calgary;. Aug. 27th, 1911
My near Dad:—
. Since I wrote you from Winnipeg I
• . have left the prairies behind me. To-
day. about forty-five miles before reach-
ing Calgary, I had my first sight of the
Rocky Mountains. They lay low along
she Western horizon,like clouds. The
q zhr may you could tell they were not
clouds was because they did not change
'heir shape. On the prairies I saw In-
d:ans, /seeking very civilized with their
'Bain . waggons, cowboys, and mounted
pgeieeu en, but I must tell everything in
fits turn. Before I go any further, I want
tO ask you to be sure to send me tho
1eewspaper from home. I feel Just 'like
) ill Dodson, • whom "I 'met in Winnipeg.
He wastelling me that whenever he got
a paper from home, it was;,just like meet -
lag .all old friend, because it told him
all about the folks he lthew. His --fattier
gave him a subscription for a year as a
Christmus present, and he said he
couldn't have had anything that would
have pleased him more. If I decide to
day out here, and anybody at home
id)yuld want, to give me something for
Cllirietmas, they might think about this.
3Jbn't wait till Christmas to send me the
paper, though, please,
Say, Dad, if you saw the threshing
machines that were round the railroad
l;idings at Winnipeg waiting to be ship-
ped to the prairies you wouldn't wonder
that people in the west boom their coun-
try, These machines, loaded on flat cars,
or 'standing like batteries of guns wait-
ing to be shipped, reminded me of the
South African war pic ptres of shipping
guns and ammunition ter the front. There
is just as much hustle here. At the sta-
tion, all along the line, are more ma.
bhines waiting to be uuloaded, and empty
box cars are being collected on the sid-
ings to move the crop out, Everybody
ieays that it is to be a bumper crop this
year, and bigger than ever before, What
you can see from the train certainly
looks good, They have got cutting well
under way now.
It's funny the way the towns out west
advertise. You frequently come to towns
where sign boards have been erected at
the stations telling of the advantages
the towns have to offer settlers, Back
at Port Arthur they had an attractive
little one-story brick building, what is
called a kiosk, which is a bureau of in-
formation. At Fort William there was
a big sign: "Fort William .the Pulse of
the Dominion: the bulk of East and West
traffic passes through this town." There
is another big sign there, but there is
so much crowded on it, and the print
,was so small that I could not read it
from the train. Indian Head is another
place that advertises in this way. On
one side of the traek is the . sign: "In-
dian Bread, Saskatchewan's Beauty Spot.
Good land $20 to $50 per acre." Across
the track on the other side is a sign
which reads. "Dominion Government
forest nursery, 480 acres, one mile from
towns Distributed annually, 3,000,000 trees
free to settlers. Visitors can inspect at
any time." You would think that if
these towns wanted to advertise they
would do it in Ontario papers. Of course,
thousands of people read the signs by
the railroad track, but by the time they
see them they have tickets to their des-
tination and are not likely to stop off.
Out from Winnipeg the country is as
flat as a table, and the horizon is as
straight as the edge of a ruler. It sur-
prised me to find out that between Winni-
peg and Portage La Prairie, which is
fifty-six miles west, there is a rise of
300 feet. Portage has a population of
7,000, and is quite a town, and one of
lelanitoba's principal grain markets.
There are elevators there, of course, and
from ,there west for a long way there'
are elevators at all the stations. There -
will be two or three elevators at each
station, belonging to different companies.
To a new -comer from Ontario these o}e-
vators, so many of them, ale strange, and
they are all the more noticeable because
the country is so fiat and there aro no
big trees. The elevators can be seen for
miles. •
, At Brandon I laid eyes on ,the first
Neethwest Mounted policeman X ever
saw. They wear red coats, just like those
of the dragoons we saw in Toronto, and
cow -boy hats. It is said that the red
coats were made part of the uniform of
the police by Sir John Macdonald because
the Indians among whom the police had
their most difficult work always looked
on the soldiers of the Queen as their
friends. A red -coat would be trusted
where anyone else would meet only dis-
trust and suspicion. The most promin-
ent building, from the Brandon station,
is a seed warehouse, and this is another
indication of the character of the West.
