HomeMy WebLinkAboutThe Herald, 1912-09-27, Page 3AND COMMENTS
Th
sit to
cad ab
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ller's;
le r'e
eatre
le.
:wary
Suf..
rieal-
n
t ar��j
ames�lace
;her
Imes
1 for
has been said times without
er that this is the age of or -
motion, and fortunately the
ius for organization is not ex -
misted in founding and develop -
ng industrial trusts. It is employ-
ed unceasingly hi the churches, in
the associated charities, in the
social 'settlements. Men and wo-
men are working together as they
have never worked before to help
fall who need a helping hand, to
bring comfort to those •who are
laarts of what Rev. J. J. D. Hall
ells the "human junk piles."
The world owes much and it will
owe more to these united efforts
for : the benefit of the race. The
union is a mighty one, and the peo-
ple who have joined it are rich not
merely in professions, but in good
works. But it is well to remember
even where there is the highest
(enthusiasm for organized philan-
thropy that there is still a demand
Jus- r individualism of the right sort,
26th 0
,ead t,''demand that may be supplied not
' ' 41y in associations of many kinds
lath -'alit in all our daily intercourse with
be file another. And possibly the in-
bies ense interest that is aroused by
c},o,p doing good with '`malice afore -
and thought" may sometimes put out
for of mind the opportunities that come
idon to every one for doing good without
ate;- 'organization and without any ela-
melf ;, borate planning.
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For an illustration of what is
meant consider the life and conduct
of two men whom we all know.
One carries sunshine wherever he
goes. His presence is a benediction.
$e passes through an open door-
way, and as he does so a ray of
light seems to enter the room. Dis-
content and weariness vanish.
Whether there are two, three or
a dozen persons in the room all
are made glad. Nor is this due
only to the charm of a pleasing
manner. There is a much deeper
reason, The . man's character has'
steed- the test of many, trials. "To
verytliing there is a -season, and a
time to every purpose under the
heaven." but to his unselfish pur-
pose there is 'a time in every min-
ute. He will run his legs off ,for a.
friend. He is doing little things
for somebody with every fresh im-
pulse from an overflowing heart,
with such beautiful thoughtless-
ess, such complete forgetfulness of
elf that God's greatest blessing is
n him in the love of his fellows.
For a contrast there is that other
an who is so much concerned with
eneral problems that he counts for
othing in particular cases, so much
pressed by the prevalence of evil
d his isolated goodness that in
agination he is always on the
fights, so rich in fine sentiment
d so absorbed with his own little
nth that he seldom lifts his hand
others, that he actually makes
burden of his favors, and repels
irritates his closest associates.
onceivably a man who at least
Bests the first type may be found
ong.the human junk piles, while
inples of the second type are not
nown 'in philanthropic circles.
the young person who is yearn -
to be good and to do good might
fit by thinking over the cora,
on. Let hire, do what he can
mcert with others, but let him
forget that he may discover
idant opportunities for working
his noble designs in his home
•in his business and on the
t. Above all, let him remern-
that uplifting humanity does
onsist in lifting up one's self.
NUFF SAID.
d you like chicken, Sam 2"
1 Ah certainly does boss."
d. you get 'em Mica in a
sure, ooss, Ah gets
w 'do you get 'em, Sam?"
11, boas, yon know dat of
'Love will find de way.-"
people have wily power
to stop 'talking when they
id enough.
Yosliito, Japan's ' New Earp
and the Young. Empress Sado
From Their Most Rece
graph.
,u0p'ee.a.014,
-,
777
iwgzAoreaeze
AdeemieemZeowie
leareagliae
CLEANEST, SIMPLEST, and'BEST ROME
one can buy -.Wiry you don't even have to
what KIND of Cloth your Goods - are made
q Mistakes are rhpossible,
and for Free Color Curd, Story Booklet, and
let giving results of Dyeing over other colors.
e JOHNSON-mermeDSON CO., Limited,
Mummal. Canada.
1
ONTO CORRESPONDENCE
,s
KEEP CHILDREN WELL
DURING HOT WEATHER
Every mother knows how fatal
the hot summer months are to
small children. Cholera infantum,
diarrhoea, dysentry and stomach
troubles are rife at this time and
often a precious little life is lost
after only a few hours illness. The
mother who keeps Baby's Own Tab-
lets in the house feels safe. The
occasional use of the Tablets pre-
vent stomach and bowel troubles,
or if the trouble comes suddenly—
as it generally does the Tablets
will bring the baby safely through.
The Tablets are sold by medicine
dealers or by mail at 25 cents a box
from The Dr. Williams' Medicine
Co., Brockville, Ont.
MMHG SAFE INVESTMENTS
SOME FINANCIAL TECHNICALITIES EX-
PLAINED.
Tho Man Who Thought the Term Gold
Bond Meant a Bond Secured on Real
Estate Made a Very Poor Guess—"And
Interest" Does Not Imply a Bonus for
the Purchaser—Quite the Reverse.
The articles contributed by "Investor"
ere for the sole,purpose cf guiding pros
pective investors, and, if possible, of say-
ing
aving them from losing money , through
placingThe
it in "wild -cat' enterprises. n
e
impartialandcf th
infraioay Jibe 1 relied character
The
writer of these articles and the publisher
of this paper have no interests to serve
in connection with this matter other than
those of the reader.
(By "Investor.")
The other day a man went into a bond
house in Toronto, and, before investing,
asked a few questions about bonds, which
showed at once that he was entirely un-
acquaintedwith that form of investment.
It also showed that many expressions
puzzling to the uninitiated are such or-
dinary expressions of every day use in
financial circles that it is extremely dif-
ficult for a financial man to explain mat-
ters to a layman who has had ab'soliitely
no experience in financial affairs in a
few words.
Now, the first question this man referred
to asked was, What does 'Gold Bond
mean?" "I suppose," he continued, "it
means that it is secured by real estate;
though why he should have thought so I
have no idea. A "first mortgage gold
bond" merely means that the bond is a
first mortgage on the property in ques-
tion and that when it falls due its repay-
ment may be demanded in gold if the
bondholder so desires. Some years ago,
when governments were less stable than
they are now paper money had a very
uncertain value—sometimes paper cur-
rency would not be worth 50 cents on the
dollar. Indeed, daring the war of. the
Rebellion in the States in the last days
of the Confederacy, the paper money of
the Confederacy was so discredited that
a man paid $100,000 (DI paper money) for
a pair of boots, which he could have
bought for $5 in gold. At that time peo-
ple who loaned good money to corpora-
tions did not like to fool that perhaps
they would be repaid at the maturity of
their loan in discounted paper currency
or in ether coins worth 40 cents on the
dollar, as Mexican money is worth to -day.
So they made provision that they were
to be repaid in gold and thus there came
into existence the "gold bond," In Can-
ada at present it is merely a name with-
out significance; but some da), perhaps
—after a prolonged war—Canadian paper
money may not be worth 100 cents 011 the
dollar, and then the term 'gold" on the
face of a bond will be a source of deep
satisfaction to the owner; for gold is al-
ways worth its face value—$20 an ounce
—as it is the standard of value and it
alone does not fluctuate in value so far
as its cash price is concerned.
*. 5
"What does 'and interest' mean?" was
the next giiestiou. Tho bonds to which
the investor es or referred were gutoeda,tl00
"and interest." Peculiarly enough, his idea
was directly opposite the truth. He
thought that it meant that when he
bought, bonds now whose interest had boon
paid on July first he got the it to t
from that date up to the present as a
sort of bonus. •
Suppose the interest was paid in July,
John Smith owned $10,000 of the bonds
then. Re had $10,000 invested and his in-
terest was six per Dent. Obviously if he
sold the bonds on January first he would
have received the full six months inter-
est for he would have just out off the
-Tannery coupons. But he sells them in
October first, Iet us say. He has had his
$10,000 invested for 3 months, and so, of
course, should get hie interest for that
length of time. He can't cut off the cou-
pons for they represent the whole six
months interest, so the purchaser pays
b.im his $10.000, and also the interest for
three months at six per cent., or $150.
On January first the purchaser gets his
interest from the coupons—$300, which,
less the .$150 he paid John Smith, leave
him $150 net, or six per cent. on his $10,-
000 for the three months from October
first to January first. So his is not out
of pocket. That is what it means to sell
bonds at 100 "and interest." Soemtimes
one sees that bonds have sold at 100 "flat,;'
In this case the bonds are sold at 100
and the interest for the three menthe --
or for whatever time it has accumulated
is thrown in; but in that case the mar-
ket price usually adjusts the interest.
'Thus, six per cent, bonds, which sold at
100 on the last interest date usually sell
at 103 on the day before the next one, and
back at 100 on the day after.