And the fact that they go in for agri•
culture wholesale is shown by the adver-
tisements to be seen offering "plowing
engines" for ,sale. The plowing is done
by engines on the big farms. Out on the
Prairies I saw great big galvanized iron
tanks, which I thought must be for hold -
lug gasoline for running the plowing en.
gines, but a manon the train said that
these were portable granaries into which
the grain is put as it is threshed, until
it can be taken in to the elevators.
My, the prairies aro lonely. You can
look from the train window and 'get a
wide sweep for miles and melee, and per-
haps there will only be one house in the
whole landscape. And there are no fences
to show that anybody has made their
home there. Tho rail fences, such as we
have about the old place, you never see
out here; wood is too scarce. Why, the
only place about which there was a fence
in some of the towns was the lumber-
yard, and this was surd to be protected
with a high fence. Wood is so valuable
that they say people lock their kindling,
in safes- before goiug to bed.
By -bye for the present.
Your loving son,
A SAFE
INVESTMENT
BONDS
¶.A bond offers to the
investor a safe, sane, and
profitable investment.
¶. Safe because it is a
first mortgage on the en-
tire assets of the corpora-
tion issuing the bond.
¶ Sane because bonds are
saleable at any time.
¶ Profitable because they
pay a higher rate of
interest than any other
investment that ' offers
equal security.
g We would like to send you
our literature on bonds as
investments, just send us your
address, it 'will not cost you any-
thing.
YAL4
SECURITIES
CORPORATION
LAM t're°
BANK OF MONTREAL. BUILDING
YONGE AND QUEEN STS.
• TORONTO
MAKING SAFE INVESTMENTS
"YIELD" ON BONDS DEPENDS ON TIME:
BOND HAS TO RUN BEFORE
MATURITY.
Explanation of This Important Point- of
Great Importance -Not Like " %oohs
Which are Never Ronaid and Therefore
Time Not Considered in Reckoning Re.•,
turn—Same Interesting Illustrations,
(By "Investor")
In the first of this series it was shown
that "distribution of risk" is an import-
ant principle of investment, It is a very
simple one, however, involving no very'
confused ideas, There is une+Ater prince,
ple to be borne in mind when making in-;
vestments which is of no less importance,
bet it is, however, considerably less ole
viuus to theeo whose investment expeij
0lice is small—and even to many who
should understand its actions thoroughly. --
This is tho principle of investment"
"in
accordance with actful requirements.'
Not long ago a flnanoial paper stated,
quite correctly, that a high return on
an investment should always be looked
upon with suspicion. This, however must
not be taken to mean that such a stock
as Dominion Bank, which pays 12 per
cent. per annum is decidedly past the
danger mark and should be avoided. Of
course, the person whofigures this out in
this way quite misses the point. "The
rate of income" or "return" on an in-
vestment depends on the rate of . divi-
dend, to be sure, but it is quite a dif-
ferent thing altogether. For example,
,take the case of a stock paying 12per
cent. Tho investor will have to pay at
least $200 a share for this stock. But
the dividend is figured on the par—or
face—value of the shares, which is 1;100..
Therefore the return on the $200 inv
moat is $12 per year, or
hundred invested—that is, 6
This is what was referred to
vious article, when "rate of . income"
given as one of the points—the se
in importance --to be considered in oho
an investment.
Now, in the ease of stocks, as we
above, this is a very simple matt
understand. When we consider b
however, there is considerably- -icor
be taken into account,.
Anyone who has ever bought bonds.
sometimes wonder why tea differe
sues of the bonds of some particular.
sell at quite different prices. Th,
curity is exactly the same, the rte
interest identical; .the only di
probably, Is that one bond
able in ten years and the'
ty. .It is this last fes$,
the price. What differe
make? you ask.
Suppose a 5 per cent. 81,000 bora
ten years to run sells at 1081.4.•
owner will receive $50 a year on a
vestment of $1,082.50. In such cir
stances a stock—which is never rept
would net the investor about 41.2
cent. Tho bond is different, bow
The investor pays $1,082.50 for the b
which in ten years is paid off at $
So he must cavo enough out of hi
come each year to,replace the 882.50
pital thus lost. That is to say, be
lay away in each year of the ten w
his bond has to run, the sum of 'C
which, at• compound interest, will amou,
to the $82.50 by the time pie bond In,
tures. Therefore, the investor can on
consider $43.30 of his annual interest
$50 as legitimate income,' and, dividin
$43.30 by $1,082.50 we find that this
amounts to 4 per cent. on the cum of
$1,082.50 invested. Therefore, a, 5.per cent.
bond, with ten years to run, selling at
1081.4 "yields" 4 per cont. Remember,
the amount returned is, of eourse great-
er than 4 per cent., but, the half of 1 per
cent. in excess of that rate is really re-
payment of a part of the invested ea-
pital, in installments.
On the other hand, where, a similar
bond sells below par, the process is re-
versed. For example, a 4 per cent. bond
selling at 90, with ten years to run,
'yields" the investor 5,3 per cont„ where-
as, a 4 per cent. stook selling at 90, re-
turns but 4.4 on the investment. The
reason, of course, is this: In tenyears
the bond is repaid at par of • $1,000 and
cost but $900, therefore, to every $40 of
interest must be added the part of that
$100 profit which will be received at the
time the bond is repaid, and of which, in
the "yield" account is thus taken.
So, in buying bonds or other forms of
mortgage or debentures which are pay-
able on a fixed elate, the element of time
is a most important one. In such a case
the "rate of income" is not as simple to
estimate as is often supposed, as eve have
just soon, Bond dealers, of course, do
not have to bother working out these
details, for there are books of tables
compiled in which the figures for all
values, rates and times are given,and
most bond dealers have a supply of small
books of this sort whichthey supply to
their customers.
Indeed, in bond selling, in many loses,.
bonds are sold on the basis of their
"yield," and • the price not figured out
until the transaction is completed. There-
fore, it is necessary to understand how
this is figured out before buying, or one
may bo disappointed. For instance, a
man might' buy Electrical Development
FOR MAKING SOAR
OF�"ENING WATER
R M OV1 G PA 1 Tm
°►' r NF .,C ING S cSo
CLOSETS, DrAAlNS,ETC.
LD F_VE R' WHERE
RGFU50 SUf rvi T UTES
under the impression that as they
"yield" 6 per cent. his income will be
5:c587, or $52.20 a year, whereas as they
are 5 per cent. bonds he gets but 050 on
each thousand, as ho will have to wait
till tlie' bonds mature, 2.2 years hence,
for the $130, . which represents the addi-
1ti.anal $2.20 he expected and didn't get. The
$130, of course, is the profit derived from
buying the bonds for $870 and having them
redeemed at $1,000.
Don't forget, therefore, when reckon-
ing the rate of income on a secai'ity to
fii'td out -if it is a bond—how long it has
10 run. -
a�>< D WA]i1%1 IN THE T CHOLA
ia111em of Beating When Mercury
is Q Degrees Below Zero.
-inters in the Yukon terri-
'oom seven to eight months
.g at least five of which
temeter ranges from zero
.es below. The larger
buildings are frame, and
of wood, principally soft
$10 to $15 a• cord. Con
different schemes have
ised in order to take ad -
of as much of the heating
of a. cord of wood as pos-
ives used here for heating
are made of sheet iron and
t.airtight heaters. In some
see are purchased on the
wnng cast tops and baser,
re principally manufact-
wson entirely from sheet
JIM,
'meetom has been, to
2111 dire e to the.roof,
tage of the heat be -
through the pipe. It
Or a local. merchant to
.his to some extent. Sheet
,s from 2 to 4 feet in
and from 4 to 8 feet in
pith a, partition down the
within a short distance of
us, are now used.
from the stove enters the
drum on one side of the
nd directly en the other
e partition another' pipe is
leading to the flue ; the
ust consequently follow
xi side of the drum and up
in order to escape. The
re it enters the ovum may
t to permit the hand to rest
While where it Ieaves the
is barely warm, and when
eke leaves the chimney it
,.dins very little heat.
hese drums in some cases are
. ed immediately next to the
,ce and in others as far as thirty
fe?t distant, according to the size
ef•the room. They -are also placed
Til different rooms from that which
c• rains the stove, and in some
yes on the second floor. In this
,r a great heating surface is ob-
ir, need and at least 50 per cent.
more heat besides the distribution
of the heat throughout the house,
while the fire in the stove need not
be so hot.. It has also added to pro-
teation from fire, as the pipe is not
hot where it goes through the roof.
The one disagreeable feature is
the collection of creosote, which
formerly was largely consumed by
the: intense heat of the smoke as it
left the pipe. This has been over-
conse by making the bottom of the
drum drain toward a hole in the
centre, permitting the creosote to
run into a. pan placed below for
that purpose. As much as from one
to foto gallons of this creosote will
collect in twenty-four hours, ac-
cording- to the size of the stove. So
far no use has been found locally
for this creosote, with the exception
of a, small amount used by garden-
ers for ,the destruction of plant in-
sects and worms.