Ir ,
CAREFUL DOCTOR.
Prescribed Change of Food In$tes
of Drugs:- ...'� .,
Steady Growth—Hon. James
ring, and Its Evils -Exhibition
rmath—Criticism of Council.
et, there is apparent no let up in
to's 'remarkable growth, Building
ierxnfcs ,issued last month were $2,000,000
'more than for the corresponding period
last year. And that these are not merely
(paper permits is indicated by the reports
from, all, the building trades. Every de-
Partment; reports record business. Nor
is the total of building permits swollen
by:any unusually large individual atruc-
t'hr�ee. The Union Station and rouge
Street Bridge are still In the phantom
class. The unusual feature of the build-
ing ,activity is the fireg't number of ex -
Simone and alterations as distinguished
from new buildings that are under way.
gytttblished businesses are making
m2L?cy their trade is expanding and they
are preparing to take care of the growth.
Already, too, this term all records for
public school attendance have been bro-
ken and many youngsters have not yet
reserued to their classes. Early in the
mcnth the new record of 45,656 pupils at
School on one day, had been reached,
ami. it is expected that the figure will go
over 50,000 shortly.
*hese signs ' of the times fill business
men settling down for another year's
operations after the holiday season with
satisfaction. One hears occasionally ex-
pressed some nervousness about the real
estate situation, but so far criticism has
been directed chiefly to the flotation of
subdivisions far outside the city. The
infle ed prices to which this class of real
estate is'raised by boom times is indicat-
ed by the fact that some recently re-
corded sales have- been at prices which
were no higher than those recorded in
the; boom of 25 years ago,
"JIMMIE" DUFF AS A LION.
frith the season of fall fairs in full
swing it is the turn of Ron. Jas. Duff,
' Mistletoe of Agriculture in the Queen's
Park Cabinet, to. step into the limelight.
Thy say that he did not get his share
of attention at the Toronto Exhibition
this year, but there are other fairs in
pikes where votes count for more than
in Toronto where he has been
.lhninie' Duff -is much of a
(lru ihxily he is as mild-mannered
is Om, of ..the lanxbs that sports on his
Moll .and prosperous farm up in Simcoe
County, E(e is not ferocious in stature,
for
be is several eral inche
s under dor the aver-
age ' height. But he must have a streak
of siren In his soul for his full name is
the.:gennorable James Stuart Duff, and his
imit$x"te eame from the north of Ireland.
It,gees almost without saying that he is
an "Orangeman. They say there is an
Orange lodge on the corner of his farm, ,
and that thanks to the activities of the
Duff family it is one of the most aggres-
sive in the province. On the stump and
in the Legislature "Jimmie" Duff is a
ready speaker. The well rounded phrases
that are the stock in trade of the stump-
ine politician flow easily from his lips.
Re has " a' "straight -from -the -shoulder"
manner that can be depended upon to
bring eheers. from "the boys" on his side
of the Rouse. And he has a jaunty in-
dependence that sits well. Strolling down
from the Parliament buildings these cool
evenings, with his hands deep down in his
pockets, bis hat setting close to his ears
and a half -smoked cigar in his teeth, he
makes a figure that the Stranger looks
at tivice, though he might not guess he
was Minister of Agriculture.
Jimmie" Duff's critics say he lacks ag-
grt51iveiiese in the management of his
department. But at all events he is him-
self 11 successful taxmer. Poll, ies are not
a:- rot love, though he has been in the
R n' a :for. fourteen years, But if you
wyrt to ask him, I think he would say
he ,likes the'game. Iris is a genial lout,
to whom. hand shaking and the other
arts of electioneering come as second na-
ture, and. of- the, qualifications of Cabinet
timber vote.i eating is not the least,
MORE 'ROME- RACING.
The 'merry ro-round". is stili with us,
nM ry.go-hound'' being:the .graphic de-
sci `btion apelled to the Canadian horse
racing circuit, under whose system On-
tario enjoys or endures, according to the
SYMinsFlbiios of the ebserving, a period of
Doe 'Magna racing, lasting from May un-
til t, oiler, ..Toronto gets about a month
of ,t is „six rt: and"supports it liandsome-
e ; Sall emoting at the Woodbine is
It takes considerable courage for
a doctor to deliberately preser.be
only food for a despairing patient,:
instead of resorting'
to u.
tue usual
a
list of medicines.