The drum being built within six
inches of the floor, draw a. certain
amount of the cold air from the
floor ,of the room and carries it off.
CANNING TANTS.
Marshmallow Crean,—One table-
spoon Knox gelatin, dissolved in
cold Water. Add one cup boiling
water afterwards one cup sugar.
Beat whites of four eggs stiff. Then
add gelatin and beat until stiff.
Color, half with fruit coloring. After
dividing the above mixture add to
the colored part juice of one le-
mon ; to the white part add one
teaspoon of vanilla... Wet a mold
and fill with alternate layers of
white and pink. When cold serve
l with whipped cream.
knowledge as to when fruits and
vegetables are to be expected, so
that time and provisiun may be
made for them. As the various
cans and glasses have been emp-
tied, if they have been washecl and
covers carefully fitted before put-
ting away, much annoyance and ex-
pense will be spared. If the appe-
tites of the family have been ob-
served it will not be advisable to
put up'much of the unpopular va-
rieties.
Kettles—which have never been
used for any other purpose than
preserving—spoons, forks, knives,
skimmers, dippers, funnels, jelly
bags, fruit press, strainers, scales,
measures are all necessary imple-
ments (others will be individually
required) and should be in a state
of perfect order and cleanliness.
Have enough suitable jar's, cans,
glasses, etc., with rubbers, tops,
and covers at hand; plenty of para-
ffin, labels, cloths for wiping and
handling utensils, and the labors
of the preserving season will not
plunge you into nervous prostra-
tion.
Procure the best fruits and vege-
!te r GPY RC✓Cti • Ar*":44V5'' �4/T0 73 t,
H
DESSERTS,-
Snow • Pudding,—Two " eups of
water, one cup of • sugar, 31e1fee of.
one lemon., Whites of tw.o eggs, two '
heaping tablespoons of t;ureetare}t;
Boil sugar and water, remove- i'<i n
fire, add cornstarch and lem� :I
juice. and boil until think. 1`.'-
nmee horn fire again and add w} 1,N
of eggs beaten stiff, beat ten nein
tttes; Serve plain or with rvnij,p.!•t
cream or with plain cup custriid.
English Bonita Pudding. --- rlUe•
six ounces. of sugar with three, yolks
of eggs, then add the juice an:i
grated rind of two lemons ; melt
;/ ounce of gelatine in half a ,lass
of boiling. water and mix with the. •
above igredients, lastly adding the - '-
stiffly beaters whites of the ,cgs
and stir in lightly and put in glass
dish or mold to bet, and serve with
whipped cream on top and chopped
pistachio nuts. • Makes a most de-
licious summer dessert.
Apricot Inc Cream.—Our family
claims to have invented apricot ice
cream, and I never tasted it else-
where. It is easy to make and re-
quires no cooking. Make it in this
proportion : One cup mashed apri-
cot, one cup sugar, two cups cream.
Freeze the cream first, then open
and add the sugar and the apri-
cots, which have been pelt through
a sieve or a fruit press. Van fin •
-
ish freezing. • It is so ride that a
sherbet glass full is sufficient fox
each person. It is a most beauti-
ful color—pinkish orange. R.
Hot Maple Nougat. — BoiI two
cups of maple syrup and a lump of
butter the size of a walnut until ft
forms a soft ball when dropped into
cold water. Add half. a cup of
chopped pecans and keep warm over
hot water until ready to • serve.
Then pour ,it while hot over each
tables. each at the crest of its sea- serving of ice cream—vanilla is
son. Prices are lowest then and best—and the nougat will candy
there is less waste. Overripe fruits deliciously when it touches the
never make good preserves or jeI- frozen sweet.
Graham Pudding.—One-half cup
molasses, ' one-half cup sugar, one
egg, one-third cup lard, one-fourth
teaspoonful salt on the lard, one
cup sour milk, one teaspoonful so -
Iles.
A wise cook never tries a strange
recipe if she has one which she has
tested and found satisfactory.
Tastes differ and an untried recipe
may .prove disastrous. . da, one-third teaspoonful baking
Use granulated sugar for all pre -1 powder, one teaspoonful cinnamon,
serves,. jellies, and same; light
brown sugar- for spiced fruits.