There are some truly scientific
physicians among the present gen-
eration who recognize and treat
conditions as they are and should
be treated, regardless of the value
to their pockets. Here's an in-
stance :
"Four years ago I was taken
with severe gastritis and nothing
would stay on my stomach, so that
I was on• the verge of starvation:
"I heard of a doctor who had a
summer cottage near me—a speci-
alist from N. Y.—and as a last hope
sent for him.
``After he examined me careful-
ly he advised me to try a small• {
quantity of Grape -Nuts at first,
then as my stomach became strop.-
ger
trop
ger to eat more.
"I kept at it and gradually got
so I could eat and digest three tea-
spoonfuls. Then I began to have
color in my face, memory becatne
clear, where before everything
seemed a blank. My limbs `got
stronger and I could walk. So I
steadily recovered.
"`Now, after a year on Grape
1 Nuts I weigh 163 lbs. My ,people
were surprised at the way I grew
fleshy and . strong on this .food."
Name given by Canatlioiu PeSt^ixn
Co., Windsor, Ont. Read the little;
book, "The Road to Wellville," in
pkgs. ``There's a reason."
Ever read the above letter? A. new o
appears from time to time. They 'a
genuine, true, and full of human Interest,,
K •
MOST FAMOi;`S CLAN.
The Clan MacDonald is probabl,
the oldest and most famous of: the,
Scottish dans, claiming descent)
from Donald, grandson of Somer.-;,
led of the Isles, in the 12th century
I res SomaerIed'Ie name is Norse, 'tSumerri`'
hdhi," summer -slider, that is in
ner. He was son of '"Gi
brighde," son of "Gille-'a
man." These two names are
oughly Gaelic, so that on the w
Sornerled may be regarded a
Gael ruling independently over
mixed Norse and Gael of Ar
shire. Sr ierled died in 1164.
IgUBSTITUTE
Hazel—"Didn't Marion marl
the druggist?"
Mal—"No. She followed his o
advice and got some .one just
good."
are open to hazy
^ � the following
Egasimosmos
FOR sunburn, windburn, cracked lips;
�chaps, roughness or irritation after
shaving, try
NF -DRU-CO
Whelp Hazel Cream
Its creamystigredients soothe and soften
the outer skin, while the Witch Hazel
penetrates and heals the deeper tissues.
Defl htful after shaving or washing,
25e, s; bottle, at youf druggist's,
NATIONAL DRUG AND CHEMICAL CO.
.1 Canaciai Limited. 187
imemmilitaMMUNimilawmanomm
WS-LAING, LIMITED
AWRENCE FLOUR
LLS COMPANY
EL t.OMPANY OF
NADA, LIMITED
our,Soptomber.LIst
a .Securities
ration, Limited
nl -.td Toronto,
London, Eng.
sae
Mess crowded and less gay than the
spring function, but it is in its way
quite as impressive, It provides the same
cross section, of society, ranging from the
black leg to the society leader. 11 pro-
vides the ladies, who go in for that sort
of thing the first opportunity to display
their new autumn gowns and millinery.
Happy is she who has a fresh outfit for
easah day of the function.
Social reformers, who would abolish
racing and the gambling that is rampant
in connection with it, seem for the pre-
sent to have run into a street with a
dead end. The game was probably never
as flourishing as it is in this year of
grace 1912, And the serious-minded won-
der how long the country is going to put
up with it. An interesting incident was
furnished the other day when Mr. Abe
Orpen and one or two others pleaded
guilty in the police court to taking bets
contrary to the law and were fined $1,000
each. The announcement furnished a wild
gasp of surprise. Not because anyone
doubted the existence of illegal betting,
but because anyone, particularly Mr.
Orpen, had been "caught with the goods."
Betting on the ponies is an everyday in-
cident to hundreds of Toronto workmen
and others who can scarcely be described.
In a factory some one man takes the
bets. Where he places them the others
may not know, possibly do not care. They
are happy if the horse they backed wins,
which may not be often, The bets are paid
promptly, Of course all this is illegal,
but it as not being stopped.
The serious defalcations of two bank
clerics gave some promise of lifting the
lid from a serious canker, but nothing
came of it, and the canker remains, The
youths were the victims of crookedness,
and some one made a killing. Who, no one
professes to know. Whoever it was took
unnecessary chances, Because there is no
game harder to beat than horse -racing,
even without dishonesty. And there's al-
ways a steady supply of young lambs
and old ones too, ready to be fleeced,
DISSENSIONS IN EXHIBITION BOARD.
The stories of dissension in the Board
of Directors of the Exhibition Associa-
tion continues. It is fortunate they did
not leak out until after this year's fair
was safely past, but the trouble may not
be smoothed over in time for next year.
The most interesting rumor is to the ef-
fect that there is a plan on foot to sup-
plant the two present vice-presidents, who,
in the ordinary course of events, would
look for promotion and elevated to the
presidency Mr. J. C. Eaton. In many re-
spects Mr. Eaton would make a most ac-
ceptable president. He is a cordial sup-
norter of the Exhibition, and if he were
in the chief executive's place would, no
doubt, revolutionize many things, not only
by reason of the resources he has at his
disposal, but by his remarkable capa-
city for organization.
But it is natural that the two men now
in the vice-presidential chairs Mr. Noel
Marshal and Mr. Joseph Oliver, should
expect some immediate reward for the
hard work they have put in.
In connection with the election of the
Board there is generally a good deal of
intrigue and wire pulling. A year or two
a member of the Board gave offense in
some quarters. He had also ambitions, 1
but when the next election came around
he was quietly knifed. The myster-' is
who knifed him? Under the circumstances
the exhibition has been fortunate in its
selection of officers from year to year
and that it continues to be served by
Public-spirited citizens.
ATTACKING CITY COUNCIL.
Criticism of the methods and personnel
of the City Council has been growing in
volume throughout the year. One of the
local dailies has started a campaign of
systematic attack. Day after day its
columns contain violent charges of incom-
petence or worse, while its billboards all
over the one, blazon the same message.
,Other . capers confine their., criticisms to
particular sections of the (iouneil.
Consequently there is likely to be a
lively contest next January. But the sur-
prising thin„ is, how few are the changes
in thepersonnel of the Council fro
n c mY ear
to year, and it is doubtful if this year
will be any notable exception. When a
man gets to be alderman he gets so much
free advertising by having his name con-
stantly in print that he builds up a repu-
tation which makes his re-election al-
most certain. Even criticism in a city as
big as Toronto, where the candidates can
know personally only a small fraction of
the electors, seems to help him. Uncon-
sciously he gets the reputation of being
a big man. Unless he makes some mis-
take or is dishonest, which rarely hap -
file.•.•'esseenittUUtteiiii ve;v,
1
THE STANDARD
ARTICLE • SOLD
EVERYWHERE
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E.0.1ILLETT
COM PAN'S'
LIM1TED
TOR4NTO,QNT.
pens, he has a great advantage over all
newcomers,
Nevertheless, there seems to be a vague,
but widely held, idea that a commission
form of government would be an improve-
ment on the present elective system, Judg-
ing. by the vote last year on the ques-
tion of establishing a harbor commission
1 a proposal to make the change woaifi
carry on a plebiscite. But the existing
council will not likely let it no to a ple-
biscite. Which, to many observers who
believe that the cure for the evils of de-
mocracy is more democracy, is a thing
to be thankful for,
TURN YOUR TIME INTO MONEY
There is a firm in Toronto who give hun-
dreds of men and women an opportunity
to earn from $250.00 to $1,500.00 every year.
with but little effort. This firm manufac-
tures reliable family remedies, (beautiful
toilet preparations, and many neeessary
household; goods, such as baking powder,
'washing Compounds-, 'stove, furn-iture-and
metal polishes, in all over one hundred'
preparations that every home uses every
day. Just one person in each locality can
secure exelu i i
s vexg ht to distribute
these
preparations to their neighbors. They
agents. 100 Write and ser cent. ecure solo agon ency- their
fore it is ton late. Address The Rome
Supply Co., Dept. 20, Merrill Building, To-
ronto, Ont„ for full particulars.
Without adversity a man hardly
knows whether he is honest or not.
—Fielding.
Damascus steel Barrels, left
barrel "Choke Bored," octa-
gon breech, engraved locks and
trigger guard, double bolt, pidol grip wal.
nut stock nicely carved.
For sale at your dealer ; if he does not
carry these guns, write direct or come and
see them at our Store.
Accept no substitute, the Lion Arms Co.
brand is the best at popular prices.
Catalogue (English
edition) containing the
Hunting By-Lawl
free on request.
911 St -Lawrence, Blvd MONTREAL..
'.lLa,z`m�'aWlittl'' V-444' +•+ ..,x... + .. ,. ,,