Heat the sugar for jellies in the
oven before adding to the fruit
juice.
Do not cover while cooking unless
you want trouble.
Have receptacles standing in hot
water when the hot mixtures are
put into them.
Seal perfectly.
Leave standing where you can
observe them for a few days.
In the operation of canning and
preserving, as in almost every other
function of housekeeping, the "get-
tingready" is the most important
thing and begins far in advance
TOI:ND RIGHT PATTI.
After a False Start.
"In 1800 I began to drink coffee.
"At that time I was healthy and
enjoyed life. At first I noticed no
bad effects from the indulgence, but
in course of time found that various
troubles were coming upon me.
"Palpitation of the heart took
unto itself sick and nervous head-
aches, kidney troubles followed wild
eventually my stomach became so
deranged that even a light meal
caused me serious distress.
"Our physician's prescriptions
failed to help me and then I dosed
myself with patent medicines till I
was thoroughly disgusted and hope-
less.
"Finally I began to suspect that
coffee was the cause of my troubles.
I experimented by leaving it off,
except for one small cup at break-
fast. This helped some, but did
not altogether relieve my distress.
It satisfied me, however, that I was
on the right track.
''So I gave up coffee altogether,
and began to use Postum. In ten
days I found myself greatly improv-
ed, my nerves steady, my head
clear, my kidneys working better
and better, my heart's action rap-
idly improving, my appetite im-
proved and the ability to eat a
hearty meal without subsequent
suffering restored to me. And this
condition remains.
"Leaving off coffee and using
Postern did this, with no help from
drugs. as I abandoned the use of
medicines when I began to use the
food drink." Name given by Pos-
tum Co,, Battle Creek, Mich.
"There's a reason," and it is ex-
plained in the little book, "The
Road to Wellville," in pkgs,
aver read the above letter? A new one
appears tram time to time. They are
genuine, true, and full of human interest.
Many a fellow is so close` tasted
opt
wonlii n."
one-half teaspoozlflll,., clow et,
cups graham flour, one-half 'anti
raisins chopped fine. Bake in mod-
erate oven. Serve with cream and
sugar.
Fruit Cream. --Fruit cream with
frosted marshmallows --- Dissolve
two level tablespoons of cornstarch
in a little cold water, t}ien pour
in one cupful of bulling water;
while this` is cooling, dip twelve
marshmallows in beaten white of
egg, then roll in granulated sugar
and 1llaee on ice at mice. ,'add to
the cornstarch one cupful of soft
fruit, peaches or berries, that have
been pressed through a sieve, rune
cupful of sugar, and two-thirds el
a pint of whipped cream. Turn in-
to small molds. When cold, invert
and border with frosted marshmal-
lows, top with whipped cream.
dainty and pleasing dessert.
GREEN CORN.
Leftover corn can be used fox
fritters for the next meal in this
way : Cut corn from cob and to
three ordinary ears add one large
cup of milk, an egg well beaten,
salt and pepper to taste, and
enough flour to make a thin bat-
ter: Sift one teaspoonful of bak-
ing powder with the flour. Fry the
same as any batter 'cakes or droe
by spoonfuls into boiling lard fol
corn fritters.
In cutting corn from the cob,
ther for soup, scalloped corn, at
pickle, slant your knife so that the
grains will be cut in two. You will
find it much more tender.
Scalloped Corn.—Cut corn from
cob, slanting the knife so as to split
as many grains as possible. To five
cupfuls of corn take one and one-
half cups of hread crumbs, ane egg,
and one-half cup See est milk, sail
and pepper to taste ; a pinch of red
pepper adds a fine flavor. Mix the
corn, egg, and milk. Put in a bak-
ing dish half inch of corn and
sprinkle e, thin layer of crumbs eve/
it. Continue this way until materi-
als are used up. Pour over all half
a cupful of cream and put in a mod-
erate oven till it browns. If ereain
is not on hand melt two tablespoon-
fuls of butter and pour over the
last layer. In using canned corn
omit the half cup of milk. Too much
crumbs spoils the dish and makes
it pasty.
OFTEN.
"What becomes of the average
of man's money,'
veto went. the actual canning day. Some that he a ill keep everything ext "I guess it goes to the average
Company bonds at 87 on the open market notes made last season will give his prorflises,